全國銀行招聘考試重點試題精編

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密

封一、選擇題

窣

1、Uranus,ismuchmoremassivethantheEarth,seemstohavebeentippedoverso

thatitliesonitsside.

A.what

?,；B.who

NiC.that

瑕：D.winch

2、E-mail郵件本質(zhì)是（）。

A.一個文件

B.一份傳真

C.一個電話

D.一個網(wǎng)頁

3、已知某城市商品住宅平均銷售價格2006年、2007年、2008年連續(xù)三年環(huán)比增長速度分

別為1%、6%、9%,這三年該城市商品住宅平均銷售價格的定基增長速度為()。

A.(101%xl06%xl09%)-l

B.l%x6%x9%

C.(l%x6%x9%)+1

兇密

封D.101%xl06%xl09%

線

4、資料：Youcannotgoforwardbygoingbackward.Takethecurrentdebateabouttradeand

globalization,forinstance,whiletheimpulsetoerecttradebarriersisunderstandablegiventhe

painexperiencedinrecentyears,itisnotthewaytocreatelastinggrowthandsharedprosperity.

Overthepastthreedecades,globalflowsoftradeandinvestmenthaveaccelerateddramatically,

creatingenormouseconomicvalue.However,tradeandglobalizationhavealsobrought

wrenchingjoblosses.Thefinancialcrisisandweakrecoveryhavemademattersworse,

intensifyingthebacklashagainsttradeandglobalization.

Partoftheproblemisthatthebenefitsoftradeandinvestmentgolargelyunrecognized,while

thejoblossesareoftenoverstated.Anothersignificantproblemisthatparticipationintradeand

恬

investmentislimitedtoarelativelysmallsetoffirms.IntheU.S.,largefirmsaccountfor

three-quartersoftotalexports,andthevastmajorityofsmallandmedium-sizebusinessesdonot

export.Thismeansfirmshaveagreatopportunitytoboostgrowthandproductivitythrough

widerparticipationintrade.

Thatleavesthequestionofhowtohelpthosehurtbytradeandglobalization.Toooftenwetalk

aboutre-trainingasapanacea(萬能藥).Andyes,ithelps.Butitneedstotakeintoaccountthe

differentrequirementsofeachworkforceandneedstobepartofawidersetofsuppolfor

affectedworkersandcommunities.

Aboveall,itisimportanttorecognizethatoureconomictransitiontoaglobalanddigital

economyisanirreversibletrend.Onlybybroadeningparticipationintheglobaleconomy,rather

thanbytryingtoturnbacktheclock,willwediscoveransv/erstotoday'smostvexingecoromic

problems.

Whatofthefollowingisthebestdescriptionoftheauthor'sattitudetowardtradeand

globalization?

A.Critical

B.Doubtful

C.lndifferent

0.Approving

5、Passage6

Firsttwohours,nowthreehours—thisishowfarinadvanceauthoritiesarerecommending

peopleshowuptocatchadomesticflight,atleastatsomemajorU.S.airportswithincreasingly

massivesecuritylines.

Americansarewillingtotoleratetime-consumingsecuri:yprotocolsinreturnforincreased

safety.ThecrashofEgyptAirFlight804,whichterroristsmayhavedownedoverthe

MediterraneanSea,providesanothertragicreminderofwhy.Butdemandingtoomuchofair

travelersorprovidingtoolittlesecurityinreturnunderminespublicsupportfortheprocess.And

itshould:WastedtimeisadragonAmericans'economicandprivatelives,nottomention

infuriating.

Lastyear,theTransportationSecurityAdministration(TSA)foundinasecretcheckthat

undercoverinvestigatorswereabletosneakweapons—bothfakeandreal—pastairportsecurity

nearlyeverytimetheytried.Enhancedsecuritymeasuressincethen,combinedwitharisein

airlinetravelduetotheimprovingeconomyandlowoilprices,haveresultedinlongwaitsat

majorairportssuchasChicago'sO'Harelnternational.ltisnotyetclearhowmuchmoreeffective

airlinesecurityhasbecome—butthelinesareobvious.

Partoftheissueisthatthegovernmentdidnotanticipatethesteepincreaseinairlinetravel,so

theTSAisnowrushingtogetnewscreenersontheline.Partoftheissueisthatairportshaveonly

somuchroomforscreeninglanes.Anotherfactormaybethatmorepeoplearetryingtoove,pack

theircarry-onbagstoavoidchecked-baggagefees,thoughtheairlinesstronglydisputethis.

ThereisonesteptheTSAcouldtakethatwouldnotrequireremodelingairportsorrushingto

hire:EnrollmorepeopleinthePreCheckprogram.PreCheckissupposedtobeawin-winfor

travelersandtheTSAPassengerswhopassabackgroundcheckareeligibleto

use?expedited?screeninglanes.ThisallowstheTSAtofocusontravelerswhoarehigher

risk,savingtimeforeveryoneinvolved.TSAwantstoenroll25millionpeopleinPreCheck.

Ithasnotgottenanywhereclosetothat,andonebigreasonisstickershock:Passengersmust

pay$85everyfiveyearstoprocesstheirbackgroundchecks.Sincethebeginning,thispricetaghas

beenPreCheck'sfatalflaw.Upcomingreformsmightbringthepricetoamorereasonable

level.ButCongressshouldlookintodoingsodirectly,byhelpingtofinancePreCheckenrollment

ortocutcostsinotherways.

TheTSAcannotcontinuecivertingresourcesintounderusedPreChecklaneswhilemostofthe

travelingpublicsuffersinunnecessarylines.ltislongpasttimetomaketheprogramwork.

z/w

Theunderlinedwordexpedited(Liner4zPara.5)isclosetinmeaningto().

A.quieter

B.cheaper

C.wider

0.faster

6、期貨交易與現(xiàn)貨交易的不同之處在于（）。

A.風險較小的合約

B.不需要交保證金的合紋

C.實物交割率低的合約

D.交易所并不提供結(jié)算服絳

7、Passage8

Theveryloansthataresupposedtohelpseniorsstayintheirhomesareinmanycasespushing

themout.Reversemortgages,whichallowhomeowners62andoldertoborrowmoneyagainst

thevalueoftheirhomesandnotpayitbackuntiltheymcveoutordie,havelongbeenfraught

withproblems.Butfederalandstateregulatorsaredocumentingnewinstancesofabuseas

smallermortgagebrokersjncludingformersubprimelenders,floodthemarketaftertherecent

exitofbigbanksandasdefaultsontheloanshitrecordrates.

Somelendersareaggressivelypitchingloanstoseniorswnocannotaffordthefeesassociated

withthem,nottomentionthepropertytaxesandmaintenance.Othersarewooingseniorswith

promisesthattheloansarefreemoneythatcanbeusedtofinancelong-covetedcruises,whhout

clearlyexplainingtherisks.Somewidowsarefacingevictionaftertheysaytheywerepressuredto

keeptheirnameoffthedeedwithoutbeingtoldthattheycouldbeleftfacingforeclosureafter

theirhusbandsdied.

Now,asthevastbabyboomergenerationisenteringretirementandmoreseniorsstrugglewith

decliningsavings,thenewlymintedConsumerFinancialProtectionBureauisworkingonnew

rulesthatcouldmeanbetterdisclosureforconsumersandstrictersupervisionoflenders.Vlore

than775,000ofsuchloansareoutstanding,accordingtothefederalgovernment.

Concernsaboutthemultibillion-dollarreversemortgagemarketechothoseraisedinthelead-up

tothefinancialcrisiswhenconsumersweremarketedloans—oftencarryinghiddenrisks-that

theycouldnotafford/Therearemanyofthesameredflagsjncludingexplosivegrowthandthe

factthattheseloansareoftenadvertisedaggressivelywithoutregardtosuitability/saidLori

Swanson,theMinnesotaattorneygeneral,whoisworkingonreformingthereversemorrgage

market.

WhichistrueaboutthenewrulesfromConsumerFinancialProtectionBureau

A.Therulesaregoodforlenderswhilebadforborrowers

11、資料：Asmorepersonalbusinessisconductedthroughsmartphonedevices,moreusersare

implementingsecuritymeasuresfortheirdevices,accordingtoarecentsurveybyHarrisPolland

commissionedbytheCTIA.

Thesurveywasapartofthecompany'songoingeffortstoboostusereducationonthepitfallsof

mobilesecurityandassesswhethertheCTIA'sinitiativesareworking.

ItturnsoutthatmobileusersintheUShavebegunimplementingmanyoftheinitiativessetforth

andhaveincreasedbothawarenessof,andprotectionfor,theirmobiledevices:

MoresmartphoneusersareprotectingtheirdeviceswithPINsandpasswordsthaninprevious

years.In2016,ofsmartphoneusershadsomesortofPIN/password,upfrom2015andform

2012.

Anincreasingnumberofsmartphoneusershaveinstclledbuilt-inremotelock-and-erase

software.Ofsurveyrespondents,havethistypeoflock-and-erasesoftwareinstalled,upan

astoundingfrom2015andfrom2012.

Smartphoneusersareincreasinglyawareoftheimportanceofanti-virussoftware,of

smartphoneusershaveananti-virussoftwareinstalled,comparedwithonlyofsmartphone

ownersin2015,accordingtoBlIntelligence.

Thesurveyresultsindicatethatusersarebecomingincreasinglyawareofthedangerposedby

theincreasingrelianceonmobiletechnologyformnotonlymaliciousentitieslikehackers,but

alsogovernmentsurveillance.Specifically,usersareincreasinglyseekingforwaystoguard

themselvesinlightofanumberofrecenthigh-profileincidentsinvolvingphonesecurity-like

Apple'scaseagainsttheFBI,forexample.

Becauseofthis,itwillbecomeincreasinglycommonforappdevelopersanddevicemanufactures

tobuildinsecurityandend-to-endencryption.Thiscanbeseenindevicesandappssuchas

WhatsAppandiPhones.Developersanddevicemanufacturersthatdon'tincludethisfeaturein

theirproductscouldbefacedwithnegativeconsumerattitudes.

Inwhatwayshowsthatpeoplehaveincreasedawarenessofandprotectionfortheirmobile

devices?

A.Smartphoneusersareincreasinglyawareoftheimportanceofanti-virussoftware

B.Anincreasingnumberofsmartphoneusershaveinstalledbuilt-inremotelock-and-erase

software

C.MoresmartphoneusersareprotectingtheirdeviceswithPINsandpasswordsthaninprevious

years

D.AIIofabove

12、有關(guān)再貼現(xiàn)率的表述錯誤的是（）。

A.該利率的提高會減少商業(yè)銀行資金成本，增加盈利

B.包括貼現(xiàn)率和中央銀行對商業(yè)銀行貸款的利率

C.不同于隨供求變化而變化的市場利率

D.該利率的提高會減少商業(yè)銀行貼現(xiàn)和貸款的要求，從而減少流通中的貨幣

13、企業(yè)購進原材料60000元，款項未付。該筆經(jīng)濟業(yè)務(wù)應(yīng)編制的記賬憑證是（）。

A.收款憑證

B.付款憑證

C.轉(zhuǎn)賬憑證

D.以上均可

14、閱讀下列短文，從短文后各題所給的四個選項中，選出可以填人空白處的最佳選項。

Thegovernmentistobanpaymentstowitnessesbynewspapersseekingtobuyuppeople

involvedinprominentcases?1?thetrialofRosemaryWest.

Inasignificant?2?oflegalcontrolsoverthepress?LordIrvine,theLordChancellor,will

introducea?3?billtha:willproposemakingpaymentstowitnesses?4?andwillstrictly

controltheamountof?5?thatcanbegiventoacase?6?atrialbegins.

InalettertoGeraldKaufman,ChairmanoftheHouseofCommonsMediaSelectCommittee.Lord

Irvinesaidhe?7?withacommitteereportthisyearwhichsaidthatselfregulationdidnot?

8?sufficientcontrol.?9?ofthelettercametwodaysafterLordIrvinecauseda?10?of

mediaprotestwhenhesaidthe?11?ofprivacycontrolscontainedinEuropeanlegislation

wouldbelefttojudges?12?toParliament.TheLordChancellorsaidintroductionofthe

HumanRightsBill,which?13?theEuropeanConventiononHumanRightslegally?14?in

Britain,laiddownthateverybodywas?15?toprivacyandthatpublicfigurescouldgoto

courttoprotectthemselvesandtheirfamilies.

^Pressfreedomswillbeinsafehands?1G?ourBritishjudges,“hesaid.

Witnesspaymentsbecamean?17?afterwestwassentencedtolOlifesentencesin1995.Up

to19witnesseswere?18?tohavereceivedpaymentsfortellingtheirstoriestonewspapers.

Concernswereraised?19?witnessesmightbeencouragedtoexaggeratetheirstoriesin

courtto?20?guiltyverdicts［中國工商銀行真題］

A.assure

B.confide

C.ensure

D.guarantee

15、資料：之后，經(jīng)濟學家Mr.X展望了中歐之間的商'也機遇，請根據(jù)下列資料回答問題。

Findingatrustworthysupplier

Thisisperhapsthemostmportantstepinyourimportbusiness.Aseriousanddependable

supplierminimizesanyconcernsonquality,trustanddisputes.

Thereareanumberofsourcingsiteswhereyoucanfindsuppliersfrommassivedirectories.To

findtherightonecanbealaborioustask,butyourworkcarbemadeeasierbygoingtositesthat

screensuppliersbeforetheyarelisted-likeGlobalSourcesOnline.Undertheir“verifiedsuppliers”

system,suppliersneedtohavetheircompanyinformationandcontactpersonverifiedandare

visited3timesin-personbeforebeingauthenticatedasa"verifiedsupplier”.Thisalsomeansif

youpickaexport-ready.

Onceyou'reincontactwithprospectivesupliers,addressallyourqualityconcernswiththeright

questions.Stateyourrequirementstosuppliersclearly-likeproductwarranty,keyspecificstions

andorderterms.Alternatively,somesupplierswillprovideproductsamplesifyouask,soyoucan

firsttestthemyourself.Ifyou'rehappywiththequalityofthissampleshipment,youcanorderin

bulk.Ifpossible,tryandattendasourcingfairtotestsamplesfreeofcharge.Mostsourcingfairs

areorganizedaroundthemeslike“Clothing&Garments"or'Electronics",sobuyerslikeyoucan

meetallthespecializedsellersoftheprodutsyouwant.

Factoryvisitsandinspections

China'sbusinessenvironmentischangingrapidly,andyou'dbesurprisedhowmuchfactoriescan

developinayear.Ifthisistoomuchtroubleforyou,considerappointingalocalagentor

third-partyquality(3PQ)firmtoinspectthefactoryonyourbehalf.Getsomeonewhospeaks

thelanguageandknowslocalbusinessconditionsenoughtomakeagoodjudgment.Mostagents

usuallychargebycommissionfromtheamountofgoodsyouimport,andalsoinspecttheoutput

beforeitgetsshipped.

Whatisthetargetreaderofthisarticle?()

A.Foreignentrepreneurs

B.Jobseekers

C.Freshgraduate

D.Companyemployees

16、Howquicklytheyaccomplishthistransferdependsnotonlyonhowsoontheantsagreeon

thebestavailablesitebutalsoonhowquicklytheycanthere.

A.stay

B.migrate

C.choose

D.prefer

17、各種賬務(wù)處理程序的相同之處不包括（）o

A.登記現(xiàn)金、銀行存款日記賬的依據(jù)和方法相同

B.登記明細賬的依據(jù)和方法相同

C.登記總賬的依據(jù)和方法相同

D.編制會計報表的依據(jù)和方法相同

18xEverybodyshowedgreatrespecttotheolddoctor,whodevotedeverythinghehadto()

thepoorconditionsofthelocalhospital.

A.improving

B.improve

C.improved

D.beingimproved

19、資料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategic

planningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,things

inevitablycomeupthatneedtogethandledASAP.ButI'vealsolearnedthatifyoudon'thavea

strategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they'llsimply

nevergetdone.Andthatmeansyouwon'tmaketheprogressthat'sreallygoingtomoveyour

businessforward.

1.FINDYOURMOSTPRODUCTIVETIME

Faceit:Youaren'tcrankingoutworkatabsolutepeakproductivityfortheentireday.Instead,

therearelikelycertaintimeswhenyou'reatyourmostfocusedandothertimeswhenyour

energywanes.That'snormal.Maybeforyou,it'sbrightandearlyinthemorning,beforearyone

elsearrivesintheoffice,whenyoudoyourbestwork.Wheneveritis,identifythatchunkoftime

(evenifit'sonlyanhour!)whenyoufeelmostproductive,andthenreserveitonyour

calendarlikeyouwouldanyotherimportantmeeting.Youneedtoprotectthisblockoftimefrom

intrusion--itisn'toptional.Thatwayyou'reguaranteedtohavearegular;designatedperiodwhen

youcanatleastgetstartedonthosebiggerto-dos.

2.CREATEPHYSICALBARRIERS

Nobodyworksinavacuum.Weallhavetocollaboratewithotherstosomedegreeoranother.

Andit'sthepeopleweworkclosestwithwhomwetendtoputfirst-wewanttobereadily

availableiftheyneedournelp.Buttherearetimesyouneedtotuneoutthedistractionsand

focusifyou/regoingtogetanymeaningfulworkdone.

OneofthemosteffectivemethodsI/vefoundistoputphysicalbarriersbetweenus.Illwork

fromaconferenceroomorevenfromhomeonoccasionirordertogetsomeliteralspacefrom

peopleneeding“justonequickthing.”

Whatisthearticlemainlyabout?

A.Howtomanageyourtimewell

B.Howtoovercomedifferentchallengesintheoffice

C.Howtowincompetitionsandgetpromotions

D.Howtopreventdistractionsandfocusonbigissues

20、高爾基說："智慧是珠寶，如果用謙虛謹慎鑲邊，就會更加絢爛奪目?！ㄟ@表明()。

A.良好的科學文化修養(yǎng)有利于促進思想道德修養(yǎng)

B.良好的思想道德修養(yǎng)有利于促進科學文化修養(yǎng)

C.只要提高思想道德修養(yǎng)，就一定能提高科學文化修養(yǎng)

D.思想道德修養(yǎng)的提高與科學文化修養(yǎng)無關(guān)

21、資料：Largeindustrializedarenowinarecession.Whataretheprospectsforeconomic

recovery?

Thethreemostimportantindustrialeconomiesintheworldare,atthemoment,facing

enormousproblems.Germanyisstrugglingwiththecostofreunificationandisinrecession.

JapanisalsoexperiencingrecessionandtheUnitedStateshasalargebudgetdeficit.

Forecastersandanalystsfacequestionsabouttheprospectsofaneconomicrecovery.Hereare

someoftheirfindings:

TheelectionofanewpresidentoftheUnitedStatesgavehopetotherestoftheworld.IftheUS

recovered,therestoftheworldwouldfaceamorepromisingfuture.However,analystsnow

acceptthattheUSwillonlyrecoververyslowly.

Consumerandinvestorconfidenceisstilllacking.Largedeficitsanddecliningshort-terminterest

ratesmeanthereislittlescopeforeconomicstimulus.

TheJapaneseeconomy,afteryearsoftradeandbudgetsurpluses,isindeeprecessionandthe

growthratehassloweddownconsiderably.Germaneconomistshaveloweredtheirforecastsfor

economicgrowththisyear.TheloweringofGermaninterestratesmaybringsomerelieftoother

membersoftheEuropeanExchangeRateMechanism(ERM).However;Germany'simponance

asEurope'slargestexportmarketmaydecline.

However,insomepartsoftheworld,therearemorepositivesigns,particularlyinsomeLatin

AmericancountriesinSou:h-EastAsia.Analystssaysthat,aslongastherateofintereststays

abovetherateofgrowthatnationalincome,thentheratioofdebttoincomewillgetworse.

Fallinginterestrateshelptowardsovercomingthisproblem.Theybelieveitmaytakeseveral

yearsbeforethereisrealrecovery.However,advancesintechnologyareofferinghopeforthe

worldeconomy.

Findwordsorexpressionsintheabovearticlewhichhavethemeaningof“Theamountbywhich

somethingislessthanwhatisneeded"?

A.deficit

B.surpluses

C.decline

0.recession

22、一個歷史事件可由若干事件構(gòu)成，這一事件又可以由若干小事件構(gòu)成，由此可以排除一

系列事件的等級或?qū)哟?。下列選項符合上述說法的是（）。

A.經(jīng)濟全球化西歐一體化一歐元啟用

B.《王位繼承法》《權(quán)利法案》一光榮革命

C.原蘇聯(lián)的現(xiàn)代化道路一新經(jīng)濟政策一社會主義工業(yè)化

D.中途島戰(zhàn)役伏爾加格勒戰(zhàn)役阿拉曼戰(zhàn)役

23、資料:Anythingthataffectsthesmoothflowofinformationisknownasnoise.Thismightbe,

forexample,thelanguageused,aninappropriateuseoftechnologyorthedifferentlevelsofskill

andknowledgeofthesenderandreceiver.Forexample,everydayinthepressandonTV,

consumersarebombardedwithoftenconfusingorcontradictoryinformationaboutthehealth

benefitsorrisksassociatedwithdifferentfoods.Consumersmaynothaveenoughunderstanding

orinformationtojudgebetweenconflictingmessages.Itisthereforenotsurprisingthatnany

peopledonotheartheserressagesandswitchoff.

Acompanyhastoovercomeaconsiderableamountofdirectnoisecausedbytheearliernegative

pressarticles.Bynotrespondingtotheseimmediatelyorcorrectingwithfacts,consumersare

confusedandthecompanylosescredibilitywiththepressandthepublic.

Toachieveitsvisionandencourageconsumerstoeatturkeyallyearround,BMCompanyneeds

togivepeoplemoreinformationinawaytheycaneasilyunderstand.Ithasthereclosedto

highlightkeyfactsabouttheproductsasthefoundationformanyofitsmessages.

Whydon;tmanypeoplehearthemessagethatthecompanieswantthemtoknow?

A.becausetheymaynothaveenoughunderstandingorinformation

B.becausethemessagesarespreadonnewspapers

C.becausetheycaremoreabouthealthrisksassociatedwithdifferentfoods

D.notmentioned

24、2019年12月31日，A公司涉及的一項未決訴訟預(yù)計很可能敗訴。若敗訴，A公司需承

擔訴訟費20萬元并支付賠款400萬元，但基本確定可從保險公司獲得補償80萬元。2019

年12月31日，A公司因該項目訴訟應(yīng)確認的預(yù)計負債的金額為（）萬元。

A.320

B.340

C.400

D.420

25、---MustIwaittillyoucomeback?

-----No,you().

A.mustn't

B.needn't

C.can't

D.won't

26、2007年5月2日，吳某到某縣郊區(qū)旅社住宿，拒不出示身份證件，與旅社工作人員爭

吵并強行住入該旅社。該郊區(qū)派出所以擾亂公共秩序為由，決定對吳某處以300元罰款。下

列哪一說法是正確的？()

A.派出所可以自己的名義作出該處罰決定

B.派出所可以當場作出該處罰決定

C.公安機關(guān)無須將此決定書副本抄送郊區(qū)旅社

D.吳某對該罰款決定不服，應(yīng)當先申請復(fù)議才能提起行政訴訟

27、閱讀下列短文，從短文后各題所給的四個選項中，選出可以填人空白處的最佳選項。

Thegovernmentistobanpaymentstowitnessesbynewspapersseekingtobuyuppeople

involvedinprominentcases?1?thetrialofRosemaryWest.

Inasignificant?2?oflegalcontrolsoverthepress,LordIrvine,theLordChancellor,will

introducea?3?billtha:willproposemakingpaymentstowitnesses?4?andwillstrictly

controltheamountof?5?thatcanbegiventoacase?6?atrialbegins.

InalettertoGeraldKaufman,ChairmanoftheHouseofCommonsMediaSelectCommittee.Lord

Irvinesaidhe?7?withacommitteereportthisyearwhichsaidthatselfregulationdidnot?

8Psufficientcontrol.?9?ofthelettercametwodaysafterLordIrvinecauseda?10?of

mediaprotestwhenhesaidthe?11?ofprivacycontrolscontainedinEuropeanlegislation

wouldbelefttojudges?12?toParliament.TheLordChancellorsaidintroductionofthe

HumanRightsBill,which?13?theEuropeanConventiononHumanRightslegally?14?in

Britain,laiddownthateverybodywas?15?toprivacyandthatpublicfigurescouldgoto

courttoprotectthemselvesandtheirfamilies.

^Pressfreedomswillbeinsafehands?16?ourBritishjudges,“hesaid.

Witnesspaymentsbecamean?17?afterwestwassentencedtolOlifesentencesin1995.Up

to19witnesseswere?18?tohavereceivedpaymentsfortellingtheirstoriestonewspapers.

Concernswereraised?19?witnessesmightbeencouragedtoexaggeratetheirstoriesin

courtto?20?guiltyverdicts［中國工商銀行真題］

A.impact

B.incident

C.inference

D.issue

28、資料：Beingfinanciallysecureinretirementjustdoesn'thappenmagically.Ittakeslotsof

planning,timeandsavings.

Somescaryfactsaboutretirement:

Morethan50%ofpersonsdonothaveenoughfinancesforretirement.

25%donotparticipateintheircompany'sretirementplan.

Theaveragepersonspends20yearsinretirement.

Herearesometipstohelpyouplancorrectly:

1.Talktoafinancialprofessional.Everyfewyears,it'sagoodideatoscheduleameetingwitha

financialplannertogeta“check-up”.It'sjustlikeadoctor'svisit,andyoushouldreallytalkabout

yourpresentsituationandfuturegoals.

2.Save,save,andkeeponsaving.Makeitahabittosaveasmuchasyoucan.

3.Learnyourretirementneeds.Retirementcanbeexpensive.Learnfromtodayhowmuchyou

needtosaveforyourretirement.Talktoafinancialplanner,orfindanonlineretirement

calculator.

4.Takepartinyouremployer'sretirementplans.Ifyourcompanyoffersone,itisusuallythebest

toolyoucanuse.Talktoafinancialprofessionalforallyouroptions.

5.Learnaboutpensionplans.Ifyouhaveanemployerorgovernmentpensionplan,learnallthe

details.

6.Keepyourretirementsavingsoff-limits.Don'tmakeawithdrawaluntilyouretire.Youmight

incurpenaltiesanditwillbeasetbackforrealizingyourgoals.

7.Getyouremployertostartone,anditcanhelpyoutremendously.

8.Learnaboutyourgovernment'sretirementplans.Everycountryhasdifferentplans,somewith

specialtaxincentives,solearnwhatyourcountryoffersandplanaccordingly.

9.Doyourownresearch.UsetheInternet,readthenewspapersandmagazines,talktoyour

friends,tofindoutasmuchasyoucanaboutretirement.

What'sthemainthemeofthepassage?

A.Howtofindagoodfinancialprofessional

B.Theimportanceofretirementplans

C.Thescaryfactsaboutretirement

D.Howtomakecorrectretirementplans

29、根據(jù)蒙代爾的國際收支政策配合理論，當某國處于國際收支順差、國內(nèi)經(jīng)濟膨脹的經(jīng)濟

狀態(tài)時，應(yīng)搭配財政政策和貨幣政策。()

A.緊縮性的；擴張性的

B.擴張性的：擴張性的

C.擴張性的；緊縮性的

D.緊縮性的；緊縮性的

30、All()isacontinuoussupplyoffueloil.

A.whatisneeded

B.thatisneeded

C.thethingneeded

D.fortheirneeds

31、TheInternetisextensivelyutilizedbystudentsforinformationtoundertaketheir

course-relatedtasksandassignments.

A.maintaining

B.evaluating

C.retaining

0.retrieving

32、不屬于會計核算內(nèi)容的是（）。

A.用盈余公積轉(zhuǎn)增實收資本

B.處理本年度的虧損

C.將現(xiàn)金存入銀行

D.制訂下年度財務(wù)預(yù)算

33、把下列句子組成語意連貫的語段，排序最恰當?shù)囊豁検牵?

（1）使用語言，不僅要用的對，在語法上不出毛病，而且要力求用得好，要有藝術(shù)性，有

感染力，這就要運用語言的藝術(shù)，也就是講究一點修辭

（2）有意用不符合語法常規(guī)的辦法取得某種修辭效果是可許的，然而這只是偶一為之，并

且要有些特定的條件

（3）如果語言不符合語法，說都說不通，就沒有什么好的修辭可言

（4）語言是用來傳遞信息、交流思想、表達感情的

（5）好的修辭，必然是符合語法規(guī)律的

A.(4)(1)(5)(3)(2.)

B.(4)(3)(5)(1)(2)

C.(5)(1)(2)(4)(3)

D.(5)(3)(4)(1)(2)

34、Passage10

Withsomuchfocusonchildren'suseofscreensjt'seasyforparentstoforgetabouttheirown

screenuse.z/Techisdesignedtoreallysuckonyouin/saysJennyRadeskyinherstudyofdigital

play/anddigitalproductsaretheretopromotemaximalengagement.ltmakesithardto

disengage,andleadstoalotofbleed-overintothefamilyroutine//

Radeskyhasstudiedtheuseofmobilephonesandtabletsatmealtimesbygivingmother-child

pairsafood-testingexercise.Shefoundthatmotherswhosueddevicesduringtheexercise

started20percentfewerverbaland39percentfewernonverbalinteractionswiththeir

children.Duringaseparateobservation,shesawthatphonesbecameasourceoftensioninthe

family.Parentswouldbelookingattheiremailswhilethechildrenwouldbemakingexcitecbids

fortheirattention.

Infantsarewiredtolookatparents'facestotrytounderstandtheirworld,andifthosefacesare

blankandunresponsive—astheyoftenarewhenabsorbedinadevice—itcanbeextremely

disconcertingforthechildren.Radeskycitesthe/zstillfaceexperiment^devisedbydevelopmental

psychologistEdTronickinthe1970s.Init,a