中國銀行邢臺市襄都區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）（針對銀行業(yè)務(wù)場景和地域特色設(shè)計(jì)）1.Thebank'snewpolicyaimsto__________customers'financialsecuritybyenhancingonlinetransaction__________.A.protect/convenienceB.ensure/efficiencyC.strengthen/reliabilityD.improve/accessibility2.InthecontextofChina'seconomicdevelopment,theregionalofficeinXingtaineedsto__________itsservicestomeetthegrowingdemandforcross-bordertradefinance.A.adapt/competitiveB.expand/innovativeC.optimize/flexibleD.integrate/efficient3.Theloanagreementrequiresbothpartiesto__________compliancewiththelocalbankingregulationstoavoidlegal__________.A.guarantee/consequencesB.confirm/penaltiesC.verify/disputesD.monitor/liabilities4.Thebranchmanageremphasizedtheimportanceof__________customersatisfactionbyreducingprocessingdelaysandimprovingcommunication__________.A.achieving/clarityB.maintaining/efficiencyC.enhancing/reliabilityD.elevating/transparency5.Thebank’sdigitaltransformationstrategyfocuseson__________theuserexperiencethroughAI-driven__________.A.optimizing/interfacesB.improving/transactionsC.modernizing/platformsD.streamlining/services二、閱讀理解（共4題，每題3分，共12分）（結(jié)合銀行業(yè)務(wù)及邢臺本地經(jīng)濟(jì)發(fā)展背景）Passage1China’sbankingsectorisundergoingrapiddigitalization,withregionalbranchesliketheXingtaiofficeadaptingtotheshift.ThePeople’sBankofChinarecentlyintroducedstricteranti-moneylaundering(AML)guidelines,requiringbankstoenhancedataencryptionandtransactionmonitoringsystems.LocalbusinessesinXingtai,particularlythoseinthemanufacturingande-commercesectors,havewelcomedthesemeasures,citingimprovedsecurityforcross-borderpayments.However,somesmallenterpriseshaveexpressedconcernsaboutthecomplexityofthenewcomplianceprotocols,whichmayslowdowntheiroperations.Questions:6.WhatistheprimaryfocusofthenewAMLguidelines?A.Encouragingdigitalbankingadoption.B.Strengtheningfinancialsecurity.C.Reducingtransactionfees.D.Promotingsmallbusinessloans.7.HowdolocalbusinessesinXingtaifeelaboutthenewAMLmeasures?A.Theyareskepticalaboutthebenefits.B.Theyaresatisfiedwiththesecurityimprovements.C.Theybelieveitwillharmtheircompetitiveness.D.Theyareunsureabouttheimplementation.8.WhatchallengedosmallenterprisesinXingtaifaceduetothenewguidelines?A.Limitedaccesstobankingservices.B.Increasedoperationalcomplexity.C.Highercostsforcompliance.D.Reducedgovernmentsupport.Passage2TheXingtaibranchofBankofChinaisexpandingitswealthmanagementservicestocatertothegrowingmiddleclassinHebeiProvince.Theregionaleconomy,drivenbyindustriessuchaslogisticsandagriculture,hasseensteadygrowthoverthepastdecade.Toattractclients,thebankhaslaunchedanewappthatofferspersonalizedfinancialadvicebasedonAIalgorithms.Whiletheapphasgainedpopularityamongtech-savvycustomers,traditionalclientsaged45andaboveremainhesitanttouseit.Thebankisnowtrainingstafftoprovidein-personassistancetobridgethisgenerationalgap.Questions:9.WhatisthemaingoaloftheXingtaibranch’swealthmanagementexpansion?A.Increaseloanapprovals.B.Servemorehigh-net-worthindividuals.C.Attracttech-savvymiddle-classclients.D.Strengthentieswithlocalgovernment.10.Whyaretraditionalclientsreluctanttousethenewapp?A.Theydistrustdigitalplatforms.B.Theypreferface-to-faceinteractions.C.Theylackthetechnicalskills.D.Theappistooexpensive.三、語法填空（共5題，每題2分，共10分）（考察銀行業(yè)務(wù)郵件、報(bào)告等常用句型）1.Thebank’sannualreporthighlightstheneedto__________sustainablegrowthbydiversifyingitsassetportfolio.2.Ifcustomersfailto__________theloanrepaymentterms,thebankmayimposeadditional__________.3.Theregionalmanagerrequestedthatallemployees__________thenewinternalcompliancepolicybytheendofthisquarter.4.Despitetheeconomicdownturn,thebank__________tomaintainitsprofitmarginsbyoptimizingcoststructures.5.Theauditcommitteeisresponsiblefor__________thatallfinancialstatements__________accuratelyandtransparently.四、完形填空（共5題，每題2分，共10分）（段落主題與銀行業(yè)數(shù)字化轉(zhuǎn)型相關(guān)）ThebankingindustryinChinahasbeentransformedbydigitaltechnologyoverthepastdecade.TraditionalbankslikeBankofChinahavehadto__________theiroperationstostaycompetitive.Theadoptionofblockchain,AI,andbigdataanalyticshasrevolutionizedhowfinancialservicesaredelivered.However,challengesremain,suchasensuringdatasecurityand__________thedigitaldividebetweenurbanandruralareas.Despitethesehurdles,thefutureofbankingliesin__________innovationandcustomer-centricsolutions.Questions:6.Thewordthatbestfitstheblankis__________.A.modernizeB.simplifyC.traditionalizeD.eliminate7.Whatwordshouldfillthesecondblank?A.bridgeB.widenC.narrowD.expand8.Thethirdblankshouldbefilledwith__________.A.embracingB.resistingC.delayingD.ignoring9.Thelastblankcanbebestcompletedwith__________.A.sustainableB.unsustainableC.profitableD.inefficient10.Theoveralltoneofthepassageis__________.A.pessimisticB.optimisticC.neutralD.critical五、翻譯填空（共5題，每題2分，共10分）（中譯英，考察銀行業(yè)術(shù)語）1.中國銀行邢臺分行承諾為客戶提供“一站式”金融服務(wù)，確?？蛻趔w驗(yàn)的順暢性。BankofChina,XingtaiBranch,commitstoproviding__________financialservicestoensureaseamlesscustomerexperience.2.為了符合反洗錢法規(guī)，銀行必須對可疑交易進(jìn)行實(shí)時(shí)監(jiān)控。Tocomplywith__________regulations,banksmustconductreal-timemonitoringof__________transactions.3.該政策旨在通過優(yōu)化資源配置，降低企業(yè)融資成本。Thepolicyaimsto__________corporatefinancingcostsby__________resourceallocation.4.銀行通過引入智能風(fēng)控系統(tǒng)，提升了信貸審批的效率。Byintroducing__________riskmanagementsystems,thebankhas__________theefficiencyofloanapprovals.5.邢臺地區(qū)的小微企業(yè)對普惠金融政策表示歡迎，認(rèn)為這有助于緩解資金壓力。SmallandmicroenterprisesinXingtaiwelcomethe__________policy,asithelps__________financialpressure.參考答案及解析一、選詞填空1.B解析：ensurefinancialsecurity（確保財(cái)務(wù)安全）+efficiency（效率）符合銀行業(yè)務(wù)語境。2.C解析：optimizeservices（優(yōu)化服務(wù)）+flexible（靈活的）與跨境貿(mào)易金融需求匹配。3.A解析：guaranteecompliance（保證合規(guī)）+consequences（后果）強(qiáng)調(diào)法律責(zé)任。4.A解析：achievecus