光大銀行株洲市石峰區(qū)2025秋招筆試英文行測高頻題含答案第一部分：選詞填空（共5題，每題2分，總計10分）背景提示：本部分題目涉及銀行業(yè)務(wù)、金融科技、區(qū)域經(jīng)濟(jì)發(fā)展等主題，需結(jié)合上下文選擇最合適的詞匯。1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringinstitutionstoadaptquicklytonewdigitaltrends.A.transformedB.challengedC.supportedD.reinforced2.Toimproveserviceefficiency,ourbankplansto______AI-poweredchatbotstohandlebasiccustomerinquiries.A.integrateB.eliminateC.optimizeD.evaluate3.TheeconomicrecoveryinZhuzhou'sindustrialsectorhas______positiveimpactsonlocalemploymentrates.A.displayedB.generatedC.diminishedD.delayed4.光大銀行株洲分行致力于______sustainablefinancialpracticestosupportthegreendevelopmentgoalsofHunanProvince.A.promoteB.undermineC.reviseD.neglect5.Thenewregulatoryframeworkaimsto______financialrisksbystrengtheningoversightofshadowbanking.A.mitigateB.amplifyC.ignoreD.recognize第二部分：閱讀理解（共4題，每題3分，總計12分）文章背景：以下文章節(jié)選自某金融機(jī)構(gòu)關(guān)于金融科技與區(qū)域經(jīng)濟(jì)發(fā)展的研究報告，涉及銀行業(yè)數(shù)字化轉(zhuǎn)型及株洲市經(jīng)濟(jì)現(xiàn)狀。PassageThedigitaltransformationofthebankingsectorhasacceleratedglobally,withemergingtechnologieslikeblockchainandartificialintelligencereshapingfinancialservices.InChina,regionalbanksareincreasinglyadoptingtheseinnovationstoenhanceoperationalefficiencyandcustomerexperience.Zhuzhou,akeyindustrialcityinHunanProvince,presentsbothopportunitiesandchallengesinthiscontext.Ononehand,thecity'sthrivingautomotiveandsteelindustriesprovidearobustfoundationforbankingpartnerships.Localbanks,includingEverbrightBankZhuzhouBranch,havelaunchedspecializedfinancialproductstosupportSMEsinthesesectors.Forinstance,low-interestloanswithflexiblerepaymenttermshavehelpedsmallmanufacturersupgradetheirproductionlines.Ontheotherhand,thedigitaldivideremainsaconcern.Manyruralenterpriseslackaccesstoadvancedbankingsolutions,hinderingtheirgrowth.Toaddressthis,EverbrightBankhasestablishedofflineservicehubsinunderservedareas,offeringfinancialliteracytrainingalongsidedigitalbankingtools.Regulatorsarealsoplayingacriticalrolebysettingstandardsfordatasecurityandinteroperability.ArecentpilotprograminZhuzhoutestedreal-timecross-bankpaymentsystems,reducingtransactiondelaysby40%.However,compliancecostsremainhighforsmallerinstitutions,necessitatinggovernmentsubsidiesorpolicysupport.Questions6.Whatisthemainthemeofthepassage?A.ThechallengesoffintechadoptioninZhuzhouB.TheroleofbanksinsupportingregionalindustriesC.TheimpactofregulatorypoliciesonbankinginnovationD.TheeconomicdisparitybetweenurbanandruralareasinHunan7.Accordingtothepassage,howhasEverbrightBankZhuzhouBranchcontributedtolocaleconomicgrowth?A.ByinvestingheavilyininfrastructureprojectsB.ByprovidingtailoredfinancialsolutionsforSMEsC.BycompetingwithindustrialcompaniesformarketshareD.Byreducinginterestratesacrossallsectors8.Whatissueishighlightedasabarriertodigitalbankinginruralareas?A.HighoperationalcostsforbanksB.LimitedinternetconnectivityC.InsufficientgovernmentsupportD.Lowdemandfromruralenterprises9.ThepassagesuggeststhatregulatorypoliciesinZhuzhoumay______.A.slowdownbankinginnovationB.benefitlargerfinancialinstitutionsC.improvepaymentefficiencyD.increasecomplianceburdens第三部分：完形填空（共5題，每題2分，總計10分）文章主題：光大銀行株洲分行2025年社會責(zé)任報告節(jié)選，涉及普惠金融與鄉(xiāng)村振興。Lastyear,EverbrightBankZhuzhouBranch______(10)itscommunitydevelopmentstrategybyfocusingonruralfinancialinclusion.Theinitiative______(11)withthelocalgovernmenttoprovidemicroloanstofarmersintheXiangjiangValley.Unliketraditionallending,theseloans______(12)collateralrequirements,allowingsmallholderstoinvestinmodernagriculturetechniques.Theprogram’ssuccesswas______(13)bya30%increaseincropyieldsinparticipatingvillages.Farmersalsobenefitedfromfreetrainingondigitalpaymentsystems,whichreducedtheirrelianceoncashtransactions.However,thebank______(14)thatmorelong-termsolutionswereneededtosustainruraleconomicgrowth.Asaresult,EverbrightBankhaspartneredwithagriculturaluniversitiestodevelopamobilebankingapptailoredtoruralneeds.Theappintegratesweatherforecastsandmarketprices,helpingfarmersmakeinformeddecisions.This______(15)marksasignificantsteptowardbridgingtheurban-ruralfinancialgapinZhuzhou.10.A.adjustedB.expandedC.ignoredD.simplified11.A.collaboratedB.conflictedC.declinedD.delayed12.A.includedB.excludedC.demandedD.required13.A.measuredB.observedC.questionedD.criticized14.A.noticedB.assumedC.deniedD.confirmed15.A.initiativeB.strategyC.projectD.experiment第四部分：句子改錯（共5題，每題2分，總計10分）要求：找出下列句子中的錯誤并改正，僅需填寫錯誤單詞及改正后的單詞。16.ThenewbranchinShifengDistrictwill______openingnextmonth,offeringadvancedfinancialservicestoresidents.-錯誤：will______→改正：is______17.Duetotheeconomicdownturn,manylocalbusinesses______strugglingtostayafloat.-錯誤：______struggling→改正：have______18.Ourbank’smobileapphasbeenupdatedto______moresecureauthenticationmethodsforlogins.-錯誤：______more→改正：______additional19.Thecommittee______recommendinganewpolicytoimprovecustomersatisfaction.-錯誤：______recommending→改正：has______20.Ifyou______anyquestions,pleasecontactthecustomerservicehotlineimmediately.-錯誤：______→改正：have第五部分：翻譯填空（共5題，每題2分，總計10分）要求：將中文句子翻譯成英文，填寫劃線部分的單詞或短語。21.為支持株洲市的中小企業(yè)發(fā)展，光大銀行推出了專項信貸計劃，以緩解企業(yè)的資金壓力。-Thebankhaslaunchedatargetedcreditprogramto______thefinancialpressureonSMEsinZhuzhou.-劃線處：______→alleviate22.根據(jù)湖南省最新的金融監(jiān)管政策，銀行需加強(qiáng)風(fēng)險管理體系，以保障客戶的資金安全。-UnderHunan’snewfinancialregulations,banksmust______theirriskmanagementsystemstoprotectcustomerfunds.-劃線處：______→strengthen23.數(shù)字化轉(zhuǎn)型不僅提高了銀行的運(yùn)營效率，還改善了客戶的體驗和滿意度。-Digitaltransformationhasnotonly______thebank’soperationalefficiencybutalsoenhancedcustomerexperienceandsatisfaction.-劃線處：______→improved24.光大銀行株洲分行積極參與鄉(xiāng)村振興戰(zhàn)略，為當(dāng)?shù)剞r(nóng)民提供無抵押貸款和農(nóng)業(yè)技術(shù)培訓(xùn)。-EverbrightBankZhuzhouBranchisactivelyinvolvedintheruralrevitalizationstrategyby______farmerswithunsecuredloansandagriculturaltraining.-劃線處：______→supporting25.為了應(yīng)對市場競爭，光大銀行計劃在石峰區(qū)增設(shè)兩家智能網(wǎng)點(diǎn)，以提升服務(wù)覆蓋率。-Tocopewithmarketcompetition,EverbrightBankplansto______twosmartbranchesinShifengDistricttoexpandservicecoverage.-劃線處：______→open答案與解析第一部分：選詞填空1.B.challenged-解析：fintech的發(fā)展對傳統(tǒng)銀行模式構(gòu)成挑戰(zhàn)，故用“challenge”。2.A.integrate-解析：銀行計劃將AI聊天機(jī)器人“整合”到服務(wù)中，符合語境。3.B.generated-解析：經(jīng)濟(jì)復(fù)蘇“產(chǎn)生”了積極影響，符合邏輯。4.A.promote-解析：銀行致力于“推廣”可持續(xù)發(fā)展實(shí)踐，符合社會責(zé)任理念。5.A.mitigate-解析：監(jiān)管框架旨在“緩解”金融風(fēng)險，符合金融術(shù)語。第二部分：閱讀理解6.B.