農發(fā)行三明市沙縣區(qū)2025秋招筆試英語題專練及答案一、單選題（共10題，每題1分）（注：題目內容結合農業(yè)發(fā)展銀行業(yè)務及三明沙縣地域特色）1.ThedevelopmentofmodernagricultureinSanmingShaanxireliesheavilyon_______.A.traditionalfarmingmethodsB.advancedtechnologyandinnovationC.governmentsubsidiesaloneD.manuallaboronly2.WhichofthefollowingisakeyfinancialproductofAgriculturalDevelopmentBankofChina(ADBC)?A.CorporatebondsB.CommercialloansC.Policy-basedruralloansD.Investmentbankingservices3.InShaanxi'sruraleconomy,_______playsacrucialroleinimprovingfarmers'income.A.industrializationB.agriculturaltourismC.urbanizationD.miningactivities4.ADBC'spriorityistosupport_______inlinewithnationalruralrevitalizationstrategies.A.large-scaleenterprisesB.small-scalefarmersC.urbaninfrastructureD.export-orientedindustries5.Whichtermbestdescribesthe"dual-track"creditsysteminChina'sruralfinance?A.CommercialcreditandpolicycreditB.Short-termandlong-termloansC.FixedandfloatinginterestratesD.Governmentandprivatefunding6.TheShaanxigovernmentencouragesthedevelopmentof_______topromotesustainableagriculture.A.high-yieldcropcultivationB.organicfarmingC.intensivelivestockfarmingD.deforestationforfarmland7.ADBC'sruralcreditpoliciesaredesignedto_______.A.maximizeprofitforshareholdersB.supportagriculturalinfrastructureprojectsC.reducecompetitioninruralmarketsD.prioritizeurbandevelopment8.WhichofthefollowingisamajorchallengeinShaanxi'sruralfinancialsector?A.HighinterestratesB.InsufficientcreditsupplyC.ExcessiveloandefaultsD.Overregulation9.The"RuralRevitalizationStrategy"aimsto_______inChina'scountryside.A.increaseurbanmigrationB.modernizeagriculturalproductionC.reduceruralpopulationD.promoteindustrialoveragriculture10.ADBC'sriskmanagementinrurallendingfocuseson_______.A.minimizinginterestincomeB.ensuringloanrepaymentthroughstrictoversightC.encouragingspeculativeinvestmentsD.prioritizingnon-agriculturalprojects二、完形填空（共1題，每題2分，共20分）（注：段落內容與農業(yè)政策、農村發(fā)展相關）TheroleofAgriculturalDevelopmentBankofChina(ADBC)inShaanxi'sruraleconomyhasbeenpivotalovertheyears.Asapolicy-drivenfinancialinstitution,ADBCfocusesonprovidingcreditsupporttosectorssuchasagriculture,ruralinfrastructure,andecologicalconservation.Thebank'spoliciesalignwiththenational"Dual-TrackCreditSystem,"whichcombinescommercialandpolicy-basedlendingtoaddresstheuniqueneedsofruralareas.InShaanxi,whereagricultureremainsacornerstoneoftheeconomy,ADBC'sinitiativeshavesignificantlyimprovedirrigationsystems,promotedmodernfarmingtechniques,andsupportedthedevelopmentofagro-processingindustries.However,challengessuchasclimatechangeandagingruralpopulationspersist.ADBCcontinuestoinnovatebyintroducingdigitalfinancialtoolsandgreencreditprogramstoensuresustainableruralgrowth.1._______hasbeenakeyfocusforADBC'srurallending.A.IndustrializationB.AgriculturaldevelopmentC.UrbanizationD.Commercialbanking2.The"Dual-TrackCreditSystem"refersto_______.A.short-termandlong-termloansB.governmentandcommercialfinancingC.fixedandfloatinginterestratesD.ruralandurbancreditmodels3.InShaanxi,ADBChashelpedimprove_______throughfinancialsupport.A.miningindustriesB.irrigationsystemsC.urbaninfrastructureD.exporttrade4.OneofthemajorchallengesinShaanxi'scountrysideis_______.A.highprofitmarginsB.climatechangeC.abundantlaborsupplyD.excessivegovernmentregulation5.ADBC'srecentinitiativesinclude_______.A.encouragingrural-urbanmigrationB.promotingdigitalfinancialsolutionsC.prioritizingnon-agriculturalprojectsD.reducingagriculturalsubsidies三、閱讀理解（共3題，每題4分，共12分）（注：文章內容涉及農業(yè)政策、農村金融發(fā)展）Passage1China'sruraleconomyhasundergonesignificanttransformationsinrecentdecades,withfinancialinstitutionsplayingacriticalroleindrivinggrowth.TheAgriculturalDevelopmentBankofChina(ADBC)hasbeenattheforefront,providingtargetedcredittosupportagriculturalmodernization,ruralinfrastructure,andpovertyalleviation.InregionslikeShaanxi,ADBC'spolicieshaveenabledtheconstructionofhigh-standardfarmland,theexpansionofagro-processingindustries,andtheimplementationofeco-friendlyfarmingpractices.However,ruralcreditmarketsstillfaceissuessuchaslimitedaccesstofinanceforsmallfarmersandtheneedformoreinnovativeriskmanagementtools.ADBCisaddressingthesechallengesbyleveragingfintechsolutionsandpromotingcollaborativelendingmodelswithlocalbanks.Questions:1.WhatistheprimaryroleofADBCinChina'sruraleconomy?A.PromotingurbandevelopmentB.SupportingagriculturalandruralprojectsC.FocusingonindustrialloansD.Encouragingrural-urbanmigration2.WhichofthefollowinghasbeenakeyoutcomeofADBC'sinitiativesinShaanxi?A.IncreasedminingactivitiesB.ImprovedirrigationsystemsC.HigherurbanizationratesD.Greaterrelianceongovernmentsubsidies3.Whatchallengesdoestheruralcreditmarketstillface?A.ExcessivecompetitionB.LimitedaccesstofinanceforsmallfarmersC.HighprofitmarginsD.OverregulationbyfinancialinstitutionsPassage2The"RuralRevitalizationStrategy"hasbeenacornerstoneofChina'seconomicdevelopment,aimingtobalanceurban-ruraldisparitiesandpromotesustainableagriculture.ADBChasplayedavitalroleinimplementingthisstrategybyallocatingcredittoprojectssuchasrenewableenergyinruralareas,smartfarmingtechnologies,andruraltourism.InShaanxi,forinstance,ADBC-supportedprojectshaveledtotheestablishmentoforganicfarmingcooperativesandthedevelopmentofeco-tourismroutes.Despitetheseadvancements,issueslikeagingfarmersandclimatevulnerabilityremainpressingconcerns.ADBCisrespondingbyintegratingclimate-riskassessmentsintoitslendingprocessesandfosteringpartnershipswithagriculturalresearchinstitutions.Questions:1.WhatisthemainobjectiveofChina's"RuralRevitalizationStrategy"?A.ToincreaseruralpopulationB.ToreduceagriculturaloutputC.Tobridgeurban-ruralgapsD.Toprioritizeindustrialoverruraldevelopment2.HowhasADBCcontributedtoruralrevitalizationinShaanxi?A.ByinvestinginminingprojectsB.BysupportingorganicfarmingandtourismC.Byencouragingrural-urbanmigrationD.Byprioritizingcommercialloans3.WhataretheongoingchallengesinShaanxi'sruralareas?A.AbundantlaborresourcesB.AgingfarmersandclimaterisksC.HighagriculturalproductivityD.ExcessivegovernmentsubsidiesPassage3TheevolutionofruralfinanceinChinahasbeenmarkedbytheincreasingroleofpolicy-driveninstitutionslikeADBC.Traditionalruralcreditmodels,dominatedbycommercialbanks,oftenfailtomeettheuniqueneedsoffarmersduetohighcollateralrequirementsandshort-termlendingcycles.ADBC,however,hasintroducedflexiblecreditproductstailoredtoagriculturalcycles,includingseasonalloansandlow-interestsubsidiesforinputpurchases.InShaanxi,ADBC'sinitiativeshaveenabledfarmerstoadoptadvancedtechnologiessuchasprecisionagricultureandverticalfarming.Additionally,thebankhasbeeninstrumentalinpromotingfinancialinclusionbysupportingmicrofinanceprogramsforruralentrepreneurs.Despitetheseefforts,theruralcreditmarketstillrequiresfurtherreformstoenhanceaccessibilityandreducedefaultrisks.Questions:1.Whatisamajorlimitationoftraditionalruralcreditmodels?A.HighprofitabilityB.ShortlendingcyclesC.LimitedcollateralrequirementsD.Longrepaymentterms2.HowhasADBCimprovedruralfinancialservicesinShaanxi?A.ByprioritizingurbancreditB.ByintroducingflexibleagriculturalloansC.ByencouragingspeculativeinvestmentsD.Byreducinggovernmentsubsidies3.Whatreformsarestillneededintheruralcreditmarket?A.IncreasedcompetitionB.EnhancedaccessibilityandriskmanagementC.HigherinterestratesD.Greatergovernmentintervention四、翻譯題（共1題，每題5分，共10分）TranslatethefollowingsentencesintoEnglish:1.農發(fā)行三明市沙縣區(qū)積極響應國家鄉(xiāng)村振興戰(zhàn)略，為當?shù)剞r業(yè)現(xiàn)代化提供重要資金支持。2.在農村金融領域，政策性銀行如農發(fā)行通過提供低息貸款，有效緩解了農民的融資難題。五、寫作題（共1題，每題10分，共20分）Writeashortessay(150-200words)onthetopic:"TheImportanceofADBCinPromotingRuralDevelopmentinShaanxi."(Includekeypointssuchascreditsupport,infrastructuredevelopment,andsustainableagriculture.)答案及解析一、單選題答案1.B2.C3.B4.B5.A6.B7.B8.B9.B10.B解析:1.B-ModernagricultureinShaanxireliesontechnology(e.g.,precisionfarming,irrigationsystems).2.C-ADBCspecializesinpolicy-basedruralloans,aligningwithnationalruraldevelopmentgoals.3.B-Agriculturaltourism(e.g.,Shaanxi'sruraltourism)boostsincome.4.B-ADBCprioritizessmall-scalefarmersunderruralrevitalizationpolicies.5.A-Thedual-tracksystemcombinescommercialandpolicycredit.6.B-Organicfarmingpromotessustainability.7.B-ADBC'sloanssupportinfrastructure(e.g.,farmland,irrigation).8.B-Ruralcreditoftenfacessupplyshortages.9.B-Thestrategymodernizesagriculture.10.B-Riskmanagementensuresloanrepayment.二、完形填空答案1.B2.B3.B4.B5.B解析:1.B-ADBCfocusesonagriculturaldevelopment.2.B-Thedual-tracksystemcombinesgovernmentandcommercialfinancing.3.B-Improvedirrigationsystemsweresupported.4.B-Climatechangeisamajorchallenge.5.B-Digitalfinancialtools(e.g.,mobilebanking)areused.三、閱讀理解答案Passage1:1.B2.B3.BPassage2:1.C2.B3.BPassage3:1.B2.B3.B解析:Passage1:1.B-ADBCsupportsruralprojects.2.B-Irrigationimprovementswerekeyoutcomes.3.B-Smallfarmersfacefinanceaccessissues.Passage2:1.C-Thestrategyaimstobalanceurban-ruralgaps.2.B-Organicfarmingandtourismweresupported.3.B-Agingfarmersandclimateriskspersist.Passage3:1.B-Shortlendingcyclesarealimitation.2.B-Flexibleloansimprovedservices.3.B-Enhancedaccessibilityisneeded.四、翻譯題答案1.TheAgriculturalDevelopmentBankofChinainSanmingShaanxihasactivelyrespondedtothenationalruralrevitalizationstrategy,providingcrucialfinancialsupportforlocalagriculturalmoderniz