郵儲(chǔ)銀行汕頭市龍湖區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）題目：閱讀以下短文，從每題所給的四個(gè)選項(xiàng)中，選擇最適合填入空白處的單詞。Theriseofdigitalbankinghas1thewaypeoplemanagetheirfinances.TraditionalbankslikeChinaPostBankareadaptingtothischangebyofferingmoreonlineservices.However,customersincoastalregions,suchasShantou,stillprefer2face-to-faceinteractionsforsensitivetransactions.Atthesametime,thebank’smobileapphas3improved,makingiteasierforuserstotransfermoneyorpaybills.Forexample,inLonghuDistrict,manyyoungprofessionalsrelyontheappfordailytransactionsbecauseitsavestime.Butsomeelderlycustomers4strugglewiththeinterface,whichiswhythebankhas5trainingsessionsforstafftoassistthem.Inthefuture,ChinaPostBankplansto6moreAI-drivenservicestoenhancecustomerexperience.Thisincludespersonalizedrecommendationsforfinancialproducts,whichcouldattractmoretech-savvyclientsinShantou.However,thebankmust7thebalancebetweenautomationandhumansupporttomaintaintrust.Ifyouworkinthissector,it’simportantto8howtocommunicatecomplexfinancialconceptsinsimpleterms.Forinstance,explaininginterestratestoaretireeinLonghumightrequire9patienceandexamplesrelatedtodailyexpenses.Finally,thebank’ssuccessinShantouwill10onitsabilitytoinnovatewhilestayingtruetoitscorevalues.選項(xiàng)：1.A.changedB.changesC.changeD.changing2.A.handB.handsC.hand-in-handD.hand-to-hand3.A.alsoB.yetC.alreadyD.still4.A.alsoB.eitherC.tooD.aswell5.A.organizedB.organizingC.toorganizeD.organize6.A.introduceB.introducesC.introducedD.introducing7.A.strikeB.keepC.strikeaD.hit8.A.knowB.knowingC.knowhowD.known9.A.muchB.manyC.alotofD.lotsof10.A.dependB.dependsC.dependingD.depended二、閱讀理解（共5題，每題2分）題目：閱讀以下文章，回答問題。TheImpactofFinancialTechnologyinCoastalCitiesInrecentyears,financialtechnology(fintech)hasrevolutionizedthebankingindustry,particularlyincoastalregionslikeShantou.ChinaPostBank,aleadingstate-ownedbank,hasembraceddigitaltransformationtomeetthegrowingdemandforconvenientfinancialservices.Accordingtoa2024report,over70%ofyoungadultsinLonghuDistrictusemobilebankingappsdaily,comparedto45%ininlandareas.However,fintechalsopresentschallenges.Forinstance,cybersecuritythreatshaveincreased,forcingbankstoinvestmoreindataprotection.Additionally,somecustomersinShantou,especiallyoldergenerations,feelalienatedbytheshifttodigitalplatforms.Toaddressthis,ChinaPostBankhaslaunched"DigitalLiteracyPrograms"inlocalcommunities,offeringfreeworkshopsonusingmobilebankingservices.Anothertrendistheriseofcollaborativebankingmodels,wheretraditionalbankspartnerwithfintechstartups.InShantou,ChinaPostBankhaspartneredwithalocalappdevelopertocreateacustomizedpaymentsolutionforsmallbusinesses.Thishasnotonlyboostedthebank’smarketshareintheregionbutalsosupportedthelocaleconomy.Despitetheseadvancements,regulatoryhurdlesremainaconcern.TheChinesegovernmenthastightenedrulesondataprivacy,requiringbankstoobtainexplicitconsentbeforecollectingcustomerinformation.ChinaPostBankhasadjusteditspoliciesaccordingly,ensuringcompliancewhilemaintainingservicequality.問題：1.Whatisthemaintopicofthepassage?A.ThehistoryoffintechinChinaB.ThebenefitsoffintechincoastalcitiesC.ThechallengesofdigitalbankinginShantouD.TheroleofChinaPostBankinfintechinnovation2.Accordingtothepassage,whydooldercustomersinShantouresistdigitalbanking?A.Theyprefertraditionalbankingmethods.B.Theylackaccesstosmartphones.C.Theyareworriedaboutfraud.D.Theyarenottech-savvy.3.WhathasChinaPostBankdonetosupportsmallbusinessesinShantou?A.Increasedloaninterestrates.B.Partneredwithafintechstartup.C.Reducedbranchoperations.D.Implementedstricterregulations.4.Whatisamajorconcernforbanksinthefintechera?A.Lossofcustomerstoprivatebanks.B.Cybersecuritythreats.C.Higheroperationalcosts.D.Decreasedprofitability.5.HowhasChinaPostBankadaptedtonewgovernmentregulations?A.Byreducingmobileappfeatures.B.Byseekingpartnershipswithfintechcompanies.C.Byobtainingexplicitcustomerconsent.D.Bystoppingdigitalinnovation.三、完形填空（共10題，每題1分）題目：閱讀以下短文，選擇最佳答案填空。Lastyear,ChinaPostBankinShantoulaunchedacommunityfinancialeducationprogramaimedatimprovingfinancialliteracyamonglocalresidents.Theinitiative,called"FinancialWisdomforAll,"was1inresponsetoasurveyshowingthatmanypeopleinLonghuDistricthadlimitedknowledgeofpersonalfinance.Theprogram2monthlyworkshopsatcommunitycenters,whereexpertstaughttopicssuchasbudgeting,saving,andinvesting.To3attendance,thebankofferedfreelunchandsmallincentivesforcompletingthesessions.4,participationrateswerelowamongelderlyresidents,whofoundthedigitalpaymentsystemsusedforregistrationconfusing.To5thisissue,thebankhiredlocalvolunteerstoassistseniorswiththeregistrationprocess.Thevolunteersalsoprovidedone-on-oneguidanceduringtheworkshops,explainingconceptsinsimplerterms.Gradually,moreolderadults6tojoin,andbytheendoftheyear,theprogramhadreachedover1,000participants.Thesuccessof"FinancialWisdomforAll"encouragedthebanktoexpandtheinitiativetootherdistrictsinGuangdong.7,thebankplanstoincorporategamifiedlearningtools,suchasinteractiveapps,tomakefinancialeducationmoreengaging.8,someexpertscautionthattechnologyalonecannotsolvetheproblemoffinancialilliteracy,andhumaninteractionremainsessential.Ultimately,theprogramdemonstratedthebank’scommitmentto9itscommunity.Byaddressingthespecificneedsofdifferentdemographics,ChinaPostBankhas10apositivereputationasaresponsiblefinancialinstitutioninShantou.選項(xiàng)：1.A.designedB.designedforC.designD.designing2.A.heldB.holdsC.holdingD.tohold3.A.attractB.attractingC.attractedD.attraction4.A.HoweverB.MoreoverC.ThereforeD.Despite5.A.solveB.solvingC.solvedD.solves6.A.startedB.startingC.startD.starts7.A.CurrentlyB.RecentlyC.SoonD.Already8.A.InadditionB.InsteadC.HoweverD.Meanwhile9.A.supportB.supportingC.supportedD.supports10.A.builtB.buildingC.builtD.builds四、句子匹配（共5題，每題2分）題目：將以下句子（1-5）與對(duì)應(yīng)的選項(xiàng)（A-E）匹配。1.Howcanbanksimprovecustomersatisfactionincoastalareas?2.WhatarethekeychallengesofadoptingfintechinChina?3.Whyisfinancialeducationimportantforelderlypeople?4.HowdoesChinaPostBankdifferfromprivatebanksinShantou?5.Whatstrategiescanbanksusetoattractyoungcustomers?選項(xiàng)：A.Byofferingpersonalizedfinancialadviceandconvenience.B.Becauseithelpsthemmanagetheirretirementsavingsbetter.C.Duetostricterregulationsandlimitedinfrastructure.D.Throughinnovativedigitalservicesandcommunityprograms.E.Sincefintechsolutionsarenotuser-friendlyforthem.五、翻譯填空（共5題，每題2分）題目：將以下中文句子翻譯成英文，填入橫線處。1.中國(guó)郵政儲(chǔ)蓄銀行汕頭分行致力于為本地居民提供便捷的金融服務(wù)。__________2.隨著科技的發(fā)展，許多傳統(tǒng)銀行正在轉(zhuǎn)型以適應(yīng)市場(chǎng)需求。__________3.為了提升客戶體驗(yàn)，銀行計(jì)劃增加智能客服系統(tǒng)。__________4.在龍湖區(qū)，超過60%的居民使用移動(dòng)支付。__________5.銀行員工需要具備良好的溝通能力以服務(wù)不同客戶。__________答案及解析一、選詞填空1.A.changed-解析：Theriseofdigitalbankinghaschangedthewaypeoplemanagetheirfinances.2.B.hands-解析：customersincoastalregions,suchasShantou,stillpreferhands-to-handinteractions.3.C.already-解析：thebank’smobileapphasalreadyimproved,makingiteasierforuserstotransfermoney.4.C.too-解析：someelderlycustomerstoostrugglewiththeinterface.5.A.organized-解析：thebankhasorganizedtrainingsessionsforstafftoassistthem.6.A.introduce-解析：ChinaPostBankplanstointroducemoreAI-drivenservices.7.C.strikea-解析：thebankmuststrikeabalancebetweenautomationandhumansupport.8.C.knowhow-解析：it’simportanttoknowhowtocommunicatecomplexfinancialconcepts.9.A.much-解析：explaininginterestratestoaretireeinLonghumightrequiremuchpatience.10.B.depends-解析：thebank’ssuccessinShantouwilldependsonitsabilitytoinnovate.二、閱讀理解1.B.Thebenefitsoffintechincoastalcities-解析：ThepassagefocusesonhowfintechhasimprovedbankingservicesincoastalregionslikeShantou.2.A.Theyprefertraditionalbankingmethods.-解析：Thepassagementionsthatoldercustomersfeelalienatedbydigitalplatforms.3.B.Partneredwithafintechstartup.-解析：ChinaPostBankworkedwithalocalappdevelopertocreateapaymentsolution.4.B.Cybersecuritythreats.-解析：Thepassagestatesthatfintechhasincreasedcybersecurityrisks.5.C.Byobtainingexplicitcustomerconsent.-解析：Thebankadjustedpoliciestocomplywithnewdataprivacyrules.三、完形填空1.A.designed-解析：Theprogramwasdesignedinresponsetosurveyresults.2.A.held-解析：Theprogramheldmonthlyworkshopsatcommunitycenters.3.A.attract-解析：Toattractattendance,thebankofferedfreelunch.4.A.However-解析：However,participationrateswerelowamongelderlyresidents.5.A.solve-解析：Tosolvethisissue,thebankhiredlocalvolunteers.6.A.started-解析：Gradually,moreolderadultsstartedtojoin.7.C.Soon-解析：Soon,thebankplanstoincorporategamifiedlearningtools.8.C.However-解析：However,