建設(shè)銀行2025上海市秋招筆試英語題專練及答案一、選詞填空（5題，每題2分，共10分）以下句子中有5處空白，每處空白有4個選項，請根據(jù)句子語境選擇最合適的詞填入空白處。1.Therapiddevelopmentoffintechhassignificantly______thetraditionalbankingsector,forcinginstitutionstoinnovateorfaceobsolescence.A.transformedB.revolutionizedC.standardizedD.centralized2.Shanghai,asaglobalfinancialhub,______auniqueblendofmoderninfrastructureandhistoricalheritage.A.combinesB.constitutesC.incorporatesD.dominates3.Toenhancecustomersatisfaction,BankofChinahaslaunchedaseriesofdigitalservices,includingmobilebankingandAI-poweredfinancialadvice.A.motivateB.facilitateC.optimizeD.regulate4.TheShanghaiStockExchangehas______agrowingnumberofgreenbonds,reflectingthecity’scommitmenttosustainabledevelopment.A.issuedB.investedC.diversifiedD.expanded5.Intheeraofbigdata,financialinstitutionsmust______theirdataanalyticscapabilitiestostaycompetitive.A.strengthenB.weakenC.diminishD.neglect二、閱讀理解（3題，每題5分，共15分）閱讀以下三篇短文，每篇短文后有三道問題，請根據(jù)短文內(nèi)容選擇最佳答案。Passage1Shanghaihasemergedasaleadingcenterforglobalfinance,attractingmultinationalcorporationsanddomesticbanksalike.Thecity’sstrategiclocation,coupledwithitsadvancedinfrastructure,hasmadeitapreferreddestinationforfinancialinnovation.Inrecentyears,theShanghaigovernmenthasimplementedpoliciestosupportfintechstartups,offeringsubsidiesandtaxincentives.However,challengesremain,suchasregulatorycomplianceandtalentacquisition.Despitethesehurdles,Shanghai’sfinancialsectorisexpectedtogrowatasteadypace,drivenbytechnologicaladvancementsandincreasingcross-bordertrade.Questions:1.WhatisthemainreasonShanghaiattractsfinancialinstitutions?A.ItspoliticalinfluenceB.ItsgeographicadvantagesC.ItshighlaborcostsD.Itsweakregulatoryframework2.WhatmeasureshastheShanghaigovernmenttakentopromotefintech?A.IncreasedinterestratesB.ReducedtaxbenefitsC.ProvidedfinancialsupportD.Strengthenedforeignrestrictions3.WhatchallengesdoesShanghai’sfinancialsectorface?A.LimitedtechnologicalresourcesB.HighregulatorybarriersC.InsufficientgovernmentpoliciesD.DecreasedtradevolumePassage2Theriseofdigitalbankinghastransformedthewaycustomersinteractwithfinancialservices.Traditionalbanksarenowcompetingwithfintechcompanies,whichoffermorepersonalizedandefficientsolutions.InShanghai,severalbankshavepartneredwithtechfirmstodevelopAI-drivenbankingapps.Theseappsnotonlyprovidebasicbankingservicesbutalsoofferinvestmentadviceandwealthmanagementtools.However,concernsaboutdatasecurityandprivacypersist.Regulatorsareworkingtoestablishstricterguidelinestoensurecustomerprotection.Questions:1.Howhavefintechcompaniesimpactedtraditionalbanks?A.TheyhavereplacedthementirelyB.TheyhaveforcedthemtoinnovateC.TheyhavereducedtheirmarketshareD.Theyhaveincreasedtheiroperationalcosts2.WhatfeaturesdoAI-drivenbankingappsoffer?A.OnlytransactionprocessingB.LimitedtoloanapplicationsC.PersonalizedfinancialservicesD.Nocustomersupport3.Whatisamajorconcernregardingdigitalbanking?A.LowerprofitmarginsB.DatasecurityrisksC.DecreasedcustomertrustD.OverdependenceontechnologyPassage3SustainablefinancehasgainedsignificanttractioninShanghai,withmoreinvestorsseekingenvironmentallyfriendlyassets.TheShanghaiGreenFinanceCommitteehasintroducedinitiativestopromotegreenbondsandeco-friendlyprojects.Severalmajorbankshaveallocatedfundsspecificallyforgreeninvestments,includingrenewableenergyandpollutioncontrol.Thisshiftreflectsabroadertrendtowardresponsibleinvesting.However,somecriticsarguethatthecurrentgreenfinanceframeworklackstransparency.Toaddressthis,thegovernmentisworkingonstricterreportingstandards.Questions:1.WhatisthepurposeoftheShanghaiGreenFinanceCommittee?A.ToregulatetraditionalbankingB.TopromotesustainableinvestmentsC.ToreducecorporatetaxesD.Toencourageshort-termloans2.Whichsectorsareincludedingreeninvestments?A.RealestateandmanufacturingB.RenewableenergyandenvironmentalprotectionC.TechnologyandhealthcareD.Retailandentertainment3.Whatissueisraisedbycriticsofgreenfinance?A.HighcostsofgreenprojectsB.LackoftransparencyC.LimitedinvestorparticipationD.Short-termprofitability三、完形填空（4題，每題2分，共8分）閱讀以下短文，其中包含4處空白，每處空白有4個選項，請根據(jù)上下文選擇最合適的詞填入空白處。ThebankingsectorinShanghaihasundergonesignificantchangesinthepastdecade.Withtheadventofdigitaltechnology,traditionalbankshavehadto______(1)theirbusinessmodelstostayrelevant.Fintechcompanieshaveemergedasstrongcompetitors,offeringinnovativesolutionsthatcatertomodernconsumerneeds.Forinstance,mobilebankingappshave______(2)thewaypeoplemanagetheirfinances.Theseappsnotonlyallowuserstotransfermoneyandpaybillsbutalsoprovidereal-timefinancialadvice.However,therapidgrowthofdigitalbankinghasalso______(3)challenges,suchascybersecurityrisksandregulatorycompliance.Toaddresstheseissues,banksandfintechfirmsarecollaboratingtodevelopsaferandmoreefficientsystems.Inthefuture,theintegrationofAIandblockchaintechnologyisexpectedto______(4)thebankinglandscapefurther.1.A.adaptB.ignoreC.opposeD.revise2.A.revolutionizedB.simplifiedC.complicatedD.standardized3.A.createdB.ignoredC.minimizedD.eliminated4.A.transformB.diminishC.stabilizeD.disrupt四、翻譯（2題，每題5分，共10分）請將以下句子翻譯成英文。1.上海作為中國金融中心，在推動綠色金融發(fā)展方面發(fā)揮著重要作用?！鷂________________________2.隨著科技的進步，銀行需要不斷優(yōu)化服務(wù)以提升客戶體驗。→_________________________五、寫作（1題，10分）Writeashortessay(about150words)onthetopic:"TheImpactofDigitalBankingontheFinancialIndustryinShanghai."Includeatleastthreesupportingpoints.答案及解析一、選詞填空1.B.revolutionized*解析*：Fintech（金融科技）對傳統(tǒng)銀行業(yè)的影響是革命性的，因此revolutionized（革命化）最符合語境。2.A.combines*解析*：Shanghai（上海）將現(xiàn)代基礎(chǔ)設(shè)施和歷史遺產(chǎn)結(jié)合在一起，combines（結(jié)合）最貼切。3.B.facilitate*解析*：數(shù)字服務(wù)是為了方便客戶，facilitate（促進）符合句意。4.A.issued*解析*：交易所發(fā)行綠色債券，issue（發(fā)行）是正確動詞。5.A.strengthen*解析*：金融機構(gòu)需要強化數(shù)據(jù)分析能力，strengthen（加強）最合適。二、閱讀理解Passage11.B.Itsgeographicadvantages*解析*：文章提到上海因地理位置和基礎(chǔ)設(shè)施吸引金融機構(gòu)。2.C.Providedfinancialsupport*解析*：政府通過補貼和稅收優(yōu)惠支持fintech。3.B.Highregulatorybarriers*解析*：文章指出監(jiān)管合規(guī)是主要挑戰(zhàn)。Passage21.B.Theyhaveforcedthemtoinnovate*解析*：Fintech促使傳統(tǒng)銀行改進服務(wù)。2.C.Personalizedfinancialservices*解析*：AI應(yīng)用提供定制化服務(wù)。3.B.Datasecurityrisks*解析*：文章提到數(shù)據(jù)安全是主要擔(dān)憂。Passage31.B.Topromotesustainableinvestments*解析*：委員會旨在推動綠色金融。2.B.Renewableenergyandenvironmentalprotection*解析*：文章明確列出綠色投資領(lǐng)域。3.B.Lackoftransparency*解析*：批評者指出框架不透明。三、完形填空1.A.adapt*解析*：銀行業(yè)需適應(yīng)變化，adapt（適應(yīng)）最合適。2.A.revolutionized*解析*：移動銀行改變了金融管理方式。3.A.created*解析*：數(shù)字化轉(zhuǎn)型帶來新挑戰(zhàn)。4.A.transform*解析*：AI和區(qū)塊鏈將進一步改變行業(yè)。四、翻譯1.Shanghai,asafinancialcenterinChina,playsasignificantroleinpromotingthedevelopmentofgreenfinance.2.Withtheadvancementoftechnology,banksneedtocontinuouslyoptimizeservicestoenhancecustomerexperience.五、寫作范文TheImpactof