民生銀行煙臺市牟平區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Thenewpolicyaimsto______financialservicesmoreaccessibletosmallbusinessesinruralareas.A.facilitateB.restrictC.eliminateD.regulate2.AsaleadingbankinShandong,MinshengBankhasbeen______effortstopromotegreenfinanceinYantai.A.pouringB.wastingC.spendingD.saving3.Thelocalgovernmentencouragesenterprisesto______innovationtoenhancecompetitiveness.A.boostB.ignoreC.reduceD.delay4.TheeconomicdevelopmentzoneinPutingDistrictoffers______incentivesforhigh-techindustries.A.limitedB.excessiveC.attractiveD.negligible5.ThebankingsectorinYantaiisexpectedto______by15%inthenextfiscalyear.A.expandB.shrinkC.stabilizeD.fluctuate6.MinshengBank’smobilebankingapphasbeen______foritsuser-friendlyinterface.A.criticizedB.praisedC.ignoredD.disliked7.Thecompany’s______strategyincludesexpandingitsbranchnetworkincoastalcities.A.aggressiveB.passiveC.conservativeD.neutral8.Theloanapprovalprocesshasbeen______toimproveefficiencyandreducepaperwork.A.simplifiedB.complicatedC.standardizedD.centralized9.Thebank’sriskmanagementteamisresponsiblefor______potentialfinanciallosses.A.minimizingB.maximizingC.ignoringD.exaggerating10.Thedigitaltransformationofthebankingindustryhas______thewayfinancialservicesaredelivered.A.revolutionizedB.preservedC.neglectedD.maintained二、閱讀理解（共5題，每題2分）directions:Readthepassageandchoosethebestanswerforeachquestion.Passage:TherapidgrowthoffintechhasreshapedthebankinglandscapeinChina.TraditionalbankslikeMinshengBankareadaptingbyintegratingdigitalsolutionstoenhancecustomerexperience.InYantai,thegovernmenthaslaunchedinitiativestosupportthedevelopmentoffinancialtechnologystartups,particularlyinareaslikeblockchainandartificialintelligence.Theseeffortsaimtocreateamoredynamicandcompetitivefinancialecosystem.However,challengesremain,suchasensuringdatasecurityandregulatorycompliance.Despitethesehurdles,thefutureofbankingincoastalregionslikePutingDistrictlookspromising,withastrongfocusoninnovationandsustainability.1.Whatisthemainfocusofthepassage?A.Thechallengesoffintechadoptioninruralareas.B.TheimpactoffintechontraditionalbankinginYantai.C.GovernmentpoliciestopromotefintechinShandong.D.Theroleofblockchaininbanking.2.WhyisthegovernmentsupportingfintechstartupsinYantai?A.Toreducethenumberoftraditionalbanks.B.Tofostereconomicgrowthandinnovation.C.Toaddressunemploymentissues.D.Tocompetewithinternationalfinancialfirms.3.Whatarethekeychallengesmentionedinthepassage?A.Highcostsandlimitedresources.B.Datasecurityandregulatorycompliance.C.Lackofskilledprofessionals.D.Customerresistancetodigitalbanking.4.HowdoesMinshengBankplantoadapttothefintechtrend?A.Byexpandingitsphysicalbranchnetwork.B.Byfocusingontraditionalbankingservices.C.Byintegratingdigitalsolutions.D.Byreducingitsworkforce.5.Whatdoesthepassagesuggestaboutthefutureofbankingincoastalregions?A.Itwilldeclineduetoincreasedcompetition.B.Itwillremainunchanged.C.Itwillfocusoninnovationandsustainability.D.Itwillprioritizeregulatorycompliance.三、完形填空（共10題，每題1分）directions:Completethepassagewiththemostsuitablewordsfromthelist.ThebankingsectorinYantaihasundergonesignificantchangesoverthepastdecade.Withtheriseofdigitalbanking,traditionalfinancialinstitutionshavehadto______(6)______innovativetostaycompetitive.MinshengBank,forinstance,hasinvestedheavilyinitsonlineplatformto______(7)______customerconvenience.Additionally,thelocalgovernmenthas______(8)______policiestoattractforeigninvestorsinthefinancialindustry.TheseeffortshavehelpedPutingDistrictbecomeahubforfinancialinnovationinShandong.However,theindustrystillfaceschallengessuchasrisinginterestratesandeconomicuncertainty.Despitethese______(9)______,thefutureofbankinginYantailooksbright,withastrongfocusondigitaltransformationandcustomer-centricservices.6.A.adoptedB.ignoredC.resistedD.embraced7.A.enhanceB.reduceC.ignoreD.simplify8.A.introducedB.eliminatedC.postponedD.neglected9.A.opportunitiesB.obstaclesC.advantagesD.solutions10.A.barriersB.incentivesC.regulationsD.strategies四、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.民生銀行通過提供個性化金融服務，增強了客戶滿意度。2.牟平區(qū)計劃在未來五年內(nèi)吸引至少十家金融機構(gòu)入駐。3.隨著科技的進步，數(shù)字銀行已成為人們?nèi)粘Ｉ畹闹匾M成部分。4.中國的金融監(jiān)管政策旨在保護消費者權(quán)益并維護市場穩(wěn)定。5.海岸城市的經(jīng)濟發(fā)展得益于政府的大力支持和企業(yè)的積極參與。五、寫作（共1題，10分）directions:Writeashortessay(about150words)onthetopic:"TheImportanceofDigitalTransformationintheBankingIndustry."答案及解析一、選詞填空1.A.facilitate解析：Thenewpolicyaimstofacilitatefinancialservices...意為“新政策旨在促進金融服務...”，符合語境。2.A.pouring解析：Pouringefforts表示“投入大量精力”，符合銀行業(yè)發(fā)展的語境。3.A.boost解析：Boostinnovation意為“推動創(chuàng)新”，符合政府鼓勵企業(yè)發(fā)展的目標。4.C.attractive解析：Attractiveincentives意為“有吸引力的優(yōu)惠政策”，符合經(jīng)濟開發(fā)區(qū)的目標。5.A.expand解析：Thebankingsectorisexpectedtoexpand...意為“銀行業(yè)預計將擴張...”，符合經(jīng)濟趨勢。6.B.praised解析：Praisedfor意為“因...而受到贊揚”，符合對移動銀行APP的評價。7.A.aggressive解析：Aggressivestrategy意為“積極擴張的策略”，符合銀行業(yè)的發(fā)展模式。8.A.simplified解析：Simplifiedprocess意為“簡化流程”，符合提高效率的目標。9.A.minimizing解析：Minimizinglosses意為“最小化損失”，符合風險管理的要求。10.A.revolutionized解析：Revolutionizedtheway...意為“徹底改變了...的方式”，符合數(shù)字轉(zhuǎn)型的影響。二、閱讀理解1.B.TheimpactoffintechontraditionalbankinginYantai.解析：全文圍繞fintech如何改變傳統(tǒng)銀行業(yè)展開，故B項正確。2.B.Tofostereconomicgrowthandinnovation.解析：文中提到政府支持fintech是為了促進經(jīng)濟增長和創(chuàng)新。3.B.Datasecurityandregulatorycompliance.解析：文中明確指出數(shù)據(jù)安全和監(jiān)管合規(guī)是挑戰(zhàn)。4.C.Byintegratingdigitalsolutions.解析：文中提到MinshengBank通過數(shù)字化解決方案適應fintech趨勢。5.C.Itwillfocusoninnovationandsustainability.解析：文中最后一句提到沿海地區(qū)銀行業(yè)將注重創(chuàng)新和可持續(xù)發(fā)展。三、完形填空6.D.embraced7.A.enhance8.A.introduced9.B.obstacles10.D.strategies四、翻譯1.MinshengBankenhancescustomersatisfactionbyprovidingpersonalizedfinancialservices.2.PutingDistrictplanstoattractatleasttenfinancialinstitutionswithinthenextfiveyears.3.Withtheadvancementoftechnology,digitalbankinghasbecomeanessentialpartofdailylife.4.China’sfinancialregulatorypoliciesaimtoprotectconsumerrightsandmaintainmarketstability.5.Theeconomicdevelopmentofcoastalcitiesbenefitsfromstronggovernmentsupportandactivecorporateparticipation.五、寫作范文TheImportanceofDigitalTransformationintheBankingIndustryInrecentyears,digitaltransformationhasbecomeacriticalfactorinthebankingindustr