中國(guó)銀行2025筆試英文行測(cè)高頻題含答案吉林地區(qū)一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,requiringinstitutionstoadaptquicklytonewtechnologies.A.revolutionizedB.modernizedC.simplifiedD.stabilized2.Inrecentyears,theChinesegovernmenthas______policiestosupportruraleconomicgrowth,focusingoninfrastructureandagriculturalinnovation.A.implementedB.ignoredC.criticizedD.delayed3.Thenewmobilebankingappaimsto______userexperiencebyintegratingAI-poweredpersonalizedservices.A.enhanceB.degradeC.maintainD.disrupt4.Duetothestrictregulations,manysmallbanksinNortheastChinahavefacedchallengesin______theirinternationalbusinessoperations.A.expandingB.reducingC.minimizingD.terminating5.TheJointVentureAgreementbetweenBankofChinaandalocalfinancialinstitutioninJilinemphasizestheimportanceof______complianceincross-bordertransactions.A.regulatoryB.operationalC.environmentalD.cultural二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagecarefullyandanswerthequestionsbelow.Passage:Theriseoffintechhastransformedthebankingindustry,particularlyinChina.TraditionalbanksinregionslikeJilinareunderpressuretocollaboratewithtechnologyfirmstostaycompetitive.Accordingtoa2024reportbythePeople’sBankofChina,over60%ofruralbankshavepartneredwithfintechcompaniestoimprovedigitalservices.Thesecollaborationsoftenfocusonmobilepayments,AI-drivenriskmanagement,andbigdataanalytics.However,challengesremain,suchasdatasecurityandregulatoryhurdles.Thegovernmenthasintroducedpilotprogramstostreamlinetheseprocesses,aimingtobridgethegapbetweenurbanandruralfinancialservices.1.WhatisthemainfocusoffintechcollaborationinruralChina?A.IncreasingphysicalbranchnetworksB.EnhancingdigitalbankingservicesC.ReducingloanapprovaltimesD.Promotingtraditionalbankingculture2.Accordingtothepassage,whatisamajorchallengeforruralbanksinJilin?A.LimitedcustomerbaseB.DatasecurityconcernsC.HighoperatingcostsD.Lackofgovernmentsupport3.Howdoesthegovernmentplantoaddressfintechchallenges?A.ImposingstricterregulationsB.EncouragingprivateinvestmentsC.LaunchingpilotprogramsD.Mergingwithfintechfirms4.WhatdoesthepassagesuggestaboutthefutureofbankinginJilin?A.TraditionalbankswilldominatethemarketB.FintechwillreplacetraditionalbankingC.CollaborationbetweenbanksandtechfirmswillbekeyD.Ruralbankingwilldeclineduetotechnologicalgaps三、完形填空（共5題，每題2分，共10分）directions:Fillineachblankwiththemostappropriatewordfromthelistbelow.|Words:|innovative|sustainable|competitive|flexible|efficient|ThesuccessofBankofChinainJilinhingesonitsabilitytoadopt______strategiesinresponsetomarketchanges.Digitaltransformationisnolongeroptionalbutanecessityforfinancialinstitutionsaimingtoremain______.Forinstance,thebank’srecentinitiativetolaunchagreencreditprogramdemonstratesitscommitmentto______development.Additionally,theintegrationofblockchaintechnologyhasenabledmore______transactions,reducingfraudrisks.Moreover,thebank’s______approachtocustomerservice—offering24/7onlinesupport—hassetitapartfromcompetitors.1.______2.______3.______4.______5.______四、語(yǔ)法填空（共5題，每題2分，共10分）directions:Completethesentenceswiththecorrectformofthewordsinparentheses.1.Despitetheeconomic______(slow),BankofChina’srevenueinJilinhasgrownby15%thisyear.2.Thebank’snewpolicyrequiresallemployeestoundergoannual______(train)oncybersecurity.3.TheJointVentureAgreementensuresthatbothpartieswillcontributeequallytotheproject,______(ensure)long-termstability.4.Ifthemerger______(success),itwillsignificantlyboostthebank’smarketshareinNortheastChina.5.Theregulatoremphasizedtheneedforstrict______(comply)withanti-moneylaunderinglaws.五、翻譯填空（共5題，每題2分，共10分）directions:TranslatethefollowingsentencesintoEnglish.1.吉林省的農(nóng)村銀行通過(guò)引入智能風(fēng)控系統(tǒng)，顯著降低了不良貸款率。2.中國(guó)銀行與當(dāng)?shù)乜萍脊竞献?，旨在提升移?dòng)支付的用戶體驗(yàn)。3.為促進(jìn)區(qū)域經(jīng)濟(jì)發(fā)展，政府出臺(tái)了多項(xiàng)金融扶持政策。4.銀行數(shù)字化轉(zhuǎn)型需要平衡創(chuàng)新與風(fēng)險(xiǎn)管理的需求。5.嚴(yán)格遵守合規(guī)要求是銀行可持續(xù)發(fā)展的關(guān)鍵。答案與解析一、選詞填空1.A.revolutionized-*解析：*Digitalbankinghasbroughtamajorchange,notjustimprovementorsimplification.2.A.implemented-*解析：*Thegovernmentactivelyputpoliciesintopractice,notignoredordelayedthem.3.A.enhance-*解析：*Theappaimstomaketheuserexperiencebetter,notworseorunchanged.4.A.expanding-*解析：*Banksneedtogrowtheirinternationaloperations,notreduceorendthem.5.A.regulatory-*解析：*Compliancereferstorulesandregulations,notoperationalorculturalaspects.二、閱讀理解1.B.Enhancingdigitalbankingservices-*解析：*Thepassagementionsfintechpartnershipsfordigitalimprovements.2.B.Datasecurityconcerns-*解析：*Thetexthighlightsdatasecurityasachallengeforruralbanks.3.C.Launchingpilotprograms-*解析：*Thegovernment’splaninvolvestestingnewsolutionstofintechissues.4.C.Collaborationbetweenbanksandtechfirmswillbekey-*解析：*Thepassagesuggestspartnershipsareessentialforfuturegrowth.三、完形填空1.innovative2.competitive3.sustainable4.efficient5.