全國銀行招聘考試重點試題精編

!注意事項：

；11.全卷采用機器閱卷，請考生注意書寫規(guī)范：考試時間為120分鐘。

5:2.在作答前，考生請將自己的學校、姓名、班級、準考證號涂寫在試卷和答

?i題卡規(guī)定位置。

3.部分必須使用2B鉛笠填涂；非選擇題部分必須使用黑色簽字笆書寫，字體

工整，筆跡清楚。

14.請按照題號在答題卡上與題目對應的答題區(qū)域內(nèi)規(guī)范作答，超出答題區(qū)域

j書寫的答案無效：在草稿紙、試卷上答題無效。

密

封一、選擇題

窣

11、如果金銀的法定比價為1：20,而市場比價為1：15,按照格雷欣法則，那么這時充斥市

!場的將是（）。

A.銀幣

,?iB.金幣

雙ic.銀行券

瑕1D.金銀混合幣

2^TheBrunwickExplorerisasubmersibleroboticvehicledesignedtosearchformineraldeposits

farthesurfaceofsea.

A.behind

B.below

C.beyond

0.between

[3、下列選項中屬于完全物權的是（）o

：A.抵押權

B.質權

J.C.所有權

|D.留置權

繾

4、遠期匯率的期限一般為（）個月。

A.1?6

B.3?9

C.6?9

D.6?12

[5、結轉已售產(chǎn)品的成本60000元，應做的分錄是（）。

A.借：庫存商品60000貸：生產(chǎn)成本60000

B.借：主營業(yè)務成本60030貸：庫存商品60000

恬

C.借：主營業(yè)務成本60030貸:主營業(yè)務收入60000

D.借：本年利潤60000貸：主:營業(yè)務成本60000

6^資料:From:GloriaRichter

To:GuntherSchmidt

Subject:E-mails;stafflounge;communicationproblems

Date:March3

TherearesomecommunicctionproblemsIwishtobringtoyourattention

1.Eachdaywereceiveahugenumberofemailsfromcolleaguesinsidethecompanyandfrom

overseascustomers.Someareimportantmanyarenot.Mystaffseemstospendalldaychecking

andsortingemails,whichistime-consumingandresultsinthemneglectingotherduties.

2.Mystaffdoesn'tunderstandwhyyougotridofthestaffloungeafterthetakeover.Theysay

thatitsaidtobeagoodplacetomeetpeoplefromotherdepartmentsandtoexchangeideas.

MostofthemstillhavenotmetanyonefromSanicorpyet.

3.Alotofmiddlemanagersarereallyconfusedaboutwhotheyshouldreportto.Weknow

managementareplanningareorganizationbutisn'tittimetheytolduswhat'shappening?

WhatisNOTrequestedbyGloriaRikchterinthisemail?

A.Anefficientwayforthestafftodealwiththelargenumberofemails

B.Moreinvestmentinthewell-beingofthestaff

C.ReopeningofthestaffIcunge

0.clarificationofwhomthestaffshouldreporttheirworksto

7、資料：NewYorkandLondonmayruletheroost,butotherfinancialhubsinAmericaand

Europehavemanagedtocarveoutusefulspecialistnichesforthemselves.Chicago,forinstance,

hasconsolidateditspositionastheworld'sderivativescenter,andHouston,thelargestcityin

Texas,ishometoAmerica'sbiggestenergyfirmsandhasspawnedanactiveclusterofenergy

tradersandhedgefunds.

Europehasalsodevelopedadiversesetoffinancialcentersrangingfrombigcitiestoisland

havenssuchasJerseyandtonichemarketssuchasLuxembourgandDublin.Edinburg,an

establishedbankingcenter,isnowtoutingitselfasalow-costalternativeforfinancialoperations.

Amongthelargerhubs,Frankfurtisanimportantcenterforbankingandderivativestrading

throughEurex,aGerman-Swissexchange,withsignificantlylowercoststhanLondon.

Switzerland'stwinfinancialcenters,GenevaandZurich,havedonewellintheirspecialistsof

privatebanking,wealthmanagementandinsurance.Themainattractionsarelowtaxes,political

stabilityandareputationfordiscretion.UrsRothfromtheSwissBankersAssociationsays,

however,thatgivenitstinydomesticmarket,Switzerlandhashadtofightforopenmarketsonan

internationalscale.

ParishaslonglaggedfarbehindLondon,doggedbyareputationforexcessiveregulationandhigh

taxes.ThenewgovernmentisawarethatsomeofFrance'sbestfinancialbrainshavecrossedthe

ChannelformorelucrativecareersinLondon.YetParishasmanyadvantages:alargenumberof

internationalbanks;moreinternationalcompaniesthanFrankfurt;andeasyaccesstoregulators.

IthasthelargestmarketinEuropefortradinginmutualfunds.FewwoulddisputethatParis

offersanattractivequalityoflifeandhasgoodtransportlinks.WhatmakesParisaplacetowatch

justnowistheNYSE'srecentmergerwithEuronext.Thecombinedgroupwillbaseits

internationalequitiesbusinessintheFrenchcapital.Euronext,whichoperatesexchangesinfive

Europeancountries,alsoillustratestheimportanceofacorrmonlanguage.

FinancialexecutivesaroundtheworldincreasinglyviewEuropeasasinglemarket.Soonanew

EuropeanrulecalledMiFID（MarketsinFinancialInstrumentDirective）isduetobe

implemented.Itaimstoincreasecompetitionamongandtransparencywithinfinancialmarkets.

Financiersinotherpartsoftheworldarewonderinghowtoachieveasimilardegreeof

cross-borderfinancialinteg-ation.

WhichofthefollowingisNOTtrueaboutParis,accordingtothepassage?

A.MergerofNYSEwithEuronextmakesitthebiggestfinancialcenterinEurope

B.Theexcessiveregulationandhightaxeshaveaffecteditsfinancialdevelopment

C.Parishasmanyadvantagesthatmayhelpinitsfuturefinancialdevelopment

D.Parisoffersgoodqualityoflifeaswellasgoodtransportlinks

8、判斷一個計算機程序是否為病毒的最主要依據(jù)就是看它是否具有（）。

A.傳染性和破壞性

B.破壞性欺騙性

C.欺騙性和寄生性

D.隱蔽性和潛伏性

9、不屬于資產(chǎn)管理理論基礎的是（）.

A.商業(yè)性貸款

B.轉移理論

C.預期收入理論

D.經(jīng)營管理理論

10、緊縮性貨幣政策的運用會導致（）。

A.減少貨幣供給量，降低利率

B.增加貨幣供給量，提高利率

C.減少貨幣供給量，提高利率

D.增加貨幣供給量，降低利率

11、（）是指對被審計單位經(jīng)濟活動的效率、效果和效益狀況進行審查、評價，目的是促進被

審計單位提高人、財、物等各種資源的利用效率，增強盈利能力，實現(xiàn)經(jīng)營目標。

A.外部審計

B.財政財務審計

C.經(jīng)濟效益審計

D.內(nèi)部審計

12、某磚廠計劃20天生產(chǎn)30000塊磚，現(xiàn)在已生產(chǎn)的塊數(shù)可以裝2輛卡車，已知每盒裝6

塊磚，每箱裝40盒，每輛卡車裝50箱，照這樣計算，還要生產(chǎn)幾天才能全部完成？（）

A.4天

B.6天

C.8天

D.10天

13、Passage9

Readingisthoughttobeakindofconversationbetweenthereaderandthetext.Thereaderputs

questionsasitweretothetextandgetsanswers.Inthelightoftheseheputsfurther

questions,andsoon.

Formostofthetime,thisconversationgoesonbelowthelevelofconsciousness.At

times,however;webecomeawareofit.Thisisusuallywhenwearerunningintodifficulties,when

mismatchisoccurringbetweenexpectationsandmeaning.Whensuccessfulmatchingisbeing

experienced,ourquestioningofthetextcontinuesattheunconsciouslevel.

Differentpeopleconversewiththetextdifferently.Somestayveryclosetothewordsonthe

page;otherstakeoffimaginativelyfromthewordsjnterpreting,criticizing,analyzingand

examining.Theformerrepresentsakindofcomprehension,whichiswritteninthetext.Thelatter

representshigherlevelsofcomprehension.Thebalancebetweentheseisimportant,especiallyfor

advancedreaders.

Thereisanotherconversationwhichfromourpointofviewisequallyimportant,andthatistodo

notwithwhatisreadbutwithhowitisread.Wecallthisaprocessconversationasopposedtoa

contentconversation.ltisconcernednotwithmeaningbutwiththestrategiesweemployin

reading.Ifweareadvancedreadersourabilitytoholdacontentconversationwithatextis

usuallyprettywelldeveloped.

Notsoourabilitytoholdaprocessconversation.ltispreciselythiskindofconversationthatisof

importancewhenweareseekingtodevelopourreadingtomeetthenewdemandsbeingplaced

uponusbystudyingatahigherlevel.

Accordingtothepassage,itisofgreatimportanceforreadersatahigherleveltomaintaina

balancebetween（）.

A.consciousandunconsciouslevelsofcomprehension

B.thereader'sexpectationsandthemeaningofatext

C.lowerandhigherlevelsofcomprehension

D.interpretingandcriticizingatext

14、2020年1月5日，《庚子年》特種郵票首發(fā)儀式在（）舉行，2020年是庚子鼠年，

也是中國郵政發(fā)行生肖郵票（）周年，此次生肖郵票加入了郵票數(shù)字化內(nèi)容。

A.北京；30

B.上海；40

C.上海；30

D.北京;40

15、下列原始憑證中屬于外來原始憑證的是（）。

A.購貨發(fā)票

B.入庫單

C.提貨單

D.領料單

16、關于通貨膨脹的成因，下列說法不正確的是（）,.

A.失業(yè)率居高不下時也可能出現(xiàn)高通貨膨脹

B.在總需求和總供給相對平衡的條件下，某些結構性因素也可能導致通貨膨脹

C.貨幣供給的擴張并非需求拉動型通貨膨脹的唯一根源

D.貨幣是導致通貨膨脹的唯一重要的因素

17、資料：HowdidTencenttakeWeChatsofaraheadofitsrivals?Theanswerliespartlyinthe

peculiaritiesofthelocalmarket.UnlikemostWesterners,manyChinesepossessedmultiple

mobiledevices,andtheyquicklytooktoanappthatofferedthenaneasywaytointegratethem

allintoasingledigitalidentity.InAmericamessagingappshadapotentcompetitorintheformof

basicmobile-phoneplans,whichbundiedinSMSmessaging.Buttextmessageswerecostlyin

China,soconsumerseagedyadoptedfreemessagingapp.Ande-mailnevertookoffonthe

mainlandthewayithasaroundtheworld,mainlybecausetheinternetcamelate;thatleftan

openingformessagingapps.

ButthebiggerexplanationforWechat'sriseisTencent'sabilitytoinnovate.ManyChinesegrew

upusingQQ,aPC-basedmessagingplatformofferedbyTencentthatstillhasover800m

registeredusers.QQwasacopyofICQ,apioneeringIsraeliMessagingservice.ButthenChinese

imitatorlearnedtothinkforitself.Spottingthecomingriseoftheinternet.Tencentchallenged

severalinternalteamstodesignanddevelopasmartphone-onlymessagingapp.TheQQinsiders

cameupwithsomethingalongthelinesoftheirexistingproductforthethePC,butanother

teamofoutsiders(fromajust-acquiredfirm)cameupwithWeixin.WhenTencentlaunchedthe

newapp,itmadeiteasyforQQ'userstotransfertheircontactsovertothenewapp.

Anotherstrokeofbrilliancecametwoyearsagowhentheservicelauncheda”red

packet?,campaigninwhichWeChatuserswereabletosenddigitalmoneytofriendsandfarrilyto

celebrateChineseNewYearratherthansendingcashinaredenvelope,asiscustomary.Itwas

cleverofthefirmtoturndutifulgift-givingintoanexcitinggame,notesConnieChanof

AndreessenHorowitz,aVCfirm.Italsoencourageduserstobindtogetherintosendmoney,

ofteninrandomizedamounts.

Accordingtothepassage,thesuccessofWeixinmainlyattrbutesto.

A.QQ'sstronguserbase

B.thelackofcompetitors

C.localmarketopportunityandinnovation

D.alloftheabove

18、資料：Actually,anysaleisagiftuntilyougetpaid.Butexportersareespeciallyconcerned,

sincetheirbuyersmightbe10,000milesaway!

So,understandingthefourbasicwaystogetpaidforannternationalorderisimportant.The

methodyouselectwillaffecttheriskyoubear,thesizeofordersyoumightbeabletoget,and

thefinancingyoumightrequiretofilltheorder.

Thefollowingarethemethodsofpaymentfortheexporter;fromthemosttotheleastsecure:

Cash-in-advance.Newexportersfrequentlyrequestthismethod.Theirattitudetypicallyis,"I

don'tknowyouverywellbut,ifyousendmethemoney,I'llsendyouthegoods."

?Advantage:TheexportergetspaidbeforetheshipmentleavestheU.S.Ifcashisreceivedprior

toproduction,theexporterwillnotneedadditionalworkingcapital.

?Drawback:Itlimitstheexporter'ssalespotentialsinceittiesuptheimporter'scash;canbea

verynon-competitivepaymentmethodifothersuppliersareofferingsimilarproductsorservices.

Letter-of-credit.Lettersofcredit（L/C）substitutethecreditworthinessoftheimporterand

exporterwiththatoftheirrespectivebanks.

?Advantage:TheexporterwillbepaidifthetermsandconditionsoftheL/Caremet.

?Drawback:TherearefeesassociatedwithopeningandamendingL/Cs;theimporter'scashis

tied-upsincecashorotherassetsneedtocollateralizetheL/C,whichinturnmightreducethe

ordersize.Theexporterstillmightneedadditionalworkingcapitaltoproducetheproductor

service,sinceL/Cswillnotpaypriortoshipment/performance.

Documentarycollections.Thismethodusesthebankingsystemfortheexportertosendthe

necessarydocumentsassociatedwiththeordertotheimporter.

?Advantage:Thedocumentsandgoodsarenotreleaseduntilimporterpaysoragreestopayat

somefuturedate.Ifthebuyerrefusestoacceptthedocumentsandgoods,theexporterretains

titletothegoodsandcansellthemtoathirdpartyorbringthembacktotheU.S.

?Drawback:Noguarantyofpayment,sincethebanksonlyactasintermediaries.Theexporter

willneedtofinancetheproductioncycle,theshipmenttime,plusalongerperiodiftheimporter

agreestopayatalaterdate,untilfinalpaymentisreceived

Openaccount:Openaccounttermsforinternationalsalesaresimilartodomesticopenaccount

sales.Thebuyeragreestopayinasetnumberofdays-typically30,60,or90-fromtheinvoice,

shipmentordeliverydate.

?Advantage:Morecompetitivetermswhichcanhelpsecurelargerorders

?Drawback:Thegoodsaregoneandthebuyermightnotpay.Thisriskcanbegreatlyreducedby

obtainingcreditinsurancefromtheExport-ImportBankoftheU.S.ontheforeignaccounts

receivable.

Knowingtheadvantagesanddrawbackstoeachmethodofpaymentcanhelptobetterprepare

youfornegotiatingpaymenttermswithyourpotentialoverseascustomers.Moredetailand

supportontheseandothertradefinancingissuescanbeobtainedbycontactingoneofSBA's

tradefinancespecialistsin20U.S.ExportAssistanceCentersaroundthecountry.

Whatmagazinecolumnmightthearticlebein?

A.Business

B.Economy

C.Social

0.Culture

19、超額剩余價值的源泉是（）o

A.本企業(yè)工人的剩余勞動

B.本企?業(yè)工人的必要勞動

C.別的企業(yè)工人的剩余勞動

D.先進的機器設備

20、通?？匆粋€國家經(jīng)濟是否增長，主要是看（）。

A.這個國家的工業(yè)生產(chǎn)總值是否增加

B.這個國家的貨幣是否升值

C.這個國家的GDP是否增長

D.這個國家的物價水平是否升高

21、Thereisa（）differenceinmeaningbetweenthev/ordssurroundingsandenvironment.

A.sensible

B.subtle

C.feeble

D.humble

22、下列機關中屬于國家行政機關的是（）。

A.國家審判機關

B.司法行政機關

C.人民政協(xié)

D.企業(yè)人事部門

23、2020年1月6日，國家主席習近平在人民大會堂同基里巴斯總統(tǒng)馬茂會談后共同見證

兩國共建“一帶一路”諒解備忘錄的簽署。這標志著中國同所有（）個建交太平洋島國都

簽署了共建"一帶一路〃合作文件。

A.5

B.7

C.8

D.10

24、Tokeepupwiththeinfrastructuretheprofessionalsoneedstolearnhowtorunlarge

projectsmoreeffectivelyandefficientlyinordertomaketheentiredesign-engineer-operate

lifecycledigital.

A.boost

B.boom

C.construction

0.prosperity

25、生命的物質基礎是（）。

A.蛋白質、甘酸、糖類、堿基、水和無機鹽等

B.蛋白質、核酸、糖類、堿基、水和無機鹽等

C.蛋白質、核酸、糖類、脂類、水和無機鹽等

D.蛋白質、甘酸、糖類、脂類、水和無機鹽等

26、2019年，我國規(guī)模以上工業(yè)增加值增長5.7%。在規(guī)模以上工業(yè)中，分經(jīng)濟類型看，國

有控股企業(yè)增加值增長4.8%;股份制企業(yè)增長6.8%,外商及港澳臺商投資企業(yè)增長2.0%；私

營企業(yè)增長7.7%。分門類看，采礦業(yè)增長5.0%,制造業(yè)增長6.0%,電力、熱力、燃氣及水

生產(chǎn)和供應業(yè)增長7.0%。

全年規(guī)模以上工業(yè)中，農(nóng)副食品加工業(yè)增加值比上年增長1.9%,紡織業(yè)增長13%,化學原

料和化學制品制造業(yè)增長4.7%,非金屬礦物制品業(yè)增長8.9%,黑色金屬冶煉和壓延加工業(yè)

增長9.9%,通用設備制造業(yè)增長4.3%,專用設備制造業(yè)增長6.9%,汽車制造業(yè)增長1.8%,

電氣機械和器材制造業(yè)增長10.7%,計算機通信和其他電子設備制造業(yè)增長9.3%,電力、熱

力生產(chǎn)和供應業(yè)增長6.5%。

2019年主業(yè)工業(yè)產(chǎn)品產(chǎn)量及其增長速度

產(chǎn)品名爵?位產(chǎn)受比上年才長（%）

萬寸2892.1T.1

C*575.6-17.6

萬t5952.89.9

1%彳萬啜1389.415.9

嗪423642.51.1

當金■現(xiàn)貝萬包18999.1-3.5

其?：城人■里￡萬*18689.7-1.5

萬臺7904.36.3

9TZ/誦■鼻2186624.3

一次?《充3975.1

憶?38.54.0

戛博萬噂19101.40.9

天抬,名土方關1761.710.0

2房X小門75034.34.7

X審，大,卬】“?工—?八r4氣N52201.S2.4

京一憶*夏△管13044.45.9

<<《手更小”3483.518.3

萬19963427.2

萬啜120477.4S3

--干包金U萬噸5866.022

萬噸978.45.5

m)乃t3504.4-2.2

京龍23.54.9

<*(干100%)萬可8935.7-1.3

今減（千100%）?W3464.4-0.3

萬］2052.310.2

RE(F100%)萬啜5731.26.1

息電町遇萬華夏9274.1-14.9

汽客萬制2552.8-8.3

天一：春女31f（r>>工工1016.2-16.4

之/3多工工食W（sv\）876.0-3.6

人?2黑。*'.萬臺27.85.9

憶立2018.28.9

萬或7M.5-23.7

號今:手”二萬叁170100.6-3.5

年幺丁”「玄+萬自34163.28.2

二工______________________下自<>>17.7_______?31

年末全國發(fā)電裝機容量201066萬千瓦，比上年末增長5.8%。其中，火電裝機容量119055

萬千瓦，增長4.1%；水電裝機容量35640萬千瓦，增長1.1%：核電裝機容量4874萬千瓦，

增長9.1%；并網(wǎng)風電裝機容量21005萬千瓦，增長14.0%；并網(wǎng)太陽能發(fā)電裝機容量20468

萬千瓦，增長17.4%。

全年全社會建筑業(yè)增加值70904億元，比上年增長5.6%。全國具有資質等級的總承包和專

業(yè)承包建筑業(yè)企業(yè)利潤8381億元，比上年增長5.1%,其中國有控股企業(yè)2585億元，增長

14.5%。

圖22015-2019年建筑業(yè)增加值及其增長速度

2015至2019的五年期間，我國全部工業(yè)增加值增加了約（）億元。

A.82140

B.41990

C.71703

D.16020

27、Themonitorhas()usoftomorrow'smeeting.

A.told

B.said

C.informed

D.reported

28、總分類賬與明細分類賬平行登記四要點中的“依據(jù)相同”是指()。

A.總分類賬要根據(jù)明細分類賬進行登記

B.明細分類賬要根據(jù)總分類賬進行登記

C.根據(jù)同?會計憑證進行登記

D.由同一人員進行登記

29、Passage5

Arapidmeansoflong-distancetransportationbecameanecessityfortheUnitedStatesas

settlementspreadeverfartherwestward.Theearlytrainswereimpracticalcuriosities,andfora

longtimetherailroadcompaniesmetwithtroublesomemechanicalproblems.Themostserious

onesweretheconstructionofrailsabletobeartheload,andthedevelopmentofasafe,effective

stoppingsystem.Oncetheseweresolved,therailroadwasestablishedasthebestmeansofland

transportation.By1860therewerethousandsofmilesofrailroadscrossingtheeasternmountain

rangesandreachingwestwardtotheMississippi.Therewerealsoregionalsouthernandwestern

lines.

Thehighpointinrailroadbuildingcamewiththeconstructionofthefirsttranscontinental

system.In1862CongressauthorizedtwowesternrailroadcompaniestobuildlinesfromNebraska

westwardandfromCaliforniaeastwardtoameetingpoint,soastocompleteatranscontinental

crossinglinkingtheAtlanticseaboardwiththePacific.TheGovernmenthelpedtherailroads

generouslywithmoneyandland.Actualworkonthisprojectbeganfouryearslater.TheCentral

PacificCompany,startingfromCalifornia,usedChineselabor,whiletheUnionPacificempoyed

crewsofIrishlaborers.Thetwogroupsworkedatremarkablespeed,eachtryingtocoveragreater

distancethantheother.ln1869theymetataplacecalledPromontoryinwhatisnowthestateof

Utah.Manyvisitorscamethereforthegreatoccasion.Therewerejoyouscelebrationsalloverthe

country,withparadesandtheringingofchurchbellstohonorthegreatachievement.Therailroad

wasveryimportantinencouragingwestwardmovement.ltalsohelpedbuildupindustryand

farmingbymovingrawmaterialsandbydistributingproductsrapidlytodistantmarkets.Inlinking

townsandpeopletooneanotherithelpedunifytheUnitedStates.

Thebuildingofthefirsttranscontinentalsystem（）.

A.broughtaboutarapidgrowthofindustryandfarminginthewest

B.attractedmanyvisitorstotheconstructionsites

C.attractedlaborersfromEurope

0.encouragedpeopletotravelalloverthecountry

30、Togethertheseinventionshugelyreducedthecostofblastingrock,drillingtunnels,buIding

canalsandmanyotherformsofwork.

A.construction

B.information

C.animation

0.imagination

31、在國際銀行監(jiān)管史上有重要意義的1988年《巴塞爾協(xié)議》規(guī)定，銀行的總資本充足率

不能低于（），核心資本充足率不得低于（）。

A.4%8%

B.6%8%

C.8%4%

D.10%4%

32、分子生物學的研究表明

A.細胞是遺傳信息的載體

B.細胞核是遺傳信息的載體

C.DNA是遺傳信息的載體

D.細胞壁是遺傳信息的載體

33、資料：Dreamisastorythatapersonwatchesoreventakespartinduringsleep.Dream

eventsareimaginary,buttheyarerelatedtorealexperiencesandneedsinthedreamer'slife.

Theyseemrealwhiletheyaretakingplace.Somedreamsa，epleasant,othersareannoying,and

stillothersarefrightening.Everyonedreams,butsomepersonsneverrecalldreaming.Others

rememberonlyalittleaboutadreamtheyhadjustbeforeawakeningandnothingaboutearlier

dreams.Noonerecallsallhisdreams.

Dreamsinvolvelittlelogicalthought.Inmostdreams,thedreamercannotcontrolwhathappens

tohim.Thestorymaybeconfusing,andthingshappenthatwouldnothappeninreallife.People

seeinmostdreams,buttheymayalsohear,smell,touch,andtasteintheirdreams.Mostdreams

occurincolor.Butpersonswhohavebeenblindsincebirthdonotseeatallindreams.

Dreamsareaproductofthesleeper'smind.Theyincludeeventsandfeelingsthathehas

experienced.Mostdreamsarerelatedtoeventsofthedaybeforethedreamandstrongwishes

ofthedreamer.Manyminorincidentsofthehoursbeforesleepappearindreams.Deepwishes

orfears-especiallythoseheldsincechildhood-oftenappearindream,andmanydreamsfulfil

suchwishes.Eventsinthesleeper'ssurrounding-aloudnoise,forexample,maybecomepartofa

dream,buttheydonotcausedreams.

Somedreamsinvolvedeepfeelingthatapersonmayrealizehehas.Psychiatristsoftenuse

materialfromapatient'sdreamstohelpthepersonunderstandhimselfbetter.

Dreamingmayhelpmaintcingoodlearningability,memory,andemotionaladjustment.People

whogetplentyofsleep-butareawakenedeachtimetheybegintodream-becomeanxiousand

restless.

WhichofthefollowingisNOTtrue?

A.Dreaminvolveseventsthatalwayshappeninreallife

B.Dreamisanimaginarystorywhichseemsrealwhiletakingplace

C.Dreamisrelatedtothedreamer'sreallife

D.Dreamisaconfusingstorywhichinvolveslittlelogicthought

34、根據(jù)我國《反洗錢法》及中國人民銀行的規(guī)定，銀行等金融機構在反洗錢方面承擔的相

關義務不包括()。

A.協(xié)助反洗錢調查

B.對反洗錢工作的信息進行適度公開

C.及時報告大額和可疑交易

D.建立內(nèi)部反洗錢工作機制和規(guī)程

35、Nowthatwehaveanescapedpoliticalprisoneronthe/everybodyisfightingshyof

havinganythingtodowithoeoplelikeyou.

A.loose

B.release

C.slack

D.relax

36、資料：Upto80percentoftheworld'smiddleclasseswillliveindevelopingcountriesby2030

thankstosurprisingrecentgainsinpovertyreduction,accordingtoaUnitedNationsreport

publishedonThursday.

“Neverinhistoryhavethelivingconditionsandprospectsofsomanypeoplechangedso

dramaticallyandsofast?'concludestheUN'slatestDevelopmentReport."Theworldis

witnessinganepochal"globalrebalancing77

Underpinningtheimprovementsinthehumandevelopmentindex(HDI)wasrapidgrowthin

countriessuchasChina,IndiaandBrazil,withChinaandIndiahavingdoubledpercapita

economicoutputinlessthan20years.Butthestudystressedthatgrowthandimprovementsin

HDIspreadfarbeyondthefourBriecountriesofBrazil,Russia,IndiaandChina,andincludedat

least40countriesthathadaccompaniedgreatereconomicdynamismwitheffective

poverty-reductionpolicies.

Afghanistan,SierraLeone,Ethiopia,RwandaandAngolawereamong14countriesthathave

recordedgainsinHDIofrrorethan2percentayearsince2000.Partlyasaresult,thereport

foundthatworldwideextremeincomepovertyhasplungedfrom43percentin1990tojust22

percentin2008,includingmorethan500mbeingliftedoutofpovertyinChinaalone.Thereport

statedthatsuchgainshadalreadyhelpedtheworldachievethemainpovertyeradicationgoalof

theso-calledMillenniumDevelopmentGoals,whichcalledfortheshareofpeoplelivingonless

than$1.25adaytobecutbyhalffrom1990to2015.

Underpinningthispovertyreductionwasdevelopingcountrieszincreasingshareofglobaltrade,

whichgrewfrom25percentto47percentbetween1980and2010.“Thesouthasawholeis

drivingglobaleconomicgrowthandsocietalchangeforthefirsttimeincenturies/saysthe

report.

Thereportfoundthattradeamongdevelopingcountrieswasthebiggestfactorinthatexpansion,

increasingfromlessthan10percentoftotalglobaltradetomorethan30percent./zTrade

betweencountriesinthesouthwillovertakethatbetweendevelopednations/thereportsaid.

Theword“underpinning"inthepassagerefersto.

A.blocking

B.undergoing

C.supporting

D.stressing

37、Shecandoitherself