華夏銀行成都市成華區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:choosethebestwordtocompleteeachsentence.1.Therapiddevelopmentoffintechhas______thetraditionalbankingsectortoadaptandinnovate.A.forcedB.encouragedC.allowedD.enabled2.Despitetheeconomic______,thecompanymanagedtoachieveasignificantgrowthinitsdigitalservices.A.crisisB.boomC.stabilityD.stagnation3.Thenewmobilebankingappaimsto______customerexperiencebyintegratingAI-poweredchatbots.A.enhanceB.deteriorateC.maintainD.disrupt4.InthecontextofbankingoperationsinChengdu,itiscrucialto______compliancewithlocalregulations.A.ensureB.ignoreC.challengeD.overlook5.Thebank'ssustainabilitystrategyfocusesonreducingitscarbonfootprintthrough______initiatives.A.innovativeB.outdatedC.traditionalD.passive二、閱讀理解（共4題，每題3分，共12分）directions:readthepassagebelowandanswerthequestionsthatfollow.Passage:TheriseofdigitalbankinghastransformedthefinanciallandscapeinChengdu,acityknownforitsvibranteconomyandtechnologicaladvancements.Traditionalbankinginstitutionsarenowcompetingwithfintechcompaniesthatoffermoreconvenientandpersonalizedservices.AccordingtoarecentreportbytheChengduFinancialBureau,thedigitalbankingsectorinthecityhasgrownby30%overthepastyear.Thisgrowthisdrivenbyfactorssuchasincreasedsmartphonepenetration,improvedinternetconnectivity,andayoungerdemographicthatprefersdigitalsolutionsovertraditionalmethods.However,challengesremain,includingcybersecurityconcernsandtheneedforcontinuousinnovationtomeetcustomerexpectations.TheChengdugovernmenthasannouncedplanstoinvestindigitalinfrastructuretosupporttheexpansionofthefintechindustry,aimingtomakethecityahubfordigitalbankinginChina.1.Whatisthemainfocusofthepassage?A.TheeconomicgrowthofChengduB.ThechallengesofdigitalbankingC.ThetransformationoftraditionalbankinginChengduD.Thegovernment'sinvestmentinfintech2.Accordingtothepassage,whathasdriventhegrowthofdigitalbankinginChengdu?A.GovernmentpoliciesB.IncreasedsmartphonepenetrationandinternetconnectivityC.OlderdemographicsD.Traditionalbankingpractices3.WhatdoesthepassagesuggestaboutthefutureofdigitalbankinginChengdu?A.ItwillfacesignificantchallengesbutnosupportfromthegovernmentB.ItwillcontinuetogrowwithgovernmentsupportandinnovationC.ItwilldeclineastraditionalbankingmethodsbecomemorepopularD.Itwillstagnateduetocybersecurityconcerns4.WhatistheroleoftheChengduFinancialBureaumentionedinthepassage?A.ToregulatethefintechindustryB.TopromoteeconomicgrowthinChengduC.ToreportonthegrowthofdigitalbankingD.Toinvestindigitalinfrastructure三、完形填空（共5題，每題2分，共10分）directions:readthepassagebelowandfillineachblankwiththebestwordfromtheoptionsprovided.ThebankingsectorinChengduhasundergonesignificantchangesinrecentyears.______(1)theriseofdigitalbanking,traditionalbankshavehadto______(2)newstrategiestostaycompetitive.Oneofthemosteffectiveapproacheshasbeentheintegrationofartificialintelligence(AI)intobankingoperations.AI-poweredchatbots______(3)customerinquiriesinreal-time,improvingserviceefficiency.Additionally,AIisusedforriskmanagement,helpingbankstoidentifyandmitigatepotentialfraud.TheChengdugovernmenthas______(4)incentivesforbankstoadoptthesetechnologies,recognizingtheirimportanceforeconomicgrowth.However,challengessuchasdataprivacyandcybersecurityremain.Banksmustbalanceinnovationwithregulatorycomplianceto______(5)asecureandefficientbankingenvironment.1.A.WithB.DespiteC.BecauseofD.Without2.A.developB.ignoreC.adoptD.reject3.A.solveB.ignoreC.addressD.delay4.A.providedB.deniedC.imposedD.avoided5.A.maintainB.disruptC.deteriorateD.neglect四、句子改錯(cuò)（共5題，每題2分，共10分）directions:identifyandcorrecttheerrorineachsentence.1.Thebankhasbeenofferingdigitalbankingservicesforthelastfiveyears.-Error:______-Correction:______2.Despitetheeconomiccrisis,thecompanyhasmanagedtogrowitsdigitalservices.-Error:______-Correction:______3.ThenewmobileappaimstoenhancecustomerexperiencebyintegratingAI-poweredchatbots.-Error:______-Correction:______4.Itiscrucialforthebanktoensurecompliancewithlocalregulations.-Error:______-Correction:______5.Thebank'ssustainabilitystrategyfocusesonreducingitscarbonfootprintthroughinnovativeinitiatives.-Error:______-Correction:______五、翻譯填空（共5題，每題2分，共10分）directions:translatetheChinesesentencesintoEnglish.1.成都的經(jīng)濟(jì)發(fā)展得益于其數(shù)字金融行業(yè)的快速發(fā)展。-Translation:______2.傳統(tǒng)銀行需要適應(yīng)新技術(shù)以保持競爭力。-Translation:______3.人工智能在銀行運(yùn)營中的應(yīng)用越來越廣泛。-Translation:______4.政府為銀行采用新技術(shù)提供了激勵措施。-Translation:______5.銀行必須在創(chuàng)新和合規(guī)之間找到平衡。-Translation:______答案與解析一、選詞填空1.A.forced-Explanation:Thecontextsuggeststhatfintechhascompelledtraditionalbankstoadapt,making"forced"themostappropriatechoice.2.D.stagnation-Explanation:Thesentenceimpliesthatdespiteeconomicchallenges,growthwasachieved,making"stagnation"thecorrectopposite.3.A.enhance-Explanation:Theappaimstoimprovecustomerexperience,making"enhance"themostsuitableverb.4.A.ensure-Explanation:Thesentenceemphasizestheimportanceofcompliance,making"ensure"thecorrectchoice.5.A.innovative-Explanation:Thefocusonreducingcarbonfootprintsuggestsinnovativeinitiatives,making"innovative"thebestfit.二、閱讀理解1.C.ThetransformationoftraditionalbankinginChengdu-Explanation:ThepassageprimarilydiscusseshowdigitalbankinghaschangedtraditionalbankinginChengdu.2.B.Increasedsmartphonepenetrationandinternetconnectivity-Explanation:Thepassageexplicitlymentionsthesefactorsasdriversofdigitalbankinggrowth.3.B.Itwillcontinuetogrowwithgovernmentsupportandinnovation-Explanation:Thepassagesuggestsongoinggrowthwithgovernmentinvestmentandinnovation.4.C.Toreportonthegrowthofdigitalbanking-Explanation:Thepassagestatesthatthebureauprovidesreportsondigitalbankingtrends.三、完形填空1.A.With-Explanation:"Withtheriseofdigitalbanking"fitsthecontextofthepassage.2.C.adopt-Explanation:Banksneedtoadoptnewstrategiestocompete.3.C.address-Explanation:Chatbotsaddresscustomerinquiries.4.A.provided-Explanation:Thegovernmentprovidedincentivesforadoptingtechnologies.5.A.maintain-Explanation:Banksneedtoma