中信銀行唐山市玉田縣2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptandinnovate.A.forcedB.encouragedC.limitedD.supported2.Duetothe______economicpolicies,thelocaleconomyinYutianCountyhasshownstronggrowthinrecentyears.A.restrictiveB.supportiveC.negativeD.stagnant3.Thenewmobilebankingappaimsto______customerexperiencebyintegratingAI-drivenpersonalizedservices.A.enhanceB.weakenC.simplifyD.disrupt4.Thebank’ssustainabilityreporthighlightsitseffortsto______carbonemissionsthroughgreenfinanceinitiatives.A.reduceB.increaseC.ignoreD.postpone5.Theregulatorychangeshave______thecompliancecostsforfinancialinstitutionsintheregion.A.loweredB.raisedC.stabilizedD.eliminated二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:Theriseofdigitalpaymentshastransformedthewaypeoplemanagetheirfinances,particularlyinruralareaslikeYutianCounty.Accordingtoa2024reportbythePeople’sBankofChina,over85%ofhouseholdsinthecountynowusemobilepaymentplatformssuchasAlipayandWeChatPay.Thisshifthasnotonlyimprovedconveniencebutalsoboostedeconomicactivitybyreducingtransactioncosts.However,challengesremain,includingthedigitaldivideamongtheelderlyandtheneedforbettercybersecuritymeasures.Localbanks,includingChinaCITICBank,havebeenactivelycollaboratingwithtechcompaniestoprovidetrainingandinfrastructuresupport.1.Whatisthemainfocusofthepassage?A.Theimpactofdigitalpaymentsonruraleconomies.B.Thechallengesofmobilebankinginurbanareas.C.Theroleoffintechinfinancialregulation.D.Thehistoryofmobilepaymentplatforms.2.Accordingtothepassage,whatpercentageofhouseholdsinYutianCountyusemobilepaymentplatforms?A.70%B.80%C.85%D.90%3.Whatchallengesarementionedregardingdigitalpaymentsinruralareas?A.Hightransactionfees.B.Limitedinternetconnectivity.C.Alackoffinancialliteracyamongtheelderly.D.Excessiveregulatoryoversight.4.Whatactionsarebeingtakenbylocalbankstoaddressthesechallenges?A.Increasinginterestratesonsavingsaccounts.B.Partneringwithtechcompaniestoimproveaccessibility.C.Implementingstricterloanapprovalprocesses.D.ReducingthenumberofATMsintheregion.三、完形填空（共5題，每題2分，共10分）directions:Completethepassagewiththebestwordsfromthebox.|BoxOptions:|integrate|comply|mitigate|accelerate|enhance||--|-|-||--|--|ThebankingsectorinYutianCountyhasbeenworkingto______itsdigitalinfrastructuretomeetthegrowingdemandforonlineservices.Withtheintroductionofblockchaintechnology,thecounty’screditunionshavebeenableto______fraudriskswhile______transactionspeeds.Additionally,allfinancialinstitutionsintheregionarerequiredto______withnewanti-moneylaunderingregulationstoensuretransparencyandsecurity.Theseeffortshavenotonly______customersatisfactionbutalsopositionedtheareaasaleaderinfinancialinnovation.四、翻譯（共2題，每題5分，共10分）directions:TranslatethefollowingsentencesintoEnglish.1.隨著科技的進步，中信銀行正在積極拓展其在玉田縣的服務(wù)網(wǎng)絡(luò)。2.為了更好地服務(wù)小微企業(yè)，銀行推出了專項的低息貸款計劃。五、句子改錯（共3題，每題3分，共9分）directions:Identifyandcorrecttheerrorsinthefollowingsentences.1.Thelocaleconomyisgrowingfasterthanlastyear’s.→Correct:______2.Ifwedon’tactnow,theproblemwillgetworse.→Correct:______3.Shehasbeenworkingatthebankforfiveyears.→Correct:______答案與解析一、選詞填空1.A.forced→Therapiddevelopmentoffintechhasforcedthetraditionalbankingindustrytoadaptandinnovate.解析：Fintech的快速發(fā)展迫使傳統(tǒng)銀行業(yè)必須適應(yīng)和創(chuàng)新。2.B.supportive→Duetothesupportiveeconomicpolicies,thelocaleconomyinYutianCountyhasshownstronggrowthinrecentyears.解析：當(dāng)?shù)卣С中缘慕?jīng)濟政策促進了玉田縣經(jīng)濟的快速增長。3.A.enhance→ThenewmobilebankingappaimstoenhancecustomerexperiencebyintegratingAI-drivenpersonalizedservices.解析：新移動銀行應(yīng)用通過整合AI驅(qū)動的個性化服務(wù)提升用戶體驗。4.A.reduce→Thebank’ssustainabilityreporthighlightsitseffortstoreducecarbonemissionsthroughgreenfinanceinitiatives.解析：銀行通過綠色金融計劃努力減少碳排放。5.B.raised→Theregulatorychangeshaveraisedthecompliancecostsforfinancialinstitutionsintheregion.解析：監(jiān)管變化提高了該地區(qū)金融機構(gòu)的合規(guī)成本。二、閱讀理解1.A.Theimpactofdigitalpaymentsonruraleconomies.解析：文章主要討論數(shù)字支付對農(nóng)村經(jīng)濟的影響。2.C.85%解析：原文明確指出超過85%的家庭使用移動支付平臺。3.C.Alackoffinancialliteracyamongtheelderly.解析：文章提到老年群體缺乏數(shù)字支付知識是主要挑戰(zhàn)之一。4.B.Partneringwithtechcompaniestoimproveaccessibility.解析：銀行與科技公司合作提升數(shù)字支付的可及性。三、完形填空ThebankingsectorinYutianCountyhasbeenworkingtointegrateitsdigitalinfrastructuretomeetthegrowingdemandforonlineservices.Withtheintroductionofblockchaintechnology,thecounty’screditunionshavebeenabletomitigatefraudriskswhileacceleratetransactionspeeds.Additionally,allfinancialinstitutionsintheregionarerequiredtocomplywithnewanti-moneylaunderingregulationstoensuretransparencyandsecurity.Theseeffortshavenotonlyenhancecustomersatisfactionbutalsopositionedtheareaasaleaderinfinancialinnovation.解析：-integrate：整合數(shù)字基礎(chǔ)設(shè)施以適應(yīng)在線服務(wù)需求。-mitigate：區(qū)塊鏈技術(shù)降低欺詐風(fēng)險。-accelerate：加快交易速度。-comply：遵守反洗錢法規(guī)。-enhance：提升客戶滿意度。四、翻譯1.Withtheadvancementoftechnology,ChinaCITICB