工商銀行崇左市寧明縣2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）（本部分考察詞匯在語境中的運用能力，結(jié)合金融與銀行業(yè)務(wù)場景）1.Thebank'snewpolicyaimsto______theriskoffraudbyimplementingstricteridentityverification.A.mitigateB.enhanceC.eliminateD.assess2.Despiteeconomic______,thebank'sprofitshaveremainedstableduetodiversifiedinvestments.A.fluctuationsB.prosperityC.stagnationD.inflation3.Customersareencouragedtousemobilebankingforitsconvenienceand______securityfeatures.A.vulnerableB.robustC.obsoleteD.minimal4.Theloanofficeremphasizedtheimportanceofmaintaininga______creditscoretoqualifyforbetterrates.A.suboptimalB.favorableC.volatileD.negligent5.Thebank’ssustainabilityreporthighlightseffortstoreduceitscarbonfootprintthroughrenewableenergy______.A.alternativesB.investmentsC.liabilitiesD.inefficiencies二、閱讀理解（共4題，每題3分，共12分）（本部分選取銀行業(yè)或金融科技相關(guān)短文，考察信息提取與理解能力）Passage:Theriseofdigitalbankinghastransformedhowfinancialinstitutionsoperate.TraditionalbanksnowcompetewithfintechcompaniesthatleverageAIandbigdatatoofferpersonalizedservices.However,thisshiftalsointroducesregulatorychallenges,suchasdataprivacyandcybersecurityrisks.Tostaycompetitive,banksmustinvestintechnologicalinnovationwhileensuringcompliancewithglobalstandards.6.Whatisthemainthemeofthepassage?A.Thedeclineoftraditionalbanking.B.Theimpactofdigitalizationonfinance.C.TheroleofAIincustomerservice.D.Regulatoryhurdlesinfintechdevelopment.7.Accordingtothepassage,whatisakeychallengeforbanksinthedigitalera?A.Highoperationalcosts.B.Customerretentionissues.C.Dataprivacyandcybersecurity.D.Limitedmarketreach.8.WhichofthefollowingisNOTmentionedasacompetitivestrategyforfintechcompanies?A.AI-drivenanalytics.B.Lowerfeesthantraditionalbanks.C.Physicalbranchexpansion.D.Enhanceduserexperience.9.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Traditionalbankswillbecomeobsolete.B.Collaborationbetweenbanksandfintechsisinevitable.C.Regulationwillhindertechnologicalprogress.D.Customerpreferenceswillremainunchanged.三、語法填空（共5題，每題2分，共10分）（本部分考察基礎(chǔ)語法在金融語境中的應(yīng)用）10.Fillintheblank:Banksmustensurethatalltransactions______verifiedbeforebeingprocessedtopreventfraud.______(be)11.Fillintheblank:Thenewcompliance______requiresemployeestocompleteanti-moneylaunderingtrainingannually.______(form)12.Fillintheblank:Ifcustomersfailto______theirloanpaymentsontime,theircreditscoresmaybenegativelyaffected.______(make)13.Fillintheblank:Thebank’s______policyoutlinestheproceduresforhandlingcustomercomplaintsefficiently.______(resolve)14.Fillintheblank:Digitalcurrencies,suchasBitcoin,______gainingpopularityasanalternativeinvestment.______(be)四、改錯題（共5題，每題2分，共10分）（本部分考察常見語法錯誤識別與修正）15.Thebank’sfinancialanalystprepareadetailedreportonthemarkettrendsfortheupcomingquarter.→______16.Itisimportantforcustomerstoregularlymonitortheiraccountstatementtodetectanyunauthorizedtransactions.→______17.Theloanofficertoldusthatwemustsignthreeadditionaldocumentbeforewecanreceivethefunds.→______18.Ifacustomer’sidentityisstolen,thebankwillcoverthelossesonlyiftheyreportitwithin24hours.→______19.Theregulatorycommitteemeeteverymonthtodiscussthelatestupdatesonbankinglaws.→______五、完形填空（共5題，每題2分，共10分）（本部分選取金融相關(guān)段落，考察詞匯與上下文邏輯的匹配度）Theglobalfinancialcrisisof2008highlightedtheneedforstricterriskmanagementinbanking.Manyinstitutionshadreliedtooheavilyoncomplexfinancialderivatives,whichturnedouttobehighly______(20).Topreventsimilarcrises,regulatorsintroducedmeasuresliketheBaselIIIframework,whichrequiresbankstomaintainhighercapital______(21)andstress-testtheirbalancesheetsregularly.Additionally,thecrisisunderscoredtheimportanceoftransparencyinfinancialreporting.Banksnowmustdisclosemoredetailedinformationabouttheirexposuretoriskyassets.Whilethesereformshavemadethesystemmoreresilient,the______(22)ofinnovationandcompetitioncontinuestochallengeregulators.Thegoalistostrikeabalancebetweenfosteringgrowthandavoidingsystemicrisks.20.A.volatileB.stableC.predictableD.profitable21.A.ratiosB.debtsC.investmentsD.penalties22.A.demandB.threatC.potentialD.stability六、翻譯題（共2題，每題5分，共10分）（本部分考察中英文互譯能力，內(nèi)容涉及銀行業(yè)務(wù)）23.EnglishtoChinese:Thebankoffersarangeofinvestmentproductstailoredtodifferentrisktolerances.→______24.ChinesetoEnglish:銀行要求客戶在使用網(wǎng)上銀行時必須設(shè)置復(fù)雜密碼以保障賬戶安全。→______答案與解析一、選詞填空1.A.mitigate(減輕風險)2.A.fluctuations(經(jīng)濟波動)3.B.robust(強大的安全性)4.B.favorable(良好的信用評分)5.B.investments(對可再生能源的投資)二、閱讀理解6.B.Theimpactofdigitalizationonfinance.7.C.Dataprivacyandcybersecurity.8.C.Physicalbranchexpansion.9.B.Collaborationbetweenbanksandfintechsisinevitable.三、語法填空10.are11.formation12.make13.resolution14.are四、改錯題15.prepare→prepares(主謂一致)16.(正確)17.document→