工商銀行大同市云岡區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：1.Therapiddevelopmentofartificialintelligencehasbroughtbothopportunitiesand______totraditionalindustries.A.challengesB.innovationsC.competitionsD.benefits2.Toimprovecustomersatisfaction,thebankneedsto______itsservicequalityandresponseefficiency.A.enhanceB.reduceC.maintainD.ignore3.TheeconomicpoliciesoftheChinesegovernmenthave______thegrowthofsmallandmedium-sizedenterprisesintheregion.A.supportedB.hinderedC.neglectedD.accelerated4.Inthebankingsector,datasecurityisa______issuethatrequiresconstantattention.A.criticalB.secondaryC.minorD.optional5.ThenewbranchinYungangDistrictaimsto______thebankingneedsoflocalresidents.A.fulfillB.delayC.overlookD.neglect答案與解析：1.A.challenges解析：人工智能的快速發(fā)展對傳統行業(yè)既是機遇也是挑戰(zhàn)，故選challenges（挑戰(zhàn)）。2.A.enhance解析：提升客戶滿意度需要提高服務質量與響應效率，enhance（增強）符合語境。3.A.supported解析：中國政府的政策支持了中小企業(yè)的增長，supported（支持）正確。4.A.critical解析：數據安全是銀行業(yè)的關鍵問題，critical（關鍵）最貼切。5.A.fulfill解析：新網點旨在滿足當地居民的銀行業(yè)務需求，fulfill（滿足）符合文意。二、閱讀理解（共4題，每題3分，共12分）題目：Passage1:ThebankingindustryinDatonghasbeenevolvingrapidlyinrecentyears.Withtheriseofdigitalbanking,traditionalbankslikeICBC(IndustrialandCommercialBankofChina)havefacedincreasedcompetition.However,thedemandforpersonalizedfinancialservicesremainshigh,especiallyinareaslikeYungangDistrict,wherethepopulationisgrowing.Toadapt,ICBChasintroducedseveralinitiatives,includingmobilebankingappsand24-hourservicecenters.Thesemeasureshavehelpedretaincustomersbutalsohighlightedtheneedforfurtherinnovation.1.WhatisthemainchallengefacedbytraditionalbanksinDatong?A.HighoperationalcostsB.IncreasedcompetitionfromdigitalbanksC.LackofskilledemployeesD.Decliningcustomerbase2.WhichdistrictinDatongismentionedashavinghighdemandforfinancialservices?A.DatongCityB.YungangDistrictC.ShanxiProvinceD.Beijing3.WhatactionshasICBCtakentoadapttothemarket?A.ReducedservicehoursB.Introducedmobileappsand24-hourcentersC.IncreasedfeesforpremiumservicesD.Relocatedallbranchestourbanareas4.WhatdoesthepassagesuggestaboutthefutureofbankinginDatong?A.Traditionalbankswilldisappearcompletely.B.Digitalbankingwilldominatethemarket.C.Personalizedserviceswillremainimportant.D.Bankswillfocusonlyonruralareas.Passage2:China’seconomicpolicieshavehadasignificantimpactonthebankingsector,particularlyinregionslikeDatong.Thegovernmenthasimplementedmeasurestosupportsmallandmedium-sizedenterprises(SMEs),whicharecrucialforlocaleconomicgrowth.Banks,includingICBC,havebeenencouragedtoprovidemoreloansandfinancialproductstailoredtoSMEneeds.Thishasledtoincreasedinvestmentinindustriessuchascoal,tourism,andrenewableenergy.However,challengesremain,includingcreditrisksandregulatorycompliance.5.WhathastheChinesegovernmentdonetosupportSMEs?A.IncreasedtaxesonSMEs.B.Reducedfinancialsupport.C.EncouragedbankstolendtoSMEs.D.ForbiddenbanksfromworkingwithSMEs.6.WhichindustriesinDatonghavebenefitedfromincreasedinvestment?A.RealestateandagricultureB.Coal,tourism,andrenewableenergyC.TechnologyandmanufacturingD.Educationandhealthcare7.WhatarethemainchallengesforbanksinsupportingSMEs?A.HighprofitabilityofSMEloans.B.Lowdemandforbankingservices.C.Creditrisksandregulatoryissues.D.Excessivecompetitionfromotherbanks.8.WhatdoesthepassageimplyaboutthefutureofSMEsinDatong?A.Theywillfacefewerfinancialopportunities.B.Theywillrelysolelyongovernmentfunding.C.Theywillgrowwithincreasedsupport.D.Theywilldeclineduetohighcosts.答案與解析：1.B.Increasedcompetitionfromdigitalbanks解析：文中提到數字銀行對傳統銀行的競爭加劇，故選B。2.B.YungangDistrict解析：明確提到該區(qū)人口增長，金融需求高，故選B。3.B.Introducedmobileappsand24-hourcenters解析：文中提到ICBC推出移動應用和24小時服務中心，故選B。4.C.Personalizedserviceswillremainimportant解析：文中強調個性化服務需求，故選C。5.C.EncouragedbankstolendtoSMEs解析：政府鼓勵銀行支持中小企業(yè)，故選C。6.B.Coal,tourism,andrenewableenergy解析：文中提到這些行業(yè)獲得投資，故選B。7.C.Creditrisksandregulatoryissues解析：提到銀行支持中小企業(yè)面臨信用風險和合規(guī)問題，故選C。8.C.Theywillgrowwithincreasedsupport解析：政府支持中小企業(yè)，故其發(fā)展前景樂觀，故選C。三、完形填空（共5題，每題2分，共10分）題目：ThebankingsectorinDatonghasundergonesignificantchangesinthepastdecade.Withtheglobalfinancialcrisisof2008,manytraditionalbanksfacedliquidityshortagesandhadtorestructuretheiroperations.However,theriseofdigitalbankinghaspresentedbothchallengesandopportunities.Localbanks,includingICBC,havehadtoadapttonewtechnologiestoremaincompetitive.Thishasinvolvedinvestinginonlineplatforms,improvingcustomerservice,andadoptingmoreefficientbusinessmodels.Asaresult,thebankinglandscapeinDatonghasbecomemoredynamicandcustomer-friendly.1.Whatwasamajorproblemfortraditionalbanksafter2008?A.IncreasedcompetitionfromdigitalbanksB.LiquidityshortagesandrestructuringC.ReducedgovernmentsupportD.Highemployeeturnover2.Howhavelocalbanksrespondedtodigitalbanking?A.ByignoringtechnologicaladvancementsB.ByinvestinginonlineplatformsandcustomerserviceC.ByclosingallphysicalbranchesD.Byfocusingonlyonruralareas3.Whathasbeentheimpactoftheseadaptations?A.DecreasedcustomersatisfactionB.IncreasedoperationalcostsC.Moredynamicandcustomer-friendlybankingD.Greaterrelianceongovernmentsubsidies4.Whyiscustomerserviceimportantinthebankingsector?A.ToreduceprofitsB.TosatisfycustomersandretainbusinessC.ToincreasefeesD.Toignoremarkettrends5.WhatdoesthepassagesuggestaboutthefutureofbankinginDatong?A.Traditionalbankswilldominatethemarket.B.Digitalbankingwillreplacealltraditionalbanks.C.Bankswillfocusontechnologicalinnovation.D.Customerneedswillnolongermatter.答案與解析：1.B.Liquidityshortagesandrestructuring解析：文中提到2008年金融危機導致銀行面臨流動性短缺和重組，故選B。2.B.Byinvestinginonlineplatformsandcustomerservice解析：提到銀行投資線上平臺和改善服務，故選B。3.C.Moredynamicandcustomer-friendlybanking解析：適應后銀行業(yè)變得更活躍、更注重客戶，故選C。4.B.Tosatisfycustomersandretainbusiness解析：優(yōu)質服務能留住客戶，故選B。5.C.Bankswillfocusontechnologicalinnovation解析：文章強調技術適應性，故選C。四、翻譯填空（共5題，每題3分，共15分）題目：TheeconomicgrowthinDatonghasbeendrivenbyseveralfactors,includinggovernmentpolicies,industrialdevelopment,andinvestmentininfrastructure.Thebankingsectorplaysacrucialroleinthisgrowthbyprovidingfinancialservicestobusinessesandindividuals.Forinstance,ICBChasbeeninstrumentalinsupportingsmallandmedium-sizedenterprises(SMEs)byofferingloansandcreditsolutions.Additionally,thebankhasbeenworkingtoimproveaccesstobankingservicesinruralareas,whichhashelpedtoreduceeconomicdisparities.Theseeffortshavenotonlyboostedthelocaleconomybutalsoenhancedthebank’sreputation.1.TheeconomicgrowthinDatonghasbeen______bygovernmentpolicies,industrialdevelopment,andinvestmentininfrastructure.(drive)2.Thebankingsectorplaysa______roleinsupportingbusinessesandindividuals.(crucial)3.ICBChasbeen______insupportingSMEsbyofferingloans.(instrumental)4.Thebankhasbeenworkingto______accesstobankingservicesinruralareas.(improve)5.Theseeffortshave______thelocaleconomyandenhancedthebank’sreputation.(boost)答案與解析：1.driven解析：過去分詞作后置定語，修飾growth，故填driven。2.crucial解析：原文已給出形容詞形式，直接填crucial。3.instrumental解析：原文已給出形容詞形式，直接填instrumental。4.improve解析：不定式toimprove作目的狀語，故填improve。5.boosted解析：原文已給出動詞形式，直接填boosted。五、改錯題（共5題，每題3分，共15分）題目：1.ThegovernmenthasimplementedseveralpoliciestostimulatetheeconomyinDat