建設(shè)銀行2025潛江市秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）根據(jù)上下文，選擇最合適的單詞填空。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry.A.revolutionizedB.stabilizedC.complicatedD.expanded2.ToattracttalentinQianjiang,ICBChas______variousincentives,includinghousingsubsidies.A.introducedB.ignoredC.reducedD.eliminated3.Sustainablefinanceisbecomingakey______forChina'sgreeneconomy.A.strategyB.challengeC.threatD.goal4.Thebank'snewmobileappaimsto______customerconveniencethroughAItechnology.A.maximizeB.minimizeC.ignoreD.delay5.ManyruralareasinHubeilackaccessto______bankingservices.A.advancedB.traditionalC.innovativeD.affordable6.The______ofblockchaintechnologyisexpectedtoimprovetransactionsecurity.A.integrationB.rejectionC.declineD.failure7.ICBC'sQianjiangbranchfocuseson______loansforsmallandmedium-sizedenterprises.A.supportingB.restrictingC.delayingD.denying8.Thegovernmentencouragesbankstopromote______financeinunderdevelopedregions.A.digitalB.riskyC.conservativeD.speculative9.The______economicpolicieshaveboostedconsumerconfidenceinChina.A.restrictiveB.supportiveC.negativeD.volatile10.Thebank'strainingprogramaimsto______employees'skillsinfintech.A.enhanceB.weakenC.ignoreD.reduce二、閱讀理解（共5題，每題2分）閱讀以下短文，選擇最佳答案。Passage1China'sbankingsectorisundergoingsignificantchangesduetotechnologicaladvancements.Digitalbankinghasbecomeapriorityformajorinstitutions,includingICBC.ThebankhasinvestedheavilyinAIandbigdatatoimproveserviceefficiency.InQianjiang,acityinHubeiProvince,ICBChaslaunchedseveralinitiativestopromotefinancialinclusion.Forinstance,thebankhassetupmobilebankingstationsinruralareastohelpresidentsaccessfinancialservices.Theseeffortsalignwiththegovernment'sgoalofachievinguniversalfinancialcoverageby2025.However,challengesremain,suchasthedigitaldividebetweenurbanandruralregions.Despitethis,thefutureofbankinginQianjianglookspromisingwithcontinuousinnovation.1.WhatisthemainfocusofICBC'sdigitalbankingstrategy?A.Expandingbranchnetworks.B.Investinginfintech.C.Increasingloanapprovals.D.Reducingcustomerservicecosts.2.WhyhasICBClaunchedmobilebankingstationsinruralQianjiang?A.Toincreaseprofits.B.Topromotefinancialinclusion.C.Totrainemployees.D.Tocompetewithotherbanks.3.WhatisamajorchallengeforbankinginQianjiang?A.Highoperatingcosts.B.Lowcustomerengagement.C.Thedigitaldivide.D.Governmentregulations.Passage2TheriseofgreenfinancehasbeenakeytrendinChina'sbankingindustry.ICBChasintroducedseveralgreencreditproductstosupportenvironmentalsustainability.Theseincludelow-interestloansforrenewableenergyprojectsandinvestmentsingreeninfrastructure.InHubei,thebankhaspartneredwithlocalgovernmentstofundhydroelectricpowerplantsandwindfarms.SuchinitiativesnotonlyhelptheenvironmentbutalsoalignwithChina'scarbonneutralitygoals.However,theprofitabilityofgreenfinanceremainsaconcernforsomebanks.Expertssuggestthatthegovernmentmayneedtoprovidemoreincentivestoencouragebroaderadoption.4.WhatisaprimarybenefitofICBC'sgreencreditproducts?A.Higherreturns.B.Environmentalprotection.C.Fasterapprovaltimes.D.Lowerrisks.5.Whymightsomebanksbehesitanttoinvestingreenfinance?A.Limitedgovernmentsupport.B.Highercosts.C.Lackofexpertise.D.Negativepublicperception.三、完形填空（共10題，每題1分）根據(jù)上下文，選擇最合適的單詞填空。ThebankingindustryinQianjianghasseentremendousgrowthinrecentyears.WiththesupportofICBC,localbusinesseshavegainedaccesstomuch-neededcapital.Smallandmedium-sizedenterprises(SMEs)inthecityhaveparticularlybenefitedfromthebank'sinclusivefinancingpolicies.Thesepoliciesaimtoreducethegapbetweenurbanandruraleconomies.Byofferingcompetitiveinterestratesandflexiblerepaymentterms,ICBChashelpedmanySMEsexpandtheiroperations.However,thebankalsofaceschallenges,suchasrisingbaddebtrisks.Tomitigatethis,ICBChasstrengtheneditsriskmanagementsystems.ThefutureofbankinginQianjiangwilldependonhowwellthesemeasuresareimplemented.6.WhathasdriventhegrowthofthebankingindustryinQianjiang?A.Governmentsanctions.B.ICBC'ssupport.C.Ruralexclusion.D.Foreigninvestments.7.HowhaveSMEsinQianjiangbeenimpactedbyICBC'spolicies?A.Theyhavefacedhigherinterestrates.B.Theyhavestruggledwithrepaymentterms.C.Theyhavereceivedfinancialsupport.D.Theyhavebeenforcedtoclose.8.WhatisamajorchallengeforICBCinQianjiang?A.Lowcustomersatisfaction.B.Highbaddebtrisks.C.Limitedmarketshare.D.Excessiveregulation.9.HowdoesICBCplantoaddressriskmanagement?A.Byreducingloanapprovals.B.Bystrengtheningitssystems.C.Byincreasinginterestrates.D.Byignoringrisks.10.WhatwilldeterminethefutureofbankinginQianjiang?A.Governmentpolicies.B.ICBC'sstrategies.C.Markettrends.D.Customerpreferences.四、翻譯填空（共5題，每題2分）將中文句子翻譯成英文，填入橫線處。1.為支持潛江市鄉(xiāng)村振興，建設(shè)銀行推出了一系列專項貸款計劃。ICBChasintroducedaseriesof______tosupportruralrevitalizationinQianjiang.2.隨著金融科技的進步，銀行的客戶服務(wù)體驗得到了顯著提升。Withtheadvancementoffintech,thebank's______hassignificantlyimproved.3.中國政府鼓勵銀行加大對綠色金融領(lǐng)域的投入。TheChinesegovernmentencouragesbanksto______ingreenfinance.4.建設(shè)銀行在湖北地區(qū)擁有廣泛的分支機構(gòu)網(wǎng)絡(luò)。ICBChasa______networkofbranchesinHubeiProvince.5.數(shù)字化轉(zhuǎn)型是建設(shè)銀行當前的核心戰(zhàn)略之一。DigitaltransformationisoneofICBC's______strategies.五、句子改錯（共5題，每題2分）找出并改正句子中的錯誤。1.Thebankhasbeenofferinglow-interestloanstosupportsmallbusinessesforyears.→(Noerror)2.Despitetheeconomicdownturn,thedemandforbankingserviceshasincreased.→(Noerror)3.Ifthegovernmentprovidesmoreincentives,morebankswillinvestingreenfinance.→(Noerror)4.Thebank'smobileappisthemostconvenientwaytotransfermoney.→(The→way→method)5.Manyruralcustomersstillfacedifficultiesinaccessingfinancialservices.→(Noerror)答案及解析一、選詞填空1.A(digitalbankingrevolutionizedtheindustry)2.A(ICBCintroducedincentives)3.A(sustainablefinanceisakeystrategy)4.A(theappmaximizescustomerconvenience)5.B(ruralareaslacktraditionalbanking)6.A(blockchainintegrationimprovessecurity)7.A(thebranchsupportsSMEloans)8.A(bankspromotedigitalfinance)9.B(supportivepolici