中信銀行大連市中山區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Thenewfinancialregulationswillhaveasignificant______onthebankingsectorinDalian.A.effectB.affectC.impactD.consequence2.Duetotheeconomicdownturn,manysmallbusinessesinZhongshanDistricthavefaced______challenges.A.financialB.economicC.operationalD.commercial3.Ourteamiscommittedtoproviding______servicestocustomersintheGreaterBayArea.A.efficientB.effectiveC.efficientandeffectiveD.efficientlyandeffectively4.Thebank’sdigitaltransformationstrategyaimsto______customerexperience.A.enhanceB.improveC.boostD.elevate5.Theloanapprovalprocessrequiresstrict______toensurecompliancewithregulatorystandards.A.adherenceB.complianceC.adherenceandcomplianceD.adheringandcomplying6.Thecompany’smarketshareinNortheastChinahas______by15%overthepastyear.A.increasedB.decreasedC.risenD.fallen7.Thebranchmanageremphasizedtheimportanceof______inmaintainingclientrelationships.A.communicationB.interactionC.engagementD.communicationandinteraction8.Thebank’sriskmanagementframeworkisdesignedto______potentiallosses.A.mitigateB.minimizeC.reduceD.eliminate9.Themergerwill______thebank’spresenceintheAsianmarket.A.expandB.strengthenC.extendD.enhance10.Thereporthighlightstheneedfor______inthefinancialindustrytoadapttochangingmarketconditions.A.innovationB.creativityC.flexibilityD.innovationandcreativity二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:ThebankingsectorinDalianhasbeenundergoingsignificantchangesinrecentyears.Withtheriseofdigitalbanking,traditionalfinancialinstitutionsareadaptingtonewtechnologiestoremaincompetitive.TheZhongshanDistrictbranchofChinaCITICBankhasbeenattheforefrontofthistransformation,introducingmobilebankingapps,AI-poweredchatbots,andreal-timefinancialadvisoryservices.However,challengesremain,suchascybersecurityrisksandtheneedformoreskilledprofessionalsinfintech.ThebankhasalsobeenexpandingitsservicesintheGreaterBayArea,targetinghigh-net-worthindividualsandsmallbusinesses.1.Whatisthemainfocusofthepassage?A.TheeconomicimpactofdigitalbankinginDalian.B.ThechallengesfacedbytraditionalbanksinZhongshanDistrict.C.ThetransformationofChinaCITICBankinDalian.D.TheexpansionoffinancialservicesintheGreaterBayArea.2.WhattechnologieshasChinaCITICBankintroduced?A.MobilebankingappsandAI-poweredchatbots.B.Cybersecuritymeasuresandfintechsolutions.C.Real-timefinancialadvisoryservicesandbranchexpansion.D.High-net-worthindividualservicesandsmallbusinessloans.3.Whatarethemainchallengesmentionedinthepassage?A.Cybersecurityrisksandtalentshortages.B.Regulatorycomplianceandmarketcompetition.C.Customerserviceissuesandoperationalinefficiencies.D.Economicdownturnsandloanapprovaldelays.4.Whichregionisthebanktargetingwithitsexpansionefforts?A.NortheastChina.B.TheGreaterBayArea.C.ZhongshanDistrict.D.TheAsia-Pacificregion.5.WhatdoesthepassagesuggestaboutthefutureofbankinginDalian?A.Traditionalbankswillbereplacedbydigital-onlyinstitutions.B.Thebankingsectorwillcontinuetofacesignificantchallenges.C.Digitaltransformationwillbeakeydriverofgrowth.D.Thebank’sfocuswillshiftentirelytohigh-net-worthclients.三、完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromtheoptions.ThefinancialindustryinDalianhasbeen______(6)byrapidtechnologicaladvancements.BankslikeChinaCITIChavehadto______(7)theiroperationstostayrelevant.TheZhongshanDistrictbranch,inparticular,hasbeen______(8)innovativesolutionstoimprovecustomerservice.Forinstance,theyhave______(9)AI-poweredtoolstostreamlinetheloanapplicationprocess.Thishasnotonly______(10)efficiencybutalsoreducedcustomerwaittimes.However,thebankstillfaceschallengesin______(11)withtheincreasingdemandfordigitalservices.Toaddressthis,theyhavebeeninvestingin______(12)trainingprogramsfortheirstaff.Additionally,thebankhasbeenexploringpartnershipswithfintechcompaniesto______(13)itstechnologicalcapabilities.Theseeffortsarepartofabroaderstrategyto______(14)thebank’scompetitiveedgeinthemarket.Thesuccessoftheseinitiativeswilldependonthebank’sabilityto______(15)withbothtraditionalandemergingfinancialtrends.6.A.influencedB.drivenC.shapedD.impacted7.A.modernizeB.digitizeC.transformD.upgrade8.A.implementingB.introducingC.deployingD.adopting9.A.utilizedB.employedC.appliedD.integrated10.A.enhanceB.boostC.increaseD.improve11.A.keepingB.complyingC.aligningD.adapting12.A.digitalB.technologicalC.financialD.operational13.A.enhanceB.expandC.developD.improve14.A.maintainB.strengthenC.sustainD.preserve15.A.respondB.adaptC.alignD.conform四、句子改錯(cuò)（共5題，每題2分）directions:Identifyandcorrecttheerrorineachsentence.1.Thebank’sfinancialperformancehasimprovedduringthepastyear.→Corrected:Thebank’sfinancialperformancehasimproved______.2.Duetotheeconomiccrisis,manysmallbusinesseshavebeenfacedwithdifficulties.→Corrected:Duetotheeconomiccrisis,manysmallbusinesseshavebeen______.3.Thenewdigitalbankingplatformisavailableforusesincelastmonth.→Corrected:Thenewdigitalbankingplatformisavailableforuse______.4.Theloanapprovalprocessrequiresstrictcompliancetoregulatorystandards.→Corrected:Theloanapprovalprocessrequiresstrictcompliance______.5.Themergerwillexpandthebank’spresenceintheAsianmarketbynextyear.→Corrected:Themergerwillexpandthebank’spresenceintheAsianmarket______.五、翻譯填空（共5題，每題2分）directions:TranslatetheChinesesentencesintoEnglish.1.中國信合銀行在大連市中山區(qū)設(shè)有分行，致力于為當(dāng)?shù)仄髽I(yè)提供優(yōu)質(zhì)金融服務(wù)。→TheChinaCITICBankhasabranchinZhongshanDistrict,Dalian,committedtoproviding______.2.隨著數(shù)字經(jīng)濟(jì)的快速發(fā)展，傳統(tǒng)銀行需要不斷創(chuàng)新以適應(yīng)市場變化。→Withtherapiddevelopmentofthedigitaleconomy,traditionalbanksneedto______toadapttomarketchanges.3.該銀行的風(fēng)險(xiǎn)管理體系旨在降低潛在的金融風(fēng)險(xiǎn)，確?？蛻糍Y金安全?！鶷hebank’sriskmanagementsystemisdesignedto______,ensuringclientfundsaresecure.4.為了提升客戶體驗(yàn)，銀行推出了24小時(shí)在線客服服務(wù)?！鶷oenhancecustomerexperience,thebankhaslauncheda______.5.該報(bào)告強(qiáng)調(diào)，金融行業(yè)需要加強(qiáng)國際合作以應(yīng)對全球性挑戰(zhàn)?！鶷hereporthighlightstheneedfor______toaddressglobalchallenges.答案及解析一、選詞填空1.C.impact-解析：impact是名詞，表示“影響”，符合句意。2.B.economic-解析：economicchallenges指“經(jīng)濟(jì)挑戰(zhàn)”，與economicdownturn（經(jīng)濟(jì)衰退）呼應(yīng)。3.C.efficientandeffective-解析：bankingservices需要同時(shí)具備“高效”和“有效”，故用并列結(jié)構(gòu)。4.A.enhance-解析：enhancecustomerexperience是固定搭配，意為“提升客戶體驗(yàn)”。5.A.adherence-解析：adherencetoregulations指“遵守規(guī)定”，符合銀行合規(guī)要求。6.A.increased-解析：increaseby15%表示“增長15%”，符合商業(yè)語境。7.A.communication-解析：communicationinclientrelationships指“客戶關(guān)系中的溝通”，最符合句意。8.A.mitigate-解析：mitigatepotentiallosses指“減輕潛在損失”，是風(fēng)險(xiǎn)管理的常用詞。9.B.strengthen-解析：strengthenpresence指“增強(qiáng)存在感”，符合銀行業(yè)務(wù)擴(kuò)張的表述。10.A.innovation-解析：innovationinfinance指“金融行業(yè)的創(chuàng)新”，與digitaleconomy呼應(yīng)。二、閱讀理解1.C.ThetransformationofChinaCITICBankinDalian.-解析：全文圍繞CITICBank在Dalian的數(shù)字化轉(zhuǎn)型展開。2.A.MobilebankingappsandAI-poweredchatbots.-解析：文中明確提到這些技術(shù)。3.A.Cybersecurityrisksandtalentshortages.-解析：文中指出這兩大挑戰(zhàn)。4.B.TheGreaterBayArea.-解析：文中提到銀行在該區(qū)域的擴(kuò)張計(jì)劃。5.C.Digitaltransformationwillbeakeydriverofgrowth.-解析：文章強(qiáng)調(diào)技術(shù)變革的重要性。三、完形填空6.B.driven7.C.transform8.A.implementing9.D.integrated10.B.boost11.D.adapting12.B.technological13.A.enhance14.B.strengthen15.A.respond-解析：6.drivenbyadvancements（受技術(shù)驅(qū)動）；7.transformoperations（轉(zhuǎn)型運(yùn)營）；8.implementingsolutions（實(shí)施方案）；9.integratedtools（整合工具）；10.boostefficiency（提升效率）；11.adaptingtodemand（適應(yīng)需求）；12.technologicaltraining（技術(shù)培訓(xùn)）；13.enhancecapabilities（增強(qiáng)能力）；14.strengthenedge（強(qiáng)化優(yōu)勢）；15.respondtotrends（應(yīng)對趨勢）。四、句子改錯(cuò)1.Thebank’sfinancialperformancehasimproved______.→Corrected:Thebank’sfinancialperformancehasimproved______.解析：無需修改，句子正確。2.Duetotheeconomiccrisis,manysmallbusinesseshavebeenfacedwithdifficulties.→Corrected:Duetotheeconomiccrisis,manysmallbusinesseshavebeen______.→Corrected:Duetotheeconomiccrisis,manysmallbusinesseshavebeen______.解析：應(yīng)改為“facedwithdifficulties”，即“面臨困難”。3.Thenewdigitalbankingplatformisavailableforusesincelastmonth.→Corrected:Thenewdigitalbankingplatformisavailableforuse______.→Corrected:Thenewdigitalbankingplatformhasbeenavailableforusesincelastmonth.解析：since表示“自…以來”，需用現(xiàn)在完成時(shí)。4.Theloanapprovalprocessrequiresstrictcompliancetoregulatorystandards.→Corrected:Theloanapprovalprocessrequiresstrictcompliance______.→Corrected:Theloanapprovalprocessrequiresstrictcomplia