中國銀行2025秋招筆試英語題專練及答案浙江地區(qū)一、選詞填空（共10題，每題1分）Directions:Readthefollowingpassagesandchoosethebestwordtofillineachblank.Markthecorrespondingletterontheanswersheet.1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,forcingmanyinstitutionstoadapttonewtechnologies.A.revolutionizedB.standardizedC.centralizedD.simplified2.China’sfinancialregulatoryframeworkcontinuesto______toensurestabilityandinnovationinthebankingsector.A.evolveB.declineC.stagnateD.collapse3.In浙江,thedemandforonlinebankingserviceshas______overthepastfiveyears,particularlyamongyoungprofessionals.A.surgedB.diminishedC.fluctuatedD.declined4.TheChinesegovernmenthasimplementedseveralpoliciesto______thegrowthoffintechstartupsintheregion.A.hinderB.promoteC.restrictD.discourage5.Banksin浙江areincreasinglyfocusingon______toenhancecustomersatisfactionandretention.A.costreductionB.servicediversificationC.assetaccumulationD.profitmaximization6.TheintegrationofAIintobankingoperationshas______efficiencyandreducedhumanerrors.A.improvedB.diminishedC.delayedD.compromised7.Thenewanti-moneylaundering(AML)guidelinesrequirebanksto______transactionsmorerigorously.A.overlookB.monitorC.ignoreD.facilitate8.Theriseofmobilepaymentshas______theuseofphysicalcurrencyin浙江.A.declinedB.increasedC.stabilizedD.transformed9.Thecentralbank’sdecisiontolowerinterestratesaimsto______economicactivity.A.stimulateB.suppressC.weakenD.maintain10.Manyfinancialinstitutionsin浙江are______sustainablebankingpracticestoreduceenvironmentalimpact.A.adoptingB.rejectingC.ignoringD.delaying二、閱讀理解（共5題，每題2分）Directions:Readthefollowingpassageandanswerthequestionsbasedontheinformationprovided.Passage:Thebankingsectorin浙江h(huán)aswitnessedsignificanttransformationsinrecentyears,drivenbytechnologicaladvancementsandregulatorychanges.Theriseofdigitalbankingplatformshasrevolutionizedhowcustomersaccessfinancialservices,withmobileappsandonlineportalsbecomingthepreferredmethodsfortransactions.Traditionalbanksin浙江arenowinvestingheavilyinAIandbigdataanalyticstoenhancepersonalizedbankingexperiences.However,challengessuchascybersecurityrisksandcompliancewithnewfinancialregulationsremainprominent.Thegovernmenthasalsointroducedincentivestoencouragetheadoptionofgreenbankingpractices,aimingtopromoteenvironmentalsustainability.Astheeconomycontinuestogrow,thedemandforinnovativebankingsolutionsisexpectedtorise,makingthesectormorecompetitivethanever.1.Whathasbeenthemostsignificantchangein浙江’sbankingsector?A.IncreaseduseofphysicalbranchesB.RiseofdigitalbankingplatformsC.DeclineincustomersatisfactionD.Reductioninfinancialregulations2.Howaretraditionalbanksin浙江adaptingtothenewdigitallandscape?A.ByreducinginvestmentintechnologyB.Byfocusingoncost-cuttingmeasuresC.ByinvestinginAIandbigdataanalyticsD.Byencouragingcashtransactions3.Whatchallengesdobanksin浙江face?A.LowercustomerengagementB.CybersecurityrisksandregulatorycomplianceC.DecreasedprofitmarginsD.Reducedcompetition4.Whatincentiveshasthegovernmentintroduced?A.TaxreductionsforbanksB.SubsidiesfortraditionalbankingC.IncentivesforgreenbankingpracticesD.Loansforfintechstartups5.Whatisthefutureoutlookfor浙江’sbankingsector?A.StagnationduetoregulatoryconstraintsB.IncreasedcompetitionandinnovationC.DeclineincustomerdemandD.Focusonphysicalbranchexpansion三、完形填空（共10題，每題1分）Directions:Completethefollowingpassagebychoosingthebestwordforeachblank.Thebankingindustryin浙江h(huán)asbeenevolvingrapidlyoverthepastdecade,withtechnologicalinnovationsandregulatoryreformsplayingkeyroles.Digitalbankinghas______(6)______thewayfinancialservicesaredelivered,offeringcustomersgreaterconvenienceandefficiency.However,thisshifthasalso______(7)______challenges,suchastheneedforenhancedcybersecuritymeasures.Toaddresstheseissues,manybanksin浙江h(huán)ave______(8)______investinginAIandmachinelearningtechnologiestoimproveriskmanagementandcustomerservice.Additionally,thegovernmenthas______(9)______stricterregulationstoensurethestabilityofthefinancialsystem.Thesemeasureshave______(10)______theindustrytoadaptandthriveinacompetitiveenvironment.6.A.revolutionizedB.standardizedC.centralizedD.simplified7.A.presentedB.ignoredC.resolvedD.exaggerated8.A.suspendedB.increasedC.reducedD.prioritized9.A.implementedB.relaxedC.delayedD.abandoned10.A.encouragedB.discouragedC.facilitatedD.complicated四、翻譯填空（共5題，每題2分）Directions:TranslatethefollowingsentencesintoEnglish.1.浙江省的金融機構正在積極推動綠色金融發(fā)展，以支持可持續(xù)發(fā)展目標。2.中國銀行的數(shù)字化戰(zhàn)略旨在提升客戶體驗，增強市場競爭力。3.隨著移動支付的普及，傳統(tǒng)銀行的柜臺業(yè)務量有所下降。4.為了應對經(jīng)濟下行壓力，央行決定降息以刺激經(jīng)濟增長。5.金融科技的創(chuàng)新正在重塑浙江的銀行業(yè)格局。五、改錯題（共5題，每題2分）Directions:Identifyandcorrecttheerrorsinthefollowingsentences.1.Therapiddevelopmentofdigitalbankinghasmaketraditionalfinancialinstitutionstoadapttonewtechnologies.→Correct:______2.China’sfinancialregulatoryframeworkcontinuestoevolvetoensurestabilityandinnovationinthebankingsector.→Correct:______3.In浙江,thedemandforonlinebankingserviceshasdecreasedoverthepastfiveyears,particularlyamongyoungprofessionals.→Correct:______4.TheChinesegovernmenthasimplementedseveralpoliciestorestrictthegrowthoffintechstartupsintheregion.→Correct:______5.Banksin浙江areincreasinglyfocusingoncostreductiontoenhancecustomersatisfactionandretention.→Correct:______答案及解析一、選詞填空1.A(revolutionized)–Digitalbankinghasbroughtsignificantchanges.2.A(evolve)–Theframeworkadaptstonewchanges.3.A(surged)–Onlinebankingdemandincreased.4.B(promote)–Policiessupportfintechgrowth.5.B(servicediversification)–Banksimproveservicestoretaincustomers.6.A(improved)–AIenhancesefficiency.7.B(monitor)–AMLguidelinesrequirestrictmonitoring.8.A(declined)–Mobilepaymentsreducedphysicalcurrencyuse.9.A(stimulate)–Lowerinterestratesboosttheeconomy.10.A(adopting)–Banksimplementsustainablepractices.二、閱讀理解1.B–Digitalbankingplatformsarethemostsignificantchange.2.C–BanksinvestinAIandbigdata.3.B–Cybersecurityandregulationsarechallenges.4.C–Governmentincentivizesgreenbanking.5.B–Thesectorwillbemorecompetitiveandinnovative.三、完形填空6.A(revolutionized)–Digitalbankingchangedtheindustry.7.A(presented)–Challengesemergedwithdigitalization.8.B(increased)–Banks加大investmentinAI.9.A(implemented)–Governmentintroducedstricterrules.10.C(facilitated)–Measureshelpedtheindustryadapt.四、翻譯填空1.Thefinancialinstitutionsin浙江areactivelypromotinggreenfinancetosupportsustainabledevelopmentgoals.2.ThedigitalizationstrategyofChinaBankaimstoenhancecustomerexperienceandstrengthenmarketcompetitiveness.3.Withthewidespreadadoptionofmobilepayments,thevolumeofcounterservicesintraditionalbankshasdeclined.4.Toaddress