工商銀行佛山市順德區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptandinnovate.A.forcedB.enabledC.challengedD.supported2.DuetothestrictregulatoryenvironmentinChina,banksmustprioritize______toensurecompliance.A.efficiencyB.transparencyC.profitabilityD.flexibility3.Inthecontextofthe順德區(qū)economy,businessesareseekingloansfor______expansion.A.industrialB.residentialC.commercialD.agricultural4.Thebank’smobileapphasbeen______toimprovecustomersatisfaction.A.updatedB.designedC.introducedD.implemented5.The______sectorinGuangdongprovinceisexpectedtogrowby8%thisyear.A.manufacturingB.serviceC.financialD.technological6.Banksin順德areencouragedtoadopt______toreduceoperationalcosts.A.automationB.outsourcingC.investmentD.expansion7.Thecentralbank’spolicieshaveasignificant______oninterestrates.A.impactB.effectC.influenceD.effect8.Thebank’sCSRinitiativesfocuson______educationinruralareas.A.financialB.environmentalC.industrialD.technological9.The______ofblockchaintechnologyhastransformedtradefinance.A.integrationB.adoptionC.innovationD.development10.Thebranchin順德hasa______teamtoassistsmallbusinesses.A.dedicatedB.skilledC.efficientD.professional二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:Thebankingsectorin順德hasbeenwitnessingsignificantchangesduetotechnologicaladvancementsandregulatoryreforms.Traditionalbanksareincreasinglyadoptingdigitalsolutionstoenhancecustomerexperience.Forinstance,theIndustrialandCommercialBankofChina(ICBC)haslaunchedanAI-poweredchatbottoprovide24/7financialadvice.Additionally,thelocalgovernmenthasintroducedpoliciestosupportfintechstartups,aimingtofosterinnovationintheregion.However,challengessuchascybersecurityanddataprivacyremaincriticalconcernsforbanks.Astheeconomygrows,thedemandforcreditandwealthmanagementservicesisexpectedtorise,forcingbankstoexpandtheirserviceofferings.1.Whathasbeenamajordriverofchangeinthebankingsectorin順德?A.GovernmentpoliciesB.TechnologicaladvancementsC.EconomicgrowthD.Regulatoryreforms2.HowhasICBCimprovedcustomerservice?A.ByopeningmorebranchesB.BylaunchinganAIchatbotC.ByreducingfeesD.Byhiringmorestaff3.Whatisthegovernment’sgoalregardingfintechin順德?A.ToregulateitheavilyB.TosupportitsgrowthC.TodiscourageitD.Toignoreit4.Whatarethekeychallengesfacedbybanksin順德?A.HighcompetitionandlowprofitabilityB.CybersecurityanddataprivacyC.InsufficientfundingandtalentD.Decreasingcustomertrust5.Whatisthefutureoutlookforthebankingsectorin順德?A.StagnationduetoregulatoryhurdlesB.ContinuedgrowthwithincreaseddemandC.DeclineduetotechnologicaldisruptionD.Consolidationofmajorbanks三、完形填空（共10題，每題1分）directions:Fillintheblankswiththewordsgivenbelow.Changetheformifnecessary.|Words:|adapt|potential|compliance|innovation|efficiency|impact|strategy|growth|risk|sustainability|1.Thecompany’s______inthefintechsectorhasbeenremarkable.2.Banksmustensurestrict______withfinancialregulations.3.Therapidpaceofdigitaltransformationrequiresbusinessesto______quickly.4.Thenewpolicywillhaveasignificant______onsmallbusinesses.5.Sustainablebankingpracticesarebecomingakeyfocusforinstitutions.6.Thebank’s______includesexpandingitsonlinebankingservices.7.The______ofAIinbankinghasimprovedservicedelivery.8.Highinterestratescandetereconomic______.9.Properriskmanagementisessentialforlong-termsuccess.10.Thebranchmanageremphasizedtheneedforoperational______.四、翻譯填空（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.順德區(qū)政府為中小企業(yè)提供了低息貸款政策。2.工商銀行在順德設(shè)有多個(gè)智能網(wǎng)點(diǎn)，方便市民辦理業(yè)務(wù)。3.隨著科技的進(jìn)步，金融科技正在改變傳統(tǒng)銀行業(yè)務(wù)模式。4.中國的銀行業(yè)正面臨著來自外資銀行的激烈競爭。5.銀行需要加強(qiáng)內(nèi)部控制以防范金融風(fēng)險(xiǎn)。五、改錯(cuò)題（共5題，每題2分）directions:Identifyandcorrecttheerrorsinthefollowingsentences.1.Thebankhasimplementedanewsystemtoenhancecustomersatisfactions.2.Duetothehighdemandforloans,thebankwillincreaseitsinterestrates.3.Thefintechcompany’sinnovationhasbeenamajordriverofeconomicgrowth.4.Althoughtheeconomyisimproving,banksstillfacemanychallenges.5.Thecentralbank’sdecisiontoraisethereserverequirementwillimpactthebankingsector.答案及解析一、選詞填空1.C(challenged)-解析：Fintech的發(fā)展對(duì)傳統(tǒng)銀行業(yè)提出了挑戰(zhàn)，故選challenged。2.B(transparency)-解析：中國嚴(yán)格的監(jiān)管環(huán)境要求銀行注重透明度以確保合規(guī)，故選transparency。3.A(industrial)-解析：順德區(qū)以工業(yè)經(jīng)濟(jì)為主，企業(yè)尋求貸款主要用于工業(yè)擴(kuò)張，故選industrial。4.A(updated)-解析：銀行通過更新移動(dòng)應(yīng)用提升客戶滿意度，故選updated。5.A(manufacturing)-解析：廣東省制造業(yè)發(fā)達(dá)，預(yù)計(jì)今年增長8%，故選manufacturing。6.A(automation)-解析：順德銀行鼓勵(lì)采用自動(dòng)化以降低運(yùn)營成本，故選automation。7.A(impact)-解析：央行政策對(duì)利率有重大影響，故選impact。8.A(financial)-解析：銀行CSR項(xiàng)目關(guān)注農(nóng)村金融教育，故選financial。9.B(adoption)-解析：區(qū)塊鏈技術(shù)的應(yīng)用改變了貿(mào)易金融，故選adoption。10.A(dedicated)-解析：順德分行設(shè)有專門團(tuán)隊(duì)服務(wù)中小企業(yè)，故選dedicated。二、閱讀理解1.B(Technologicaladvancements)-解析：文章首段明確指出技術(shù)進(jìn)步是銀行業(yè)變革的主要驅(qū)動(dòng)力。2.B(BylaunchinganAIchatbot)-解析：文章提到ICBC推出AI聊天機(jī)器人提供24/7服務(wù)。3.B(Tosupportitsgrowth)-解析：政府政策旨在支持金融科技發(fā)展，故選supportitsgrowth。4.B(Cybersecurityanddataprivacy)-解析：文章末段提到銀行面臨的主要挑戰(zhàn)是網(wǎng)絡(luò)安全和數(shù)據(jù)隱私問題。5.B(Continuedgrowthwithincreaseddemand)-解析：文章預(yù)測銀行業(yè)需求將上升，故選continuedgrowth。三、完形填空1.innovation2.compliance3.adapt4.impact5.sustainability6.strategy7.efficiency8.growth9.risk10.efficiency四、翻譯填空1.TheShundegovernmenthasprovidedlow-interestloanpoliciesforsmallandmedium-sizedenterprises.2.ICBChasestablishedmultiplesmartbranchesinShundetofacilit