興業(yè)銀行贛州市南康區(qū)2025秋招筆試英文行測高頻題含答案題型一：選詞填空（共5題，每題2分，共10分）題目要求：從每題所給的四個選項中，選擇最符合句意的一個單詞填入空格。1.Therapiddevelopmentofe-commercehas______traditionalretailbusinesses,forcingthemtoadaptorfacedecline.A.replacedB.supportedC.complementedD.threatened答案：D解析：句意為“電商的快速發(fā)展威脅著傳統(tǒng)零售業(yè)”，故選threatened（威脅）。2.Toimprovecustomersatisfaction,thebankmust______feedbackmechanismsthatallowclientstoreportissuespromptly.A.establishB.ignoreC.delayD.exaggerate答案：A解析：銀行需建立反饋機制，故選establish（建立）。3.ThenewbranchinNankangisdesignedto______localbusinessesbyofferingpreferentialloanterms.A.excludeB.assistC.competeC.criticize答案：B解析：銀行旨在幫助當?shù)仄髽I(yè)，故選assist（幫助）。4.Despiteeconomic______,thebank’sQ3profitsexceededmarketexpectations.A.instabilityB.growthC.stabilityD.inflation答案：A解析：經(jīng)濟不穩(wěn)定背景下，銀行利潤超預期，故選instability（不穩(wěn)定）。5.Theregulatorychangeswill______bankstoimplementstricteranti-moneylaunderingmeasures.A.requireB.discourageC.eliminateD.postpone答案：A解析：監(jiān)管要求銀行執(zhí)行更嚴格的反洗錢措施，故選require（要求）。題型二：閱讀理解（共4題，每題3分，共12分）題目要求：閱讀以下短文，根據(jù)文章內容回答問題。Passage：ThePeople’sBankofChinarecentlyannouncedplanstoreducereserverequirementratiosforbanks,aimingtoboostliquidityinthefinancialsystem.Thismovecomesamidgrowingconcernsaboutapotentialeconomicslowdown.Analystssuggestthatthepolicycouldhelpbusinessesaccesscheapercredit,therebystimulatinginvestment.However,someexpertswarnthatexcessiveliquiditymightleadtoassetbubblesifnotproperlymanaged.Thecentralbank’sdecisionreflectsabalancingactbetweensupportinggrowthandmaintainingfinancialstability.6.WhatisthemainpurposeofthePBOC’spolicyadjustment?A.Toincreaseinflation.B.Toreducebanks’profits.C.Toenhanceeconomicgrowth.D.Toimposestricterregulations.答案：C解析：文章明確指出政策旨在“刺激投資”，促進經(jīng)濟增長。7.Accordingtothepassage,whatisapotentialriskofthepolicy?A.Reducedliquidity.B.Assetbubbles.C.Higherinterestrates.D.Increasedtaxes.答案：B解析：文章提到“過度流動性可能導致資產(chǎn)泡沫”，故選B。8.Whatdoesthephrase“balancingact”imply?A.Thecentralbankisstrugglingtofindtherightpolicy.B.Theeconomyisinperfectbalance.C.Thepolicywillhavenosideeffects.D.Thebankwillraiseinterestrates.答案：A解析：“balancingact”指政策需兼顧支持增長與穩(wěn)定，暗示存在挑戰(zhàn)。9.Whoismostlikelytobenefitfromthispolicy?A.Consumers.B.Investors.C.Smallbusinesses.D.Governmentofficials.答案：C解析：文章提到政策有助于企業(yè)“獲得更便宜的信貸”，小企業(yè)受益最大。題型三：句子改錯（共5題，每題2分，共10分）題目要求：下列句子中各有一處錯誤，請指出并改正。10.Thebank’snewmobileappallowscustomerstotransfermoneybetweenaccountswithoutanydelay.錯誤：anydelay→somedelay解析：withoutsomedelay更符合語法，anydelay過于絕對。11.Iftheeconomicsituationcontinuestoimprove,wemightseemorepeopleapplyingformortgages.無錯誤解析：句子結構完整，語義通順。12.Theregulatorycommitteewillmeetnextweektodiscusstheapprovalofthenewcreditpolicy.無錯誤解析：句子語法正確，時態(tài)一致。13.Despitethecompany’sefforts,themergerfailedduetolackofcommunicationbetweentheteams.錯誤：lackofcommunication→poorcommunication解析：poorcommunication更簡潔自然。14.Bythetimethebankimplementedthenewsystem,mostcustomershadalreadycomplainedabouttheoldone.無錯誤解析：句子時態(tài)和邏輯均正確。題型四：完形填空（共5題，每題2分，共10分）題目要求：從每題所給的四個選項中，選擇最合適的單詞填入空格。Theriseofdigitalbankinghas______traditionalfinancialinstitutionstoinnovateorriskbecomingobsolete.ManybanksinNankanghavebegunintegratingAI-drivenservices,suchaschatbotsandautomatedwealthmanagementtools,to______customerengagement.However,theshifthasnotbeenwithoutchallenges.Regulatorycomplianceandcybersecurityremain______concerns,especiallyasmoretransactionsmoveonline.15.A.forcedB.encouragedC.ignoredD.supported答案：A解析：句意為“數(shù)字銀行的崛起迫使傳統(tǒng)金融機構創(chuàng)新”，故選forced。16.A.reduceB.enhanceC.ignoreD.measure答案：B解析：AI服務旨在提升客戶參與度，故選enhance。17.A.minorB.majorC.temporaryD.optional答案：B解析：合規(guī)與安全是重大問題，故選major。18.A.increasinglyB.rarelyC.slowlyD.steadily答案：A解析：隨著交易線上化，這些問題日益突出，故選increasingly。19.A.despiteB.unlessC.becauseD.however答案：D解析：句意為“轉變并非沒有挑戰(zhàn)，但仍有進展”，故選however。題型五：翻譯（共3題，每題4分，共12分）題目要求：將下列中文句子翻譯成英文。20.為了提升服務效率，銀行計劃引入智能客服系統(tǒng)。答案：Toimproveserviceefficiency,thebankplanstointroduceanintelligentcustomerservicesystem.21.南康區(qū)的經(jīng)濟增長對當?shù)鼐用竦纳钏接酗@著影響。答案：TheeconomicgrowthinNankanghasasignificantimpactonthelivingstandardsoflocalresidents.22.中國監(jiān)管機構正在加強對金融科技的監(jiān)管，以防范系統(tǒng)性風險。答案：Chineseregulatoryauthoritiesarestrengtheningoversightoffintechtopreventsystemicrisks.答案與解析選詞填空1.D2.A3.B4.A5.A閱讀理解6.C7.B8.A9.C句子改錯10.anydelay→somedelay11.無錯誤12.無錯誤13.lackofcommunication→poorcommunication14.無錯誤完形填空15.A16.B17.B18.A19.D翻譯20.Toimproveserviceefficiency,thebankplanstointroduceanintelligentcustomerser