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全國(guó)銀行招聘考試重點(diǎn)試題精編

注意事項(xiàng):

1.全卷采用機(jī)器閱卷,請(qǐng)考生注意書寫規(guī)范:考試時(shí)間為120分鐘。

:2.在作答前,考生請(qǐng)將自己的學(xué)校、姓名、班級(jí)、準(zhǔn)考證號(hào)涂寫在試卷和答

題卡規(guī)定位置。

3.部分必須使用2B鉛笠填涂;非選擇題部分必須使用黑色簽字笆書寫,字體

工整,筆跡清楚。

4.請(qǐng)按照題號(hào)在答題卡上與題目對(duì)應(yīng)的答題區(qū)域內(nèi)規(guī)范作答,超出答題區(qū)域

j書寫的答案無效:在草稿紙、試卷上答題無效。

!(參考答案和詳細(xì)解析均在試卷末尾)

一、選擇題

1、Passage6

Imagineyouwenttoarestaurantwithyourgirlfriend,hadaburgecpaidwithacreditcard,and

left.Thenexttimeyougothere,thewaiterorwaitress,armedwithyourprofiledata,greetsyou

with/'HeyJoe,howareyou,Maryisoverthereintheseatyousatlasttime.Wouldyouliketojoin

herfordinneragain?"Thenyoufindoutthatyourburgerhasbeencookedandplacedonthe

table.Forgetthefactthatyouarewithanotherdateandareonadietthatdoesn'tinclude

burgers.

Soundalittlebizarre?Tosome,thisistherestaurantequivalentoftheInternet.TheNet'sabilityto

profileyouthroughyourvisitstoandinteractionsatwebsitesprovidesmarketerswithan

enormousamountofdataonyou—someofwhichyoumaynotwantthemtohave.

Areyouawarethatalmosteverytimeyouaccessawebsiteyougetacookie"?Unfortunately,it's

nottheMrs.Field'srecipe.AcookieontheInternetisacomputercodesentbythesitetoyour

computer—usuallywithoutyourknowledge.Duringtheentireperiodoftimethatyouareatthe

site,thecookieiscollectinginformationaboutyourself,includingwhereyouvisit,howlongyou

兇密staythere,andhowfrequentlyyoureturntocertainpages.

線Whilethismaysoundscar/enough,cookiesaren'teventhelatestintechnology.Anewsystem

calll-librarianAlexa—namedafterthelegendarythirdcenturyB.C.libraryin

Alexandria,Egypt—doesevenmore.Whilecookiestrackwhatyouaredoingatonesite,Alexa

collectsdataonallyourwebactivities,suchaswhichsiteyouvisitnext,howlongyoustay

there,whetheryouclickonadvertisements,etc.Allthisinformationisavailabletomarketers,who

useittomarketmoreeffectivelytoyou.Notonlydoyounotgetpaidforprovidingthe

information,youprobablydon'tevenknowthatyouaregivingit.

Which?of?the?following?Ccn?best?reflect?the?authorzs?attitude?towards?cookies?and?Alexa?

().

A.Doubtful

B.Approving

C.Welcoming

0.Optimistic

2、企業(yè)發(fā)生的各項(xiàng)費(fèi)用支出,不屬于期間費(fèi)用項(xiàng)目的是()。

A.開辦費(fèi)用

B.管理費(fèi)用

C.財(cái)務(wù)費(fèi)用

D.營(yíng)業(yè)費(fèi)用

3、Anin-depthunderstandingofthisemergingphenomenonrequiresnotjusttheconsideration

ofquantitativestudies,buttheofselectedquantitative,qualitativeandmixed-method

studydesigns.

A.collect

B.pooling

C.pool

D.poll

4、已知某城市商品住宅平均銷售價(jià)格200G年、2007年、2008年連續(xù)二年環(huán)比增長(zhǎng)速度分

別為1%、6%、9%,這三年該城市商品住宅平均銷售價(jià)格的定基增長(zhǎng)速度為()o

A.(101%xl06%xl09%)-l

B.l%x6%x9%

C.(l%x6%x9%)+1

D.101%xl06%xl09%

5、Thisyear,thefiguresare27percentand53percent.

A.respectively

B.respectly

C.respecting

D.respect

6、甲在2016年1月1日當(dāng)著兩個(gè)兒子的面立了一份口頭遺囑,2016年2月18日,大兒子

為穩(wěn)妥起見,將遺囑內(nèi)容以書面形式記錄下來,后因大兒子不孝,老人欲將所有財(cái)產(chǎn)都留給

小兒子,于2016年7月9日重新以書面的形式更改了遺囑內(nèi)容。試問,甲去世后,明F份遺

囑可以生效()

A.口頭遺囑

B.2016年7月9日立的遺囑

C.2016年2月18日立的書面遺囑

D.以上都無效,按法律規(guī)定繼承

7、Afteralonganddifficultstrike,theplantworkerswillshewuptoworkMonday.

A.startingon

B.afterwards

C.instead

D.outside

8、資?:With55%ofconsumers'customerserviceinteractionsstartingonlineand63%ofadults

usingtheirsmartphoneseveraltimesamonthtoseekcustomerservice,yourmobilecustomer

servicetacticsaremoreimportantthanever.

Astrongmobilecustomerservicestrategywillnotonlyhelpyouavoidlosingcustomers,itcan

helpyougainnewonesandimpactthebottomline.

Thinkfastordroptheball

Whenitcomestocustomerservicetspeediskey.Ifmycreditcardstopsworking,orifIam

tryingtofindthegatetomyflight,orifIjustlostcellreception,Ineededtheresponsefive

minutesago.Whencustomersdogetintouch,it'simportanttoactfasttogetthemthe

informationtheyneed.Forty-twopercentofAmericanshopperscomplainingonsocialchannels

expectabrandtorespondwithinthehour,and57%expectthesameleveloftimelycustomer

serviceviasocialmediaatrightandontheweekendsasduringbusinesshours.

Customers,however,arenotjustlookingforspeedyresponses.We'reaccustomedtohaving

alltheinformationweneedatourfingertips.AccordingtoForrester.SS%ofshoppersarelikelyto

abandontheironlinepurchaseiftheycan'tquicklyfindananswertotheirquestionand30%of

usersconsideringabandonngapurchaseifasiteisnotmobileoptimized,whetherthat'son

yourwebsiteorviayoursocialmediaplatforms.

Makesurethatdoesn'thappentoyoubythinkingthroughpotentialquestionsyourcustomers

mayhave,andidentifyinganymissingorincorrectinformationbeforecustomersneedtoreach

out.Additionally,ensureyourcustomerservicecontactinfo(whetherthat'sacontactform,

emailaddressorsocialmediahandle)arereadilyavailableonallmobilewebsitepages.The

fewerchickswehavetomaketogettheinformationweseek,thebetter!

Whatdoes“accustomedto"mean?

A.Expectant

B.Lettingthecustomerstodo

C.Usedto

D.Payingcustomsduties

9、資料:AmericanAirlinesCEOtakesblameformaintenanceerrors,disruptedflights

Friday,April11,2008

ByTERRYMAXONandDAVEMICHAELS/TheDallasMorningNews

AmericanAirlineschairmanandchiefexecutiveofficerGerardArpeysaidThursdaythatheis

taking“personalresponsibility"forthebadmaintenancethathasforcedthecarriertocancel

some3,000flightsthisweekforaircraftinspections.

MD-80ssatonthesidelinesatDallas/FortWorthInternationalAirportonThursday,when

AmericanAirlinescanceledmorethan930flightsasinspectionscontinued.TheFortWorth-based

carrierhascanceled570flightsscheduledtoday.

"\runthecompany."Mr.Arpeytoldreportersatanafternoonnewsconference//soifthere'sany

blametobehad,itismyfault,andItakefullresponsibilityforthis.”

Americancanceledmorethan930flightsThursdayasitsmechanics,qualityassuranceinspectors

andengineersworkedtoensurethatthecarrier'sfleetof300MD-80jetswouldmeetFederal

AviationAdministration(FAA)regulations.

TheFortWorth-basedcarriercanceled570flightsfortodayaswell,andexpectsthedisruptions

tocontinueintotheweekend,althoughanairlinespokesmansaidSaturday'scancellationsshould

befewerthantoday's.

OnTuesday,AmericangroundeditsfleetofagingMD-80s,whichhaveanaverageageofmore

than18yearsandincludesomepasttheir25thbirthday,toredochecksofthewiringharnesses

intherightwheelwellofthejets-onlytwoweeksafterithadperformedthesameinspections.

TheFAAhassaidinrecentdaysthatitsenforcementhasn'tchangedorbecomestricter.But

SenatorKayBaileyHutchiscnsaidairlineshavetoldherthey'venoticeddifference.

“Thestandardisnowoeingvery,veryrigidlyenforcedandleewayisbeingtaken

away/'Ms,Hutchisonsaid."lcan'tsayifit'sfoodorbad.ButIknowthatit'schanged.w

Today,theU.S.hasfivetoeightaviationfatalitiesper100millionpeoplewhoflyeachyear;

duringthemid-1990s,itwasabout45deathsper100millionpeopleflown.

TheFAAandSenatorKayBaileyHutchisonseemtodisagreeon.

A.theusefulnessoftheFAAregulationsforairlines

B.whethertheFAAstandardisbeingtakenaway

C.whetherFAAisenforcingitsregulationstoostrictly

D.thetotalnumberofflightsAmericanAirlines

10、高爾基說;“智慧是珠寶,如果用謙虛誣慎鑲邊,就會(huì)更加絢爛奪日?!ㄟ@表明(

A.良好的科學(xué)文化修養(yǎng)有利于促進(jìn)思想道德修養(yǎng)

B.良好的思想道德修養(yǎng)有利于促進(jìn)科學(xué)文化修養(yǎng)

C.只要提高思想道德修養(yǎng),就一定能提高科學(xué)文化修養(yǎng)

D.思想道德修養(yǎng)的提高與科學(xué)文化修養(yǎng)無關(guān)

11、In,thecompanyownsandoperatesfourtelevisionstations.

A.addition

B.plus

C.also

D.more

12、Itisbettertodieonone'sfeetthan()

A.livingonone'sknees

B.liveonone'sknees

C.onone'sknees

D.toliveonone'sknees

13、資料:Thepersonalcomputerwasarevolutionininformationtechnologythatspawneda$50

billionhardwarebusiness,withanother$30billioninsoftwareandperipherals(eg.mouse,

keyboard,printer,etc.)by1991.Duringitsshort15years,theindustryevolvedthroughthree

successiveperiods.Duringitsfirst5to6years,itwascharacterizedbyexplosivegrowthand

multiple,smallcompetitorsvyingforapieceofthemarket.From1981to1985,theindustry

becameabattleforstandardsandretailshelfspace.Thethirderawasoneofincreasing

fragmentation.From1986through1991-1992,newmanufacturersfromaroundtheworld

grabbedfromtheindustryleadersasnewchannelsofdistributionemergedandproduct

innovationaswellasrevenuegrowthslowed.

Duringtheearlyyearsoftheindustry,venturecapitalintheU.S.encouragedtheentryofnew

firmsthatofferedproductsineveryconceivableshapeandsize.By1980,newentrantsflooded

themarket,promptingdistinctstandardsanduniquetechnicalfeatures.Almosteveryfirmhada

differentconfigurationofhardwareandsoftware.ThefirstPChadrelativelylittlespeedor

memory.However;eventheseearlycomputersallowedmanagerstoperformtasksthatwere

verytimeconsuming.

Whatwasimpossibleduringtheearlyyearsoftheindustry?

A.Sharingapplicationsbetweenmachines

B.Programmingonthecomputer

C.Writingcontractsonthecomputer

D.Buyingkeyboardsandprinters

14、資料:Largeindustrializedarenowinarecession.Whataretheprospectsforeconomic

recovery?

Thethreemostimportantindustrialeconomiesintheworldare,atthemoment,facing

enormousproblems.Germanyisstrugglingwiththecostofreunificationandisinrecession.

JapanisalsoexperiencingrecessionandtheUnitedStateshasalargebudgetdeficit.

Forecastersandanalystsfacequestionsabouttheprospectsofaneconomicrecovery.Hereare

someoftheirfindings:

TheelectionofanewpresidentoftheUnitedStatesgavehopetotherestoftheworld.IftheUS

recovered,therestoftheworldwouldfaceamorepromisingfuture.However,analystsnow

acceptthattheUSwillonlyrecoververyslowly.

Consumerandinvestorconfidenceisstilllacking.Largedeficitsanddecliningshort-terminterest

ratesmeanthereislittlescopeforeconomicstimulus.

TheJapaneseeconomy,afteryearsoftradeandbudgetsurpluses,isindeeprecessionandthe

growthratehassloweddownconsiderably.Germaneconomistshaveloweredtheirforecastsfor

economicgrowththisyear.TheloweringofGermaninterestratesmaybringsomerelieftoother

membersoftheEuropeanExchangeRateMechanism(ERM).However;Germany'simporrance

asEurope'slargestexportmarketmaydecline.

However,insomepartsoftheworld,therearemorepositivesigns,particularlyinsomeLatin

AmericancountriesinSou:h-EastAsia.Analystssaysthat,aslongastherateofintereststays

abovetherateofgrowthatnationalincome,thentheratioofdebttoincomewillgetworse.

Fallinginterestrateshelptowardsovercomingthisproblem.Theybelieveitmaytakeseveral

yearsbeforethereisrealrecovery.However,advancesintechnologyareofferinghopeforthe

worldeconomy.

Theimportantindustrialeconomiesmentionedinthepassageare.

A.LatinAmericancountriesandinSouth-EastAsia

B.German,JapanandChina

C.German,JapanandUnitedStates

D.Notmentioned

15、下列選項(xiàng)中,對(duì)古文化常識(shí)描述錯(cuò)誤的是()。

A.古稱兄弟間的老大為“伯〃,古代兄弟間以伯、仲、叔、季為排行順序,古人常在字前加

排行次序,如"伯離"、"仲尼"、"叔向"、"季路"等

B.垂髯是古時(shí)對(duì)60歲以上老婦人的別稱,髻是指老人輕軟披散的頭發(fā)

C.古代位居方向有尊卑之稱,如南向?yàn)閯?、尊,以北向?yàn)閿?、卑;以東為主為首,以西為

從為次。后漸以"東家〃為主人的代稱

D.蛾眉,亦作“娥眉”,古代美女的代稱,“蛾眉”本為女子長(zhǎng)而美的眉毛,代指女子美貌,進(jìn)

而代稱美女

16、實(shí)行混業(yè)經(jīng)營(yíng)集中監(jiān)管的國(guó)家,對(duì)銀行機(jī)構(gòu)業(yè)務(wù)經(jīng)營(yíng)的范圍()o

A.實(shí)行嚴(yán)格的限制

B.實(shí)行一定程度的限制

C.基本沒有限制

D.完全沒有限制

17、巴塞爾協(xié)議III中,凈穩(wěn)定融資比例主要用于度量長(zhǎng)期內(nèi)銀行解決資金錯(cuò)配的能力,該

比例為()o

A.銀行可用穩(wěn)定資金來源/業(yè)務(wù)所需的穩(wěn)定資金來源團(tuán)50%

B.銀行可用穩(wěn)定資金來源/業(yè)務(wù)所需的穩(wěn)定資金來源1310:)%

C.銀行可用穩(wěn)定資金來源/業(yè)務(wù)所需的穩(wěn)定資金來源國(guó)15。%

D.銀行可用穩(wěn)定資金來源/業(yè)務(wù)所需的穩(wěn)定資金來源13200%

18、下列敘述正確的是()

A.字長(zhǎng)為16位表示這臺(tái)計(jì)算機(jī)最大能計(jì)算一個(gè)16位的十進(jìn)制數(shù)

B.字長(zhǎng)為16位表示這臺(tái)計(jì)算機(jī)的CPU一次能處理16位二進(jìn)制數(shù)

C.運(yùn)算器只能進(jìn)行算術(shù)運(yùn)算

D.SRAM的集成度高于DRAM

19、央行開展MLF操作釋放5000億元人民幣,該國(guó)法定存款準(zhǔn)備金率為20%,商業(yè)銀行系

統(tǒng)平均超額存款準(zhǔn)備金率為5%,國(guó)民平均通貨存款持有習(xí)慣是1:4,則該國(guó)貨幣供應(yīng)量新增

()。

A.12500

B.10000

C.9000

D.13000

20、當(dāng)組織的人力資源供給小于需求時(shí),正確的供需平衡方法是()。

A.擴(kuò)大經(jīng)營(yíng)規(guī)模

B.延長(zhǎng)工作時(shí)間

C.裁員

D.推行工作分享

21、TheUnitedStates,whichisaoftheMiddleEastpeacetalks,saysIsraelisettlementsare

anobstacletopeace,andtheissuehasstrainedrelationswithIsrael'sright-winggovernment.

A.volunteer

B.investor

C.contributor

0.sponsor

22、ShegotherdegreesuccessfullyasheruniversitywasonMarinaTsvetaeva,apoetthen

indeepofficialdisfavor.

A.conclusion

B.hypothesis

C.dissertation

0.paradox

23、國(guó)際分工產(chǎn)生與發(fā)展的基礎(chǔ)是()。

A.自然條件

B.人口規(guī)模

C.資本的國(guó)際化

D.國(guó)家的出現(xiàn)

24、在會(huì)計(jì)核算中,資金運(yùn)動(dòng)的具體內(nèi)容是通過在賬簿中設(shè)置()來反映的。

A.賬戶

B.會(huì)計(jì)科日

C.單元

D.內(nèi)容

25、操作系統(tǒng)的主要作用不包括()。

A.管理系統(tǒng)中的各種軟硬件資源

B.播放多媒體計(jì)算機(jī)系統(tǒng)中各種數(shù)字音頻和視頻文件

C.為用戶提供友善的人機(jī)界面

D.為應(yīng)用程序的開發(fā)和運(yùn)行提供一個(gè)高效的平臺(tái)

26、下列字符中,其ASCII碼值最大的是()。

A.9

B.D

C.a

D.y

27、(1)電報(bào)、電話、廣播、電視機(jī)問世之初都曾被認(rèn)為會(huì)引發(fā)災(zāi)難,現(xiàn)在又輪到智能手機(jī)

等移動(dòng)設(shè)備了。家長(zhǎng)們擔(dān)心,移動(dòng)設(shè)備會(huì)使青少年遠(yuǎn)離社會(huì),不與其他人交往。既然之前的

新技術(shù)已經(jīng)被證明是無害的,人們?yōu)槭裁匆獡?dān)憂呢?

(2)一個(gè)原因可能是新技術(shù)后果的評(píng)估和其問世之間存在滯后,在擔(dān)心新技術(shù)對(duì)下一代造

成的影響方面確實(shí)如此。人們的焦慮和趣聞?shì)W事在不斷增加。統(tǒng)計(jì)學(xué)中的一句格言是,軼事

的復(fù)數(shù)形式不是"數(shù)據(jù)〃,但可能是〃媒體報(bào)道

(3)在《心理科學(xué)》(PsychologicalScience)上發(fā)表的一篇論文中,杜克大學(xué)研究人員馬德

琳?喬治(MadeleineGeorge)和坎蒂絲?歐哲斯(Candicecdgers)評(píng)估了迄今為止有關(guān)社交媒

體對(duì)青少年影響的科學(xué)證據(jù)。他們發(fā)現(xiàn),青少年普遍沉浸于數(shù)字世界。在?項(xiàng)調(diào)查中,青少

年每天發(fā)送60條短信,78%的青少年擁有能上網(wǎng)的手機(jī)。

(4)但喬治?歐哲斯團(tuán)隊(duì)也發(fā)現(xiàn),沒有證據(jù)支持家長(zhǎng)們的擔(dān)心。他們的結(jié)論是,青少年在移

動(dòng)世界的體驗(yàn)與實(shí)際生活中的體驗(yàn)是相互平行的,前者不會(huì)取代后者。青少年主要利用移動(dòng)

設(shè)備與線下已經(jīng)認(rèn)識(shí)的朋友溝通。青少年會(huì)有不愉快的線上體驗(yàn),但這些體驗(yàn)與他們?cè)诰€下

的不愉快體驗(yàn)類似。

(5)2007年、2013年在荷蘭和白慕大進(jìn)行的兩次大規(guī)模調(diào)查顯示,線上溝通活躍的青少

年有更多和更鐵的朋友,小規(guī)模研究也得出了這樣的結(jié)論。沒有跡象表明移動(dòng)設(shè)備使用的增

加影響了青少年與其他人之間的友誼。

(6)也有家長(zhǎng)們擔(dān)憂,移動(dòng)技術(shù)會(huì)使孩子們與家長(zhǎng)疏遠(yuǎn)或使孩子們?nèi)菀资艿侥吧饲趾Γ?/p>

但喬治?歐哲斯團(tuán)隊(duì)并沒有發(fā)現(xiàn)支持這些擔(dān)憂的證據(jù)。研究人員倒是發(fā)現(xiàn),顯示屏?xí)绊懰?/p>

眠,無論這是由LED屏幕發(fā)出的光線還是由“數(shù)字世界”帶來的興奮造成的。因此,讓孩子(包

括家長(zhǎng))不把手機(jī)放在床邊是個(gè)不錯(cuò)的做法。

(7)盡管有了這項(xiàng)研究的成果,以及之前有關(guān)技術(shù)引發(fā)災(zāi)難的預(yù)言都已落空,人們?yōu)槭裁?/p>

相信移動(dòng)設(shè)備對(duì)青少年的影響會(huì)不同于以往的新技術(shù)呢?一種原因可能是,技術(shù)和文化改變

的體驗(yàn)對(duì)成年人和孩子們是不同的,心理學(xué)家稱之為“文化棘輪〃。每一代孩子會(huì)輕松和自動(dòng)

接受前幾代人的全部技術(shù),但每一代都會(huì)推出新技術(shù),作為成年人,理解這些新技術(shù)要困難

得多。

(8)不可避免的是,在人們眼中,自己出生前的歲月像是伊甸園,孩子出生后的歲月就像

是“瘋狂的麥克斯〃。

文末“不可避免瘋狂的麥克斯〃,這段文字支持下列哪項(xiàng)陳述?()

A.家長(zhǎng)對(duì)新技術(shù)的擔(dān)心是沒有必要的

B.作為成年人理解新技術(shù)是很困難的

C.新技術(shù)的出現(xiàn)不會(huì)對(duì)青少年造成不利的影響

D.技術(shù)改變的體驗(yàn)對(duì)成年人和孩子是不同的

28、Web文檔有三種,即靜態(tài)文檔、動(dòng)態(tài)文檔和主動(dòng)文檔,下列對(duì)?這三種文檔的描述中錯(cuò)

誤的是()。

A.靜態(tài)文檔的優(yōu)點(diǎn)在于它簡(jiǎn)單、可靠、訪問速度快

B.動(dòng)態(tài)文檔的內(nèi)容是變化的,它能顯示變化著的信息,不會(huì)過時(shí)

C.主動(dòng)文檔的主要缺點(diǎn)是創(chuàng)建和運(yùn)行比較復(fù)雜,同時(shí)缺少安全性

D.動(dòng)態(tài)文檔的創(chuàng)建者需要使用腳本語言

29、資料:ThesoybeanpricesendedhigherthisMondayastradersexpectsuppliestoremain

tight.

TheactivelyJulycontractforsoybeansrose20centstosettleat$14,85abushel.

TheU.S.government'sweeklypredictionforsoybeanexportswashigherthantradersexpected,

saidMikeZulo.PresidentofaconsultingcompanyinAtchison,Kansas.

SuppliesforbeanshavebeenextraordinarilytightasChina'sdemandforsoymealcontinuesto

increaseevenasU.S.productionstaysrelativelysteady,hesaid.Soybeanpriceshaverisenabout

15percentthisyear.

“ThatU.S.D.A.numbercausedthetradetorefocusonjusthowrazor-thinsuppliesareheadngin

tonextfall'sharvest//Zulosaid.

Whydidthepricesofsoybeanriseaccordingtothepassage?

A.Becausethegeneralproductionofsoybeanstayedsteady

B.Becausethesupplieswereexpectedtokeeptight

C.BecauseChina'sdemandforsoybeanincreased

0.Becausethetradeofsoybeanwasquiteactive

30、針對(duì)社會(huì)關(guān)切,20口提請(qǐng)全國(guó)人大常委會(huì)會(huì)議審議的教育法修正草案擬進(jìn)一步明確

()相關(guān)行為的法律責(zé)任。

A.校園安全

B.冒名頂替入學(xué)

C.校園暴力

D.未成年人保護(hù)

31、下列籌資方式中屬于混合籌資方式的是()o

A.認(rèn)股權(quán)證籌資

B.發(fā)行可轉(zhuǎn)換債券

C.吸收直接投資

D.融資租賃

32、若一國(guó)的財(cái)政收入比支出要少,則說明該國(guó)出現(xiàn)()。

A.通貨膨脹

B.金融危機(jī)

C.財(cái)政赤字

D.貿(mào)易赤字

33、下列說法,錯(cuò)誤的是()。

A.我國(guó)商業(yè)銀行經(jīng)營(yíng)活動(dòng)的不確定性越來越高,表外信息的內(nèi)容也在不斷擴(kuò)展

B.我國(guó)商業(yè)銀行會(huì)計(jì)信息披露已逐漸從會(huì)計(jì)報(bào)表披露為主轉(zhuǎn)向會(huì)計(jì)報(bào)表、會(huì)計(jì)報(bào)表附注及

其他財(cái)務(wù)會(huì)計(jì)報(bào)告共同披露的新的發(fā)展階段

C.我國(guó)在會(huì)計(jì)信息披露方面存在很多問題

D.與會(huì)計(jì)報(bào)表披露相比,會(huì)計(jì)報(bào)表附注披露比較強(qiáng)大

34、Theycouldgiveyouanationallyqualificationandtheexperienceyouneedtogetthejob.

A.recognized

B.viewed

C.regarded

D.realized

35、Passage1

Economicallyspeaking,arewebetteroffthanweweretenyearsagoTwentyyearsago

Intheirthirstforevidenceonthisissue,commentatorsseizedontherecentreportbytheCensus

Bureau,whichfoundthataveragehouseholdincomeroseby5.2%in2014.Unfortunately,that

conclusionputstoomuchweightonauseful,butflawedandincomplete,statistic.Amongthe

moresignificantproblemswiththeCensus'smeasurearetnat:l)itexcludestaxes,transfers,and

compensationlikeemployer-providedhealthinsurance;and2)itisbasedonsurveysratherthan

data.Evenifpreciselymeasuredjncomedataexcludeimportantdeterminantsofecoromic

well-being,suchasthehoursofworkneededtoearnthatincome.

Whilethinkingaboutthequestion,wecameacrossarecentlypublishedarticlebyCharlesJones

andPeterKlenow,whichproposesaninterestingnewmeasureofeconomicwelfare.Whilebyno

meansperfect,itisconsiderablymorecomprehensivethanaverageincome,takingintoaccount

notonlygrowthinconsumptionperpersonbutalsochangesinworkingtimejifeexpectancy,and

inequality.MoreoverJtcanbeusedtoassesseconomicperformancebothacrosscountriesand

overtime.

TheJones-Klenowmethodcanbeillustratedbyacross-countryexample.Supposewewantto

comparetheeconomicwelfareofcitizensoftheU.S.andFrancein2005.

In2005,astheauthorsobserve:realconsumptionperpersoninFrancewasonly60%ashighas

theU.S..makingitappearthatAmericanswereeconomicallymuchbetteroffthantheFrenchon

average.However,thatcomparisonomitsotherrelevantfactors:leisuretimejifeexpectancy,and

economicinequality.TheFrenchtakelongervacationsandretireearlier,sotypicallyworkfewer

hours;theyenjoyahigherlifeexpectancy,presumablyreflectingadvantageswithrespectto

healthcare,diet,lifestyle,andthelike;andincomeandconsumptionaresomewhatmoreequally

distributedtherethanintheU.S.Becauseofthesedifferences,comparingFrance'sconsumption

withtheU.S.'soverstatesthegapineconomicwelfare.

SimilarcalculationscanbeusedtocomparetheU.S.andothercountries.Forexample,this

calculationputseconomicwelfareintheUnitedKingdomat97%ofU.S.levels,butestimates

Mexicanwell-beingat22%.

TheJones-Klenowmeasurecanalsoassessaneconomy'sperformanceovertime.Accordingto

thismeasurersoftheearly-to-mid^OOOsAheU.S.hadthehighesteconomicwelfareofanylarge

country.Since2007,economicwelfareintheU.S.hascontinuedtoimprove.Howevecthepaceof

improvementhasslowedmarkedly.

Methodologically,thelessonfromtheJones-Klenowresearchisthateconomicwelfareis

multi-dimensional.Theirapproachisflexibleenoughthatinprincipleotherimportant

quality-of-lifechangescouldbeincorporated-forexamplezdecreasesintotalemissionsof

pollutantsanddeclinesincrimerates.

Whatdoestheauthorthinkofthe2014reportbytheCensusBureau()

A.Itisbasedonquestionablestatistics

B.ltreflectstheeconomicchanges

C.ltevidencestheimproved-welfare

D.ltprovidesmuchfoodfcrthought

36、中華民國(guó)成立,清王朝統(tǒng)治覆滅是在()。

A.1911年12月

B.1912年元旦

C.1912年2月

D.1912年3月

37、下列屬于產(chǎn)品成本的是()。

A.廠房管理人員工資

B.車間人員工資

C.董事會(huì)人員工資

D.專設(shè)銷售部門人員工資

38、對(duì)于價(jià)值較低或極易損壞的低值易耗品,應(yīng)采用()進(jìn)行攤銷。

A.使用次數(shù)攤銷法

B.分次攤銷法

C.一次轉(zhuǎn)銷法

D.計(jì)劃成本法

39、Passage4

AMENTORING(導(dǎo)師制)programisgivinglifechangingopportunitiestoBanburyyouth.

YoungInspirationswasfoundedtwoyearsagotoprovidementoringsessionsforstudentsand

unemployedyoungadultsaged11to21.

AlexGoldberg,theprogram'sfounder,said/WesetupYoungInspirationsbecausewewantedto

giveyoungpeopleexperienceswhichwillpotentiallybelifechangingandbroadentheir

outlook.Wetrytocreateworkexperienceopportunitiesthatwillreallymakeadifferencetoour

youth.Forexample,we'vesecuredinternshipswithworld-famousfirmssuchasHonda.”

“Atatimeoffundingcutbackswhereschoolsarefindingitmoreandmoredifficulttoofferthis

kindofmentoringjtisextremelyimportantthattheseopportunitiesareavailablebothtohelp

youthwiththeirschoolworkandgradesandtogivethemopportunitieswhichmayhelpshape

theirfutures.,zKieranHepburn,14,isoneofagroupofBanburyyouthwhohasbenefitedfromthe

programsofar.lnOctobertheBanburySchoolpupilwasaccompaniedbyYoungInspirationsstaff

toPariswherehewasanobserverattheUnitedNationsEducational,ScientificandCultural

Organization's(UNESCO)InternationalYouthForum.

Theeventwasheldforyoungpeoplefromaroundtheworld,toseektheirviewsonhowthe

futureofyouthandeducationshouldlook.Kieranjoinedseveralhundredobserversmostlyin

their20sandwastheonlyUKschoolpupiltoattendtheevent.Kieranthinksthetripwasalife

changingexperience/'BeforeweleftIdidn'tquiteknowv/hattomakeofitbutwhenwegot

therewedidn'tstop,itwasamazing/hesaid/Wewenttothreeorfourhoursofdebateseachday

andthendidsomethingculturaleachafternoon/

Themainthemeoftheforumwashowyouthcandrivechangeinpoliticalandpubliclife.ltdealt

withissuessuchasdrugabuse,violenceandunemployment.

Kieransaid/lthasreallyhelpedmetoimprovemyconfidenceandsocialskillsaswellasmy

schoolgradesandIwasvotedmostimprovedpupilatschoclinAugust//

TheYoungInspirationsmentoringsessionstakeplaceeachFridayinBanbury.Fordetailsvisit

.

Wecanlearnfromthepassagethat().

A.thevisittotheUnitedKingdomwasamazing

B.Kieranhasmadegreatprogressinmanyaspects

C.theyouthhavefoundawaytosolvetheirproblems

D.thementoringsessionsareheldeverydayexceptFriday

40、Passage9

Readingisthoughttobeakindofconversationbetweenthereaderandthetext.Thereaderputs

questionsasitweretothetextandgetsanswers.Inthelightoftheseheputsfurther

questions,andsoon.

Formostofthetime,thisconversationgoesonbelowthelevelofconsciousness.At

times,howevecwebecomeawareofit.Thisisusuallywhenwearerunningintodifficulties,when

mismatchisoccurringbetweenexpectationsandmeaning.Whensuccessfulmatchingisbeing

experienced,ourquestioningofthetextcontinuesattheunconsciouslevel.

Differentpeopleconversewiththetextdifferently.Somestayveryclosetothewordsonthe

page;otherstakeoffimaginativelyfromthewords,interpreting,criticizing,analyzingand

examining.Theformerrepresentsakindofcomprehension,whichiswritteninthetext.Thelatter

representshigherlevelsofcomprehension.Thebalancebetweentheseisimportant,especiallyfor

advancedreaders.

Thereisanotherconversationwhichfromourpointofviewisequallyimportant,andthatistodo

notwithwhatisreadbutwithhowitisread.Wecallthisaprocessconversationasopposedtoa

contentconversation.ltisconcernednotwithmeaningbutwiththestrategiesweemployin

reading.lfweareadvancedreadersourabilitytoholdacontentconversationwithatextis

usuallyprettywelldeveloped.

Notsoourabilitytoholdaprocessconversation.ltispreciselythiskindofconversationthatisof

importancewhenweareseekingtodevelopourreadingtomeetthenewdemandsbeingplaced

uponusbystudyingatahigherlevel.

Atalowerlevelofcomprehension,readerstendto().

A.readatextslowly

B.readwithoutthinkinghard

C.interpretatextintheirownway

0.concentrateonthemeaningofwordsonly

41、ActionAidalsoaccusesBritishFoodsusingitsbranchcompaniestoreduceitstaxesin

Africabymillionsofdollars.

A.in

B.of

C.for

D.to

42、Stereotypeswomen/srolestodutieswithinthedomesticsphere,suchasfood

preparationandchildcare。

A.confine

B.limit

C.restrain

0.conform

43、There'sbeenalotofcontentioninthelastcoupleofweeksaboutthefutureofthe

company.

A.direction

B.decision

C.condition

D.orentation

44、Iwouldliketotakeadvantageofthisopportunitytoexpressmysincereforyourhelp.

A.regulation

B.recreation

C.appreciation

□.guarantee

45、“我勸天公重抖擻,不拘一格降人才!〃出自()的詩(shī)句。

A.梁?jiǎn)⒊?/p>

B.龔自珍

C.康有為

D.林則徐

46、教育部消息,今年上半年將啟動(dòng)開展()專項(xiàng)治理行動(dòng),全面排查欺凌事件、及時(shí)

消除隱患問題.

A.防范中小學(xué)生欺凌

B.集中整治校園欺凌

C.防范大學(xué)生欺凌

D.防范中小學(xué)生安全

47、Trainingincludespracticalexperienceworkingonarangeofaircraftoncampusincluding

aBoeingaircraftownedbytheschool.

A.broken

B.functioning

C.used

D.skeleton

48、All()isacontinuoussupplyoffueloil.

A.whatisneeded

B.thatisneeded

C.thethingneeded

D.fortheirneeds

49、Highbootswerethe___forwomenlastyear.

A.vague

B.vain

C.vogue

D.void

50、Someprizesareawardedtotechnologythat,afterlaterreview,justdoesn'tseemto

well.

A.turndown

B.turnup

C.tumout

D.turnin

二、多選題

51、Isnotfairthatyoucomehomeafterabaddayatworkand()yourwifeandchilcren.

A.takeitouton

B.takeonitwith

C.takeouton

D.takeoutiton

52、Appleremainssohighinmarketvalueforsolongbutsosmallinprofitthatcorrpany

inhistorycanmatchwithit.

A.noanother

B.noother

C.anyothers

D.noothers

53、需求量和價(jià)格之所以呈反方向變化,是因?yàn)?),.

A.替代效應(yīng)和收入效應(yīng)同時(shí)作用

B.替代效應(yīng)

C.補(bǔ)償效應(yīng)

D.收入效應(yīng)

54、關(guān)于維生素,下列說法正確的是()。

A.缺乏維C可致佝僂病

B.維A有助于視力和免疫力

C.維E有助于凝血并強(qiáng)健骨骼

D.維D促進(jìn)骨骼生長(zhǎng)和重構(gòu),防止敗血病

55、資料:ItisSeptemberof1998,I'msittinginawindowlessofficeroominsidetheOfficeofthe

IndependentCounselunderneathhummingfluorescentlights.I'mlisteningtothesoundofmy

voiceonsurreptitiouslytapedphonecallsthatasupposedfriendhadmadetheyearbefore.For

thepasteightmonths,themysteriouscontentofthesetapeshashungliketheSwordof

Damoclesovermyhead.Afewdayslater;theStarReportisreleasedtoCongress,andallofthose

tapesandtranscripts,thosestolenwords,formapa

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