郵儲銀行2025泰州市筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）泰州市近年來大力發(fā)展數(shù)字經(jīng)濟，郵儲銀行需緊跟政策方向，推動業(yè)務創(chuàng)新。以下句子中劃線部分需填入最合適的詞語。1.Therapidgrowthofe-commercehas______thetraditionalbankingsectortoadaptquickly.A.forcedB.enabledC.delayedD.supported2.Toenhancecustomerexperience,thebankplansto______AItechnologyinitsserviceplatforms.A.implementB.ignoreC.developD.eliminate3.Thenewfinancialpolicyaimsto______smallbusinessesbyreducinginterestrates.A.supportB.harmC.neglectD.discourage4.Themergerwill______thebank’smarketshareintheregionalmarket.A.expandB.reduceC.stabilizeD.weaken5.Despitethechallenges,thebankremains______inachievingitssustainabilitygoals.A.optimisticB.pessimisticC.neutralD.uncertain二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage:Theriseoffintechcompanieshassignificantlydisruptedthetraditionalbankingindustry.Unliketraditionalbanks,fintechsoperatewithloweroverheadcostsandcanoffermorecompetitiveservices.However,theyalsofaceregulatorychallengesduetotheirinnovativemodels.郵儲銀行（PSBC）hasbeenactivelycollaboratingwithfintechfirmstoleveragetheirstrengthswhilemaintainingcompliancewithfinancialregulations.Thebank’sstrategyincludesinvestingindigitalplatforms,offeringAPIintegrations,andpartneringwithstartupstoenhanceitstechcapabilities.Thisapproachnotonlyimprovesefficiencybutalsohelpsinmeetingtheevolvingdemandsofcustomersinthedigitalage.6.Whatisthemaindifferencebetweenfintechcompaniesandtraditionalbanks?A.Fintechshavehigheroverheadcosts.B.Fintechsarelessinnovative.C.Fintechsoperatewithfewerregulatoryconstraints.D.Fintechsdonotoffercompetitiveservices.7.Howdoes郵儲銀行addressthechallengesposedbyfintechs?A.Byignoringtheircompetition.B.Byinvestingindigitaltechnology.C.Byeliminatingpartnershipswithstartups.D.Byincreasinginterestrates.8.Whatisthekeybenefitofthebank’sstrategy?A.Reducedmarketshare.B.Highercompliancerisks.C.Improvedefficiencyandcustomersatisfaction.D.Limiteddigitaltransformation.9.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Traditionalbankswilldominatethemarket.B.Fintechswillreplacetraditionalbanksentirely.C.Collaborationbetweenbanksandfintechswillbeessential.D.Regulationswillcompletelyblockfintechgrowth.三、語法填空（共5題，每題2分，共10分）根據(jù)上下文，用括號內(nèi)動詞的適當形式填空。10.Despitetheeconomicdownturn,thebankhas______(achieve)itsquarterlytargets.11.Ifthemerger______(be)successful,itwill______(increase)thebank’sprofitability.12.Manycustomers______(prefer)mobilebankingbecauseitismoreconvenient.13.Thenewpolicywill______(affect)smallbusinessesmorethanlargecorporations.14.By______(invest)ingreenfinance,thebankcancontributetosustainabledevelopment.四、完形填空（共5題，每題2分，共10分）閱讀以下短文，選擇最合適的選項填空。Lastyear,郵儲銀行l(wèi)aunchedadigitalwalletappto______(15)itsmobilebankingservices.Theappallowsuserstotransfermoney,paybills,andevenaccessgovernmentservices.Accordingtobankofficials,theapp’ssuccessisduetoitsuser-friendlyinterfaceandseamlessintegrationwithexistingbankingsystems.However,somecustomersstill______(16)theapp’ssecurityfeatures.Toaddressthis,thebankhas______(17)two-factorauthenticationandbiometricverification.Additionally,thebankplansto______(18)morefeatures,suchascryptocurrencysupport,tostayaheadinthecompetitivemarket.Theinitiativereflectsthebank’scommitmentto______(19)withtechnologicaladvancements.15.A.improveB.ignoreC.launchD.test16.A.doubtB.appreciateC.supportD.ignore17.A.introducedB.introducesC.introducingD.introduce18.A.addB.addingC.addedD.adds19.A.adaptB.ignoreC.resistD.maintain五、翻譯（共4題，每題3分，共12分）將以下句子翻譯成英文。20.郵儲銀行致力于服務鄉(xiāng)村振興戰(zhàn)略，為農(nóng)村地區(qū)提供普惠金融服務。21.泰州市政府鼓勵金融機構(gòu)加大對中小企業(yè)的信貸支持力度。22.數(shù)字化轉(zhuǎn)型是郵儲銀行提升競爭力的關(guān)鍵舉措。23.為應對金融風險，銀行建立了完善的風險管理體系。答案與解析一、選詞填空1.A(force:迫使)2.A(implement:實施)3.A(support:支持)4.A(expand:擴大)5.A(optimistic:樂觀的)二、閱讀理解6.C(fintechsoperatewithfewerregulatoryconstraints)7.B(investingindigitaltechnology)8.C(improvedefficiencyandcustomersatisfaction)9.C(collaborationbetweenbanksandfintechswillbeessential)三、語法填空10.hasachieved11.is,increase12.prefer13.willaffect14.investing四、完形填空15.improve16.doubt17.introduced18.add19.adapt五、翻譯20.PSBCiscommittedtoservingtheruralrevitalizationstrategy,providinginclusivefinancialservicestoruralareas.21.Taizhoumunicipalgovernmentencouragesfinancialinstitutionst