工商銀行佛山市南海區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillintheblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,requiringbankstoadaptquicklytonewtechnologies.A.revolutionizedB.stabilizedC.simplifiedD.expanded2.Toenhancecustomersatisfaction,thebankintroducedamore______servicemodel,focusingonpersonalizedfinancialsolutions.A.automatedB.centralizedC.decentralizedD.conservative3.ThenewbranchinFoshan’sNanshanDistrictisstrategicallylocatedto______thegrowingdemandforbankingservicesinthearea.A.meetB.exceedC.ignoreD.delay4.Thebank’sonlineplatformhassignificantly______theefficiencyoftransactions,reducingwaittimesforcustomers.A.improvedB.diminishedC.complicatedD.neglected5.Despiteeconomicfluctuations,thebankhasmaintaineda______approachtoriskmanagement,ensuringlong-termstability.A.cautiousB.aggressiveC.passiveD.experimental二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:Theriseoffintechhastransformedthebankingindustryinrecentyears.TraditionalbankslikeICBC(IndustrialandCommercialBankofChina)arenowcompetingwithstartupsthatofferinnovativedigitalservices.Tostayrelevant,ICBChasinvestedheavilyinmobilebankingapps,AI-poweredcustomerservice,andblockchaintechnology.Thebank’sstrategyistoleverageitsvastresourceswhileadoptingagilepracticestomeetcustomerexpectations.InFoshan,acityinGuangdongProvinceknownforitsmanufacturingandexportindustries,ICBChasopenedseveralnewbranchestoservesmallandmedium-sizedenterprises(SMEs).Thesebusinessesoftenneedflexiblefinancingsolutions,andthebankhastailoreditsproductstoaddressthisdemand.However,challengesremain,suchascybersecurityrisksandtheneedtobridgethedigitaldividebetweenurbanandruralareas.1.Whatisthemainthemeofthepassage?A.Thedeclineoftraditionalbanksduetofintech.B.Theimpactoffintechonthebankingindustry.C.ThefinancialneedsofSMEsinFoshan.D.Thechallengesofdigitalbanking.2.Accordingtothepassage,howisICBCadaptingtothefintechrevolution?A.Byignoringnewtechnologies.B.Byinvestingindigitalservicesandagilepractices.C.Byclosingallitsbranches.D.Byfocusingonlyonruralmarkets.3.WhyhasICBCopenednewbranchesinFoshan?A.Toincreaseprofitsfromlargecorporations.B.ToserveSMEswithflexiblefinancing.C.Topromotetraditionalbankingproducts.D.Tocompetewithfintechstartups.4.Whatchallengesdoesthepassagementionforthebankingindustry?A.Highcostsofnewtechnologies.B.Cybersecurityrisksandthedigitaldivide.C.Lackofskilledemployees.D.Reducedcustomertrust.三、完形填空（共5題，每題2分，共10分）directions:Completethepassagebychoosingthebestwordfromthefouroptions(A,B,C,D)foreachblank.ThebankingsectorinChinahasundergonesignificantchangesinthepastdecade.______(1)theriseofdigitalpaymentplatformslikeAlipayandWeChatPay,traditionalbankshavehadto______(2)theirservicestoremaincompetitive.IncitieslikeFoshan,wheretheeconomyisdrivenbymanufacturingandtrade,bankshavefocusedon______(3)SMEswithtailoredfinancialsolutions.Forexample,ICBChaslaunchedonlinelendingplatformsto______(4)quickaccesstocapitalforbusinesses.However,______(5)digitalization,banksmustalsoaddressissueslikedataprivacyandfraudprevention.1.A.DuetoB.DespiteC.BecauseofD.Regardlessof2.A.improveB.ignoreC.reduceD.eliminate3.A.supportingB.competingwithC.neglectingD.replacing4.A.ensureB.delayC.limitD.deny5.A.BeyondB.ExceptforC.WithoutD.Inadditionto四、句子改錯(cuò)（共5題，每題2分，共10分）directions:Identifytheerrorineachsentenceandchoosethecorrectoptiontocorrectit.1.Thenewbankingregulationswilleffectivefromnextmonth.A.willeffective→willbeeffectiveB.willeffective→willhaveeffectC.effective→willbeeffectiveD.effective→willhaveaneffect2.Despitetheeconomicdownturn,thebank’sprofitshavedeclinedsignificantly.A.havedeclined→haveincreasedB.declined→declinedC.havedeclined→havenotdeclinedD.declined→havedeclined3.Thecustomerservicerepresentativeprovideduswithdetailedinformationabouttheloanapplicationprocess.A.provided→providedB.provided→gaveC.information→informationD.process→process4.Ifwefailtomeetthedeadline,wewilllosethecontract.A.fail→succeedB.meet→missC.lose→winD.fail→fail5.Thebank’sonlineplatformisuser-friendly,allowingcustomerstoeasilymanagetheiraccounts.A.is→areB.allowing→allowsC.manage→managesD.their→theirs五、翻譯填空（共5題，每題2分，共10分）directions:TranslatetheChinesesentencesintoEnglishandfillintheblankswiththecorrectwordsfromtheoptions(A,B,C,D).1.為了提高客戶體驗(yàn)，銀行對(duì)ATM機(jī)進(jìn)行了升級(jí)。ThebankupgradedtheATMsto______customerexperience.A.improveB.improveC.improvingD.improved2.該分行位于佛山市南海區(qū)商業(yè)中心，方便周邊居民辦理業(yè)務(wù)。ThebranchislocatedinthecommercialcenterofFoshan’sNanshanDistrict,______nearbyresidentstoeasilyaccessbankingservices.A.enableB.enablingC.enablesD.enabled3.銀行鼓勵(lì)客戶使用手機(jī)銀行進(jìn)行轉(zhuǎn)賬，以減少排隊(duì)時(shí)間。Thebankencouragescustomerstousemobilebankingfortransfersto______queuingtimes.A.reduceB.reducingC.reducedD.reduces4.鑒于當(dāng)前市場(chǎng)的不確定性，銀行采取了謹(jǐn)慎的風(fēng)險(xiǎn)管理策略。______thecurrentmarketuncertainty,thebankhasadoptedacautiousriskmanagementapproach.A.InviewofB.DespiteC.BecauseofD.Regardlessof5.銀行計(jì)劃在未來(lái)五年內(nèi)擴(kuò)大其在華南地區(qū)的業(yè)務(wù)規(guī)模。Thebankplansto______itsbusinessoperationsinSouthChinaoverthenextfiveyears.A.expandB.expandingC.expandsD.expanded答案與解析一、選詞填空1.A(revolutionized)–Thecontextsuggestsamajortransformation,and"revolutionized"fitsbest.2.A(automated)–Thefocusonpersonalizedservicesimpliesefficiencythroughautomation.3.B(exceed)–Thebranchaimstosatisfygrowingdemand,so"exceed"isappropriate.4.A(improved)–Reducedwaittimesindicatebetterefficiency.5.A(cautious)–Riskmanagementrequiresacarefulapproachforstability.二、閱讀理解1.B(Theimpactoffintechonthebankingindustry)–Thepassagediscusseshowfintechhaschangedtraditionalbanks.2.B(Byinvestingindigitalservicesandagilepractices)–Thetextmentionsmobilebanking,AI,andadaptability.3.B(ToserveSMEswithflexiblefinancing)–ThepassagehighlightssupportforSMEsinFoshan.4.B(Cybersecurityrisksandthedigitaldivide)–Theseareexplicitlymentionedaschallenges.三、完形填空1.A(Dueto)–Theriseofdigitalplatformsisareasonforbanks’changes.2.A(improve)–Banksneedtoenhanceservicestostaycompetitive.3.A(supporting)–TailoredsolutionssuggestsupportforSMEs.4.A(ensure)–Quickaccesstocapitalisagoalofonlinelending.5.D(Inadditionto)–Digit