華夏銀行北京市海淀區(qū)2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分，總計(jì)10分）背景：華夏銀行北京市海淀區(qū)分行近期開展數(shù)字化轉(zhuǎn)型培訓(xùn)，要求員工掌握金融科技相關(guān)詞匯。請(qǐng)根據(jù)上下文選擇最合適的單詞填空。1.Thebankis______toadoptnewtechnologiestoimprovecustomerservice.A.resistantB.committedC.hesitantD.reluctant2.Blockchaintechnologycanenhancethe______offinancialtransactions.A.securityB.complexityC.inefficiencyD.transparency3.TheHRdepartmentisresponsiblefor______employeeperformanceevaluations.A.conductingB.overseeingC.neglectingD.delaying4.Digitalbankingplatformsrequirehighlevelsof______toensuredataprotection.A.encryptionB.negligenceC.vulnerabilityD.inefficiency5.Thecompany’sAI-drivenchatbotsaimto______customersatisfaction.A.decreaseB.increaseC.ignoreD.mislead6.Thebank’snewmobileappfocusesonimprovingthe______oftransactions.A.speedB.delayC.complexityD.cost7.Regulatorycomplianceiscrucialformaintainingthebank’s______.A.reputationB.lossC.efficiencyD.conflict8.Thefinancialanalystisexaminingthe______betweeninterestratesandmarkettrends.A.correlationB.contradictionC.independenceD.similarity9.Thebank’scloud-basedsystemensuresreal-time______offinancialdata.A.accessB.isolationC.deletionD.alteration10.Thetrainingprogramaimsto______employees’digitalliteracy.A.reduceB.enhanceC.minimizeD.ignore二、閱讀理解（共5題，每題2分，總計(jì)10分）背景：華夏銀行北京市海淀區(qū)分行計(jì)劃推出綠色金融項(xiàng)目，以下文章介紹了綠色金融的發(fā)展趨勢(shì)。請(qǐng)根據(jù)文章內(nèi)容回答問題。PassageGreenfinancehasemergedasacriticalcomponentofsustainableeconomicdevelopment.Banks,including華夏銀行,areincreasinglyinvestingineco-friendlyprojectstoreducecarbonemissions.ThePeople’sBankofChinahasintroducedpoliciestoencouragegreenbonds,whicharefinancialinstrumentsspecificallydesignedtofundenvironmentalinitiatives.Theseprojectsrangefromrenewableenergytoenergy-efficientinfrastructure.華夏銀行’srecentcollaborationwithlocalgovernmentsinBeijinghasledtothelaunchofseveralgreencreditlines.By2025,thebankaimstoallocate20%ofitsloanportfoliotogreenprojects.Criticsarguethatsuchinvestmentsmayreduceprofitability,butproponentshighlightthelong-termbenefits,suchasregulatorycomplianceandbrandreputation.Questions1.Whatistheprimarypurposeofgreenfinance?A.Toincreasecarbonemissions.B.Tosupportsustainableeconomicgrowth.C.Toreducegovernmentspending.D.Topromotetraditionalbanking.2.HowdoesthePeople’sBankofChinaencouragegreenfinance?A.Byimposingtaxesoneco-friendlyprojects.B.Byofferingsubsidiestobanks.C.Byintroducinggreenbonds.D.Byrestrictingfinancialinvestments.3.Whattypesofprojectsdoes華夏銀行supportundergreenfinance?A.Onlyrenewableenergyprojects.B.Onlyinfrastructureprojects.C.Renewableenergyandenergy-efficientprojects.D.Onlytraditionalbankingprojects.4.Whatisapotentialcriticismofgreenfinance?A.Itmayreduceregulatorycompliance.B.Itmaydecreaseprofitability.C.Itmayharmbrandreputation.D.Itmaylackinvestorinterest.5.Whatis華夏銀行’sgoalforgreencreditlinesby2025?A.Toallocate10%ofitsloanportfoliotogreenprojects.B.Tolaunch20greencreditlines.C.Toallocate20%ofitsloanportfoliotogreenprojects.D.Toreducegreeninvestments.三、語(yǔ)法填空（共10題，每題1分，總計(jì)10分）背景：華夏銀行要求員工撰寫英文郵件與客戶溝通，以下句子中空缺部分需根據(jù)語(yǔ)法規(guī)則填空。1.Thebank______offeringflexiblepaymentoptionstoimprovecustomersatisfaction.2.Employeesshould______awareofthelatestfinancialregulations.3.Thedigitalbankingplatform______launchedlastyearwithgreatsuccess.4.Customerscan______theiraccounts24/7throughthemobileapp.5.Thefinancialanalyst______notcompletedthereportyet.6.Thenewpolicy______effectivefromJanuary1st,2025.7.Thebank______committedtoreducingitscarbonfootprint.8.Thecustomer______satisfiedwiththeserviceprovided.9.Theloanapplication______submittedbeforethedeadline.10.Thebank______expandeditsoperationstoShanghaiandShenzhen.四、完形填空（共10題，每題1分，總計(jì)10分）背景：華夏銀行北京市海淀區(qū)分行正在招聘英文客服，以下文章描述了客戶服務(wù)的重要性。請(qǐng)根據(jù)上下文選擇最合適的選項(xiàng)。Thesuccessofabankdependsheavilyonits______(1)______.Poorcustomerservicecanleadtolossofclients,whileexcellentservicecanenhancebrandloyalty.華夏銀行’scustomerserviceteamistrainedtohandleinquiries______(2)______.Whetherit’saboutaccountmanagementorloanapplications,thestaffmustbe______(3)______.Asurveyconductedlastyearrevealedthat80%ofcustomersprefer______(4)______communication.Therefore,thebankhasintroducedamultilingualchatbottoassistclientsintheirpreferredlanguage.Additionally,thecustomerserviceteam______(5)______availableduringweekendstocatertointernationalclients.華夏銀行’scommitmenttocustomersatisfactionisreflectedinits______(6)______toresolvingissuespromptly.Thebankalsoprovidespersonalizedfinancialadvicetohelpclientsmakeinformeddecisions.By______(7)______thesestrategies,華夏銀行aimsto______(8)______itsmarketshare.1.A.reputationB.efficiencyC.competitionD.technology2.A.efficientlyB.effectivelyC.eagerlyD.unfortunately3.A.patientB.impatientC.carelessD.unprofessional4.A.writtenB.verbalC.face-to-faceD.multilingual5.A.isB.hasbeenC.willbeD.were6.A.effortB.intentionC.resistanceD.reluctance7.A.implementingB.ignoringC.delayingD.neglecting8.A.increaseB.decreaseC.maintainD.ignore五、翻譯（共5題，每題2分，總計(jì)10分）背景：華夏銀行要求員工具備中英互譯能力，以下中文句子需翻譯成英文，英文句子需翻譯成中文。1.中文：華夏銀行致力于推動(dòng)綠色金融發(fā)展。英文：華夏銀行iscommittedtopromotingthedevelopmentofgreenfinance.2.英文：Thebankoffers24/7onlinebankingservicestocustomers.中文：該銀行為客戶提供全天候的在線銀行服務(wù)。3.中文：?jiǎn)T工應(yīng)嚴(yán)格遵守銀行的反洗錢政策。英文：Employeesshouldstrictlycomplywiththebank’santi-moneylaunderingpolicy.4.英文：Blockchaintechnologycanimprovethetransparencyoffinancialtransactions.中文：區(qū)塊鏈技術(shù)可以提高金融交易的透明度。5.中文：華夏銀行計(jì)劃在未來(lái)五年內(nèi)擴(kuò)大其在京津冀地區(qū)的業(yè)務(wù)規(guī)模。英文：華夏銀行planstoexpanditsbusinessintheBeijing-Tianjin-Hebeiregioninthenextfiveyears.答案及解析一、選詞填空答案及解析1.B.committed-解析：銀行積極采用新技術(shù)，體現(xiàn)其“致力于”的態(tài)度。2.A.security-解析：區(qū)塊鏈技術(shù)的主要優(yōu)勢(shì)是增強(qiáng)交易安全。3.A.conducting-解析：HR部門負(fù)責(zé)“執(zhí)行”績(jī)效評(píng)估。4.A.encryption-解析：數(shù)字銀行平臺(tái)需要高級(jí)加密保護(hù)數(shù)據(jù)。5.B.increase-解析：AI聊天機(jī)器人旨在提高客戶滿意度。6.A.speed-解析：移動(dòng)應(yīng)用注重提升交易速度。7.A.reputation-解析：合規(guī)性維護(hù)銀行聲譽(yù)。8.A.correlation-解析：分析師研究利率與市場(chǎng)趨勢(shì)的“相關(guān)性”。9.A.access-解析：云系統(tǒng)確保實(shí)時(shí)數(shù)據(jù)“訪問”。10.B.enhance-解析：培訓(xùn)旨在提升員工數(shù)字素養(yǎng)。二、閱讀理解答案及解析1.B.Tosupportsustainableeconomicgrowth.-解析：文章首句明確指出綠色金融的核心是可持續(xù)發(fā)展。2.C.Byintroducinggreenbonds.-解析：文中提到央行通過發(fā)行綠色債券鼓勵(lì)綠色金融。3.C.Renewableenergyandenergy-efficientprojects.-解析：文章列舉了銀行支持的項(xiàng)目類型。4.B.Itmaydecreaseprofitability.-解析：批評(píng)者認(rèn)為綠色金融可能降低利潤(rùn)。5.C.Toallocate20%ofitsloanportfoliotogreenprojects.-解析：文中明確指出銀行的2025年目標(biāo)。三、語(yǔ)法填空答案及解析1.to-解析：動(dòng)詞不定式表目的。2.be-解析：動(dòng)詞原形作表語(yǔ)。3.was-解析：過去時(shí)態(tài)描述已發(fā)生事件。4.access-解析：動(dòng)詞原形，意為“使用”。5.has-解析：現(xiàn)在完成時(shí)態(tài)。6.willbe-解析：將來(lái)時(shí)態(tài)描述計(jì)劃。7.is-解析：系動(dòng)詞表狀態(tài)。8.is-解析：系動(dòng)詞表狀態(tài)。9.must-解析：情態(tài)動(dòng)詞表必須。10.has-解析：現(xiàn)在完成時(shí)態(tài)描述已完成的動(dòng)作。四、完形填空答案及解析1.A.reputation-解析：服務(wù)好壞影響銀行聲譽(yù)。2.B.effectively-解析：高效處理客戶咨詢。3.A.patient-解析：客服需耐心。4.D.multilingual-解析：80%客戶偏好多語(yǔ)言溝通。5.B.hasbeen-解析：過去完成時(shí)描述已建立的安排。6.A.effort-解析：銀行努力解決客戶問題。7.A.implementing-解析：銀行正在