中國(guó)銀行南寧市青秀區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）背景：結(jié)合中國(guó)銀行業(yè)務(wù)特點(diǎn)及南寧經(jīng)濟(jì)發(fā)展趨勢(shì)，考察詞匯運(yùn)用能力。1.Therapiddevelopmentoffintechhassignificantly______theefficiencyoffinancialservicesinsouthernChina.A.enhancedB.diminishedC.stabilizedD.complicated2.Toattractmoreforeigninvestors,thelocalgovernmenthas______incentivesforhigh-techenterprisesinNanning.A.implementedB.eliminatedC.postponedD.criticized3.Thebank’snewmobileappaimsto______customerexperiencethroughpersonalizedfinancialsolutions.A.deteriorateB.optimizeC.neglectD.postpone4.Despiteeconomicfluctuations,thedemandforgreenfinancinginGuangxiremains______.A.volatileB.sustainableC.uncertainD.negligible5.Theregulatoryreformsareexpectedto______thetransparencyofthebankingsectorinChina.A.undermineB.improveC.delayD.eliminate二、閱讀理解（共4題，每題3分，共12分）背景：考察對(duì)銀行業(yè)務(wù)及南寧本地經(jīng)濟(jì)政策的理解能力。Passage1:ThePeople’sBankofChinarecentlyannouncedmeasurestosupportsmallandmedium-sizedenterprises(SMEs)intheGreaterBayArea,includingreducedlendingratesandtaxexemptions.Nanning,asakeycityintheGuangxiZhuangAutonomousRegion,hasbeenactivelyimplementingthesepolicies.Localbankshavepartneredwiththegovernmenttoprovidecustomizedfinancialservices,suchassupplychainfinancingandinvoicediscounting.However,challengesremain,includinglimitedaccesstocreditforstartupsandhighoperationalcosts.Expertssuggestthatfurtherimprovementsinriskassessmentmodelscouldhelpaddresstheseissues.6.WhatisthemainpurposeofthePBOC’snewmeasures?A.Toincreaseinterestratesforlargeenterprises.B.TosupportSMEgrowthintheGreaterBayArea.C.Toimposestricterregulationsonbanking.D.Toreducetaxburdensonprivatebanks.7.Accordingtothepassage,whatchallengesdoSMEsinNanningface?A.Excessivegovernmentintervention.B.Limitedaccesstocreditandhighcosts.C.Overdependenceonforeigninvestors.D.Insufficientbankpartnerships.8.Whatsuggestionismadebyexperts?A.Thegovernmentshouldprovidemoresubsidies.B.Banksshouldfocusonlargecorporations.C.Riskassessmentmodelsneedimprovement.D.SMEsshouldreducetheiroperationalcosts.9.Whichregionishighlightedasbenefitingfromthenewpolicies?A.SouthwestChinaB.GuangxiZhuangAutonomousRegionC.NortheastAsiaD.SoutheastAsiaPassage2:Nanning’sstrategiclocationneartheSouthChinaSeahasmadeitahubforcross-bordertrade.TheChina-ASEANFreeTradeArea(CAFTA)hasfurtherboostedthecity’seconomictieswithneighboringcountries.Localbanks,includingChinaBank,haveexpandedtheirtradefinanceservicestofacilitatesmoothertransactions.However,logisticalbottlenecksandcurrencyexchangerisksremainsignificantobstacles.Thegovernmenthasproposedbuildinganewlogisticsparktostreamlineshippingroutesandencouragemoreforeigntrade.Meanwhile,thebanksectorisexploringdigitalsolutionstoenhancetradefinanceefficiency.10.WhatadvantagedoesNanninghaveintermsoftrade?A.ProximitytoCentralAsia.B.CloselocationtotheSouthChinaSea.C.StrongtieswithEurope.D.Highdomesticdemand.11.Whatchallengesarementionedinthepassage?A.Limitedgovernmentsupport.B.Fewerbankingservices.C.Logisticsandcurrencyrisks.D.Excessivecompetition.12.Howisthegovernmentaddressingtradechallenges?A.Byincreasingimporttariffs.B.Bybuildinganewlogisticspark.C.Byrestrictingforeigntrade.D.Byencouraginglocalmanufacturing.13.Whatistheroleofbanksinthiscontext?A.Toimposetraderestrictions.B.Tosupportdigitaltradefinance.C.Toreducegovernmentsubsidies.D.Tofocusondomesticmarketsonly.三、完形填空（共5題，每題2分，共10分）背景：結(jié)合中國(guó)銀行業(yè)數(shù)字化轉(zhuǎn)型及南寧本地金融生態(tài)，考察篇章連貫性。ThebankingsectorinNanninghasundergonesignificantchangesinrecentyears.Withtheriseofdigitaltechnology,traditionalbankshavehadto______(14)theirservicestomeetcustomerexpectations.ChinaBank,forexample,haslaunchedamobilepaymentplatformthatintegrateswithlocale-commerceplatforms.Thismovehasnotonly______(15)transactionefficiencybutalsoexpandedthebank’scustomerbase.However,digitaltransformationisnotwithoutchallenges.Cybersecurityrisksandregulatorycomplianceissueshaveemergedasmajorconcerns.Toaddressthese,thebankhas______(16)adedicatedITteamandinvestedinadvancedsecuritysystems.Additionally,thebankhas______(17)partnershipswithfintechcompaniestostayaheadofindustrytrends.AsNanningcontinuestodevelopasafinancialcenter,bankslikeChinaBankwillplayacrucialroleinshapingthecity’seconomicfuture.14.A.modernizeB.ignoreC.simplifyD.reduce15.A.increasedB.decreasedC.delayedD.disrupted16.A.formedB.neglectedC.expandedD.minimized17.A.strengthenedB.weakenedC.terminatedD.ignored四、句子改錯(cuò)（共4題，每題3分，共12分）背景：考察語(yǔ)法和邏輯準(zhǔn)確性，結(jié)合銀行業(yè)務(wù)場(chǎng)景。18.Thebank’snewpolicywillnotonlyimprovethecustomerservicebutalsoincreasetheprofitmargin.19.Despitethehighinterestrates,manyentrepreneursstillprefertoborrowmoneyfromthebankfortheirstartups.20.Thefinancialanalystsuggestedthatthecompanyshoulddiversifyitsinvestmentportfoliotoreduceriskexposure.21.Iftheeconomycontinuestogrowatthispace,thedemandforcreditwillexceedthesupply.五、翻譯填空（共5題，每題2分，共10分）背景：考察中英文互譯能力，結(jié)合銀行業(yè)務(wù)術(shù)語(yǔ)。22.將“綠色信貸”翻譯為英文：_________lending.23.將“普惠金融”翻譯為英文：_________finance.24.將“風(fēng)險(xiǎn)控制”翻譯為英文：_________.25.將“客戶滿意度”翻譯為英文：_________.26.將“跨境支付”翻譯為英文：_________.27.將“供應(yīng)鏈金融”翻譯為英文：_________.28.將“數(shù)字貨幣”翻譯為英文：_________.29.將“反洗錢”翻譯為英文：_________.30.將“資產(chǎn)證券化”翻譯為英文：_________.答案及解析一、選詞填空1.A.enhanced解析：fintech（金融科技）提升了金融服務(wù)效率，enhance（增強(qiáng)）符合語(yǔ)境。2.A.implemented解析：政府實(shí)施（implement）激勵(lì)政策，符合邏輯。3.B.optimize解析：優(yōu)化（optimize）客戶體驗(yàn)是銀行業(yè)務(wù)目標(biāo)。4.B.sustainable解析：綠色融資具有可持續(xù)性（sustainable），符合環(huán)保趨勢(shì)。5.B.improve解析：監(jiān)管改革旨在提高（improve）銀行透明度。二、閱讀理解6.B.TosupportSMEgrowthintheGreaterBayArea.解析：文章首段明確指出政策目標(biāo)是為大灣區(qū)SMEs提供支持。7.B.Limitedaccesstocreditandhighcosts.解析：文章第三段提到SMEs面臨信貸獲取困難和運(yùn)營(yíng)成本高的問題。8.C.Riskassessmentmodelsneedimprovement.解析：專家建議改進(jìn)風(fēng)險(xiǎn)評(píng)估模型，以解決信貸問題。9.B.GuangxiZhuangAutonomousRegion解析：文章多次提及南寧和廣西，指出該地區(qū)受益于政策。10.B.CloselocationtotheSouthChinaSea.解析：文章第二段強(qiáng)調(diào)南寧靠近南海的地理優(yōu)勢(shì)。11.C.Logisticsandcurrencyrisks.解析：文中指出物流和匯率風(fēng)險(xiǎn)是主要挑戰(zhàn)。12.B.Bybuildinganewlogisticspark.解析：政府提議建設(shè)物流園以解決貿(mào)易瓶頸。13.B.Tosupportdigitaltradefinance.解析：銀行探索數(shù)字解決方案以促進(jìn)貿(mào)易融資。三、完形填空14.A.modernize15.A.increased16.A.formed17.A.strengthened四、句子改錯(cuò)18.改正：Theb