中國(guó)銀行連云港市連云區(qū)2025秋招筆試英語(yǔ)題專(zhuān)練及答案2025年秋招英語(yǔ)筆試專(zhuān)練（中國(guó)銀行連云港市連云區(qū)）第一部分：詞匯選擇（共10題，每題1分）說(shuō)明：從每題四個(gè)選項(xiàng)中選出一個(gè)最佳答案填入空格。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinanciallandscapeincoastalcitieslikeLianyungang.A.revolutionizedB.stabilizedC.simplifiedD.centralized2.LocalenterprisesinLianyungangareseeking______fundingtoexpandtheirlogisticsnetworks.A.supplementaryB.speculativeC.institutionalD.emergency3.Thebank’snewcompliancepolicyaimsto______anti-moneylaunderingrisksintheYangtzeRiverDeltaregion.A.mitigateB.eliminateC.enhanceD.postpone4.Efficientsupplychainmanagementiscrucialfor______thecompetitivenessofport-basedindustriesinLianyungang.A.sustainingB.reducingC.alteringD.diminishing5.Thecity’seconomicgrowthisheavily______onforeigntradeandindustrialexports.A.dependentB.resistantC.independentD.isolated6.Theloanofficeremphasizedtheimportanceof______creditworthinessbeforeapprovingalarge-scaleproject.A.verifyingB.overlookingC.disregardingD.exaggerating7.ThenewsmartbankbranchinLianyungangusesAIto______customerserviceefficiency.A.impairB.optimizeC.neglectD.delay8.Thegovernment’ssubsidieshave______theadoptionofgreenfinanceinitiativesinenterprises.A.acceleratedB.deceleratedC.delayedD.complicated9.Thebank’sriskassessmentteamneedsto______thepotentialimpactoftradetensionsonlocalbusinesses.A.overlookB.analyzeC.dismissD.exaggerate10.Thedigitalwalletappisdesignedto______transactionsecurityforusersinthecoastalbankingsector.A.compromiseB.strengthenC.weakenD.ignore第二部分：閱讀理解（共5題，每題2分）說(shuō)明：閱讀下面短文，從每題四個(gè)選項(xiàng)中選出一個(gè)最佳答案。Passage：TheriseoffintechhastransformedthebankingindustryincoastalregionslikeLianyungang.Traditionalfinancialinstitutionsarenowcompetingwithtech-drivenstartupsthatofferfaster,morepersonalizedservices.Forinstance,thePortBankofLianyungangrecentlylaunchedablockchain-basedtradefinanceplatform,whichsignificantlyreducessettlementtimesforinternationaltransactions.Meanwhile,localenterprisesareleveragingdigitaltoolstooptimizetheircashflowmanagement.However,challengesremain,suchasdatasecurityconcernsandregulatorycompliance.TheChineseBankingAssociationhasrecommendedthatbanksintheYangtzeRiverDeltaregioninvestincybersecurityinfrastructuretoprotectsensitivecustomerinformation.Despitethesehurdles,theintegrationoftechnologyinbankingisexpectedtocontinuegrowing,reshapingthefinanciallandscapeincitieslikeLianyungang.11.Whatisthemainfocusofthepassage?A.Thedeclineoftraditionalbanksduetofintech.B.Theimpactoffintechoncoastalbankingsectors.C.Thegovernment’sroleinregulatingfintech.D.ThechallengesofdigitalbankinginChina.12.HowhasthePortBankofLianyungangimprovedtradefinance?A.Byincreasingloaninterestrates.B.Byintroducingablockchainplatform.C.Byreducingcustomerservicehours.D.Bypartneringwithforeignbanks.13.WhatremainsachallengeforfintechinLianyungang?A.Highoperationalcosts.B.Limitedcustomeradoption.C.Datasecurityrisks.D.Insufficientgovernmentsupport.14.Accordingtothepassage,whatdoestheChineseBankingAssociationsuggest?A.Banksshouldexpandtheirphysicalbranches.B.Fintechcompaniesshouldmergewithtraditionalbanks.C.Banksshouldenhancecybersecuritymeasures.D.Banksshouldfocusonruralbanking.15.WhatisthefutureoutlookforfintechinLianyungang?A.Itwillstagnateduetoregulatorybarriers.B.Itwillcontinuetogrowdespitechallenges.C.Itwillreplacetraditionalbankingentirely.D.Itwillbecomeirrelevantinthenextdecade.第三部分：完形填空（共10題，每題1分）說(shuō)明：從每題四個(gè)選項(xiàng)中選出一個(gè)最佳答案填入空格。ThebankingsectorinLianyunganghasundergonesignificantchangesinrecentyears,largelyduetotechnologicaladvancementsandeconomicreforms.(16)digitalbankingplatforms,localfinancialinstitutionshavebeenabletoreachabroadercustomerbase,includingsmallandmedium-sizedenterprises(SMEs)alongtheYangtzeRiverDelta.(17),theintegrationofartificialintelligence(AI)hasenabledbankstooffermoretailoredfinancialsolutions.Forexample,theBankofLianyunganghasimplementedanAI-drivencreditscoringsystem,whichreducesapprovaltimesbyupto50%.(18),thishasraisedconcernsaboutdataprivacyamongsomecustomers.Toaddresstheseissues,thebankhasinvestedinadvancedencryptiontechnologies.(19),thesuccessofsuchinitiativeshasencouragedotherbanksintheregiontofollowsuit.(20),thecompetitioninthefintechspaceisexpectedtointensify,forcingbankstoinnovatefurther.ThistrendislikelytobenefitbothbusinessesandconsumersinLianyungang,asitfostersamoreefficientanduser-friendlyfinancialecosystem.16.A.WiththeemergenceofB.WithoutthesupportofC.DespitetheoppositionfromD.Throughtheeffortsof17.A.MoreoverB.HoweverC.OtherwiseD.Nevertheless18.A.SimilarlyB.ConsequentlyC.ThereforeD.Otherwise19.A.AsaresultB.InadditionC.ForinstanceD.Onthecontrary20.A.EventuallyB.CurrentlyC.MeanwhileD.Otherwise第四部分：翻譯填空（共5題，每題2分）說(shuō)明：將中文句子翻譯成英文，填入空格。21.連云區(qū)政府為支持本地企業(yè)發(fā)展，推出了多項(xiàng)金融優(yōu)惠政策。TheLianyungangDistrictgovernmenthasintroducedseveralfinancialincentivesto______localenterprises.A.promoteB.discourageC.stabilizeD.expand22.銀行在處理跨境支付時(shí)必須嚴(yán)格遵守反洗錢(qián)法規(guī)。Banksmust______anti-moneylaunderingregulationswhenprocessingcross-borderpayments.A.complywithB.ignoreC.challengeD.revise23.連云港港口經(jīng)濟(jì)帶的發(fā)展得益于高效的物流服務(wù)體系。ThedevelopmentoftheLianyungangPortEconomicBeltislargelydueto______logisticsservices.A.inadequateB.efficientC.outdatedD.expensive24.中國(guó)銀保監(jiān)會(huì)要求金融機(jī)構(gòu)加強(qiáng)風(fēng)險(xiǎn)管理體系建設(shè)。TheChinaBankingandInsuranceRegulatoryCommissionrequiresfinancialinstitutionsto______theirriskmanagementsystems.A.weakenB.strengthenC.simplifyD.ignore25.數(shù)字化轉(zhuǎn)型是連云區(qū)銀行業(yè)未來(lái)的重要方向。Digitaltransformationisa______directionforthebankingsectorinLianyungang.A.secondaryB.marginalC.criticalD.optional第五部分：改錯(cuò)題（共5題，每題2分）說(shuō)明：找出并改正每句中的錯(cuò)誤（每句僅含一個(gè)錯(cuò)誤）。26.Thenewbankingregulationwilltakeeffectfromnextmonth,whichrequiresallfinancialinstitutionstoreporttheirtransactionsimmediately.→______A.willtake→takesB.from→onC.which→thatD.immediately→promptly27.Despitetheeconomicdownturn,thedemandforgreenloansinLianyungangremainshighamongenterprisesseekingsustainablefinancing.→______A.Despite→AlthoughB.thedemand→demandC.remains→remainD.for→to28.Thebank’sAI-drivenchatbothasimprovedcustomersatisfactionrates,eventhoughitdoesnothandlecomplexinquirieseffectively.→______A.hasimproved→hasbeenimprovingB.although→evenifC.itdoes→itdoessoD.effectively→efficiency29.ManySMEsinLianyungangbenefitfromthebank’slow-interestloanprograms,especiallythosewhooperateinthemanufacturingsector.→______A.benefit→benefitsB.from→withC.especially→particularlyD.who→whom30.Theintegrationofbigdataanalyticsintobankingoperationshasenhanceddecision-makingprocesses,butitalsoraisesprivacyconcerns.→______A.hasenhanced→hasbeenenhancingB.but→andC.italso→itaswellD.raises→raise答案及解析第一部分：詞匯選擇1.A.revolutionized（正確，數(shù)字銀行改變了傳統(tǒng)金融格局）2.C.institutional（正確，企業(yè)尋求機(jī)構(gòu)融資）3.A.mitigate（正確，政策旨在減輕反洗錢(qián)風(fēng)險(xiǎn)）4.A.sustaining（正確，供應(yīng)鏈管理維持競(jìng)爭(zhēng)力）5.A.dependent（正確，經(jīng)濟(jì)增長(zhǎng)依賴(lài)外貿(mào)）6.A.verifying（正確，核實(shí)信用資質(zhì)）7.B.optimize（正確，AI優(yōu)化服務(wù)效率）8.A.accelerated（正確，補(bǔ)貼加速綠色金融發(fā)展）9.B.analyze（正確，分析貿(mào)易摩擦影響）10.B.strengthen（正確，增強(qiáng)交易安全）第二部分：閱讀理解11.B.Theimpactoffintechoncoasta