招商銀行包頭市青山區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillintheblankfromthefouroptionsprovided.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttonewmarketdemands.A.forcedB.encouragedC.delayedD.supported2.AsakeyeconomichubinNorthChina,包頭市playsacrucialrolein______regionaltradeandinvestment.A.promotingB.damagingC.ignoringD.reducing3.Thenewpolicyaimsto______financialrisksbystrengtheningregulatoryoversightandimprovingtransparency.A.minimizeB.maximizeC.ignoreD.eliminate4.Thebank’sdigitaltransformationstrategyisdesignedto______customerexperiencethroughAI-drivenservices.A.enhanceB.weakenC.maintainD.disrupt5.Inthecontextofgreenfinance,sustainableinvestmentisbecominga______priorityforfinancialinstitutions.A.secondaryB.minorC.primaryD.negligible二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagecarefullyandanswerthefollowingquestions.Passage:Withtheriseofartificialintelligence,thebankingsectorinChinaisundergoingsignificantchanges.Firmslike招商銀行areinvestingheavilyinAItechnologiestostreamlineoperations,reducecosts,andimproveserviceefficiency.However,challengesremain,includingdatasecurityconcernsandtheneedforskilledprofessionals.The包頭市economiczone,knownforitsgrowingtechindustry,isbecomingafocalpointforbankinginnovation.Localbanksarecollaboratingwithtechcompaniestodevelopsmartbankingsolutionstailoredtoregionalneeds.Whilethegovernmentprovidespolicysupport,thesuccessoftheseinitiativesdependsontheabilityoffinancialinstitutionstoadaptquicklytoevolvingmarketconditions.1.Whatisthemainfocusofthepassage?A.TheimpactofAIonbankinginChina.B.Thegovernment’sroleinfinancialinnovation.C.Thegrowthoftechcompaniesin包頭市.D.Thechallengesofdigitaltransformationinbanking.2.Accordingtothepassage,whatisakeychallengeforbanksadoptingAI?A.Lackofgovernmentsupport.B.Highcostsoftechnology.C.Datasecurityandtalentshortages.D.Limitedcustomerdemand.3.Howisthe包頭市economiczonecontributingtobankinginnovation?A.Byattractingforeigninvestors.B.Byfosteringcollaborationbetweenbanksandtechfirms.C.Byimposingstricterregulations.D.ByreducingfundingforAIprojects.4.WhatdoesthepassagesuggestaboutthefutureofbankinginChina?A.Bankswillcompletelyreplacetraditionalfinancialinstitutions.B.AIwillreplacehumanprofessionalsentirely.C.Financialinstitutionsmustadapttonewtechnologiestoremaincompetitive.D.Thegovernmentwilltakeoverbankingoperations.三、語法填空（共5題，每題2分，共10分）directions:Fillineachblankwithonesuitableword.1.Despitetheeconomicdownturn,thebankremains______committedtoexpandingitsgreenfinanceinitiatives.2.Thenewregulatoryframeworkrequiresfinancialinstitutionsto______transparentreportingofenvironmentalrisks.3.The包頭市branchhas______achieveda20%increaseindigitalbankinguserssincelastyear.4.Artificialintelligenceisexpectedto______transformthewaycustomersinteractwiththeirfinancialservices.5.Thebank’ssustainabilityreporthighlightstheimportanceof______corporatesocialresponsibilityinthefinancialsector.四、完形填空（共5題，每題2分，共10分）directions:Completethepassagebychoosingthebestoptionforeachblank.ThefinancialindustryinChinaisata______stage,withrapidtechnologicaladvancementsreshapingtraditionalbusinessmodels.Bankslike招商銀行areleadingthewaybyintegratingdigitalsolutionsintotheiroperations.In包頭市,thelocalbankingsectorisbenefitingfromtheregion’sgrowingtechecosystem,whichprovidesafertilegroundforinnovation.However,thepathtodigitaltransformationisnotwithoutchallenges.Issuessuchascybersecurity,talentacquisition,andregulatorycompliancemustbeaddressed.Despitethesehurdles,thelong-termbenefitsofadoptingcutting-edgetechnologiesareundeniable.Astheeconomycontinuestoevolve,financialinstitutionsthatcanadaptandinnovatewillthrive.1.A.critical2.B.stagnant3.C.experimental4.D.traditional5.A.facing6.B.ignoring7.C.embracing8.D.denying9.A.advantageously10.B.reluctantly五、翻譯（共3題，每題4分，共12分）directions:TranslatethefollowingsentencesintoEnglish.1.招商銀行致力于通過金融科技提升服務(wù)效率，以滿足包頭市及周邊地區(qū)的市場需求。2.在綠色金融領(lǐng)域，可持續(xù)發(fā)展投資已成為金融機(jī)構(gòu)的核心優(yōu)先事項(xiàng)。3.包頭市作為內(nèi)蒙古的經(jīng)濟(jì)中心，正積極推動銀行業(yè)與科技行業(yè)的深度融合。答案與解析一、選詞填空1.A.forced（正確，fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)創(chuàng)新以適應(yīng)市場需求。）2.A.promoting（正確，包頭市作為經(jīng)濟(jì)中心，在促進(jìn)區(qū)域貿(mào)易和投資中起關(guān)鍵作用。）3.A.minimize（正確，新政策旨在通過加強(qiáng)監(jiān)管和提升透明度來降低金融風(fēng)險。）4.A.enhance（正確，銀行通過AI驅(qū)動的服務(wù)提升客戶體驗(yàn)。）5.C.primary（正確，綠色金融中，可持續(xù)投資已成為金融機(jī)構(gòu)的首要優(yōu)先事項(xiàng)。）二、閱讀理解1.A.TheimpactofAIonbankinginChina.（正確，文章主要討論AI對中國銀行業(yè)的影響。）2.C.Datasecurityandtalentshortages.（正確，文章指出數(shù)據(jù)安全和人才短缺是AI應(yīng)用的關(guān)鍵挑戰(zhàn)。）3.B.Byfosteringcollaborationbetweenbanksandtechfirms.（正確，包頭市通過促進(jìn)銀行與科技公司的合作推動創(chuàng)新。）4.C.Financialinstitutionsmustadapttonewtechnologiestoremaincompetitive.（正確，文章強(qiáng)調(diào)金融機(jī)構(gòu)需適應(yīng)新技術(shù)以保持競爭力。）三、語法填空1.strongly（正確，despite表示轉(zhuǎn)折，此處需強(qiáng)調(diào)“堅(jiān)定地”committed。）2.provide（正確，regulatoryframework要求金融機(jī)構(gòu)“提供”透明的環(huán)境風(fēng)險報告。）3.successfully（正確，branch“成功”實(shí)現(xiàn)了用戶增長。）4.profoundly（正確，AI將“深刻地”改變客戶交互方式。）5.uphold（正確，report強(qiáng)調(diào)“堅(jiān)持”企業(yè)社會責(zé)任的重要性。）四、完形填空1.A.critical（正確，financialindustry處于“關(guān)鍵”階段。）2.B.stagnant（正確，傳統(tǒng)業(yè)務(wù)模式停滯不前。）3.C.experimental（正確，銀行業(yè)處于“試驗(yàn)性”階段。）4.D.traditional（正確，與“傳統(tǒng)”業(yè)務(wù)模式相對。）5.A.facing（正確，面臨挑