工商銀行2025深圳市筆試英文行測(cè)高頻題含答案第一部分：選詞填空（共5題，每題2分，合計(jì)10分）題目：請(qǐng)根據(jù)上下文，選擇最合適的詞語(yǔ)填入空格中。1.Therapiddevelopmentoffintechhas______traditionalbankingoperations,requiringfinancialinstitutionstoadaptquickly.A.transformedB.revolutionizedC.standardizedD.simplified2.Toenhancecustomersatisfaction,thebankshould______itsdigitalserviceplatformsforbetteruserexperience.A.optimizeB.diminishC.integrateD.postpone3.Theregulatoryframeworkaimsto______cross-borderpaymentriskswhileensuringtransactionefficiency.A.mitigateB.exaggerateC.overlookD.accelerate4.Sustainablebankingpracticesrequirea______approachtoenvironmentalresponsibility.A.reactiveB.proactiveC.negligentD.passive5.Thenewmobileappallowsusersto______fundsbetweenaccountsinreal-time,improvingliquiditymanagement.A.transferB.withdrawC.depositD.accumulate第二部分：閱讀理解（共4題，每題3分，合計(jì)12分）題目：閱讀以下短文，回答問(wèn)題。Passage:Theriseofdigitalbankinghasreshapedthefinancialindustry,offeringbothopportunitiesandchallenges.Whileonlineplatformsenhanceaccessibility,theyalsointroducecybersecurityrisks.Accordingtoa2024reportbythePeople’sBankofChina,68%ofbankshaveinvestedinAI-drivenfrauddetectionsystems.However,traditionalbankingstillholdsanedgeintrust-building,particularlyinhigh-valuetransactions.Thefutureoffinanceliesinbalancinginnovationwithriskmanagement.6.Whatisthemainthemeofthepassage?A.ThedeclineoftraditionalbankingB.TheimpactofdigitalizationonfinanceC.ThedominanceofAIinfinancialservicesD.Theinefficiencyofonlinepaymentsystems7.Accordingtothepassage,whatisakeychallengefordigitalbanking?A.ReducedcustomerengagementB.LowertransactionspeedsC.CybersecuritythreatsD.Higheroperationalcosts8.Whatdoesthepassagesuggestaboutthefutureoffinance?A.DigitalbankingwillreplacetraditionalsystemsentirelyB.FinancialinstitutionsmustprioritizeinnovationoversecurityC.AhybridmodelcombiningtechnologyandtraditionalpracticesisidealD.AIwilleliminatetheneedforhumanoversight9.Thephrase"trust-building"inthepassagerefersto:A.ExpandingmarketingcampaignsB.Establishinglong-termcustomerrelationshipsC.IncreasingtransactionvolumesD.Enhancingmobileappfeatures第三部分：完形填空（共5題，每題2分，合計(jì)10分）題目：閱讀以下段落，選擇最合適的單詞填入空格中。Theglobalfinanciallandscapeisevolvingrapidly,______(10)theneedforbankstoembracechange.InChina,thecentralbankhasrolledoutstricterdataprivacyregulationsto______(11)onlinefraud.Meanwhile,theriseofblockchaintechnologyhas______(12)newpossibilitiesforcross-borderpayments.Banksthatfailtoadaptriskfallingbehind,ascustomersincreasingly______(13)seamlessdigitalexperiences.Successinthiserarequiresa______(14)strategythatbalancesinnovationwithcompliance.10.A.highlightingB.ignoringC.challengingD.supporting11.A.preventB.encourageC.ignoreD.delay12.A.openedB.closedC.limitedD.ignored13.A.demandB.expectC.avoidD.dislike14.A.recklessB.conservativeC.flexibleD.rigid第四部分：邏輯推理（共4題，每題3分，合計(jì)12分）題目：根據(jù)給出的條件，回答問(wèn)題。Premises:1.Onlyseniorofficerswithover5yearsofexperiencecanaccesstheVIPbankingsection.2.Ms.Wangisabranchmanagerbuthasbeenwiththebankfor3years.3.Mr.Liisaseniorofficerwith7yearsofexperience.15.CanMs.WangaccesstheVIPbankingsection?A.YesB.NoC.UncertainD.Dependsonherbranchperformance16.DoesMr.LiqualifyforVIPsectionaccess?A.YesB.NoC.UncertainD.Onlyifhemanageshigh-net-worthclients17.Ifthebanklowerstheexperiencerequirementto3years,whowouldqualifyinadditiontoMr.Li?A.Ms.WangB.Mr.LiC.BothD.Neither18.WhatmustacandidatehavetoaccesstheVIPsection?A.AuniversitydegreeB.Over5yearsofexperienceC.HighsalesperformanceD.Arecommendationletter第五部分：銀行專業(yè)知識(shí)（共5題，每題2分，合計(jì)10分）題目：以下題目涉及銀行業(yè)務(wù)和深圳經(jīng)濟(jì)特點(diǎn)。19.WhichofthefollowingisakeycharacteristicoftheShenzhenfinancialmarket?A.StrongfocusontraditionalbankingB.HighconcentrationoffintechstartupsC.LimitedforeigninvestmentD.Emphasisonagriculturalfinance20.WhatisaprimaryfunctionoftheChinaBankingandInsuranceRegulatoryCommission(CBIRC)?A.PromotingcryptocurrencyadoptionB.OverseeingfinancialinstitutionsC.ManagingstockexchangesD.Regulatinginsurancecompaniesexclusively21.Theterm"RegTech"inbankingrefersto:A.RegulatorytechnologyB.RiskassessmentsoftwareC.CustomerrelationshipmanagementD.Digitalwalletservices22.WhichpaymentmethodismostcommonlyusedinShenzhenfordailytransactions?A.CashB.Alipay/WeChatPayC.CreditcardsD.Banktransfers23.The"MadeinShenzhen"initiativepromotes:A.TraditionalmanufacturingB.FinancialinnovationC.GreenenergyD.Export-orientedindustries第六部分：翻譯填空（共5題，每題2分，合計(jì)10分）題目：將以下中文句子翻譯成英文，填入空格中。24.為提升客戶體驗(yàn)，工商銀行深圳分行將優(yōu)化網(wǎng)點(diǎn)布局。TheIndustrialandCommercialBankofChina,ShenzhenBranchwill______itsbranchlayouttoimprovecustomerexperience.A.revampB.maintainC.expandD.merge25.該行推出綠色信貸產(chǎn)品，支持深圳低碳經(jīng)濟(jì)發(fā)展。Thebankhaslaunched______tosupportShenzhen’slow-carboneconomy.A.sustainableloansB.traditionaldepositsC.digitalpaymentsD.short-termfunds26.深圳作為金融創(chuàng)新中心，吸引了大量外資銀行入駐。Asafinancialinnovationhub,Shenzhenhas______numerousforeignbanks.A.retainedB.attractedC.excludedD.declined27.為防范操作風(fēng)險(xiǎn)，銀行加強(qiáng)了內(nèi)部審計(jì)流程。To______operationalrisks,thebankhasstrengtheneditsinternalauditprocesses.A.minimizeB.maximizeC.ignoreD.postpone28.工商銀行深圳分行致力于服務(wù)中小企業(yè)，促進(jìn)地方經(jīng)濟(jì)。TheIndustrialandCommercialBankofChina,ShenzhenBranchiscommittedto______smallandmedium-sizedenterprisestoboostlocaleconomicgrowth.A.supportingB.competingC.regulatingD.replacing答案與解析第一部分：選詞填空1.B.revolutionized-解析：fintech的快速發(fā)展對(duì)傳統(tǒng)銀行業(yè)產(chǎn)生了顛覆性影響，"revolutionized"（革命化）最符合語(yǔ)境。2.A.optimize-解析：提升客戶體驗(yàn)需要優(yōu)化（optimize）數(shù)字服務(wù)，其他選項(xiàng)均不符合商業(yè)邏輯。3.A.mitigate-解析：監(jiān)管框架旨在減輕（mitigate）跨境支付風(fēng)險(xiǎn)，符合銀行業(yè)務(wù)需求。4.B.proactive-解析：可持續(xù)銀行業(yè)務(wù)需要采取主動(dòng)（proactive）的環(huán)境責(zé)任策略。5.A.transfer-解析：實(shí)時(shí)轉(zhuǎn)賬（transfer）是銀行的核心功能之一，其他選項(xiàng)語(yǔ)義不符。第二部分：閱讀理解6.B.Theimpactofdigitalizationonfinance-解析：全文圍繞數(shù)字銀行對(duì)金融業(yè)的影響展開(kāi)。7.C.Cybersecuritythreats-解析：文中明確提到數(shù)字銀行面臨網(wǎng)絡(luò)安全風(fēng)險(xiǎn)。8.C.Ahybridmodelcombiningtechnologyandtraditionalpracticesisideal-解析：最后一句強(qiáng)調(diào)平衡創(chuàng)新與風(fēng)險(xiǎn)。9.B.Establishinglong-termcustomerrelationships-解析：信任建立（trust-building）指通過(guò)服務(wù)贏得客戶忠誠(chéng)度。第三部分：完形填空10.C.challenging-解析：全球金融變化給銀行帶來(lái)挑戰(zhàn)。11.A.prevent-解析：監(jiān)管旨在預(yù)防（prevent）網(wǎng)絡(luò)詐騙。12.A.opened-解析：區(qū)塊鏈技術(shù)為跨境支付打開(kāi)（opened）新可能。13.B.expect-解析：客戶期望（