浦發(fā)銀行商丘市梁園區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共10題，每題1分，總計10分）背景提示：題目涉及銀行業(yè)務(wù)、金融科技、客戶服務(wù)、區(qū)域經(jīng)濟(jì)發(fā)展等內(nèi)容，結(jié)合商丘市梁園區(qū)產(chǎn)業(yè)特點（如農(nóng)業(yè)、制造業(yè)、物流業(yè)）。1.Thedigitaltransformationofbankingrequiresnotonlyadvancedtechnologybutalsoadeepunderstandingof______needs.A.clientB.clienteleC.clientele’sD.client’s2.Toenhanceriskmanagement,thebankshouldadoptmore______dataanalyticstoolstopredictmarketfluctuations.A.predictiveB.prescriptiveC.descriptiveD.diagnostic3.OurbranchinLiangyuanDistrictaimsto______thelocalagriculturalsectorbyofferingspecializedloans.A.stimulateB.stimulate’sC.stimulatingD.stimulates4.Thenewmobileappallowscustomersto______transactionsinreal-time,improvingserviceefficiency.A.executeB.executionC.executingD.executed5.Thebank’ssustainabilitystrategyincludesreducingcarbonemissionsand______financialinclusioninunderservedareas.A.promotingB.promoteC.promotesD.promoted6.Artificialintelligencecan______frauddetectionbyanalyzingtransactionpatternsmoreaccurately.A.optimizeB.optimizingC.optimizesD.optimization7.Thebranchmanageremphasizedtheimportanceof______customersatisfactioninmaintainingacompetitiveedge.A.exceedingB.exceedC.exceed’sD.exceeded8.Ourpartnershipwithlocalmanufacturershelps______supplychainfinancingsolutions.A.facilitateB.facilitatingC.facilitatesD.facilitated9.Theeconomicdownturnhasaffectedsmallbusinessesin商丘市梁園區(qū),butthebankiscommittedto______themwithliquiditysupport.A.assistB.assistingC.assistsD.assisted10.Theregulatorycomplianceteamensuresthatalloperations______withinlegalframeworks.A.remainB.remainingC.remainsD.remained二、閱讀理解（共5題，每題2分，總計10分）背景提示：文章節(jié)選自2024年商丘市梁園區(qū)金融科技創(chuàng)新報告，涉及普惠金融、數(shù)字化轉(zhuǎn)型、地方經(jīng)濟(jì)支持等內(nèi)容。Passage:Therapiddevelopmentoffintechhasreshapedthebankingindustry,particularlyinregionslikeLiangyuanDistrict,商丘市,wheretraditionalfinancialservicesareoftenlimited.Localbanksareleveragingdigitalplatformstoexpandtheirreach,especiallyinruralareaswhereagriculturalbusinessesneedaccesstocredit.Forinstance,浦發(fā)銀行haslaunchedaloan-predictionmodelthatusesmachinelearningtoassessthecreditworthinessofsmallfarmersbasedonhistoricaldataandweatherpatterns.Thisapproachnotonlyreducespaperworkbutalsospeedsupdisbursement.However,challengesremain,suchasthedigitaldivideamongelderlypopulationsandtheneedformoretailoredfinancialproductsforindustrialenterprisesin商丘市.Thegovernmenthasrespondedbyofferingsubsidiestobanksthatinvestinruralinfrastructure,furtherencouragingtheadoptionoffintechsolutions.1.Whatistheprimaryfocusofthepassage?A.Theimpactoffintechonurbanbanking.B.Theroleofmachinelearningincreditassessment.C.Thechallengesoffinancialinclusionin商丘市梁園區(qū).D.Governmentpoliciestosupportruralbanking.2.Howdoes浦發(fā)銀行improvecreditservicesforfarmers?A.Byofferinglower-interestloans.B.ByusingAItoanalyzeriskfactors.C.Byexpandingphysicalbranches.D.Byprovidingtrainingforfarmers.3.Accordingtothepassage,whatisamajorbarriertofinancialinclusion?A.Regulatorycompliancecosts.B.Lackofdigitalliteracy.C.Highcompetitionfromforeignbanks.D.Insufficientgovernmentsupport.4.Whatincentivedoesthegovernmentprovidetobanks?A.Taxbreaksfordigitalization.B.Subsidiesforruralinvestments.C.Preferentialinterestrates.D.Reducedoperationalfees.5.Theword"disbursement"inthesecondparagraphisclosestinmeaningto:A.ApprovalB.DistributionC.InvestmentD.Assessment三、完形填空（共10題，每題1分，總計10分）背景提示：文章講述浦發(fā)銀行在商丘市梁園區(qū)推動綠色金融，支持當(dāng)?shù)匦履茉串a(chǎn)業(yè)發(fā)展的案例。Lastyear,浦發(fā)銀行l(wèi)aunchedagreencreditprograminLiangyuanDistrict,商丘市,to______(6)sustainableprojects.Theinitiativewas______(7)bythelocalgovernment’scommitmenttoachievingcarbonneutralityby2030.Thebank______(8)strictenvironmentalcriteriaforloanapplications,ensuringthatfundswereusedforwindfarmsandsolarpanelinstallations.Oneofthe______(9)projectswasasolarenergycooperativeinrural商丘市,whichprovidedcleanpowertoover1,000households.Despiteinitial______(10),theprogramsawa30%increaseingreenloanswithinthefirstsixmonths.Thissuccesshasencouragedotherfinancialinstitutionstofollowsuit,highlightingthegrowingimportanceofgreenfinanceinChina’seconomictransition.6.A.SupportB.SupportsC.SupportedD.Supporting7.A.DrivenB.DrivesC.DriveD.Driven’s8.A.ImposedB.ImposesC.ImposeD.Imposed9.A.ProminentB.PromotesC.PromotedD.Promoting10.A.ChallengesB.ChallengingC.ChallengedD.Challenges’s四、改錯題（共5題，每題2分，總計10分）背景提示：句子涉及銀行業(yè)日常操作、客戶服務(wù)、合規(guī)管理等內(nèi)容。1.Thebranchmanagerrequestallemployeestosubmittheirexpensereportsbeforetheendofthismonth.→2.Ifthecustomersigntheagreement,theywillbeeligibleforadiscountedinterestrate.→3.Thebank’smobileappdoesnotsupportinternationaltransfers,soclientsmustuseathird-partyplatform.→4.Tocomplywithanti-moneylaunderingregulations,financialinstitutionsmustverifytheidentityofeverycustomer.→5.Theloanofficerremindedtheapplicantthatlatepaymentswillresultinadditionalfeesbeingcharged.→五、句子重組成文（共1題，5分）背景提示：將以下五個句子重新排列成一段連貫的短文，描述浦發(fā)銀行如何通過金融科技提升商丘市梁園區(qū)小微企業(yè)融資效率。①TheplatformintegratesAItoassesscreditriskinrealtime.②Localbusinessescanapplyforloansthroughamobileapp.③Thisreducesapprovaltimesfromweekstodays.④浦發(fā)銀行introducedadigitallendingsolutionforsmallenterprisesinLiangyuanDistrict.⑤Italsoprovidesautomaticremindersforrepaymentschedules.答案與解析一、選詞填空1.B解析：clientele（客戶群體）是名詞，符合句意。其他選項形式錯誤。2.A解析：predictiveanalytics（預(yù)測性分析）是金融科技常用術(shù)語。3.A解析：stimulate（刺激）動詞形式正確，搭配thelocalagriculturalsector。4.A解析：executetransactions（執(zhí)行交易）是固定搭配。5.A解析：promoting（促進(jìn)）符合語法，與sustainabilitystrategy搭配。6.A解析：optimize（優(yōu)化）動詞原形作主語補足語。7.A解析：exceedingcustomers