光大銀行杭州市錢塘區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：閱讀以下段落，從選項(xiàng)中選出最合適的單詞填入空白處，使句子意思完整、語法正確。1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringfinancialinstitutionstoadapttonewtechnologies.A.revolutionizedB.simplifiedC.standardizedD.complicated2.杭州錢塘區(qū)的跨境電商產(chǎn)業(yè)園為中小企業(yè)提供了______的政策支持和物流便利。A.extensiveB.limitedC.temporaryD.theoretical3.Toremaincompetitive,banksmust______theirdigitalservicestomeetcustomerexpectations.A.innovateB.ignoreC.delayD.neglect4.Thenewregulatoryframeworkaimsto______financialrisksinthecryptocurrencymarket.A.mitigateB.amplifyC.ignoreD.promote5.TheintegrationofAIinbankingoperationshassignificantly______efficiencyandaccuracy.A.enhancedB.reducedC.minimizedD.fluctuated二、閱讀理解（共4題，每題3分，共12分）題目：閱讀以下短文，回答問題。Passage:Theriseofdigitalbankinghastransformedthefinancialindustryinrecentyears.TraditionalbanksinHangzhou,includingChinaEverbrightBank,havefacedchallengesduetotheemergenceoffintechcompanies.ThesetechfirmsleveragebigdataandAItoofferpersonalizedservices,forcingtraditionalbankstoacceleratetheirdigitaltransformation.However,digitalbankingalsoraisesconcernsaboutdatasecurityandregulatorycompliance.TheHangzhougovernmenthasintroducedpoliciestosupportthegrowthofbothtraditionalandfintechsectors,aimingtocreateabalancedfinancialecosystem.1.WhathasbeentheprimaryimpactoffintechontraditionalbanksinHangzhou?A.IncreasedcompetitionB.ReducedcustomerbaseC.HigherprofitmarginsD.Decreasedregulatoryoversight2.Accordingtothepassage,whattechnologiesarefintechcompaniesusingtoenhancetheirservices?A.BlockchainandquantumcomputingB.BigdataandAIC.CryptocurrencyandNFTsD.CloudcomputingandIoT3.Whatisthegovernment’sroleintheHangzhoufinancialsector?A.ToeliminatefintechcompaniesB.TosupportbothtraditionalandfintechindustriesC.ToimposestrictregulationsD.Toencourageonlydigitalbanking4.Whichofthefollowingisaconcernassociatedwithdigitalbanking?A.JobcreationB.CustomersatisfactionC.DatasecurityD.Operationalefficiency三、語法填空（共5題，每題2分，共10分）題目：根據(jù)句意和所給提示詞，用括號(hào)內(nèi)動(dòng)詞的適當(dāng)形式填空。1.Despitetheeconomic______(trend),theHangzhoufinancialmarkethasshownresilience.2.Thenewcreditpolicyrequiresborrowerstoprovidedetailedfinancial______(document).3.FintechstartupsinHangzhouare______(grow)rapidlyduetoincreasedinvestorinterest.4.Thebank’sAI-drivenchatbotcan______(assist)customerswithbasicbankinginquiries.5.Regulatorycomplianceremainsakey______(focus)forallfinancialinstitutionsinChina.四、改錯(cuò)題（共5題，每題2分，共10分）題目：找出以下句子中的錯(cuò)誤并改正。1.Theintegrationofblockchaintechnologyinbankingwillchangethewayfinancialtransactionsareconducted.→2.ManysmallenterprisesinHangzhourelyondigitalpaymentplatformsfordailytransactions.→3.TheChinesegovernmenthasimplementedstrictrulestopreventmoneylaunderingactivities.→4.AI-poweredbankingsystemscanimprovecustomerservicebutalsoraiseprivacyconcerns.→5.Thebank’smobileappallowsuserstotransferfundsinreal-timeacrossdifferentaccounts.→五、翻譯題（共4題，每題3分，共12分）題目：將以下中文句子翻譯成英文。1.杭州錢塘區(qū)的金融創(chuàng)新政策為青年創(chuàng)業(yè)者提供了大量資金支持。2.數(shù)字銀行的發(fā)展對(duì)傳統(tǒng)金融機(jī)構(gòu)的業(yè)務(wù)模式產(chǎn)生了深遠(yuǎn)影響。3.中國監(jiān)管機(jī)構(gòu)正在加強(qiáng)金融科技的監(jiān)管，以防范系統(tǒng)性風(fēng)險(xiǎn)。4.跨境電商的興起推動(dòng)了杭州國際貿(mào)易的快速增長。六、完形填空（共5題，每題2分，共10分）題目：閱讀以下短文，選擇最佳選項(xiàng)填空。Lastyear,Hangzhou’sfinancialsectorfacedsignificantchallengesduetotheglobaleconomicdownturn.However,thelocalgovernmentandbankstookproactivemeasurestostabilizethemarket.By______(1)digitaltransformationinitiativesand______(2)collaborationwithfintechfirms,traditionalbankswereabletoadapt.TheHangzhouBank,forinstance,launchedanewmobilebankingappthat______(3)real-timefinancialadvicetocustomers.Thisappnotonlyimproveduserexperiencebutalso______(4)thebank’smarketshare.Additionally,thegovernment______(5)taxincentivestoencouragelendingtosmallandmedium-sizedenterprises.Asaresult,thefinancialsectorinHangzhouhasshownsignsofrecovery.1.A.implementingB.ignoringC.delayingD.neglecting2.A.promotingB.opposingC.limitingD.avoiding3.A.providesB.providesC.providedD.providing4.A.increasedB.decreasedC.maintainedD.eliminated5.A.offersB.imposesC.grantsD.withdraws七、句子改寫（共5題，每題2分，共10分）題目：將以下句子改寫為指定形式，意思不變。1.Thenewbankingregulationrequiresallfinancialinstitutionstoundergostrictcompliancechecks.→Passivevoice:2.FintechcompanieshaverevolutionizedthewaypaymentsareprocessedinChina.→Gerundphrase:3.TraditionalbanksinHangzhoumustadapttodigitaltrendstostaycompetitive.→Infinitivephrase:4.Thegovernment’spolicysupportsthegrowthofbothfintechandtraditionalbankingsectors.→Adjectivephrase:5.Digitalbankinghastransformedthefinancialindustryinrecentyears.→Nounclause:答案與解析一、選詞填空1.A.revolutionized（金融科技顛覆了傳統(tǒng)銀行模式）2.A.extensive（杭州錢塘區(qū)的跨境電商產(chǎn)業(yè)園提供了廣泛的政策支持）3.A.innovate（銀行必須創(chuàng)新其數(shù)字服務(wù)以滿足客戶期望）4.A.mitigate（新監(jiān)管框架旨在降低加密貨幣市場(chǎng)的金融風(fēng)險(xiǎn)）5.A.enhanced（AI在銀行運(yùn)營中的應(yīng)用顯著提升了效率和準(zhǔn)確性）二、閱讀理解1.A.Increasedcompetition（金融科技對(duì)傳統(tǒng)銀行的主要影響是加劇了競爭）2.B.BigdataandAI（金融科技公司利用大數(shù)據(jù)和AI提升服務(wù)）3.B.Tosupportbothtraditionalandfintechindustries（政府支持傳統(tǒng)和金融科技行業(yè)）4.C.Datasecurity（數(shù)字銀行的一個(gè)擔(dān)憂是數(shù)據(jù)安全問題）三、語法填空1.trend（盡管經(jīng)濟(jì)趨勢(shì)下滑，杭州金融市場(chǎng)表現(xiàn)出了韌性）2.documents（新信貸政策要求借款人提供詳細(xì)的財(cái)務(wù)文件）3.growing（由于投資者興趣增加，杭州的金融科技公司正在快速發(fā)展）4.assist（AI驅(qū)動(dòng)的聊天機(jī)器人可以幫助客戶處理基本的銀行查詢）5.focus（監(jiān)管合規(guī)對(duì)所有中國金融機(jī)構(gòu)來說仍然是一個(gè)重點(diǎn)）四、改錯(cuò)題1.→Theintegrationofblockchaintechnologyinbankingwillchangethewayfinancialtransactionsareconducted.（正確）2.→ManysmallenterprisesinHangzhourelyondigitalpaymentplatformsfordailytransactions.（正確）3.→TheChinesegovernmenthasimplementedstrictrulestopreventmoneylaunderingactivities.（正確）4.→AI-poweredbankingsystemscanimprovecustomerservicebutalsoraiseprivacyconcerns.（正確）5.→Thebank’smobileappallowsuserstotransferfundsinreal-timeacrossdifferentaccounts.（正確）五、翻譯題1.ThefinancialinnovationpoliciesinQiantangDistrict,Hangzhou,haveprovidedsubstantialfinancialsupporttoyoungentrepreneurs.2.Thedevelopmentofdigitalbankinghashadaprofoundimpactonthebusinessmodelsoftraditionalfinancialinstitutions.3.Chineseregulatoryauthoritiesarestrengtheningoversightoffintechtomitigatesystemicrisks.4.The