民生銀行南寧市青秀區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）每題從選項(xiàng)中選擇最合適的單詞填入句子空白處，使句子意思完整、邏輯通順。1.Therapiddevelopmentofdigitalbankinghassignificantly______theefficiencyoffinancialservicesinurbanareaslikeNanning.A.improvedB.decreasedC.complicatedD.standardized2.To______therisksassociatedwithonlinetransactions,banksmustimplementadvancedcybersecuritymeasures.A.minimizeB.maximizeC.ignoreD.encourage3.ThenewbranchinQingxiuDistrictaimsto______thelocalcommunitybyofferingpersonalizedfinancialsolutions.A.excludeB.includeC.serveD.neglect4.Accordingtothereport,customersatisfactionintheSoutheastAsiaregionremains______duetoimprovedservicequality.A.stableB.volatileC.decliningD.unpredictable5.Thebank’smobileapphasbeen______toenhanceuserexperienceandattractmoreyoungcustomers.A.criticizedB.praisedC.ignoredD.delayed二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，根據(jù)文章內(nèi)容回答問(wèn)題。Passage:Theriseoffintechhastransformedthebankingindustry,particularlyinurbancenterslikeNanning.Traditionalbanksfaceincreasingcompetitionfromdigital-onlyplatforms,whichofferfasterandmoreconvenientservices.However,theseplatformsoftenlackthetrustandcomprehensivefinancialproductsthatestablishedbanksprovide.Tostayrelevant,banksmustadoptinnovativetechnologieswhilemaintainingtheircorestrengths.ThePeople’sBankofChinahasrecentlyintroducedstricterregulationstoensuredatasecurityandconsumerprotection,whichwillfurthershapethecompetitivelandscape.6.Whatisthemainchallengetraditionalbanksfaceinthedigitalera?A.HighoperationalcostsB.LackoftechnologicalexpertiseC.IncreasedcompetitionfromfintechfirmsD.Regulatorycomplianceissues7.Accordingtothepassage,whatadvantagedofintechplatformshaveovertraditionalbanks?A.MoreextensivefinancialproductsB.BettercustomerserviceC.FasterandmoreconvenientservicesD.Higherprofitmargins8.Howdostricterregulationsaffectthebankingindustry?A.Theyreducecompetition.B.Theyincreaseoperationalcosts.C.Theyprioritizeconsumerprotection.D.Theyfavorfintechcompanies.9.Whatshouldbanksdotoremaincompetitiveinthedigitalage?A.Fullyadoptdigital-onlymodels.B.Ignoretechnologicaladvancements.C.Balanceinnovationwithtraditionalstrengths.D.Focussolelyonwealthmanagement.三、句子改錯(cuò)（共5題，每題2分，共10分）以下句子中各有一處語(yǔ)法或語(yǔ)義錯(cuò)誤，請(qǐng)找出并改正。10.Thebank’snewpolicywilleffectivefromnextmonth,whichincludeslowerinterestratesforhomeloans.-Corrected:Thebank’snewpolicywilltakeeffectfromnextmonth,whichincludeslowerinterestratesforhomeloans.11.Ifcustomersdepositmorethanonemillionyuan,theywillreceiveaspecialdiscount,includingthosewhoopenasavingsaccount.-Corrected:Ifcustomersdepositmorethanonemillionyuan,theywillreceiveaspecialdiscount,includingthosewhoopenasavingsaccount.12.ThebranchinShangraoRoadhasbeenclosedformaintenance,butitwillreopenbytheendofthisweek.-Corrected:ThebranchinShangraoRoadhasbeenclosedformaintenance,butitwillreopenbynextweek.13.Employeesshouldsubmittheirmonthlyreportsbeforethelastdayofthemonth,orfacedisciplinaryaction.-Corrected:Employeesshouldsubmittheirmonthlyreportsbeforethelastdayofthemonth,orfacedisciplinaryaction.14.Thebankhaslaunchedanewcreditcard,whichofferscashbackonallpurchasesandnoannualfeeforthefirstyear.-Corrected:Thebankhaslaunchedanewcreditcard,whichofferscashbackonallpurchasesandano-annual-feeperiodforthefirstyear.四、完形填空（共5題，每題2分，共10分）閱讀以下短文，根據(jù)上下文選擇最合適的選項(xiàng)填入空白處。ThebankingsectorinNanninghasseensignificantchangesinrecentyears.Withthegrowthof(15)technology,traditionalbankshavehadtoadapttonewwaysofservingcustomers.Onlinebankinghasbecome(16)common,allowingclientstotransferfunds,paybills,andevenapplyforloansfromtheirsmartphones.However,thisshifthasalsobroughtchallenges,suchas(17)cyberthreats.ThePeople’sBankofChinahasemphasizedtheneedfor(18)securitymeasurestoprotectcustomerdata.Despitethesechallenges,thefutureofbankinginNanninglooks(19)aslongasinstitutionscontinuetoinnovateandprioritizecustomerexperience.15.A.digitalB.financialC.retailD.industrial16.A.moreB.lessC.increasinglyD.rarely17.A.increasedB.decreasedC.ignoredD.minimized18.A.strictB.flexibleC.outdatedD.unnecessary19.A.promisingB.uncertainC.difficultD.stagnant五、翻譯填空（共5題，每題2分，共10分）將以下中文句子翻譯成英文，并填入空白處。20.該銀行計(jì)劃在青秀區(qū)開(kāi)設(shè)一家新分行，以服務(wù)更多本地居民。-ThebankplanstoopenanewbranchinQingxiuDistricttoservemorelocalresidents.21.為了提高客戶滿意度，銀行推出了一系列優(yōu)惠活動(dòng)。-Toimprovecustomersatisfaction,thebankhaslaunchedaseriesofpromotionalactivities.22.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來(lái)的關(guān)鍵趨勢(shì)。-Digitaltransformationisakeytrendinthefutureofthebankingindustry.23.銀行必須確保所有交易符合反洗錢法規(guī)。-Banksmustensurethatalltransactionscomplywithanti-moneylaunderingregulations.24.該產(chǎn)品專為年輕客戶設(shè)計(jì)，提供靈活的還款選項(xiàng)。-Thisproductisdesignedforyoungcustomers,offeringflexiblerepaymentoptions.六、句子排序（共4題，每題3分，共12分）將以下句子重新排序，使其邏輯通順。25.-Thebankhasintroducedanewmobileappwithenhancedsecurityfeatures.-Thisshifthasimprovedefficiencybutalsoraisedconcernsaboutdataprivacy.-Digitalbankinghasbecomeincreasinglypopularinrecentyears.-Asaresult,customerscannowaccesstheiraccountsanytime,anywhere.-CorrectedOrder:3,1,4,226.-Employeesareencouragedtoattendtrainingsessionstoupdatetheirskills.-Thesesessionscovertopicslikedigitalbankingtrendsandcustomerservice.-Thebankaimstostaycompetitivebyinvestinginemployeedevelopment.-Asaresult,theycanbettermeettheevolvingneedsofclients.-CorrectedOrder:3,1,2,427.-Thenewpolicywilltakeeffectnextmonth,offeringlowerinterestratesonhomeloans.-ThischangeisexpectedtoattractmorehomebuyersinNanning.-Thebankhasbeenreceivingpositivefeedbackfrompotentialclients.-Asaresult,thehousingmarketmayseeincreasedactivity.-CorrectedOrder:1,2,3,428.-Onlinebankinghasrevolutionizedhowpeoplemanagetheirfinances.-Thisconveniencehasmadetraditionalbrick-and-mortarbankslessrelevant.-However,securityremainsatopconcernformanyusers.-Asaresult,banksmustprioritizecybersecuritymeasures.-CorrectedOrder:1,2,3,4七、短文改錯(cuò)（共4題，每題3分，共12分）以下短文中有多處錯(cuò)誤，請(qǐng)找出并改正。ThebankhasbeenworkinghardtoimproveitsservicesinNanning.IthasopenedseveralnewbranchesintheQingxiuDistrictandhasbeenofferingmorefinancialproducts.However,thenumberofcustomersusingonlinebankinghasbeendecreasedinsteadofincreased.Thisisbecausemanypeoplestilldonottrustdigitalplatforms.Thebankshoulddomoretoconvincethemthatonlinebankingissafeandeasytouse.Ifitdoesnot,itwilllosemorecustomerstocompetitors.29.Corrected:ThebankhasbeenworkinghardtoimproveitsservicesinNanning.IthasopenedseveralnewbranchesintheQingxiuDistrictandhasbeenofferingmorefinancialproducts.30.Corrected:However,thenumberofcustomersusingonlinebankinghasbeenincreasedinsteadofdecreased.31.Corrected:Thisisbecausemanypeoplestilldonottrustdigitalplatforms.Thebankshoulddomoretoconvincethemthatonlinebankingissafeandconvenienttouse.32.Corrected:Ifitdoesnot,itwillfacelosingmorecustomerstocompetitors.答案與解析一、選詞填空1.A(improved)-Digitalbankingenhancesefficiency.2.A(minimize)-Banksaimtoreducerisks.3.C(serve)-Branchesservelocalcommunities.4.A(stable)-CustomersatisfactionissteadyinSEAsia.5.B(praised)-Theappiswell-received.二、閱讀理解6.C(increasedcompetitionfromfintechfirms)-Fintechposesamajorchallenge.7.C(fasterandmoreconvenientservices)-Fintechexcelsinspeedandconvenience.8.C(prioritizeconsumerprotection)-Regulationsfocusonsafety.9.C(balanceinnovationwithtraditionalstrengths)-Banksneedboth.三、句子改錯(cuò)10."willeffective"→"willtakeeffect"(correctgrammar).11."morethanonemillionyuan"→"morethanonemillionyuan"(nochangeneeded).12."bytheendofthisweek"→"bynextweek"(correctti