招商銀行青島市市南區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分）題目要求：從選項(xiàng)中選出最合適的單詞填入空格，使句子意思完整、語法正確。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.motivatedC.limitedD.supported2.青島作為沿海經(jīng)濟(jì)特區(qū)，其金融業(yè)的發(fā)展對(duì)區(qū)域經(jīng)濟(jì)具有______作用。A.pivotalB.marginalC.negligibleD.redundant3.Thenewpolicyaimsto______thegapbetweenruralandurbanfinancialservices.A.widenB.narrowC.expandD.deepen4.Despitetheeconomicdownturn,thebank’sdigitaltransformationeffortshaveremained______.A.stagnantB.progressiveC.stagnantD.regressive5.Theroleofblockchaintechnologyintradefinanceisbecomingincreasingly______ininternationaltransactions.A.negligibleB.significantC.ambiguousD.irrelevant二、閱讀理解（共4題，每題3分）題目要求：閱讀以下短文，回答問題。Passage：TheriseofdigitalbankinghasreshapedthefinanciallandscapeinChina,particularlyincoastalcitieslikeQingdao.Traditionalbanksarenowcompetingwithfintechcompaniesthatoffermoreefficientanduser-friendlyservices.Accordingtoa2024reportbythePeople’sBankofChina,digitalbankingadoptioninQingdaohasincreasedby35%year-on-year.Thistrendisdrivenbyadvancementsinmobilepaymenttechnologiesandagrowingdemandforfinancialinclusionamongsmallandmedium-sizedenterprises(SMEs).However,regulatorychallengesremainasignificanthurdlefordigitalbanksseekingtoexpandtheiroperations.TheChinesegovernmentisworkingonnewguidelinestobalanceinnovationandriskmanagementinthesector.6.Whatisthemainfocusofthepassage?A.TheeconomicimpactoffintechinQingdao.B.Thechallengesofdigitalbankingregulation.C.ThegrowthofSMEsincoastalChina.D.Thecompetitionbetweentraditionalanddigitalbanks.7.Accordingtothereport,whathascontributedtotheincreaseindigitalbankingadoptioninQingdao?A.Governmentsubsidies.B.Technologicaladvancements.C.Populationgrowth.D.Higherinterestrates.8.WhatisamajorconcernfordigitalbanksinChina?A.Lackofcustomers.B.Regulatoryhurdles.C.Highoperatingcosts.D.Inadequateinfrastructure.9.Theword"inclusion"inthepassageisclosestinmeaningto:A.ExclusionB.IntegrationC.ExpansionD.Reduction三、句子改錯(cuò)（共5題，每題2分）題目要求：找出句子中的錯(cuò)誤并改正。10.Thebank’sstrategyistoimprovecustomersatisfactionthroughtheimplementationofmoreadvancedtechnology.11.Despitefacingnumerousobstacles,thefintechprojectwillbecompletedontime.12.ThefinancialservicessectorinQingdaohasbeengrowingrapidlysince2010s.13.BoththeCEOandtheboardmembersareagreedthatdigitaltransformationisessentialforlong-termsuccess.14.Thenewmobileappallowsuserstotransfermoneyinstantly,whichisabigimprovementoverthepreviousversion.四、完形填空（共5題，每題2分）題目要求：從選項(xiàng)中選出最合適的單詞填入空格，使文章意思連貫。ThefinancialindustryinQingdaohasundergonesignificantchangesoverthepastdecade.Withtheriseofdigitalbanking,traditionalfinancialinstitutionshavehadto______(15)theirbusinessmodelstostaycompetitive.Theintegrationofartificialintelligenceandbigdataanalyticshas______(16)theefficiencyoffinancialservices,allowingformorepersonalizedandresponsivecustomerexperiences.However,theseadvancementsalsobringchallenges,suchasdataprivacyconcernsandtheneedforstricterregulation.Asthebankcontinuestoevolve,itmustbalanceinnovationwithriskmanagementtoensuresustainablegrowth.15.A.adaptB.ignoreC.rejectD.maintain16.A.reducedB.enhancedC.diminishedD.delayed17.ThesuccessofdigitalbankinginQingdaodependsonthebank’sabilityto______(17)markettrendsandcustomerneeds.A.anticipateB.ignoreC.neglectD.misjudge18.Thebank’scommitmenttotechnologicalinnovationhas______(18)itsreputationasaforward-thinkingfinancialinstitution.A.strengthenedB.weakenedC.damagedD.unchanged19.Asthefinancialsectorbecomesmoredigital,theimportanceofcybersecurityhas______(19).A.declinedB.increasedC.stabilizedD.decreased五、詞匯辨析（共5題，每題2分）題目要求：選擇與劃線詞意思最相近的選項(xiàng)。20.Thefintechcompany’sinnovativeapproachhas______themarketwithnewproducts.A.dominatedB.neglectedC.ignoredD.influenced21.Thebank’sfinancialperformancehasbeen______bytheglobaleconomicslowdown.A.unaffectedB.impactedC.enhancedD.improved22.Thenewcreditscoringsystemaimsto______moreaccurateassessmentsofborrowers’creditworthiness.A.provideB.limitC.excludeD.reduce23.Themergerbetweenthetwobankshas______theirmarketshareintheregion.A.increasedB.decreasedC.maintainedD.expanded24.Theregulatoryframeworkisdesignedto______financialriskswhilepromotingeconomicgrowth.A.mitigateB.ignoreC.encourageD.amplify答案與解析一、選詞填空1.A.forced-解析：fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新和適應(yīng)，"forced"符合語境。2.A.pivotal-解析：青島金融業(yè)對(duì)區(qū)域經(jīng)濟(jì)具有關(guān)鍵作用，"pivotal"意為“關(guān)鍵的”，最合適。3.B.narrow-解析：政策旨在縮小城鄉(xiāng)金融服務(wù)差距，"narrow"意為“縮小”，符合文意。4.B.progressive-解析：盡管經(jīng)濟(jì)下行，銀行數(shù)字化轉(zhuǎn)型仍在穩(wěn)步推進(jìn)，"progressive"意為“進(jìn)步的”。5.B.significant-解析：區(qū)塊鏈技術(shù)在國際貿(mào)易中的作用日益重要，"significant"意為“顯著的”。二、閱讀理解6.D.Thecompetitionbetweentraditionalanddigitalbanks.-解析：文章主要討論傳統(tǒng)銀行與數(shù)字銀行的競爭。7.B.Technologicaladvancements.-解析：文中提到移動(dòng)支付技術(shù)進(jìn)步是主要驅(qū)動(dòng)力。8.B.Regulatoryhurdles.-解析：政府監(jiān)管是新數(shù)字銀行面臨的重大挑戰(zhàn)。9.B.Integration-解析："inclusion"在此指金融服務(wù)的普及，即“融入”。三、句子改錯(cuò)10.原句：Thebank’sstrategyistoimprovecustomersatisfactionthroughtheimplementationofmoreadvancedtechnology.改正：Thebank’sstrategyistoimprovecustomersatisfaction______throughtheimplementationofmoreadvancedtechnology.-解析：需添加連詞"by"以連接方式狀語。11.原句：Despitefacingnumerousobstacles,thefintechprojectwillbecompletedontime.改正：Despitefacingnumerousobstacles,thefintechprojectwillbecompletedontime.-解析：句子語法正確，無需修改。12.原句：ThefinancialservicessectorinQingdaohasbeengrowingrapidlysince2010s.改正：ThefinancialservicessectorinQingdaohasbeengrowingrapidlysincethe2010s.-解析："2010s"需改為"the2010s"以表示時(shí)間段。13.原句：TheCEOandtheboardmembersar