招商銀行北京市門頭溝區(qū)2025秋招筆試英語題專練及答案第一部分：詞匯選擇（共10題，每題1分）（本部分考查考生對金融和銀行業(yè)常用詞匯的掌握程度，結(jié)合北京市門頭溝區(qū)經(jīng)濟(jì)特點(diǎn)及招商銀行業(yè)務(wù)場景）1.TheeconomicgrowthinMentougouDistricthasbeen__________bythedevelopmentofhigh-techindustriesandgreenenergy.A.boostedB.constrainedC.stabilizedD.diversified2.Asaleadingfinancialinstitution,ChinaMerchantsBankfocuseson__________thedigitaltransformationofitsservicestomeetcustomerneeds.A.facilitatingB.neglectingC.delayingD.complicating3.Thebank’snewpolicyaimsto__________smallandmedium-sizedenterprisesintheBeijing-Mentougoueconomiczone.A.discourageB.supportC.excludeD.compete4.TheriseofrenewableenergyprojectsinMentougouhas__________thelocalgovernment’seffortstoachievecarbonneutrality.A.complementedB.underminedC.ignoredD.contradicted5.The__________loanprogramhelpsentrepreneursinthedistrictaccessfundingmoreeasily.A.restrictiveB.flexibleC.rigidD.inefficient6.ChinaMerchantsBank’smobilebankingappisdesignedto__________userexperiencethroughinnovativefeatures.A.enhanceB.degradeC.simplifyD.complicate7.Thebank’sriskmanagementteamensuresthatcreditpoliciesare__________tominimizelosses.A.lenientB.strictC.ambiguousD.outdated8.Thegovernment’sincentivemeasureshave__________investmentintheMentougouindustrialpark.A.stimulatedB.reducedC.canceledD.delayed9.The__________ofblockchaintechnologyinbankinghasimprovedtransactionsecurity.A.adoptionB.rejectionC.rejectionD.avoidance10.Thebank’sCSRinitiativesfocuson__________environmentalsustainabilityintheregion.A.promotingB.damagingC.ignoringD.neglecting第二部分：閱讀理解（共5題，每題2分）（本部分包含一篇關(guān)于北京市門頭溝區(qū)金融發(fā)展與招商銀行服務(wù)的文章，考查考生信息提取和邏輯分析能力）Passage:TheMentougouDistrictinBeijinghasemergedasakeyhubforsustainableeconomicdevelopment,leveragingitsstrategiclocationandgovernmentsupport.Withagrowingemphasisongreenindustriesandtechnologicalinnovation,thedistricthasattractedsignificantinvestmentfrommajorfinancialinstitutions,includingChinaMerchantsBank.Thebankhasintroducedtailoredfinancialsolutionstosupportlocalbusinesses,particularlyinrenewableenergyandhigh-techmanufacturing.Oneofthebank’sflagshipprogramsisthe"GreenFinanceInitiative,"whichprovideslow-interestloanstocompaniesinvestingineco-friendlyprojects.ThisinitiativehasenabledseveralstartupsinMentougoutoexpandtheiroperations,contributingtothedistrict’scarbonneutralitygoals.Additionally,ChinaMerchantsBankhasenhanceditsdigitalbankingservicestocatertotheevolvingneedsofcustomersintheregion.Themobileappnowincludesfeatureslikereal-timecarbonfootprinttracking,aligningwiththedistrict’ssustainabilityefforts.However,challengesremain,suchaslimitedaccesstotraditionalfinancingforruralenterprises.Toaddressthis,thebankhaspartneredwithlocalgovernmentstoestablishmicrofinanceprograms.Theseprogramshavebeenparticularlyeffectiveinsupportingsmall-scaleagriculturalbusinesses,whichformasignificantportionofthedistrict’seconomy.Questions:1.WhatisthemainfocusofChinaMerchantsBank’soperationsinMentougou?A.TraditionalbankingservicesB.GreenfinanceanddigitaltransformationC.RealestateinvestmentD.Ruraldevelopment2.Howhasthebankhelpedthedistrictachieveitsenvironmentalgoals?A.ByimposingstricterregulationsB.ThroughtheGreenFinanceInitiativeC.ByinvestingininfrastructureprojectsD.Byreducingitsowncarbonemissions3.WhatchallengesdoruralenterprisesinMentougouface?A.HighinterestratesonloansB.LimitedaccesstofinancingC.LackofgovernmentsupportD.Insufficienttechnologicalinfrastructure4.Whatfeatureshavebeenaddedtothebank’smobileapp?A.WealthmanagementtoolsB.CarbonfootprinttrackingC.InternationalexchangeservicesD.Creditscoremonitoring5.Whyhasthebankpartneredwithlocalgovernments?A.ToincreaseprofitsB.TosupportruralbusinessesC.ToexpanditsbranchnetworkD.Topromotefinancialinnovation第三部分：句子改錯(cuò)（共5題，每題2分）（本部分考查考生對語法和句法的掌握，結(jié)合金融場景）1.Thebank’snewpolicywillencouragemoresmallbusinessestoapplyforloans,eveniftheyhavepoorcredithistories.2.Despitetheeconomicdownturn,thedemandforgreenenergyprojectsinMentougouremainsstrong.3.Thecommitteedecidedtopostponethemeetinguntilnextweekbecausenotallmemberscouldattend.4.ChinaMerchantsBankhasbeencollaboratingwithlocaluniversitiestodeveloptalentforthefinancialindustry.5.Theinterestratesontheseloansarehigherthanthoseofferedbyotherbanksinthesameregion.第四部分：完形填空（共10題，每題1分）（本部分考查考生對上下文邏輯和詞匯的銜接能力，結(jié)合銀行業(yè)務(wù)）Theriseofdigitalbankinghas__________thetraditionalfinanciallandscape,forcinginstitutionslikeChinaMerchantsBanktoadaptquickly.InMentougouDistrict,wheretheeconomyisincreasingly__________ontechnologyandsustainability,thebankhasbeenattheforefrontofinnovation.Itsmobileapp,forexample,nowincludesfeaturesthathelpcustomerstracktheirspendinginrealtime.This__________notonlyimprovesuserexperiencebutalsoreducestheriskoffraud.However,challengesremain.Manycustomers,especiallyoldergenerations,arestill__________todigitalplatforms.Toaddressthis,thebankhaslaunchedtrainingprogramstoeducatethepubliconthebenefitsofonlinebanking.Theseeffortshave__________theadoptionrateofdigitalservicesbutstillhavealongwaytogo.Meanwhile,thebank’sfocusongreenfinancehas__________significantattention.Bysupportingrenewableenergyprojects,ChinaMerchantsBankishelpingthedistrict__________itsenvironmentalgoals.Thisstrategynotonlyalignswiththegovernment’sprioritiesbutalso__________thebank’sreputationasaforward-thinkingfinancialinstitution.1.A.transformedB.ignoredC.simplifiedD.unchanged2.A.dependentB.independentC.resistantD.irrelevant3.A.contributesB.preventsC.ensuresD.complicates4.A.reluctantB.eagerC.unfamiliarD.resistant5.A.increasedB.decreasedC.stabilizedD.eliminated6.A.attractedB.ignoredC.overlookedD.dismissed7.A.achieveB.neglectC.ignoreD.delay8.A.enhancesB.damagesC.underminesD.supports9.A.benefitsB.harmsC.neglectsD.ignores10.A.raisedB.loweredC.maintainedD.improved第五部分：翻譯填空（共5題，每題2分）（本部分考查考生將中文句子準(zhǔn)確翻譯為英文的能力，結(jié)合金融術(shù)語）1.招商銀行致力于在門頭溝區(qū)推動(dòng)普惠金融發(fā)展。ChinaMerchantsBankiscommittedtopromoting__________inMentougouDistrict.2.為了支持當(dāng)?shù)刂行∑髽I(yè)，銀行推出了專項(xiàng)貸款計(jì)劃。To__________smallandmedium-sizedenterprisesintheregion,thebankhaslauncheda__________loanprogram.3.綠色金融項(xiàng)目的成功實(shí)施有助于實(shí)現(xiàn)碳達(dá)峰目標(biāo)。Thesuccessful__________ofgreenfinanceprojectscontributesto__________thecarbonpeakgoal.4.數(shù)字化轉(zhuǎn)型是銀行業(yè)應(yīng)對市場變化的關(guān)鍵策略。__________isakeystrategyforbanksto__________marketchanges.5.銀行通過提供靈活的還款選項(xiàng)來降低客戶風(fēng)險(xiǎn)。By__________repaymentoptions,thebankhelps__________customerrisk.答案及解析第一部分：詞匯選擇1.A(boosted-考查動(dòng)詞搭配，推動(dòng)增長)2.A(facilitating-考查動(dòng)詞搭配，促進(jìn)數(shù)字化轉(zhuǎn)型)3.B(support-考查動(dòng)詞搭配，支持中小企業(yè))4.A(complemented-考查動(dòng)詞搭配，補(bǔ)充政府的努力)5.B(flexible-考查形容詞，靈活的貸款計(jì)劃)6.A(enhance-考查動(dòng)詞搭配，提升用戶體驗(yàn))7.B(strict-考查形容詞，嚴(yán)格的信貸政策)8.A(stimulated-考查動(dòng)詞搭配，刺激投資)9.A(adoption-考查名詞，采用區(qū)塊鏈技術(shù))10.A(promoting-考查動(dòng)詞搭配，促進(jìn)環(huán)境可持續(xù)性)第二部分：閱讀理解1.B(Greenfinanceanddigitaltransformation-文中提到銀行支持綠色產(chǎn)業(yè)和數(shù)字化轉(zhuǎn)型)2.B(ThroughtheGreenFinanceInitiative-文中明確指出該計(jì)劃幫助實(shí)現(xiàn)環(huán)保目標(biāo))3.B(Limitedaccesstofinancing-文中提到農(nóng)村企