中信銀行泉州市惠安縣2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，總計10分）要求從每題選項中選出一個最合適的單詞填入空格，使句子意思完整、語法正確。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttonewmarketdemands.A.forcedB.encouragedC.limitedD.supported2.LocalbanksinQuanzhouneedto______theirservicestobettermeetthefinancialneedsofsmallandmedium-sizedenterprisesinHui'anCounty.A.diversifyB.standardizeC.simplifyD.expand3.Thenewmobilebankingappaimsto______userexperiencebyintegratingAI-poweredfinancialadvice.A.enhanceB.reduceC.disruptD.replace4.Duetostrictregulatorypolicies,manybanksinFujianProvincehave______theiroverseasinvestmentplans.A.acceleratedB.delayedC.finalizedD.minimized5.Thegovernment'sfinancialinclusionprogramisdesignedto______thegapbetweenurbanandruralbankingservices.A.narrowB.widenC.closeD.bridge二、閱讀理解（共4題，每題3分，總計12分）閱讀以下短文，根據(jù)問題選擇最佳答案。Passage:Theriseofdigitalbankinghastransformedthewayfinancialinstitutionsoperate,especiallyinregionalmarketslikeQuanzhou.LocalbanksinHui'anCountyhavebeenquicktoadoptmobile-firststrategiestoattractyoungercustomers.However,challengesremain,includingcybersecurityrisksandtheneedformorepersonalizedservices.TheCentralBankofChinahasrecentlyintroducednewguidelinestoensuredataprivacyandservicereliabilityinfintechapplications.Banksthatfailtocomplymayfacepenalties,whichcouldhindertheircompetitiveness.Meanwhile,theuseofblockchaintechnologyisgainingtractionforcross-borderpayments,akeyfocusforbanksinFujianseekingtoexpandtheirtradefinanceoperations.6.Whatisthemainfocusofthepassage?A.Theimpactoffintechonruralbanking.B.Governmentregulationsondigitalbanking.C.Challengesandopportunitiesinregionalbanking.D.Theroleofblockchainintradefinance.7.WhichofthefollowingisachallengementionedforbanksinHui'anCounty?A.Highcompetitionfromforeignbanks.B.Insufficientgovernmentsupport.C.Cybersecurityrisksandlackofpersonalization.D.Limitedaccesstofintechresources.8.Accordingtothepassage,whatcouldhappentobanksthatdonotcomplywithnewguidelines?A.Theywillbeforcedtomergewithlargerinstitutions.B.Theymayfacepenaltiesandlosecompetitiveness.C.Theywillreceiveadditionalfundingfromthegovernment.D.Theywillbeallowedtocontinueoperationswithoutchanges.9.Whattechnologyishighlightedasbeneficialforcross-borderpayments?A.AI-drivencustomerservice.B.Blockchain-basedsolutions.C.Cloudcomputing.D.Virtualrealitybanking.三、完形填空（共5題，每題2分，總計10分）閱讀以下短文，選擇最合適的選項填入空格。ThebankingsectorinQuanzhouhasbeenevolvingrapidlyinrecentyears.Withthe______ofmobilebankingapps,customerscannowaccessfinancialservicesanytimeandanywhere.However,thisshifthasalsobroughtaboutnew______,suchasdatabreachesandfraud.Toaddresstheseissues,banksmustinvestinadvancedsecuritysystemsandemployeetraining.Additionally,the______ofregulatoryframeworkshascreatedbothchallengesandopportunitiesforfinancialinstitutions.Thosethatcanadaptquicklywilllikely______thecompetitiveedgeinthemarket.Inthelongrun,the______ofsustainablebankingpracticeswillbecrucialfortheindustry’sgrowth.10.A.popularityB.declineC.emergenceD.decline11.A.risksB.benefitsC.opportunitiesD.costs12.A.complexityB.flexibilityC.simplicityD.instability13.A.maintainB.loseC.gainD.ignore14.A.adoptionB.rejectionC.resistanceD.promotion四、翻譯（共3題，每題4分，總計12分）將以下中文句子翻譯成英文。15.中國銀保監(jiān)會要求銀行加強對小微企業(yè)信貸風(fēng)險的管控。16.福建省的農(nóng)村信用社在推廣普惠金融方面發(fā)揮了重要作用。17.中信銀行泉州分行計劃在惠安縣增設(shè)ATM機，以提升服務(wù)便利性。五、句子改錯（共3題，每題4分，總計12分）找出以下句子中的錯誤并改正。18.Thelocalbankoffersonlinebankingservices,whichenablescustomerstotransfermoneyimmediatelyandsecurely.→19.Duetoheavydemand,thenewbranchwillbeopeningnextmonthandwillservebothpersonalandbusinessclients.→20.Althoughthefintechsectorisgrowingrapidly,traditionalbanksstillplayavitalroleinprovidinglong-termfinancialsolutions.→答案與解析一、選詞填空1.A.forced-解析：Fintech的快速發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新以適應(yīng)市場需求。2.A.diversify-解析：當(dāng)?shù)劂y行需要多樣化服務(wù)以滿足惠安縣中小企業(yè)的金融需求。3.A.enhance-解析：新移動銀行應(yīng)用旨在通過集成AI財務(wù)建議提升用戶體驗。4.B.delayed-解析：由于嚴(yán)格監(jiān)管政策，福建省許多銀行推遲了海外投資計劃。5.D.bridge-解析：政府普惠金融計劃旨在縮小城鄉(xiāng)銀行服務(wù)差距。二、閱讀理解6.C.Challengesandopportunitiesinregionalbanking.-解析：文章主要討論了區(qū)域性銀行在數(shù)字化轉(zhuǎn)型中面臨的挑戰(zhàn)與機遇。7.C.Cybersecurityrisksandlackofpersonalization.-解析：文中提到當(dāng)?shù)劂y行面臨的主要挑戰(zhàn)是網(wǎng)絡(luò)安全風(fēng)險和服務(wù)個性化不足。8.B.Theymayfacepenaltiesandlosecompetitiveness.-解析：未遵守新規(guī)的銀行可能面臨處罰，競爭力下降。9.B.Blockchain-basedsolutions.-解析：文章強調(diào)區(qū)塊鏈技術(shù)在跨境支付中的優(yōu)勢。三、完形填空10.C.emergence-解析：mobilebankingapps的出現(xiàn)改變了銀行業(yè)務(wù)模式。11.A.risks-解析：數(shù)字化轉(zhuǎn)型帶來了數(shù)據(jù)泄露和欺詐等風(fēng)險。12.A.complexity-解析：監(jiān)管框架的復(fù)雜性對銀行既是挑戰(zhàn)也是機遇。13.A.maintain-解析：快速適應(yīng)市場的銀行將保持競爭優(yōu)勢。14.A.adoption-解析：可持續(xù)銀行實踐的實施對行業(yè)長期發(fā)展至關(guān)重要。四、翻譯15.TheChinaBankingandInsuranceRegulatoryCommissionrequiresbankstostrengthenthemanagementofcreditrisksforsmallandmedium-sizedenterprises.16.RuralcreditunionsinFujianProvincehaveplayedavitalroleinpromotinginclusivefinance.17.ChinaCITICBankQuanzhouBranchplanstoinstallmoreATMsinHui'anCountytoimproveserviceconvenience.五、句子改錯18.-錯誤：whichenablescustomerstotransfermoneyimmediatelyandsecurely-改正：whichallowscustomerstotransfermoneyimmediatelyandsecurely-解析："enable"應(yīng)改為"allow"，且"securely"前需加連字符構(gòu)成復(fù)合形容詞。19.-錯誤：Thenewbranchwill