建設銀行2025衡水市筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分）注：每題從選項中選出一個最合適的詞填入空格，使句子意思完整、邏輯通順。1.TherapiddevelopmentofdigitalbankinginHebeiProvincehas______thetraditionalfinancialservicesmodel,requiringemployeestoadaptquicklytonewtechnologies.A.transformedB.replacedC.improvedD.challenged答案：A解析：句意為“河北省數(shù)字銀行快速發(fā)展，______了傳統(tǒng)金融服務模式”。transformed（改變）最符合文意，其他選項均不如transformed貼切。2.Toenhancecustomersatisfaction,BankofChinahasintroducedamore______servicesystem,whichreduceswaitingtimesandincreasesefficiency.A.complicatedB.flexibleC.expensiveD.rigid答案：B解析：句意為“為提升客戶滿意度，中國銀行推出更______的服務系統(tǒng)”。flexible（靈活的）符合銀行業(yè)務需求，其他選項與文意相悖。3.Thenewpolicyaimsto______theruralfinancialmarketbyprovidingmoreloanstosmallbusinessesinHebeiCounty.A.neglectB.stabilizeC.expandD.limit答案：C解析：句意為“新政策旨在通過向衡水縣小微企業(yè)提供更多貸款來______農(nóng)村金融市場”。expand（擴大）符合政策目標，其他選項均與文意不符。4.ManyemployeesattheHebeibrancharestill______totheoldmanualprocesses,whichhassloweddowndigitaltransformation.A.resistantB.supportiveC.unawareD.enthusiastic答案：A解析：句意為“衡水分行許多員工仍______老的手工流程，這減緩了數(shù)字化轉(zhuǎn)型”。resistant（抵觸的）最符合文意，其他選項與文意矛盾。5.Thebank'sonlineplatformhassignificantly______theaccessibilityoffinancialservicesforremoteareasinHebei.A.reducedB.increasedC.complicatedD.delayed答案：B解析：句意為“銀行的在線平臺顯著______了河北省偏遠地區(qū)的金融服務可及性”。increased（提升）最符合文意，其他選項均不合適。二、閱讀理解（共4題，每題3分）注：閱讀以下短文，回答問題。Passage:TheCentralBankofChinarecentlyannouncednewregulationstostrengthenanti-moneylaundering(AML)measuresintheHebeiregion.Thepolicyrequiresallfinancialinstitutionstoenhancecustomerduediligence,especiallyfortransactionsinvolvinghigh-riskareaslikecoalminingandrealestate.Localbankshavebeenadvisedtoimplementreal-timemonitoringsystemstodetectsuspiciousactivitiesmoreefficiently.1.Whatisthemainpurposeofthenewregulations?A.ToreduceloaninterestratesB.ToimprovedigitalbankingservicesC.TocombatmoneylaunderinginHebeiD.Toencourageruraldevelopment答案：C解析：短文明確指出新政策旨在加強河北省的反洗錢措施，故C項正確。2.Whichindustriesareconsideredhigh-riskunderthenewpolicy?A.AgricultureandmanufacturingB.CoalminingandrealestateC.TechnologyandhealthcareD.Educationandretail答案：B解析：短文提到“高風險地區(qū)如煤炭開采和房地產(chǎn)”，故B項正確。3.Whatactionarebanksadvisedtotake?A.IncreaseloanapprovalsB.SimplifycustomerverificationC.Installreal-timemonitoringsystemsD.Reducetransactionfees答案：C解析：短文建議銀行“實施實時監(jiān)控系統(tǒng)”，故C項正確。4.Howmighttheseregulationsaffectlocalbusinesses?A.TheywillhavefewerborrowingoptionsB.TheywillfacestrictercompliancerequirementsC.TheywillseefasterloanapprovalsD.Theywillenjoylowerinterestrates答案：B解析：銀行需加強客戶盡職調(diào)查，企業(yè)需滿足更嚴格合規(guī)要求，故B項正確。三、完形填空（共5題，每題2分）注：閱讀以下短文，選擇最合適的詞填入空格。ThebankingsectorinHebeihasbeenevolvingrapidlyduetotechnologicaladvancements.Manytraditionalbanksarenowintegratingartificialintelligence(AI)intotheiroperationsto______customerservice.Forexample,BankofCommunicationshaslaunchedanAI-poweredchatbotthatcanhandlebasicinquiries,reducingtheworkloadonhumanstaff.However,someemployeesworrythatthiswill______jobsinthelongrun.1.A.improveB.replaceC.ignoreD.expand答案：A解析：句意為“許多傳統(tǒng)銀行正將人工智能融入運營以______客戶服務”，improve（提升）最符合文意。2.A.enhanceB.automateC.eliminateD.support答案：B解析：句意為“AI聊天機器人可以處理基礎(chǔ)問詢，減少人工工作量”，automate（自動化）最符合文意。3.A.increaseB.preserveC.threatenD.create答案：C解析：句意為“一些員工擔心這會______長期就業(yè)”，threaten（威脅）最符合文意。4.A.temporaryB.permanentC.gradualD.unexpected答案：C解析：句意為“這種變化可能是______的”，gradual（漸進的）最符合文意。5.A.beneficialB.costlyC.complexD.risky答案：A解析：句意為“銀行希望通過技術(shù)提升效率，這對銀行業(yè)務______”，beneficial（有益的）最符合文意。四、句子改錯（共5題，每題2分）注：以下句子中有一處錯誤，請指出并改正。1.Thenewmobileappwillprovidecustomerswithmoreconvenientaccesstofinancialservices,includingonlinetransfers,billpayments,andeveninvestmentoptions.錯誤：無答案：無需改正解析：句子語法和邏輯均正確。2.Duetothehighdemandforloans,thebankhasextendeditsworkinghoursto9PM,allowingcustomerstocompletetransactionsattheirownpace.錯誤：attheirownpace→attheirconvenience答案：attheirconvenience解析：“attheirownpace”應改為“attheirconvenience”（在自己方便的時間），更符合銀行業(yè)務表述。3.Thebranchmanagersaidthatallemployeesmustattendthetrainingsessionbeforestartingthenewproject,unlesstheyhavepriorapproval.錯誤：mustattend→arerequiredtoattend答案：arerequiredtoattend解析：“must”語氣過于絕對，改為“arerequiredto”（被要求）更正式。4.TheeconomicgrowthinHebeihasbeenpositivelyimpactedbythegovernment'seffortstoattractforeigninvestment,whichhasledtoincreasedjobopportunities.錯誤：positivelyimpacted→positivelyinfluenced答案：positivelyinfluenced解析：“impact”多指直接影響，改為“influence”（影響）更準確。5.Thebank'sonlineplatformhasnotonlyimprovedcustomersatisfactionbutalsoreducedoperationalcosts,whichisasignificantachievementfortheHebeibranch.錯誤：which→that答案：that解析：“which”指代前面整個句子時，應用“that”更規(guī)范。五、翻譯填空（共5題，每題3分）注：將中文句子翻譯成英文，填入空格。1.為促進河北省中小企業(yè)發(fā)展，建設銀行推出了一系列優(yōu)惠貸款政策。To______thedevelopmentofsmallandmedium-sizedenterprisesinHebei,ChinaConstructionBankhasintroducedaseriesof______loanpolicies.答案：support;preferential解析：“促進發(fā)展”用“support”，貸款政策“preferential”（優(yōu)惠的）最貼切。2.新的監(jiān)管要求銀行加強對跨境交易的審查力度。Thenewregulatoryrequirementsaskbanksto______theirscrutinyofcross-bordertransactions.答案：strengthen解析：“加強審查”用“strengthen”。3.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來發(fā)展的關(guān)鍵。Digitaltransformationis______to