建設(shè)銀行烏魯木齊市烏魯木齊縣2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）題目：閱讀下面的短文，從每題所給的四個(gè)選項(xiàng)中，選擇一個(gè)最佳答案填入空白處。Therapiddevelopmentofdigitalbankinghasbroughtbothopportunitiesandchallenges.Manytraditionalbanksarenowintegratingtechnologytoimprovecustomerservice.InUrumqi,theconstructionbankhaslaunchedseveralinnovativeprogramstoattractyoungcustomers.Theseprogramsincludemobilebankingapps,financialeducationworkshops,andpersonalizedinvestmentadvice.However,somecustomersstillpreferface-to-faceinteractions.Therefore,thebankneedstobalancedigitalefficiencywithtraditionalcustomerservice.1.A.provideB.bringC.increaseD.develop2.A.wayB.methodC.methodD.process3.A.includingB.suchasC.likeD.alongwith4.A.programsB.plansC.projectsD.initiatives5.A.butB.andC.soD.for6.A.face-to-faceB.onlineC.in-personD.remote7.A.efficiencyB.effectivenessC.abilityD.quality8.A.needsB.requirementsC.demandsD.necessities9.A.balanceB.combineC.integrateD.match10.A.thereforeB.howeverC.moreoverD.thus二、閱讀理解（共15題，每題2分）題目：閱讀下面的短文，然后回答問題。Passage:Inrecentyears,theconstructionbankofChina(CCB)hasbeenexpandingitspresenceinXinjiang,particularlyinUrumqiCounty.Thebankhasinvestedheavilyininfrastructureprojects,suchastheconstructionofnewbranchesandtheupgradeofATMs.Theseeffortsaimtoimprovefinancialaccessibilityforlocalresidents.Additionally,thebankhaslaunchedcampaignstopromotefinancialliteracyamongUyghurcommunities.Thesecampaignsincludelanguage-specificmaterialsandcommunityworkshops.Despitetheseinitiatives,somelocalbusinessesfacechallengesinaccessingloansduetostringentcreditpolicies.Thebankisnowworkingonmoreflexiblefinancingoptionstosupportsmallandmedium-sizedenterprises(SMEs)intheregion.Questions:1.WhatisthemainfocusoftheconstructionbankinUrumqiCounty?A.Expandingitsdigitalbankingservices.B.Investingininfrastructureandfinancialeducation.C.Increasingloanapprovalsforlocalbusinesses.D.Improvingcustomerserviceinruralareas.2.Whyhasthebanklaunchedcampaignstopromotefinancialliteracy?A.Toincreaseitsmarketshare.B.Toimprovefinancialinclusionforminoritygroups.C.Toreducethenumberofbranches.D.Toattractmoreyoungcustomers.3.Whatchallengesdolocalbusinessesface?A.Highinflationrates.B.Stringentcreditpolicies.C.Lackofbankinginfrastructure.D.Decreasedcustomertrust.4.Howisthebankaddressingthesechallenges?A.Byclosingsomebranches.B.Byofferingmoreflexiblefinancing.C.Byincreasinginterestrates.D.Byreducinginvestmentininfrastructure.5.Whatdoesthepassagesuggestaboutthebank’sfutureplans?A.Itwillfocusmoreonruralareas.B.ItwillreduceitsinvestmentinXinjiang.C.Itwillprioritizedigitalbanking.D.Itwillemphasizetraditionalbankingservices.6.WhyisfinancialinclusionimportantinUrumqiCounty?A.Toattracttourists.B.Tosupportminoritycommunities.C.Toincreasethebank’sprofits.D.Toimproveeconomicdevelopment.7.WhatistheroleofATMsinthebank’sstrategy?A.Toreplacebranchescompletely.B.Toprovideconvenienceforcustomers.C.Toreducethebank’soperatingcosts.D.Toserveonlyurbanareas.8.HowdoesthebankensurefinancialliteracyamongUyghurcommunities?A.Byofferingonlinecourses.B.Byusinglocallanguagesinmaterials.C.Byhostingcharityevents.D.ByfocusingonEnglisheducation.9.WhatdoesthebankhopetoachievewithitsSMEsupportprograms?A.Toincreaseitsloanportfolio.B.Tofosterlocaleconomicgrowth.C.Toreducecompetitionfromotherbanks.D.Toattractmoreforeigninvestors.10.Whyisthebankinvestingininfrastructure?A.Tobuildmoreoffices.B.Toimproveserviceaccessibility.C.Toreduceenergycosts.D.Toattractmoreemployees.11.Whatdoesthepassageimplyaboutthebank’sapproachtobusiness?A.Itismoreconservative.B.Itismoreinclusive.C.Itismoreaggressive.D.Itismoretraditional.12.Howdoesthebankbalancedigitalandtraditionalbanking?A.Byfocusingonlyondigitalservices.B.Byreducingthenumberofbranches.C.Bycombiningbothmethods.D.Byprioritizingtraditionalservices.13.Whatdoesthebankaimtoachievewithitscreditpolicies?A.Tomaximizeprofits.B.Tominimizerisks.C.Toattractmorecustomers.D.Toimproveefficiency.14.Whatdoesthepassagesuggestaboutthebank’scommitmenttotheregion?A.Itisonlyinterestedinshort-termgains.B.Itiscommittedtolong-termdevelopment.C.Itisgraduallyreducingitspresence.D.Itisfocusingonpoliticalstability.15.Whatistheoverallmessageofthepassage?A.Thebankisstrugglingtoadapttochanges.B.ThebankisexpandingitsservicesinXinjiang.C.Thebankisfacingfinancialdifficulties.D.Thebankisprioritizingruraldevelopment.三、完形填空（共10題，每題1分）題目：閱讀下面的短文，從每題所給的四個(gè)選項(xiàng)中，選擇一個(gè)最佳答案填入空白處。ThebankingsectorinUrumqiCountyhasseensignificantchangesinrecentyears.Manylocalbankshavestartedadoptingdigitaltechnologiestoenhancecustomerexperience.Forexample,theconstructionbankhasintroducedmobilepaymentsolutions,allowingcustomerstotransfermoneyeasily.Additionally,thebankhasexpandeditsonlinebankingservicestoincludebillpaymentsandloanapplications.Thesechangeshavemadebankingmoreconvenientforresidents.However,someelderlycustomersstillprefertraditionalmethods.Asaresult,banksarenowofferinghybridsolutionsthatcombinedigitalandphysicalservices.Thisapproachensuresthatallcustomers,regardlessoftheirageortech-savviness,canaccessbankingservicescomfortably.1.A.changesB.developmentsC.improvementsD.transformations2.A.technologiesB.methodsC.toolsD.systems3.A.solutionsB.programsC.optionsD.services4.A.easilyB.quicklyC.efficientlyD.smoothly5.A.residentsB.customersC.employeesD.businesses6.A.methodsB.techniquesC.approachesD.systems7.A.preferencesB.habitsC.needsD.choices8.A.servicesB.systemsC.programsD.processes9.A.methodsB.approachesC.strategiesD.techniques10.A.ensuresB.guaranteesC.supportsD.promotes四、翻譯（共5題，每題2分）題目：將下面的英文句子翻譯成中文。1.Theconstructionbankhasbeeninvestingindigitalinfrastructuretoimproveserviceefficiency.2.FinancialinclusioniscrucialfortheeconomicdevelopmentofUrumqiCounty.3.Thebankofferspersonalizedinvestmentadvicetohelpcustomersgrowtheirwealth.4.Manylocalbusinessesareseekingflexiblefinancingoptionstoexpandtheiroperations.5.Thebank’scampaignsaimtoincreasefinancialliteracyamongminoritycommunities.五、寫作（共1題，10分）題目：Writeashortessay(about150words)onthetopic:"TheImportanceofDigitalBankinginRuralAreas."答案及解析一、選詞填空答案及解析1.B.bring解析：Thesentencediscussesthedualnatureofdigitalbanking—bothpositive(opportunities)andnegative(challenges)."Bring"fitsthecontextofintroducingtheseaspects.2.A.way解析："Integratingtechnology"isamethodorapproachtoimprovingcustomerservice."Way"isthemostsuitableword.3.B.suchas解析："Including"istoogeneral;"suchas"providesspecificexamples.4.D.initiatives解析："Programs"iscorrect,but"initiatives"emphasizesproactiveefforts.5.A.but解析："However,somecustomersstillpreferface-to-faceinteractions"showscontrast.6.A.face-to-face解析："Face-to-faceinteractions"isthedirectoppositeofdigitalservices.7.A.efficiency解析："Digitalefficiency"balancesdigitalandtraditionalservices.8.A.needs解析："Thebankneedstobalance"isgrammaticallycorrect.9.A.balance解析："Balancedigitalefficiencywithtraditionalcustomerservice"istheintendedmeaning.10.B.however解析："However"introducesacontrastbetweendigitalandtraditionalservices.二、閱讀理解答案及解析1.B解析：Thepassagementionsinfrastructureprojectsandfinancialliteracycampaignsaskeyfocuses.2.B解析："FinancialliteracyamongUyghurcommunities"isdirectlystatedasthegoal.3.B解析："Stringentcreditpolicies"arementionedasthemainchallenge.4.B解析："Moreflexiblefinancingoptions"areproposedtosupportSMEs.5.B解析："Thebankisworkingonlong-termsolutions"impliessustainedeffort.6.B解析："Supportminoritycommunities"isthestatedpurpose.7.B解析："ATMsprovideconvenience"istheintendedmeaning.8.B解析："Usinglocallanguagesinmaterials"ismentioned.9.B解析："Fosterlocaleconomicgrowth"alignswiththebank’sgoals.10.B解析："Improveserviceaccessibility"isthestatedreason.11.B解析："Inclusive"reflectsthebank’sfocusondiversegroups.12.C解析："Combiningbothmethods"isimpliedbythehybridapproach.13.B解析："Minimizerisks"istheprimarygoalofcreditpolicies.14.B解析："Thebankiscommittedtolong-termdevelopment"isimplied.15.B解析："Thebankisexpandingitsservices"isthemaintheme.三、完形填空答案及解析1.A.changes解析："Changes"fitsthecontextofthebankingsectorevolving.2.A.technologies解析："Digitaltechnologies"arediscussedastoolsforimprovement.3.A.solutions解析："Mobilepaymentsolutions"arespecificexamples.4.A.easily解析："Transfermoneyeasily"istheintendedmeaning.5.A.residents解析："Localresidents"aretheprimarycustomers.6.C.approaches解析："Differentapproaches"areusedforbankingservices.7.C.needs解析："Elderlycustomershavedifferentneeds."8.A.services解析："Hybridsolutionsincludedigitalandphysicalservices."9.B.approaches解析："Combiningdigitalandtraditionalapproaches"isthestrategy.10.A.ensures解析："Ensuresallcustomerscanaccessservices."四、翻譯答案及解析1.建設(shè)銀行一直在投資數(shù)字基礎(chǔ)設(shè)施以提高服務(wù)效率。解析："Investingindigitalinfrastructure"translatesto投資數(shù)字基礎(chǔ)設(shè)施；"improveserviceefficiency"translatesto提高服務(wù)效率。2.金融包容對烏魯木齊縣的經(jīng)濟(jì)發(fā)展至關(guān)重要。解析："Financialinclusion"translatesto金融包容；"economicdevelopment"translatesto經(jīng)濟(jì)發(fā)展。3.銀行提供個(gè)性化投資建議，幫助客戶增加財(cái)富。解析："Personalizedinvestmentadvice"translatesto個(gè)性化投資建議；"growtheirwealth"translatesto增加財(cái)富。4.許多當(dāng)?shù)仄髽I(yè)正在尋求靈活的融資選項(xiàng)以擴(kuò)大運(yùn)營。解析："Flexiblefinancingoptions"translatesto靈活的融資選項(xiàng)；"expandtheiroperations"translatesto擴(kuò)大運(yùn)營。5.銀行的宣傳活動(dòng)旨在提高少數(shù)民族社區(qū)的金融素養(yǎng)。解析："Campaignsaimtoincreasefinancialliteracy"translatesto宣傳活動(dòng)旨在提高金融素養(yǎng)；"minoritycommunities"translatesto少數(shù)民族社區(qū)。五、寫作范文及解析Essay:Digitalbankinghasbecomeincreasinglyimportantinruralareas,o