平安銀行福州市臺江區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）Instructions:Choosethebestwordtofillineachblank.1.Despitethe_______economicconditions,thefinancialsectorinFuzhouhasshownremarkableresilience.A.stagnantB.prosperousC.volatileD.stable2.Thenewbankingregulationsaimto_______financialrisksandprotectconsumersmoreeffectively.A.mitigateB.exacerbateC.diversifyD.optimize3.Thebranchmanageremphasizedtheimportanceof_______customerservicetomaintainacompetitiveedge.A.neglectingB.prioritizingC.minimizingD.delegating4.Thecompany'sdigitaltransformationstrategyisdesignedto_______operationalefficiencyandinnovation.A.diminishB.enhanceC.postponeD.neglect5.Themergerbetweenthetwofinancialinstitutionsisexpectedto_______theirmarketshareandprofitability.A.reduceB.stabilizeC.expandD.fluctuate二、閱讀理解（共4題，每題3分，共12分）Instructions:Readthepassagecarefullyandanswerthefollowingquestions.Passage:ThebankingsectorinFuzhouhasbeenundergoingsignificantchangesinrecentyears.Withtheriseofdigitalbanking,traditionalfinancialinstitutionsarefacingincreasingcompetition.Tostayrelevant,banksareinvestingheavilyintechnologyandinnovation.Oneofthekeystrategiesistoenhancecustomerexperiencethroughmobilebankingapps.Theseappsofferconvenience,personalizedservices,andreal-timefinancialinsights.Additionally,regulatorychangeshaveforcedbankstoadoptmorestringentriskmanagementpractices.Thisincludesadvanceddataanalyticstodetectfraudandimprovecreditassessment.Despitethesechallenges,thesectorremainsoptimisticaboutfuturegrowth,drivenbytheexpandingmiddleclassandincreasingfinancialliteracyamongcitizens.1.WhatisthemainfocusofthebankingsectorinFuzhou?A.TraditionalbankingservicesB.DigitalbankingandinnovationC.RiskmanagementD.Customerservice2.Howarebanksadaptingtotheriseofdigitalbanking?A.ByreducinginvestmentintechnologyB.ByfocusingontraditionalbankingmethodsC.ByinvestingintechnologyandinnovationD.Byneglectingcustomerexperience3.Whathasbeenakeyimpactofregulatorychangesonbanks?A.IncreasedcompetitionB.EnhancedcustomerexperienceC.StricterriskmanagementpracticesD.Reducedprofitability4.Whatdrivestheoptimismforfuturegrowthinthebankingsector?A.TechnologicaladvancementsB.RegulatorychangesC.TheexpandingmiddleclassandincreasingfinancialliteracyD.Increasedcompetition三、完形填空（共5題，每題2分，共10分）Instructions:Readthepassageandfillineachblankwiththebestwordfromtheoptionsprovided.ThefinancialsectorinFuzhouhasbeenevolvingrapidlyinrecentyears.Withtheadventofdigitalbanking,traditionalbankshavehadto_______(1)theirstrategiestoremaincompetitive.Oneofthemostsignificantchangeshasbeentheemphasisoncustomerexperience.Banksarenowinvestingheavilyinmobilebankingappstoprovide_______(2)andpersonalizedservices.Theseappsnotonlyofferconveniencebutalsoprovidereal-timefinancialinsights,enablingcustomerstomakemoreinformeddecisions.Additionally,regulatorychangeshaveforcedbankstoadoptmorestringentriskmanagementpractices.Thisincludestheuseofadvanceddataanalyticstodetectfraudandimprovecreditassessment.Despitethesechallenges,thesectorremainsoptimisticaboutfuturegrowth,drivenbytheexpandingmiddleclassandincreasingfinancialliteracyamongcitizens.Thesuccessoftheseinitiativeswilllargelydependonthebank'sabilityto_______(3)withcustomersandrespondtotheirevolvingneeds.Asthemarketcontinuestoevolve,banksthatcan_______(4)innovationandadaptabilitywillbetheonestothrive.ThefutureofbankinginFuzhoulookspromising,withopportunitiesforgrowthanddevelopmentintheyearstocome.1.A.alterB.maintainC.ignoreD.adopt2.A.efficientB.expensiveC.limitedD.complicated3.A.interactB.isolateC.ignoreD.neglect4.A.embraceB.rejectC.delayD.overlook5.A.stableB.volatileC.predictableD.uncertain四、句子改錯（共5題，每題2分，共10分）Instructions:Identifyandcorrecttheerrorineachsentence.1.Thebankhasbeeninvestingindigitalbankingtoimprovecustomerserviceandtoincreaseefficiency.-Corrected:Thebankhasbeeninvestingindigitalbankingtoimprovecustomerserviceandincreaseefficiency.2.Despitetheeconomicdownturn,thefinancialsectorinFuzhouhasshownstronggrowth.-Corrected:Despitetheeconomicdownturn,thefinancialsectorinFuzhouhasshownstronggrowth.3.Thenewregulationsaimtomitigatefinancialrisksandtoprotectconsumersmoreeffectively.-Corrected:Thenewregulationsaimtomitigatefinancialrisksandprotectconsumersmoreeffectively.4.Themergerbetweenthetwofinancialinstitutionsisexpectedtoreducetheirmarketshareandprofitability.-Corrected:Themergerbetweenthetwofinancialinstitutionsisexpectedtoexpandtheirmarketshareandprofitability.5.Thecompany'sdigitaltransformationstrategyisdesignedtodiminishoperationalefficiencyandinnovation.-Corrected:Thecompany'sdigitaltransformationstrategyisdesignedtoenhanceoperationalefficiencyandinnovation.五、翻譯填空（共5題，每題2分，共10分）Instructions:TranslatethefollowingsentencesintoEnglish.1.盡管經(jīng)濟(jì)形勢不佳，福州的金融行業(yè)仍表現(xiàn)出顯著的韌性。-Despitethe_______economicconditions,thefinancialsectorinFuzhouhasshownremarkableresilience.2.新的銀行監(jiān)管旨在更好地保護(hù)消費者并降低金融風(fēng)險。-Thenewbankingregulationsaimto_______financialrisksandprotectconsumersmoreeffectively.3.為了保持競爭優(yōu)勢，分行經(jīng)理強(qiáng)調(diào)了提供優(yōu)質(zhì)客戶服務(wù)的重要性。-Thebranchmanageremphasizedtheimportanceof_______customerservicetomaintainacompetitiveedge.4.該公司的數(shù)字化轉(zhuǎn)型戰(zhàn)略旨在提高運營效率和創(chuàng)新能力。-Thecompany'sdigitaltransformationstrategyisdesignedto_______operationalefficiencyandinnovation.5.兩家金融機(jī)構(gòu)的合并預(yù)計將擴(kuò)大其市場份額和盈利能力。-Themergerbetweenthetwofinancialinstitutionsisexpectedto_______theirmarketshareandprofitability.答案與解析一、選詞填空1.C.volatile-解析：經(jīng)濟(jì)形勢不穩(wěn)定時，金融行業(yè)表現(xiàn)會波動，"volatile"意為"波動的"，最符合題意。2.A.mitigate-解析：監(jiān)管旨在降低風(fēng)險，"mitigate"意為"減輕"，符合語境。3.B.prioritizing-解析：保持競爭優(yōu)勢需要優(yōu)先考慮客戶服務(wù)，"prioritizing"意為"優(yōu)先考慮"，最合適。4.B.enhance-解析：數(shù)字化轉(zhuǎn)型旨在提高效率和創(chuàng)新，"enhance"意為"增強(qiáng)"，符合題意。5.C.expand-解析：合并通常能擴(kuò)大市場份額和盈利，"expand"意為"擴(kuò)大"，最符合語境。二、閱讀理解1.B.Digitalbankingandinnovation-解析：文章主要討論福州銀行業(yè)數(shù)字化轉(zhuǎn)型和創(chuàng)新。2.C.Byinvestingintechnologyandinnovation-解析：文章提到銀行通過技術(shù)投資適應(yīng)數(shù)字銀行業(yè)。3.C.Stricterriskmanagementpractices-解析：文章指出監(jiān)管變化迫使銀行加強(qiáng)風(fēng)險管理。4.C.Theexpandingmiddleclassandincreasingfinancialliteracy-解析：文章提到中產(chǎn)階級擴(kuò)張和金融素養(yǎng)提升驅(qū)動增長。三、完形填空1.A.alter-解析：銀行業(yè)需要改變策略以保持競爭力。2.A.efficient-解析：移動銀行應(yīng)用提供高效服務(wù)。3.A.interact-解析：銀行需要與客戶互動以應(yīng)對需求變化。4.A.embrace-解析：成功銀行需擁抱創(chuàng)新。5.A.stable-解析：未來銀行業(yè)前景穩(wěn)定。四、句子改錯1.-Corrected:Thebankhasbeeninvestingindigitalbankingtoimprovecustomerserviceandincreaseefficiency.-解析：重復(fù)使用"to"錯誤，應(yīng)刪除第二個"to"。2.-Corrected:Despitetheeconomicdownturn,thefinancialsectorinFuzhouhass