興業(yè)銀行蕪湖市弋江區(qū)2025秋招筆試英語題專練及答案第一部分：詞匯與語法（共10題，每題1分）說明：選擇最適合填入空格的單詞或短語。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovate.A.forcedB.encouragedC.challengedD.supported2.蕪湖市弋江區(qū)近年來吸引了大量______企業(yè)，尤其是在新能源汽車和智能制造領(lǐng)域。A.pioneeringB.decliningC.stagnantD.inefficient3.興業(yè)銀行在綠色金融方面______了領(lǐng)先地位，通過綠色信貸支持當?shù)丨h(huán)保項目。A.securedB.weakenedC.ignoredD.contested4.Thebank’sAI-drivenchatbotcan______customerinquiries24/7,improvingserviceefficiency.A.neglectB.addressC.delayD.ignore5.Duetoregulatorychanges,some______bankingoperationsinWuhuaretemporarilysuspended.A.innovativeB.outdatedC.transparentD.redundant6.Theannualfinancialreportrevealedasignificant______innon-performingloans(NPLs)inthesecondquarter.A.reductionB.increaseC.stabilizationD.fluctuation7.Localgovernmentsoftencollaboratewithbanksto______infrastructureprojectsthroughpublic-privatepartnerships.A.postponeB.financeC.disruptD.abandon8.The______ofdigitalpaymentshasrevolutionizedtheretailsectorinYijiangDistrict.A.resistanceB.adoptionC.rejectionD.hesitation9.Employeesareencouragedtoparticipateincross-culturaltrainingto______businesscommunicationskills.A.enhanceB.diminishC.neglectD.undermine10.Thebank’sriskmanagementteammust______creditdefaultsbeforetheyescalate.A.overlookB.mitigateC.endorseD.justify第二部分：閱讀理解（共5題，每題2分）說明：閱讀文章后，選擇最佳答案。Passage1Theriseoffintechhasreshapedthebankinglandscape,particularlyinregionslikeWuhu’sYijiangDistrict,whereinnovationthrives.Traditionalbanksnowcompetewithtech-savvystartupsthatleveragebigdataandAItoofferpersonalizedfinancialservices.Forinstance,alocalfintechfirmhasdevelopedamobileappthatsimplifiesloanapplications,reducingprocessingtimesfromweekstodays.However,thisshiftalsoposeschallengesforestablishedinstitutions,astheymustadaptorrisklosingmarketshare.ThePeople’sBankofChinahasintroducedstricterregulationstoensurefaircompetitionwhilesafeguardingconsumerdata.Despitethesehurdles,theintegrationoftechnologyintobankingremainsinevitable,drivingefficiencyandcustomersatisfaction.11.Whatisthemainthemeofthepassage?A.Thedeclineoftraditionalbanking.B.Theimpactoffintechonregionaleconomies.C.Theroleofgovernmentinregulatingfintech.D.ThechallengesofadoptingAIinfinance.12.Howdofintechstartupsdifferfromtraditionalbanks?A.Theyrelymoreonphysicalbranches.B.Theyfocusonhigh-riskinvestments.C.Theyusetechnologytostreamlineservices.D.Theyrequirelesscapitaltooperate.13.Accordingtothepassage,whatisakeyconcernforregulators?A.Reducedjobopportunitiesinthefinancesector.B.Inadequateconsumerdataprotection.C.Increasedcompetitionamongbanks.D.Higheroperatingcostsforfintechfirms.Passage2Wuhu’sYijiangDistricthasbecomeahubforgreenfinance,with興業(yè)銀行playingapivotalrole.Thebankhasallocated$500milliontosupportrenewableenergyprojects,includingwindandsolarfarms.ThisinitiativealignswithChina’scarbonneutralitygoals,whichaimtoreducegreenhousegasemissionsby2060.Localmanufacturers,suchasthoseproducingelectricvehicles,havebenefitedfromlow-interestgreenloans.Additionally,thebankofferscarbonfootprinttrackingtoolstohelpbusinessesmeasuretheirenvironmentalimpact.Criticsarguethatsuchpoliciesmayburdensmallenterprises,butproponentsemphasizethelong-termsustainabilitybenefits.ThesuccessoftheseprogramscouldsetaprecedentforotherregionsinChina.14.Whatistheprimarypurposeof興業(yè)銀行’sgreenfinanceprograms?A.Toincreaseprofitsthroughhigh-interestloans.B.Topromoteenvironmentalsustainability.C.Tosupportgovernmentsubsidies.D.Toreduceitsowncarbonemissions.15.Whatpotentialdrawbackofgreenfinanceismentionedinthepassage?A.Highcostsforlargecorporations.B.Limitedgovernmentsupport.C.Challengesforsmallbusinesses.D.Insufficientdemandforrenewableenergy.第三部分：完形填空（共5題，每題2分）說明：選擇最適合填入空格的單詞或短語。ThebankingsectorinWuhu’sYijiangDistricthasundergonea______transformationinrecentyears.Traditionalfinancialinstitutions,oncereliantonbrick-and-mortaroperations,nowembracedigitalizationto______customerexperience.Forexample,興業(yè)銀行haslaunchedanonlineplatformthatallowsclientsto______transactionsanytime,anywhere.Thisshifthasnotonlyincreasedefficiencybutalsoreducedoperationalcosts.However,ithasalsoraisedconcernsaboutcybersecurity,asfraudstersexploitvulnerabilitiesindigitalsystems.Thegovernmenthasrespondedby______stricterdataprotectionlaws.Despitethesechallenges,the______oftechnologyinbankingisundeniable,pavingthewayforamoreinterconnectedandsustainablefinancialfuture.16.A.gradualB.suddenC.reluctantD.unexpected17.A.enhanceB.degradeC.ignoreD.minimize18.A.completeB.postponeC.cancelD.verify19.A.implementedB.opposedC.delayedD.questioned20.A.penetrationB.rejectionC.resistanceD.neglect第四部分：翻譯（共2題，每題5分）說明：將劃線部分翻譯成英文。21.劃線部分：蕪湖市弋江區(qū)通過引入智能銀行服務，提升了金融服務的可及性。TheYijiangDistrictofWuhuhasimprovedthe______offinancialservicesbyintroducingsmartbankingsolutions.22.劃線部分：興業(yè)銀行致力于推動普惠金融，確保所有居民都能獲得公平的金融資源。IndustrialandCommercialBankofChinaiscommittedtopromotinginclusivefinance,ensuringthatallresidentscanaccess______financialresources.答案與解析第一部分：詞匯與語法1.C.challenged解析：fintech的發(fā)展對傳統(tǒng)銀行業(yè)構(gòu)成挑戰(zhàn)，故用"challenged"。2.A.pioneering解析：弋江區(qū)吸引了創(chuàng)新型企業(yè)，"pioneering"符合語境。3.A.secured解析：興業(yè)銀行"secured"了綠色金融的領(lǐng)先地位。4.B.address解析：chatbot的功能是"address"客戶問題。5.B.outdated解析：監(jiān)管變化導致一些"outdated"的銀行業(yè)務暫停。6.B.increase解析：NPLs出現(xiàn)"increase"，符合銀行業(yè)風險趨勢。7.B.finance解析：政府與銀行合作"finance"基建項目。8.B.adoption解析：數(shù)字支付的"adoption"改變了零售業(yè)。9.A.enhance解析：培訓旨在"enhance"跨文化溝通能力。10.B.mitigate解析：風險管理部門需"mitigate"信用違約風險。第二部分：閱讀理解11.B.Theimpactoffintec