建設(shè)銀行南京市鼓樓區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentofdigitalbankinghas__________thetraditionalfinancialindustry,forcingmanyinstitutionstoadaptorfaceobsolescence.A.revolutionizedB.modernizedC.transformedD.digitized2.To__________thehighcompetitionintheNanjingmarket,ourbankplanstoenhancecustomerserviceandintroduceinnovativeproducts.A.addressB.mitigateC.counterD.resolve3.Thenewregulationaimsto__________financialrisksbyimposingstrictercapitalrequirementsonbanks.A.alleviateB.eliminateC.reduceD.minimize4.Themergerwill__________thebank’smarketshareandstrengthenitspositionintheJiangsuregion.A.expandB.amplifyC.enlargeD.broaden5.Despiteeconomicdownturns,thedemandforonlinebankingservicescontinuesto__________.A.surgeB.declineC.stagnateD.fluctuate二、閱讀理解（共3題，每題4分，共12分）directions:Readthepassagecarefullyandanswerthequestionsbelow.Passage:Theriseoffintechhasreshapedthebankingindustryglobally.Traditionalfinancialinstitutions,includingthoseinNanjing,areincreasinglycollaboratingwithtechnologystartupstoleverageAI,blockchain,andbigdataforenhancedefficiency.However,thisshiftalsobringschallenges,suchascybersecurityrisksandregulatorycompliance.ThePeople’sBankofChinahasrecentlyintroducednewguidelinestoensurethatfintechdevelopmentalignswithfinancialstability.Whilesomebanksembracedigitaltransformationaggressively,othersremaincautiousduetopotentialrisks.Thesuccessofthistransitionwilldependonhowwellinstitutionsbalanceinnovationwithriskmanagement.1.Whatisthemainfocusofthepassage?A.TheimpactoffintechontraditionalbankingB.TheeconomicbenefitsofdigitalbankingC.TheregulatorychallengesoffintechD.TheroleofAIinbanking2.Accordingtothepassage,whyaresomebankscautiousaboutdigitaltransformation?A.Theylacksufficientfunding.B.Theyfearcybersecurityrisks.C.Theyprefertraditionalmethods.D.Theyareunsureaboutcustomeradoption.3.WhatdoesthepassagesuggestaboutthefutureofbankinginNanjing?A.Itwillrelysolelyonfintechsolutions.B.Itwillbalanceinnovationwithriskmanagement.C.Itwilldeclineduetoregulatoryrestrictions.D.Itwillfocusonlyonofflineservices.三、語法填空（共5題，每題2分，共10分）directions:Fillineachblankwiththemostappropriatewordfromthegivenoptions.1.Thebank’snewpolicywill__________(affect)allemployees,includingthoseintheNanjingbranch.2.Ifyou__________(meet)themanagerbeforenoon,pleasesubmityourproposalimmediately.3.ThefinancialsectorinChinahas__________(experience)rapidgrowthoverthepastdecade.4.To__________(ensure)compliancewithinternationalstandards,thebankmustreviseitsinternalcontrols.5.Despitetheeconomic__________(slow),thedemandforloansintheJiangsuregionremainsstrong.四、完形填空（共5題，每題2分，共10分）directions:Readthepassageandchoosethebestoptiontocompleteeachblank.Lastyear,theNanjingbranchofBankofChina__________(1)apilotprogramtoimprovecustomersatisfaction.Theinitiative__________(2)freefinancialadvisoryservicesand24/7onlinesupport.Surveysshowedthat85%ofcustomers__________(3)thenewservices,especiallythoseworkingintechcompanies.However,theprogramalsohighlightedtheneedforbettertrainingforstaff.Thebankplansto__________(4)theprogramnationwideiftheresultsinNanjingaresuccessful.Financialexpertsbelievethatsuchcustomer-centricstrategies__________(5)thebank’scompetitiveedgeinthemarket.1.A.launched2.B.introduced3.C.appreciated4.D.expand5.E.enhance五、翻譯（共3題，每題4分，共12分）directions:TranslatethefollowingsentencesintoEnglish.1.中國銀行業(yè)正經(jīng)歷數(shù)字化轉(zhuǎn)型，這對(duì)傳統(tǒng)金融機(jī)構(gòu)既是機(jī)遇也是挑戰(zhàn)。2.為了滿足客戶需求，銀行計(jì)劃在南京鼓樓區(qū)開設(shè)一家新的分行。3.新的監(jiān)管政策要求銀行提高資本充足率，以防范系統(tǒng)性金融風(fēng)險(xiǎn)。答案與解析一、選詞填空1.A.revolutionized(Thecontextsuggestsamajorchange,notjustmodernization.)2.C.counter(Thebankisactivelycompeting,notjustaddressingorresolvingcompetition.)3.D.minimize(Theregulationaimstoreducerisks,noteliminatethementirely.)4.A.expand(Themergerincreasesmarketshare,whichissynonymouswithexpansion.)5.A.surge(Demandforonlinebankingisrising,notdecliningorstagnating.)二、閱讀理解1.A.Theimpactoffintechontraditionalbanking(Thepassagediscusseshowfintechisreshapingtraditionalinstitutions.)2.B.Thefearofcybersecurityrisks(Thelastparagraphmentionsrisksasakeyconcern.)3.B.Itwillbalanceinnovationwithriskmanagement(Thepassagesuggestsabalancedapproachtodigitaltransformation.)三、語法填空1.affects2.meet3.hasexperienced4.ensure5.slowdown四、完形填空1.launched2.introduced3.appreciated4.expand5.enhance五、翻譯1.ThebankingsectorinChinaisundergoingdigitaltransformation,whichpresentsbothopportunitiesandchallengesfortraditional