中國銀行石家莊市長安區(qū)2025秋招筆試英文行測高頻題含答案第一部分：選詞填空（共5題，每題2分，總分10分）題目：閱讀以下段落，從每題選項中選擇最合適的單詞填空，使段落意思完整、準確。1.Therapiddevelopmentofdigitalbankinghassignificantly______thetraditionalfinancialservicesindustry,forcingmanyinstitutionstoadaptorfaceobsolescence.A.revolutionizedB.optimizedC.standardizedD.centralized2.Toattractandretaintoptalentinthebankingsector,companiesmustoffercompetitive______,includingflexibleworkarrangementsandcareeradvancementopportunities.A.incentivesB.penaltiesC.regulationsD.restrictions3.ThenewbranchinChang'anDistrictaimsto______localbusinessesbyprovidingone-stopfinancialsolutionstailoredtosmallandmediumenterprises(SMEs).A.empowerB.hinderC.marginalizeD.neglect4.Duetotheincreasingdemandforonlinebankingservices,thebankplansto______itsmobileapptoenhanceuserexperienceandsecurity.A.overhaulB.diminishC.postponeD.eliminate5.Effectiveriskmanagementis______forbankstomaintainprofitabilitywhilecomplyingwithregulatoryrequirements.A.indispensableB.optionalC.irrelevantD.unnecessary答案與解析：1.A.revolutionized解析：數(shù)字銀行的快速發(fā)展徹底改變了傳統(tǒng)金融服務行業(yè)，因此用“revolutionized”（革命化）最符合語境。其他選項均不符合句意。2.A.incentives解析：銀行吸引和留住人才需要提供有競爭力的“incentives”（激勵措施），如彈性工作制和職業(yè)發(fā)展機會。其他選項（懲罰、規(guī)定、限制）與語境不符。3.A.empower解析：新分行旨在通過提供定制化服務“empower”（賦能）本地企業(yè)，尤其是中小企業(yè)。其他選項（阻礙、邊緣化、忽視）與目標相反。4.A.overhaul解析：為滿足在線銀行需求，銀行計劃“overhaul”（全面改造）其移動應用，提升用戶體驗和安全性。其他選項（減少、推遲、消除）不合適。5.A.indispensable解析：有效的風險管理對銀行維持盈利和合規(guī)至關重要，因此用“indispensable”（不可或缺的）最準確。其他選項（可選、無關、不必要）均錯誤。第二部分：閱讀理解（共4題，每題3分，總分12分）題目：閱讀以下短文，回答問題。TheChinesebankingsectorhasbeenundergoingsignificanttransformationsinrecentyears,drivenbytechnologicaladvancementsandregulatorychanges.Digitalbankinghasbecomeafocalpoint,withinstitutionsinvestingheavilyinmobileappsandonlineplatformstoimprovecustomerexperience.However,thisshifthasalsoraisedconcernsaboutdatasecurityandprivacy.Banksmuststrikeabalancebetweeninnovationandriskmanagementtoensuresustainablegrowth.ThePeople'sBankofChinahasintroducedstricteranti-moneylaundering(AML)regulations,requiringfinancialinstitutionstoenhanceduediligenceprocesses.Meanwhile,theriseoffintechcompanieshasintensifiedcompetition,forcingtraditionalbankstocollaborateorinnovatefurther.1.WhatistheprimarydriveroftransformationinChina'sbankingsector?A.GovernmentsubsidiesB.TechnologicaladvancementsC.LaborshortagesD.Internationalcompetition2.Accordingtothepassage,whatisamajorchallengeforbanksduringdigitalization?A.ReducedcustomerengagementB.DatasecurityandprivacyconcernsC.LowerprofitabilityD.Fewerregulatoryrequirements3.WhatactionhasthePeople'sBankofChinatakentoaddressfinancialrisks?A.EncouragedbankmergersB.IntroducedstricterAMLregulationsC.ReducedcapitalrequirementsD.Promotedofflinebankingservices4.Howhastheriseoffintechcompaniesaffectedtraditionalbanks?A.DecreasedtheirmarketshareB.ForcedthemtocollaborateorinnovateC.ReducedtheirworkforceD.Increasedtheirregulatoryburden答案與解析：1.B.Technologicaladvancements解析：文中明確指出，技術進步是銀行業(yè)變革的主要驅動力，因此選B。2.B.Datasecurityandprivacyconcerns解析：文中提到數(shù)字化轉型帶來了數(shù)據(jù)安全和隱私問題，因此選B。其他選項均與文意不符。3.B.IntroducedstricterAMLregulations解析：中國人民銀行為應對金融風險，出臺了更嚴格的反洗錢法規(guī)，因此選B。其他選項（鼓勵合并、降低資本要求、推廣線下服務）均錯誤。4.B.Forcedthemtocollaborateorinnovate解析：文中指出，金融科技公司的崛起迫使傳統(tǒng)銀行合作或創(chuàng)新，因此選B。其他選項（市場份額下降、減員、增加監(jiān)管負擔）均不準確。第三部分：完形填空（共5題，每題2分，總分10分）題目：閱讀以下段落，選擇最佳選項填空，使文章通順、完整。ThebankingindustryinChinaisfacingunprecedentedchallengesduetorapidtechnologicalchanges.Toremaincompetitive,financialinstitutionsmust______(1)______theirdigitalinfrastructure.Thisincludesupgradingcoresystems,integratingartificialintelligence(AI)intocustomerservice,andenhancingcybersecuritymeasures.Additionally,banksneedto______(2)______moreeffectivelywithfintechcompaniestoleveragetheirinnovativesolutions.Talentacquisitionandretentionarealsocritical,astheindustryrequiresskilledprofessionalswhocannavigatecomplextechnologicallandscapes.Withouttheseefforts,banksmay______(3)______behindinanincreasinglydigitalizedfinancialecosystem.TheCentralBankhasrecentlyemphasizedtheimportanceofregulatorycompliance,urgingbanksto______(4)______strictguidelinesonanti-corruptionandriskmanagement.Failuretodosocouldresultinseverepenalties,includingfinesandlicenserevocation.However,complianceshouldnot______(5)______innovation.Banksmustfindawaytobalanceregulatoryrequirementswiththeneedfortechnologicaladvancementtosustainlong-termgrowth.1.A.modernize2.A.collaborate3.A.fall4.A.adhere5.A.stifle答案與解析：1.A.modernize解析：為應對技術變革，銀行需“modernize”（現(xiàn)代化）其數(shù)字基礎設施，因此選A。2.A.collaborate解析：銀行需要與金融科技公司“collaborate”（合作），利用其創(chuàng)新解決方案，因此選A。3.A.fall解析：若不采取行動，銀行可能在數(shù)字化金融生態(tài)中“fallbehind”（落后），因此選A。4.A.adhere解析：央行要求銀行“adhere”（遵守）反腐敗和風險管理嚴格規(guī)定，因此選A。5.A.stifle解析：合規(guī)不應“stifle”（扼殺）創(chuàng)新，因此選A。其他選項（促進、忽視、忽略）均不符。第四部分：翻譯（共3題，每題4分，總分12分）題目：將以下中文句子翻譯成英文，要求準確、流暢。1.中國銀行石家莊市長安區(qū)分行致力于為中小企業(yè)提供定制化的金融服務，以支持區(qū)域經濟發(fā)展。2.隨著人工智能技術的普及，銀行客戶服務正經歷深刻變革，效率大幅提升。3.為了應對金融風險，銀行必須加強內部控制和外部監(jiān)管合作，確保業(yè)務穩(wěn)健運行。答案與解析：1.TheChang'anDistrictbranchofBankofChinaiscommittedtoprovidingcustomizedfinancialservicesforsmallandmedium-sizedenterprises(SMEs)tosupportregionaleconomicdevelopment.解析：準確傳達了銀行的業(yè)務目標（支持區(qū)域經濟）和對象（中小企業(yè)），用詞正式且符合銀行業(yè)務語境。2.Withthewidespreadadoptionofartificialintelligencetechnology,bankcustomerserviceisundergoingprofoundtransformations,significantlyimprovingefficiency.解析：用“widespreadadoption”體現(xiàn)AI普及，“profoundtransformations”強調變革深度，符合金融科技趨勢。3.Toaddressfinancialrisks,banksmuststrengtheninternalcontrolsandcollaboratewithexternalregulatorybodiestoensurestableoperations.解析：明確指出風險應對措施（加強內控、外部合作），用“stableoperations”強調業(yè)務穩(wěn)健性，符合監(jiān)管要求。第五部分：句子改錯（共3題，每