平安銀行廈門市集美區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）說明：從下列選項中選出一個最佳答案填入空格，使句子意思完整、語法正確。1.Thenewbankingregulationswill______thewayfinancialinstitutionsoperateinthedigitalage.A.revolutionizeB.optimizeC.moderateD.evaluate2.AsafinancialprofessionalinXiamen,youneedtostay______ofmarkettrendstomakeinformeddecisions.A.awareB.absentC.reluctantD.indifferent3.TheintegrationofAIinbankingserviceshas______efficiencybutalsoraisedconcernsaboutdataprivacy.A.enhancedB.diminishedC.delayedD.complicated4.OurbranchinJimeiDistrictaimsto______customersatisfactionthroughpersonalizedfinancialsolutions.A.improveB.degradeC.neglectD.stabilize5.Thebank’sonlineplatformisdesignedto______transactionsseamlessanduser-friendly.A.ensureB.disruptC.postponeD.postpone6.Riskmanagementisa______aspectofbanking,especiallyinvolatileeconomicconditions.A.secondaryB.negligibleC.criticalD.optional7.Theannualfinancialreporthighlightsthebank’s______indigitaltransformationoverthepastdecade.A.resistanceB.progressC.failureD.stagnation8.Thebranchmanageremphasizedtheimportanceof______complianceinthefinancialindustry.A.violatingB.adheringtoC.overlookingD.challenging9.Theeconomicdownturnhas______loandemandintheXiamenmarket.A.increasedB.decreasedC.stabilizedD.diversified10.Thebank’ssustainabilitygoalsincludereducingitscarbonfootprintand______resourceconsumption.A.expandingB.minimizingC.ignoringD.exaggerating二、閱讀理解（共5題，每題2分）說明：閱讀以下短文，根據(jù)文章內(nèi)容回答問題。Passage1ThebankingindustryinXiamenhasbeenundergoingsignificanttransformationsinrecentyears,drivenbytechnologicaladvancementsandchangingcustomerexpectations.Digitalbankinghasbecomethenorm,withmobileappsandonlineplatformsofferingunprecedentedconvenience.However,thisshifthasalsobroughtchallenges,suchascybersecurityrisksandtheneedforcontinuousstafftraining.ThePeople’sBankofChinahasintroducedstricterregulationstoensurefinancialstability,particularlyinthedigitalrealm.LocalbanksinJimeiDistrictareinvestingheavilyinAIandbigdataanalyticstoimproveservicequalityandoperationalefficiency.Despitetheseefforts,traditionalbankingmodelsstillplayavitalroleintheregion’seconomy,especiallyforsmallandmedium-sizedenterprises(SMEs).Questions:1.WhatisthemaindriveroftransformationinXiamen’sbankingindustry?A.GovernmentpoliciesB.TechnologicaladvancementsC.EconomicdownturnsD.Customerresistance2.Whatchallengeshaveemergedwiththeriseofdigitalbanking?A.ReducedcustomersatisfactionB.IncreasedloandemandC.CybersecurityrisksD.Lowerregulatoryscrutiny3.HowarebanksinJimeiDistrictaddressingdigitalbankingchallenges?A.ByreducinginvestmentsintechnologyB.ByrelyingsolelyontraditionalmethodsC.ByadoptingAIandbigdataanalyticsD.Byignoringcustomerfeedback4.WhyaretraditionalbankingmodelsstillimportantinXiamen?A.TheyaremoreprofitablethandigitalmodelsB.TheycatertoSMEs’needsC.TheyarelessefficientthandigitalmodelsD.Theyareoutdated5.WhatroledoesthePeople’sBankofChinaplayintheindustry?A.ItpromotesdigitalbankingaggressivelyB.ItintroducesstricterregulationsC.ItcompletelybansdigitalbankingD.Itsupportstraditionalmodelsexclusively三、完形填空（共10題，每題1分）說明：從下列選項中選出一個最佳答案填入空格，使文章意思完整、邏輯通順。ThebankingsectorinXiamenhasseenremarkablechangesoverthepastdecade.Withtheriseofdigitaltechnologies,traditionalbankshavehadto______(6)theirstrategiestostaycompetitive.TheintegrationofAIincustomerservicehas______(7)thewaypeopleinteractwithfinancialinstitutions.However,thisshifthasalso______(8)newchallenges,suchasdatasecurityconcernsandtheneedforcontinuousstafftraining.BanksinJimeiDistricthavebeenattheforefrontofthesechanges,investingincutting-edgesolutionsto______(9)operationalefficiency.Forinstance,theuseofblockchaintechnologyhas______(10)transactiontransparencyandreducedfraudrisks.Meanwhile,thegovernmenthas______(11)policiestosupportthedigitaltransformationofthefinancialindustry,recognizingitsimportanceforeconomicgrowth.Despitetheseadvancements,somecustomersstillpreferface-to-faceinteractionsforcertainbankingservices.Therefore,bankshavehadtofindabalancebetweendigitalandtraditionalapproaches.Thesuccessofthis______(12)dependsonthebank’sabilitytounderstandcustomerneedsandadaptquicklytomarkettrends.Inthecomingyears,thebankingindustryinXiamenislikelytoseefurther______(13)asnewtechnologiescontinuetoemerge.Banksthatfailtokeepupwiththesechangesmay______(14)theirmarketsharetomoreagilecompetitors.Thus,innovationandadaptabilitywillbe______(15)forsurvivalinthedigitalage.Options:6.A.adjustB.ignoreC.adoptD.reject7.A.revolutionizedB.complicatedC.delayedD.preserved8.A.broughtB.ignoredC.reducedD.eliminated9.A.enhanceB.degradeC.postponeD.neglect10.A.increasedB.compromisedC.ensuredD.undermined11.A.implementedB.postponedC.criticizedD.abandoned12.A.integrationB.conflictC.strategyD.neglect13.A.transformationB.stagnationC.declineD.stability14.A.loseB.gainC.retainD.expand15.A.necessaryB.optionalC.irrelevantD.unnecessary四、翻譯填空（共5題，每題2分）說明：將下列句子翻譯成英文，并用括號中的單詞或短語完成句子。1.為了提升客戶體驗，銀行在廈門市集美區(qū)推出了全新的智能服務(wù)系統(tǒng)。ThebankhaslaunchedanewintelligentservicesysteminJimeiDistrict,Xiamen,to______(improve)customerexperience.2.在當(dāng)前經(jīng)濟(jì)環(huán)境下，風(fēng)險管理對金融機構(gòu)至關(guān)重要。Inthecurrenteconomicenvironment,riskmanagementis______(essential)forfinancialinstitutions.3.隨著數(shù)字銀行的興起，傳統(tǒng)銀行業(yè)務(wù)面臨轉(zhuǎn)型壓力。Withtheriseofdigitalbanking,traditionalbankingservicesarefacing______(pressure)totransform.4.平安銀行致力于在可持續(xù)發(fā)展方面發(fā)揮領(lǐng)導(dǎo)作用。PingAnBankiscommittedto______(play)aleadingroleinsustainability.5.政府出臺了一系列政策，以支持廈門金融科技的發(fā)展。Thegovernmenthasintroducedaseriesofpoliciesto______(support)thedevelopmentoffintechinXiamen.五、短文改錯（共5題，每題2分）說明：找出下列短文中的錯誤并改正。ThebankingindustryinXiamenhasbeenrapidlyevolvingoverthepastfewyears.Digitalbankinghasbecomemorepopular,andcustomersnowexpectbankstoofferonlineservices24/7.However,thisshifthasalsocreatednewchallenges,suchascyberthreatsandtheneedformoretrainingforemployees.Thegovernmenthasintroducednewregulationstoensurethatbankscanhandlethesechallengeseffectively.BanksinJimeiDistricthavebeeninvestingintechnologytoimprovetheirservices,buttheyalsoneedtofocusoncustomersatisfaction.Ifbanksdonotadaptquickly,theymaylosetheircompetitiveadvantage.Errorstocorrect:1.______(evolving)→______2.______(expect)→______3.______(threats)→______4.______(effectively)→______5.______(adapt)→______答案及解析一、選詞填空1.A.revolutionize（革命化）解析：銀行業(yè)因數(shù)字技術(shù)變革，需用“revolutionize”（革命化）強調(diào)徹底改變。2.A.aware（意識到）解析：金融從業(yè)者需“aware”（意識到）市場趨勢。3.A.enhanced（提升）解析：AI提升效率，用“enhanced”。4.A.improve（提升）解析：銀行目標(biāo)是通過個性化服務(wù)“improve”（提升）客戶滿意度。5.A.ensure（確保）解析：平臺設(shè)計目標(biāo)是“ensure”（確保）交易順暢。6.C.critical（關(guān)鍵）解析：風(fēng)險管理在動蕩經(jīng)濟(jì)中是“critical”（關(guān)鍵）的。7.B.progress（進(jìn)步）解析：銀行在數(shù)字化轉(zhuǎn)型方面取得“progress”（進(jìn)步）。8.B.adheringto（遵守）解析：強調(diào)遵守合規(guī)，用“adheringto”。9.B.decreased（減少）解析：經(jīng)濟(jì)下行導(dǎo)致貸款需求“decreased”（減少）。10.B.minimizing（最小