華夏銀行南京市秦淮區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）題目要求：從每題四個選項中選出一個最佳答案，填入空格使句子完整、通順。1.ThefinancialsectorinNanjinghasseensignificantgrowth,______byincreasingdemandfordigitalbankingservices.A.drivenB.supportedC.influencedD.limited2.Toattracttoptalent,China'sbanksoftenoffercompetitivepackages,includingflexibleworkinghours______long-termcareerdevelopment.A.andB.butC.aswellasD.ratherthan3.Thenewpolicyaimstoreducetheriskoffraudbyrequiringstrongerauthentication______foronlinetransactions.A.stepsB.measuresC.proceduresD.systems4.Ourteamhasbeenworkingonoptimizingthecustomerservice______toenhancesatisfactionrates.A.methodB.approachC.strategyD.plan5.Themergerwill______thetwobanks'marketshareintheYangtzeRiverDeltaregion.A.boostB.shrinkC.stabilizeD.reduce6.Employeesareencouragedtoparticipateincontinuoustrainingtostay______withindustrytrends.A.updatedB.alignedC.informedD.connected7.Thebank'ssustainabilityreporthighlightsitseffortstoreducecarbonemissions,______withglobalenvironmentalgoals.A.consistentB.conflictingC.compatibleD.divergent8.ThebranchinQinhuaiDistricthasbeen______foritshigh-qualityprivatebankingservices.A.recognizedB.criticizedC.rewardedD.questioned9.Theregulatorychangesmay______theapprovalprocessfornewloans.A.streamlineB.complicateC.delayD.simplify10.Digitaltransformationhasbecomea______priorityforfinancialinstitutionsinChina.A.minorB.secondaryC.primaryD.optional二、閱讀理解（共5題，每題2分）題目要求：閱讀以下短文，回答問題。Passage1China'sbankingsectorisundergoingrapiddigitalization,drivenbytechnologicaladvancementsandchangingcustomerexpectations.TraditionalbanksareincreasinglyadoptingAI,blockchain,andbigdataanalyticstoimproveefficiencyandsecurity.However,challengesremain,suchasdataprivacyconcernsandtheneedforskilledprofessionalsinemergingtechnologies.ThePeople'sBankofChinahasintroducedstricterregulationstoensurefinancialstabilitywhilefosteringinnovation.Forinstance,thenewrulesrequirebankstoinvestincybersecurityinfrastructureandcomplywithinternationalstandardslikeGDPR.Companieslike華夏銀行(HuaxiaBank)areleadingthewaybyintegratingdigitalsolutionsintotheircoreoperations.Thisshiftnotonlyenhancesuserexperiencebutalsoreducesoperationalcosts.Thesuccessofdigitaltransformationwillultimatelydependonhowwellbanksbalanceriskmanagementwithtechnologicaladoption.Questions1.WhatisthemaindriverofdigitalizationinChina'sbankingsector?A.GovernmentmandatesB.CustomerdemandC.CompetitivepressureD.Technologicallimitations2.Accordingtothepassage,whatchallengesdobanksfaceindigitalization?A.LackoffundingB.DataprivacyandtalentshortagesC.HighinfrastructurecostsD.Regulatoryresistance3.WhichinternationalstandardismentionedasarequirementforbanksinChina?A.BaselIIIB.SWIFTcodesC.GDPRD.ISO90014.Whatbenefitdoesdigitaltransformationbringtobanks?A.IncreasedregulatoryscrutinyB.EnhanceduserexperienceandcostreductionC.HigheroperationalrisksD.Reducedcustomersatisfaction5.Whatwilldeterminethesuccessofdigitaltransformationinbanks?A.GovernmentsupportB.BalancedriskmanagementandtechnologyadoptionC.CustomerfeedbackD.Marketcompetition三、完形填空（共10題，每題1分）題目要求：從每題四個選項中選出一個最佳答案，填入空格使文章通順。Theriseoffintechhas______(6)thetraditionalbankinglandscapeinChina.CompanieslikeAntGroupandJD.comhave______(7)newpaymentsolutionsthathave______(8)thewaypeoplehandlemoney.Forinstance,AlipayandWeChatPayhave______(9)cashtransactions,especiallyinurbanareaslikeNanjing.However,bankshavenotbeenleftbehind.Manyhave______(10)partnershipswithfintechstartupstostaycompetitive.華夏銀行,forexample,has______(11)itsmobileappwithAI-poweredchatbotstoimprovecustomerservice.This______(12)notonlyreducesworkloadforemployeesbutalsoenhancesuserexperience.Theintegrationofbigdataanalyticshas______(13)bankstoofferpersonalizedfinancialproducts,suchascustomizedsavingsplans.Whiletheindustryfaceschallengeslikeregulatorycomplianceandcybersecurity,theoveralltrendistowardgreaterefficiencyandinnovation.6.A.transformedB.revolutionizedC.modernizedD.simplified7.A.introducedB.developedC.purchasedD.acquired8.A.changedB.revolutionizedC.transformedD.modernized9.A.replacedB.reducedC.minimizedD.limited10.A.formedB.establishedC.createdD.developed11.A.enhancedB.integratedC.updatedD.upgraded12.A.resultsB.benefitsC.outcomesD.effects13.A.enabledB.encouragedC.empoweredD.enhanced四、翻譯填空（共5題，每題2分）題目要求：將中文句子翻譯成英文，填入空格。1.中國銀行業(yè)正積極推動綠色金融發(fā)展，以支持可持續(xù)發(fā)展目標。ThebankingsectorinChinaisactivelypromoting______tosupportsustainabledevelopmentgoals.2.南京作為長三角的重要城市，需要更多高素質(zhì)的金融人才。AsakeycityintheYangtzeRiverDelta,Nanjingneedsmore______financialprofessionals.3.華夏銀行計劃在秦淮區(qū)開設新分行，以擴大其市場覆蓋范圍。HuaxiaBankplanstoopenanewbranchinQinhuaiDistrictto______itsmarketcoverage.4.為了應對市場競爭，銀行必須不斷創(chuàng)新產(chǎn)品和服務。To______marketcompetition,banksmustcontinuouslyinnovatetheirproductsandservices.5.數(shù)字化轉(zhuǎn)型是金融機構(gòu)在當前經(jīng)濟環(huán)境下保持競爭力的關鍵。Digitaltransformationisa______forfinancialinstitutionstomaintaincompetitivenessinthecurrenteconomicenvironment.答案及解析一、選詞填空1.A(drivenby-驅(qū)動，符合句意，強調(diào)數(shù)字銀行服務的增長動力)2.C(aswellas-以及，表示并列關系，符合銀行業(yè)人才政策的綜合性)3.B(measures-措施，指防范欺詐的具體手段)4.B(approach-方法，指客戶服務的改進策略)5.A(boost-提升，符合銀行業(yè)并購擴大市場份額的常見目標)6.B(alignedwith-與……保持一致，強調(diào)員工需跟上行業(yè)趨勢)7.C(compatiblewith-與……兼容，指銀行減排目標與全球環(huán)保倡議的一致性)8.A(recognizedfor-因……被認可，符合秦淮區(qū)分行優(yōu)質(zhì)服務的描述)9.B(complicate-使復雜，指監(jiān)管變化可能增加貸款審批難度)10.C(primary-主要，強調(diào)數(shù)字化轉(zhuǎn)型在銀行業(yè)務中的優(yōu)先性)二、閱讀理解1.B(customerdemand-客戶需求，文章首句明確指出行業(yè)數(shù)字化由客戶期望驅(qū)動)2.B(dataprivacyandtalentshortages-數(shù)據(jù)隱私和人才短缺，文中提到技術(shù)人才缺乏和數(shù)據(jù)安全挑戰(zhàn))3.C(GDPR-廣義數(shù)據(jù)保護條例，文章直接提及該國際標準作為合規(guī)要求)4.B(enhanceduser