工商銀行上饒市橫峰縣2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustrytoadapttonewmarketdemands.A.forcedB.encouragedC.supportedD.challenged2.Asaregionalbank,ICBCfocuseson______localenterprises,especiallythoseinsmallandmedium-sizedcities.A.financingB.regulatingC.supervisingD.competing3.Thecross-borderpaymentsystemlaunchedbyICBCaimsto______theefficiencyofinternationaltransactions.A.improveB.reduceC.delayD.disrupt4.Inthebankingsector,riskmanagementiscrucialto______potentiallosses.A.minimizeB.maximizeC.ignoreD.transfer5.ThenewmobilebankingappintroducedbyICBCallowscustomersto______theiraccountsanytimeandanywhere.A.monitorB.depositC.withdrawD.transfer6.Thebank’ssustainabilitystrategyincludesreducingcarbonemissionsand______greenfinancinginitiatives.A.promotingB.eliminatingC.delayingD.ignoring7.Thecross-bordertradefinanceserviceprovidedbyICBChelpsbusinesses______paymentrisks.A.avoidB.ignoreC.increaseD.reduce8.Thebank’sAI-drivencustomerservicesystemaimsto______serviceefficiency.A.enhanceB.weakenC.reduceD.maintain9.TheruralfinancialdevelopmentprogrambyICBCfocuseson______financialinclusioninunderservedareas.A.expandingB.limitingC.reducingD.delaying10.Thebank’scompliancedepartmentensuresthatalloperations______toregulatoryrequirements.A.adhereB.deviateC.ignoreD.conflict二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:Theglobalbankingindustryisundergoingasignificanttransformationduetotechnologicaladvancements.Digitalbankinghasbecomeacorefocusforfinancialinstitutions,enablingthemtooffermoreefficientandconvenientservices.Traditionalbanks,includingIndustrialandCommercialBankofChina(ICBC),areinvestingheavilyinfintechtostaycompetitive.Theseinvestmentsincludeartificialintelligence,bigdataanalytics,andmobilebankingsolutions.Regionalbanks,suchasthoseintheUpperYangtzeRiverregion,areleveragingdigitaltoolstobetterservelocalbusinesses.Forexample,ICBC’scross-borderpaymentsystemhasstreamlinedinternationaltransactions,reducingcostsandimprovingaccuracy.Thebankalsoemphasizesgreenfinance,supportingenvironmentallyfriendlyprojectsandreducingcarbonfootprints.Riskmanagementremainsatoppriorityforbanks,asthefinancialsectorfacesincreasinguncertainties.Advancedanalyticshelpinstitutionsidentifyandmitigatepotentialrisks,ensuringlong-termstability.Additionally,customerserviceisbeingrevolutionizedbyAI-poweredchatbots,whichprovide24/7supportandenhanceuserexperience.Thebank’ssustainabilitystrategyincludesexpandinggreenfinancinginitiativesandpromotingenergy-efficientpractices.Byaligningwithglobalenvironmentalgoals,ICBCaimstocontributetoagreenerfuturewhilemaintainingprofitability.1.Whatisthemainfocusofthebankingindustryinthepassage?A.TraditionalbankingmethodsB.DigitaltransformationC.RegulatorycomplianceD.Cross-bordertradefinance2.HowareregionalbankslikeICBCadaptingtomarketchanges?A.ByreducinginvestmentsintechnologyB.ByfocusingsolelyonlargeenterprisesC.ByleveragingdigitaltoolsforlocalbusinessesD.Byignoringsustainabilityinitiatives3.Whatisakeychallengementionedinthepassageforthebankingsector?A.HighcustomersatisfactionB.IncreasingcompetitionC.ExcessiveregulatoryoversightD.Lowinvestmentinfintech4.HowdoesAIcontributetobankingservicesaccordingtothepassage?A.ByreducingserviceefficiencyB.ByreplacinghumaninteractionsC.ByenhancingcustomersupportD.Byincreasingoperationalcosts5.WhatisICBC’sapproachtosustainability?A.IgnoringenvironmentalconcernsB.Focusingonlyonshort-termprofitsC.ExpandinggreenfinancinginitiativesD.Reducinginvestmentsinenergy-efficientprojects三、完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromthefouroptions(A,B,C,D).ThebankingsectorinChinahasseentremendouschangesoverthepastdecade.Withtheriseofdigitaltechnologies,traditionalfinancialinstitutionshavehadto______(6)theirbusinessmodelstostayrelevant.Forexample,IndustrialandCommercialBankofChina(ICBC)hasinvestedheavilyinfintechto______(7)customerexperience.Oneofthebiggest______(8)forbanksismanagingriskinanincreasinglyvolatilemarket.Cybersecuritythreats,economicdownturns,andregulatorychangesallposesignificantchallenges.Toaddresstheseissues,banksareadoptingadvancedanalyticsandAI-drivensolutionsto______(9)potentiallosses.Anotherkeytrendistheemphasisongreenfinance.AsChinaaimstoachievecarbonneutralityby2060,banksareencouragedtosupportenvironmentallyfriendlyprojects.ICBC,forinstance,haslaunchedseveralgreenfinancingprogramsto______(10)sustainabledevelopment.6.A.adaptB.ignoreC.expandD.reduce7.A.improveB.weakenC.disruptD.maintain8.A.opportunitiesB.challengesC.benefitsD.risks9.A.minimizeB.maximizeC.ignoreD.transfer10.A.promoteB.hinderC.delayD.neglect四、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.工商銀行通過創(chuàng)新金融產(chǎn)品，積極支持小微企業(yè)的發(fā)展。2.隨著數(shù)字經(jīng)濟(jì)的快速發(fā)展，銀行需要加強(qiáng)風(fēng)險(xiǎn)防控能力。3.中國銀行業(yè)正在推動(dòng)綠色金融，以助力國家“雙碳”目標(biāo)的實(shí)現(xiàn)。4.人工智能在銀行客戶服務(wù)中的應(yīng)用，顯著提升了服務(wù)效率。5.橫峰縣作為上饒市的重要區(qū)域，其金融發(fā)展對(duì)當(dāng)?shù)亟?jīng)濟(jì)具有重要意義。五、寫作（共1題，10分）directions:Writeashortessay(150-200words)onthetopic:"TheImpactofDigitalBankingonTraditionalFinancialInstitutions."答案及解析一、選詞填空1.D(challenged)–Digitalbankingchallengestraditionalmethods.2.A(financing)–Banksfinancelocalenterprises.3.A(improve)–Thesystemimprovesefficiency.4.A(minimize)–Riskmanagementminimizeslosses.5.A(monitor)–Mobileappsallowaccountmonitoring.6.A(promoting)–Bankspromotegreenfinancing.7.A(avoid)–Tradefinancehelpsavoidpaymentrisks.8.A(enhance)–AIenhancesserviceefficiency.9.A(expanding)–Programsexpandfinancialinclusion.10.A(adhere)–Operationsadheretoregulations.二、閱讀理解1.B–Digitaltransformationisthefocus.2.C–Regionalbanksusedigitaltoolsforlocalbusinesses.3.B–Increasingcompetitionisakeychallenge.4.C–AIenhancescustomersupport.5.C–ICBCexpandsgreenfinancing.三、完形填空6.A(adapt)–Adapttheirbusinessmodels.7.A(improve)–Improvecustomerexperience.8.B(challenges)–Managingriskisachallenge.9.A(minimize)–Minimizepotentiallosses.10.A(promote)–Promotesustainabledevelopment.四、翻譯1.ICBCactivelysupportsthedevelopmentofsmallandmedium-sizedenterprisesthroughinnovativefinancialproducts.2.Withtherapiddevelopmentofthedigitaleconomy,banksneedtostrengthenriskpreventionandcontrolcapabilities.3.China’sbankingsectorispromotinggreenfinancetohelpachievethenational"dualcarbon"goals.4.Theapplicationofartificialintelligenceinbankingcustomerservicesignificantlyimprovesserviceefficiency.5.AsanimportantregioninShangraoCity,HongfengCounty’sfinancialdevelopmentholdssignificantimportanceforthelocaleconomy.五、寫作范文TheImpactofDigitalBankingonTraditionalFinancialInstitutionsTheriseofdigitalbankinghasprofoundlytransformedthefinancialsector,reshapinghowtraditionalinstitutionsoperate.Ononehand,digitalbankingo