ICS

03.060

CCS

A11

中華人民共和國(guó)國(guó)家標(biāo)準(zhǔn)

GB/T44892—2024

保險(xiǎn)業(yè)車型識(shí)別編碼規(guī)則

Codingrulesforvehicletypeidentificationofinsurance

2024-10-26發(fā)布2024-10-26實(shí)施

國(guó)家市場(chǎng)監(jiān)督管理總局發(fā)布

國(guó)家標(biāo)準(zhǔn)化管理委員會(huì)

GB/T44892—2024

目次

前言

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Ⅲ

1

范圍

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2

規(guī)范性引用文件

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3

術(shù)語(yǔ)和定義

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4

編碼規(guī)則

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4.1

代碼結(jié)構(gòu)

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4.2

車型代碼

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4.3

類別代碼

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4.4

系別代碼

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4.5

風(fēng)險(xiǎn)代碼

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Ⅰ

GB/T44892—2024

前言

本文件按照GB/T1.1—2020《標(biāo)準(zhǔn)化工作導(dǎo)則第1部分：標(biāo)準(zhǔn)化文件的結(jié)構(gòu)和起草規(guī)則》的規(guī)

定起草。

請(qǐng)注意本文件的某些內(nèi)容可能涉及專利。本文件的發(fā)布機(jī)構(gòu)不承擔(dān)識(shí)別專利的責(zé)任。

本文件由全國(guó)金融標(biāo)準(zhǔn)化技術(shù)委員會(huì)（SAC/TC180）歸口。

本文件起草單位：中國(guó)保險(xiǎn)行業(yè)協(xié)會(huì)、中國(guó)人民財(cái)產(chǎn)保險(xiǎn)股份有限公司、中國(guó)平安財(cái)產(chǎn)保險(xiǎn)股份有

限公司、北京精友世紀(jì)軟件技術(shù)有限公司。

本文件主要起草人：徐鐘抒、張鳴飛、牛志偉、馮彥成、馬濤、曹學(xué)軍。

Ⅲ

GB/T44892—2024

保險(xiǎn)業(yè)車型識(shí)別編碼規(guī)則

1范圍

本文件規(guī)定了保險(xiǎn)行業(yè)中車型代碼及車型識(shí)別代碼的編碼規(guī)則。

本文件適用于保險(xiǎn)行業(yè)業(yè)務(wù)中的投保車型標(biāo)識(shí)、風(fēng)險(xiǎn)識(shí)別活動(dòng)和管理。

2規(guī)范性引用文件

下列文件中的內(nèi)容通過(guò)文中的規(guī)范性引用而構(gòu)成本文件必不可少的條款。其中，注日期的引用文

件，僅該日期對(duì)應(yīng)的版本適用于本文件；不注日期的引用文件，其最新版本（包括所有的修改單）適用

于本文件。

GA802—2019道路交通管理機(jī)動(dòng)車類型

3術(shù)語(yǔ)和定義

下列術(shù)語(yǔ)和定義適用于本文件。

3.1

車型vehicletype

根據(jù)車輛品牌、車系、配置款型確定的具體車輛類型。

3.2

車型識(shí)別代碼codeofvehicletypeidentification

保險(xiǎn)業(yè)中標(biāo)識(shí)車型風(fēng)險(xiǎn)因素的代碼。

注：車型風(fēng)險(xiǎn)發(fā)生變化，車型識(shí)別代碼也隨之發(fā)生變化，該代碼屬于動(dòng)態(tài)代碼。

4編碼規(guī)則

4.1代碼結(jié)構(gòu)

車型識(shí)別代碼采用17位數(shù)字和字母混合碼，由車型代碼、類別代碼、系別代碼和風(fēng)險(xiǎn)代碼復(fù)合而

成。車型識(shí)別代碼結(jié)構(gòu)示意圖如圖1所示。

圖1車型識(shí)別代碼結(jié)構(gòu)示意圖

4.2車型代碼

4.2.1車型代碼結(jié)構(gòu)

車型代碼采用12位數(shù)字和