中信銀行陽江市江城區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.promotedC.encouragedD.delayed2.Asaregionalbank,CITICBankJiangmenfocuseson______localenterpriseswithtailoredfinancialsolutions.A.supportingB.competingC.ignoringD.regulating3.Thenewpolicyaimsto______financialrisksbystrengtheningcapitalrequirementsforbanks.A.minimizeB.maximizeC.ignoreD.transfer4.Theannualfinancialreportshouldbe______toensuretransparencyandcompliancewithregulations.A.confidentialB.publicC.biasedD.outdated5.Theloanofficercarefully______theapplicant’scredithistorytoassesstherisklevel.A.reviewedB.forgotC.ignoredD.celebrated6.Digitalbankingplatformshave______theefficiencyofcustomerservicebyautomatingroutinetasks.A.improvedB.reducedC.wastedD.harmed7.Thebank’s______strategyincludesexpandingitspresenceintheYangtzeRiverDeltaregion.A.aggressiveB.passiveC.conservativeD.neutral8.To______compliance,employeesmustcompleteregulartrainingonanti-moneylaunderinglaws.A.enhanceB.weakenC.postponeD.neglect9.The______marketinGuangdongremainsstabledespiteglobaleconomicuncertainties.A.financialB.realestateC.technologicalD.educational10.Thebank’smobileappallowscustomersto______transactionsanytimeandanywhere.A.delayB.postponeC.completeD.cancel二、閱讀理解（共5題，每題2分）directions:Readthepassageandchoosethebestanswerforeachquestion.Passage:Theriseofdigitalbankinghastransformedthewayfinancialservicesaredelivered.TraditionalbankslikeCITICBankareadoptingcutting-edgetechnologiessuchasartificialintelligenceandblockchaintoenhancecustomerexperienceandoperationalefficiency.IntheYangtzeRiverDeltaregion,thedemandforonlinebankingserviceshassurged,forcingbankstoinvestheavilyindigitalinfrastructure.However,challengessuchascybersecurityrisksandregulatorycomplianceremainsignificant.Despitethesehurdles,thefutureofbankingliesininnovation,andregionalbanksmuststayaheadofthecurvetoremaincompetitive.1.Whathaschangedthewayfinancialservicesaredelivered?A.GovernmentpoliciesB.DigitalbankingtechnologiesC.CustomerpreferencesD.Economicdownturns2.Whyaretraditionalbanksinvestingindigitalinfrastructure?A.ToreducecostsB.TomeetregionaldemandC.TocompetewithfintechfirmsD.Toattractmoreemployees3.WhatarethemainchallengesfacedbybanksintheYangtzeRiverDeltaregion?A.HighinterestratesB.CybersecurityrisksandregulatorycomplianceC.LowcustomerengagementD.Insufficientfunding4.Whatdoesthepassagesuggestaboutthefutureofbanking?A.TraditionalbankswilldisappearB.DigitalbankingwilldominateC.BankswillreturntoanalogoperationsD.Governmentinterventionwillincrease5.WhichofthefollowingisNOTmentionedinthepassage?A.ArtificialintelligenceB.BlockchaintechnologyC.CustomersatisfactionD.Economicinstability三、完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromthebox.|Bank|Financial|Credit|Risk|Digital|Customer|Loan|Service|Compliance|Technology|||--|--|||-||--|--|--|-|Thesuccessofabankinacompetitivemarketdependsonitsabilitytomanage______riskswhilemaintaininghigh-quality______services.Forinstance,CITICBankinJiangmenhasbeenleveraging______technologytoimproveefficiency.Byanalyzingcustomerdata,thebankcanoffermorepersonalized______solutions.However,therapidgrowthofdigitalbankingalsobringschallengessuchas______fraud.Therefore,strict______measuresmustbeimplementedtoprotectsensitiveinformation.Inaddition,banksmuststayupdatedwiththelatest______advancementstoremainrelevant.Ultimately,thekeytosuccessliesinbalancinginnovationwithresponsible______practices.1.______2.______3.______4.______5.______6.______7.______8.______9.______10.______四、翻譯填空（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.陽江市的中信銀行積極支持本地中小企業(yè)的發(fā)展。2.數(shù)字化轉型是銀行業(yè)應對市場變化的必經(jīng)之路。3.銀行必須嚴格遵守反洗錢法規(guī)以維護金融安全。4.江城區(qū)的居民可以通過手機銀行輕松管理日常財務。5.中國金融監(jiān)管機構正在加強對銀行的資本要求。五、句子改錯（共5題，每題2分）directions:Correcttheerrorsinthefollowingsentences.1.Thebank’snewpolicywilleffectivefromnextmonth.2.Employeesshouldfollowtheregulationstrictlytoavoidpenalties.3.Digitalbankingplatformshavemoreefficientthantraditionalbankingsystems.4.Theloanofficerwillreviewthecredithistoryofapplicantbeforeapprovingtheloan.5.Iftheeconomicconditionimprove,thebankmightlowerinterestrates.答案及解析一、選詞填空1.A.forced解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)進行創(chuàng)新和適應。2.A.supporting解析：作為區(qū)域性銀行，中信銀行江門分行專注于支持本地企業(yè)并提供定制化金融解決方案。3.A.minimize解析：新政策旨在通過加強銀行的資本要求來降低金融風險。4.B.public解析：年度財務報告應該是公開的，以確保透明度和合規(guī)性。5.A.reviewed解析：貸款員仔細審查了申請人的信用記錄以評估風險水平。6.A.improved解析：數(shù)字銀行平臺通過自動化日常任務提高了客戶服務的效率。7.A.aggressive解析：該銀行積極擴張策略包括擴大其在長三角地區(qū)的業(yè)務范圍。8.A.enhance解析：為了加強合規(guī)性，員工必須完成定期的反洗錢法律培訓。9.A.financial解析：廣東省的金融市場保持穩(wěn)定，盡管全球經(jīng)濟存在不確定性。10.C.complete解析：銀行的手機應用程序允許客戶隨時隨地完成交易。二、閱讀理解1.B.Digitalbankingtechnologies解析：文章指出，數(shù)字銀行技術改變了金融服務交付的方式。2.B.Tomeetregionaldemand解析：文章提到，在長三角地區(qū)，對在線銀行服務的需求激增，迫使銀行投資數(shù)字基礎設施。3.B.Cybersecurityrisksandregulatorycompliance解析：文章指出，數(shù)字銀行帶來的主要挑戰(zhàn)是網(wǎng)絡安全風險和監(jiān)管合規(guī)問題。4.B.Digitalbankingwilldominate解析：文章暗示未來銀行業(yè)的發(fā)展將取決于數(shù)字銀行的崛起。5.D.Economicinstability解析：文章未提及經(jīng)濟不穩(wěn)定，其他選項均有提及。三、完形填空1.Financial2.Customer3.Digital4.Loan5.Cyber6.Compliance7.Technology8.Financial9.Banking10.Technology解析：1.Financialrisks（金融風險）2.Customerservices（客戶服務）3.Digitaltechnology（數(shù)字技術）4.Loansolutions（貸款解決方案）5.Cyberfraud（網(wǎng)絡欺詐）6.Compliancemeasures（合規(guī)措施）7.Technologyadvancements（技術進步）8.Financialpractices（金融實踐）9.Bankingpractices（銀行業(yè)實踐）10.Technologyadvancements（技術進步）四、翻譯填空1.CITICBankinYangmenactivelysupportsthedevelopmentoflocalsmallandmedium-sizedenterprises.2.Digitaltransformationistheinevitablepathforthebankingindustrytoadapttomarketchanges.3.Banksmuststrictlycomplywithanti-moneylaunderingregulationstomaintainfinancialsecurity.4.ResidentsinJi