2025年工商銀行博爾塔拉蒙古自治州秋招筆試英語題專練及答案本文基于近年相關(guān)經(jīng)典題庫，通過專業(yè)模型學(xué)習(xí)創(chuàng)作而成，力求幫助考生深入理解題型，提升應(yīng)試能力。#2025年工商銀行博爾塔拉蒙古自治州秋招筆試英語題專練一、選詞填空（共10題，每題1分）題目：閱讀以下短文，從每題所給的四個(gè)選項(xiàng)中選擇一個(gè)最佳答案，填入相應(yīng)空格中。Therapiddevelopmentofartificialintelligencehasbroughtbothopportunitiesandchallengestothebankingindustry.Banksneedtoadapttothechangingtechnologylandscapetoremaincompetitive.ByintegratingAIintotheiroperations,bankscanimproveefficiency,enhancecustomerexperience,andreducecosts.However,theimplementationofAIalsoraisesconcernsaboutdatasecurityandjobdisplacement.Banksmuststrikeabalancebetweeninnovationandriskmanagementtoensuresustainablegrowth.1.Theword"rapid"inthefirstsentenceisclosestinmeaningto:A.slowB.fastC.unexpectedD.limited2.Thephrase"changingtechnologylandscape"refersto:A.theincreasingnumberofbankbranchesB.theevolutionofdigitalbankingtoolsC.theriseoftraditionalbankingmethodsD.thedecreaseincustomersatisfaction3.Accordingtothepassage,integratingAIcanhelpbanks:A.increasetheirworkforceB.eliminatealloperationalcostsC.improveefficiencyandcustomerexperienceD.reducecustomerengagement4.Theword"raises"inthethirdparagraphisclosestinmeaningto:A.lowersB.addressesC.increasesD.discusses5.Thephrase"strikeabalance"inthelastsentencemeans:A.tofocusonlyoninnovationB.toignoretechnologicaladvancementsC.tomanageriskswhileadoptingnewtechnologiesD.toeliminateallrisks6.Thepassagesuggeststhatbanksshould:A.avoidusingAIaltogetherB.fullyrelyonAIwithoutconsideringrisksC.carefullyimplementAIwhilemanagingrisksD.completelyreplacehumanworkerswithAI7.Theword"sustainable"inthelastsentenceisclosestinmeaningto:A.temporaryB.long-termC.unpredictableD.expensive8.Thepassageprimarilydiscusses:A.thehistoryofbankingB.thebenefitsandchallengesofAIinbankingC.theimportanceofbankbranchesD.thedeclineoftraditionalbanking9.Thephrase"datasecurity"inthethirdparagraphrefersto:A.theprotectionofcustomerinformationB.thelossofbankdataC.theincreaseindatastoragecostsD.theunauthorizedaccesstobankdata10.Theword"displacement"inthethirdparagraphisclosestinmeaningto:A.jobcreationB.employeesatisfactionC.workforcereductionD.skillenhancement二、閱讀理解（共5題，每題2分）題目：閱讀以下三篇短文，每篇短文后有若干問題。請(qǐng)根據(jù)短文內(nèi)容，從每題所給的四個(gè)選項(xiàng)中選擇一個(gè)最佳答案。Passage1Digitalbankinghastransformedthewaypeoplemanagetheirfinances.Withtheriseofmobileappsandonlineplatforms,customerscannowperformtransactionsanytimeandanywhere.Thisshifthasnotonlyimprovedconveniencebutalsoreducedtheneedforphysicalbankbranches.However,digitalbankingalsoposeschallenges,suchascybersecurityrisksandthepotentialforfraud.Banksmustinvestinrobustsecuritymeasurestoprotectcustomerdataandmaintaintrust.1.Whatisthemaintopicofthepassage?A.ThehistoryoftraditionalbankingB.ThebenefitsandchallengesofdigitalbankingC.ThegrowthofmobilebankingappsD.Thedeclineofphysicalbankbranches2.Theword"transformed"inthefirstsentenceisclosestinmeaningto:A.damagedB.improvedC.disruptedD.ignored3.Accordingtothepassage,digitalbankinghasledto:A.anincreaseinphysicalbankbranchesB.adecreaseincustomersatisfactionC.improvedconvenienceandreducedneedforbranchesD.highertransactionfeesPassage2ThebankingsectorinChinahasbeenrapidlyadoptingblockchaintechnologytoenhancetransparencyandefficiency.Blockchain,adecentralizeddigitalledger,ensuresthattransactionsaresecureandtamper-proof.Thistechnologyhasthepotentialtorevolutionizeareassuchascross-borderpayments,tradefinance,andsupplychainmanagement.However,theimplementationofblockchaininbankingalsorequiresaddressingregulatoryandtechnicalchallenges.4.Whatisthemainpurposeofblockchaininbanking?A.ToincreasetransactionfeesB.ToimprovetransparencyandefficiencyC.ToreducethenumberofbankemployeesD.Toreplacetraditionalbankingsystems5.Theword"revolutionize"inthesecondparagraphisclosestinmeaningto:A.improveslightlyB.disruptfundamentallyC.ignorecompletelyD.expandslowlyPassage3Customerexperienceisacriticalfactorinthebankingindustry.Banksthatprioritizecustomersatisfactionaremorelikelytoretaincustomersandattractnewones.Personalizedservices,suchascustomizedfinancialadviceandtailoredproductofferings,cansignificantlyenhancecustomerloyalty.Additionally,banksmustensurethattheirdigitalplatformsareuser-friendlyandaccessibletoallcustomers,includingthosewithdisabilities.6.Whatisthekeytakeawayfromthepassage?A.BanksshouldfocusonincreasingtransactionvolumesB.CustomerexperienceisessentialforbanksuccessC.DigitalbankingismoreimportantthantraditionalbankingD.Bankemployeesshouldbetrainedmorefrequently7.Thephrase"prioritize"inthefirstparagraphmeans:A.ignoreB.deprioritizeC.focusonD.reduce8.Accordingtothepassage,howcanbanksimprovecustomerloyalty?A.ByincreasingbranchclosuresB.ByofferingpersonalizedservicesC.ByreducingcustomerservicehoursD.Byimplementingmorecomplexdigitalplatforms9.Theword"accessible"inthelastparagraphisclosestinmeaningto:A.expensiveB.difficulttouseC.easytouseforeveryoneD.limitedtocertaincustomers10.Thepassagesuggeststhatbanksshould:A.ignoredigitalaccessibilityB.focussolelyondigitalbankingC.prioritizecustomerexperienceandaccessibilityD.reducethenumberofcustomerservicerepresentatives三、完形填空（共10題，每題1分）題目：閱讀以下短文，從每題所給的四個(gè)選項(xiàng)中選擇一個(gè)最佳答案，填入相應(yīng)空格中。Thebankingindustryisconstantlyevolvingtomeettheneedsofcustomersinanincreasinglydigitalworld.Oneofthemostsignificanttrendsistheriseofmobilebanking.Mobilebankingappsallowcustomerstoperformawiderangeoftransactions,fromtransferringfundstopayingbills,withjustafewtapsontheirsmartphones.Thisshifthasnotonlymadebankingmoreconvenientbutalsomoreinclusive,asitprovidesaccesstofinancialservicesforpeopleinremoteareas.However,thegrowthofmobilebankingalsopresentschallenges,suchastheneedforrobustsecuritymeasuresandthepotentialforincreasedfraud.Banksmustbalanceinnovationwithriskmanagementtoensurethesafeandsustainablegrowthofmobilebanking.1.Theword"evolving"inthefirstsentenceisclosestinmeaningto:A.changingB.decliningC.stabilizingD.expanding2.Thephrase"increasinglydigitalworld"refersto:A.thegrowinguseoftraditionalbankingmethodsB.theriseofdigitalbankingsolutionsC.thedecreaseinphysicalbankbranchesD.thereductionincustomertransactions3.Mobilebankingappsallowcustomersto:A.visitphysicalbankbranchesB.performtransactionsontheirsmartphonesC.increasetheirsavingsD.reducetheirrelianceontraditionalbanking4.Theword"inclusive"inthesecondparagraphisclosestinmeaningto:A.limitedB.exclusiveC.accessibletoallD.expensive5.Thephrase"robustsecuritymeasures"inthethirdparagraphmeans:A.weaksecurityprotocolsB.strongandreliablesecuritysystemsC.minimalsecurityeffortsD.nosecuritymeasuresatall6.Accordingtothepassage,banksmust:A.ignorethechallengesofmobilebankingB.focusonlyondigitalbankingsolutionsC.balanceinnovationwithriskmanagementD.eliminateallsecurityrisks7.Theword"sustainable"inthelastsentenceisclosestinmeaningto:A.temporaryB.long-termC.unpredictableD.expensive8.Thepassagesuggeststhatmobilebanking:A.willreplacetraditionalbankingcompletelyB.presentsnochallengesatallC.improvesconvenienceandinclusivitybutrequiresriskmanagementD.isonlybeneficialforurbancustomers9.Thephrase"safeandsustainablegrowth"inthelastsentencemeans:A.rapidgrowthwithoutconsideringrisksB.balancedgrowthwithproperriskmanagementC.slowgrowthwithoutinnovationD.nogrowthatall10.Thepassageprimarilydiscusses:A.thehistoryofmobilebankingB.thebenefitsandchallengesofmobilebankingC.thedeclineoftraditionalbankingD.theimportanceofphysicalbankbranches答案及解析一、選詞填空1.B.fast解析：Theword"rapid"meansquickorfast.2.B.theevolutionofdigitalbankingtools解析："Changingtechnologylandscape"referstotheongoingdevelopmentofnewtechnologiesinbanking.3.C.improveefficiencyandcustomerexperience解析：ThepassageexplicitlymentionsthesebenefitsofintegratingAI.4.C.increases解析："Raises"meanstoincreaseorelevate.5.C.tomanageriskswhileadoptingnewtechnologies解析："Strikeabalance"meanstofindamiddlegroundbetweeninnovationandrisk.6.C.carefullyimplementAIwhilemanagingrisks解析：ThepassagesuggestsacautiousapproachtoAIadoption.7.B.long-term解析："Sustainable"meanslong-termandviable.8.B.thebenefitsandchallengesofAIinbanking解析：ThepassagefocusesonbothpositiveandnegativeaspectsofAI.9.A.theprotectionofcustomerinformation解析："Datasecurity"referstosafeguardingsensitiveinformation.10.C.workforcereduction解析："Displacement"meansreplacinghumanworkerswithtechnology.二、閱讀理解1.B.Thebenefitsandchallengesofdigitalbanking解析：Thepassagediscussesbothpositiveandnegativeaspectsofdigitalbanking.2.B.improved解析："Transformed"meanstomakesomethingbetterormoreadvanced.3.C.improvedconvenienceandreducedneedforbranches解析：Thepassageexplicitlymentionstheseoutcomes.4.B.Toimprovetransparencyandefficiency解析：Blockchain'smainpurposeinbankingistoenhancetheseareas.5.B.disruptfundamentally解析："Revolutionize"meanstobringaboutamajorchange.6.B.Customerexperienceisessentialforbanksuccess解析：Thepassageemphasizestheimportanceofcustomersatisfaction.7.C.focuson解析："Prioritize"meanstogivehigherimportancetosomething.8.B.Byofferingpersonalizedservices解析：Thepassagesuggestspersonalizedservicesenhanceloyalty.9.C.easytouseforeveryone