工商銀行2025許昌市秋招筆試英語(yǔ)題專(zhuān)練及答案第一部分：選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustrytoadapttonewtechnologies.A.forcedB.encouragedC.delayedD.supported2.Inrecentyears,工商銀行has______severalinitiativestoenhancecybersecurityandprotectcustomerdata.A.launchedB.ignoredC.reducedD.dismissed3.TheeconomicreformsinHenanProvincehave______thegrowthofsmallandmedium-sizedenterprises(SMEs).A.boostedB.hinderedC.stabilizedD.weakened4.ThenewmobilebankingappintroducedbyICBCaimsto______userexperiencethroughAI-drivenfeatures.A.improveB.simplifyC.complicateD.disrupt5.ThegovernmentofXuchanghas______policiestoattractforeigninvestmentinthefintechsector.A.implementedB.neglectedC.canceledD.opposed6.ThebankingexaminHenanrequirescandidatestodemonstratestrong______inboththeoryandpractice.A.knowledgeB.creativityC.physicalabilityD.emotionalintelligence7.Thedigitalyuan(e-CNY)projectisexpectedto______cross-borderpaymentefficiency.A.enhanceB.decreaseC.postponeD.eliminate8.Theriseofblockchaintechnologyhas______thewaybanksmanagetransactions.A.revolutionizedB.preservedC.abandonedD.limited9.TheannualfinancialconferenceinZhengzhoufocuseson______thelatesttrendsinbankingandinvestment.A.discussingB.ignoringC.denyingD.exaggerating10.Thelocalbranchof工商銀行inXuchangemphasizes______customerservicetoretainclients.A.innovativeB.inefficientC.outdatedD.indifferent第二部分：閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:TheChinesebankingsectorhasundergonesignificanttransformationsinthepastdecade,drivenbytechnologicaladvancementsandregulatorychanges.Digitalbankinghasbecomeafocalpoint,withmajorinstitutionslike工商銀行andICBCinvestingheavilyinmobileappsandAI-drivenservices.ThePeople'sBankofChinahasintroducedstricteranti-moneylaundering(AML)measurestocombatfinancialcrimes.Meanwhile,theriseoffintechstartupshaschallengedtraditionalbankstoinnovateorriskbecomingobsolete.InHenan,thegovernmenthasactivelysupportedthedevelopmentofthefintechindustry,offeringincentivesforstartupsandcollaborationswithbanks.However,challengesremain,suchasbridgingthedigitaldividebetweenurbanandruralareasandensuringdatasecurity.1.WhatisthemainfocusoftheChinesebankingsector?A.TraditionalbankingpracticesB.DigitaltransformationC.GovernmentregulationsD.Cross-bordertrade2.Whichinstitutionismentionedasinvestingindigitalbanking?A.ThePeople'sBankofChinaB.FintechstartupsC.工商銀行D.ICBCandPBOC3.WhatmeasureshasthePBOCintroducedtocombatfinancialcrimes?A.TaxincentivesB.AMLregulationsC.SubsidiesforbanksD.Encouragingforeigninvestment4.Howhasthefintechindustryimpactedtraditionalbanks?A.IthasstrengthenedtheirpositionB.IthaschallengedthemtoinnovateC.IthasforcedthemtomergeD.Ithascausedthemtoshutdown5.WhatremainsachallengeinChina'sbankingsector?A.HighprofitabilityB.DatasecurityC.Urban-ruraldigitaldivideD.Governmentsupport第三部分：完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromthefouroptions(A,B,C,D).ThefinanciallandscapeinHenanhaschangeddramaticallyoverthepastdecade.______(6)digitalbankinghasrevolutionizedthewaypeopleaccessandmanagetheirmoney.Traditionalbankslike工商銀行havehadto______(7)tothesechangesbyintegratingtechnologyintotheirservices.Theriseoffintechstartupshasalso______(8)thecompetition,forcingbankstobemoreinnovative.InXuchang,thelocalgovernmenthas______(9)initiativestosupportthegrowthofthefintechsector,includingtaxbreaksandfundingforstartups.However,______(10)remainsasignificantissue,asmanyruralareasstilllackaccesstoreliablebankingservices.Thegovernmentandbanksmustworktogetherto______(11)thisgap.6.A.WiththegrowthofB.DespitethegrowthofC.BecauseofthegrowthofD.Withoutthegrowthof7.A.ReactB.IgnoreC.DelayD.Avoid8.A.IncreasedB.DecreasedC.ReducedD.Stopped9.A.LaunchedB.IgnoredC.CancelledD.Opposed10.A.OpportunityB.ChallengeC.AdvantageD.Solution11.A.CloseB.ExpandC.CreateD.Ignore第四部分：翻譯（共2題，每題5分）directions:TranslatethefollowingsentencesintoEnglish.1.工商銀行在許昌市推出了多項(xiàng)便民服務(wù)，包括24小時(shí)自助銀行和移動(dòng)支付優(yōu)惠。2.隨著數(shù)字經(jīng)濟(jì)的快速發(fā)展，河南省的金融科技產(chǎn)業(yè)迎來(lái)了新的機(jī)遇。第五部分：寫(xiě)作（共1題，10分）directions:Writeashortessay(150-200words)onthetopic:"TheImpactofDigitalBankingonTraditionalBanks."答案及解析第一部分：選詞填空1.A.forced-*解析：*Digitalbankingdevelopmenthascompelledtraditionalbankstoadapt.2.A.launched-*解析：*工商銀行hasinitiatedprogramstoenhancecybersecurity.3.A.boosted-*解析：*EconomicreformshavesupportedSMEgrowthinHenan.4.A.improve-*解析：*TheappaimstoenhanceuserexperiencewithAIfeatures.5.A.implemented-*解析：*Xuchanghasputpoliciesinplacetoattractforeigninvestment.6.A.knowledge-*解析：*Bankingexamstesttheoreticalandpracticalexpertise.7.A.enhance-*解析：*Thedigitalyuanisexpectedtoimprovecross-borderpayments.8.A.revolutionized-*解析：*Blockchainhaschangedtransactionmanagementinbanking.9.A.discussing-*解析：*Theconferenceaddressestrendsinbankingandinvestment.10.A.innovative-*解析：*工商銀行prioritizesinnovativecustomerservice.第二部分：閱讀理解1.B.Digitaltransformation-*解析：*Thepassagehighlightstechnologicaladvancementsinbanking.2.C.工商銀行-*解析：*工商銀行ismentionedasinvestingindigitalbanking.3.B.AMLregulations-*解析：*ThePBOCintroducedanti-moneylaunderingmeasures.4.B.Ithaschallengedthemtoinnovate-*解析：*Fintechhasforcedtraditionalbankstoadapt.5.C.Urban-ruraldigitaldivide-*解析：*Thepassagementionsruralareaslackingbankingaccess.第三部分：完形填空6.A.Withthegrowthof-*解析：*Digitalbankinghasgrown,revolutionizingfinance.7.A.React-*解析：*Banksmustrespondtotechnologicalchanges.8.A.Increased-*解析：*Fintechhasraisedcompetitioninthemarket.9.A.Launched-*解析：*Xuchanggovernmenthasstartedsupportiveinitiatives.10.B.Challenge-*解析：*Ruralaccesstobankingremainsachallenge.11.A.Close-*解析：*Thegoalistoreducetheurban-ruraldigitalgap.第四部分：翻譯1.工商銀行inXuchanghasintroducedseveralconvenientservices,including24-hourself-servicebanksandmobilepaymentdiscounts.2.Withtherapiddevelopmentofthedigitaleconomy,Henan'sfintechindustryhasseizednewopportunities.第五部分：寫(xiě)作（參考范文）TheImpactofDigitalBankingonTraditionalBanksTheriseofdigitalbankinghassignific