中信銀行鄭州市金水區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）（注：以下題目結(jié)合銀行業(yè)務(wù)與鄭州地域特色）1.TherapiddevelopmentoffintechinZhengzhouhas__________thetraditionalbankingsectortoinnovateandadapt.A.forcedB.drivenC.motivatedD.limited2.Toenhancecustomer__________,thebankintroducedamobileappwithAI-poweredfinancialadvice.A.satisfactionB.lossC.delayD.expense3.TheannualfinancialliteracycampaigninZhengzhouaimsto__________youngentrepreneursaboutriskmanagement.A.educateB.criticizeC.ignoreD.discourage4.ThemergeroftwolocalbanksinZhengzhou__________marketcompetitionbutincreasedserviceefficiency.A.reducedB.eliminatedC.intensifiedD.stabilized5.ThenewbranchinGoldenWaterDistrictisstrategicallylocatedto__________businessgrowthinthetechindustry.A.supportB.hinderC.neglectD.delay二、閱讀理解（共4題，每題3分，共12分）（注：文章主題圍繞鄭州金融發(fā)展與銀行服務(wù)）Passage:Zhengzhou,thecapitalofHenanProvince,hasemergedasahubforfinancialinnovationinCentralChina.Thecity’sgovernmenthasactivelypromotedfintechstartups,offeringtaxincentivesandsubsidies.Localbanks,includingCITICBank,havepartneredwithtechfirmstodevelopdigitalbankingsolutions.However,challengesremain,suchascybersecurityrisksandtheneedformoreskilledprofessionals.Despitethesehurdles,thefuturelookspromisingasZhengzhoucontinuestoattractinvestmentinthefinancialsector.1.Whatisthemainfocusofthepassage?A.ThehistoryofbankinginZhengzhou.B.Thegovernment’seffortstoboostfintech.C.Theproblemsfacedbylocalbanks.D.ThegrowthofthetechindustryinZhengzhou.2.WhyhasZhengzhoubecomeafinancialhub?A.Ithasabundantnaturalresources.B.Ithasalargepopulation.C.Itsupportsfintechdevelopment.D.Ithasastrongindustrialbase.3.Whatchallengesarementionedinthepassage?A.Hightaxesandfewerincentives.B.Cybersecurityrisksandtalentshortages.C.Fewercustomersandlowerprofits.D.Poorinfrastructureandlimitedfunding.4.WhatdoesthepassagesuggestaboutthefutureofZhengzhou’sfinancesector?A.Itwilldeclineduetocompetition.B.Itwillstagnatewithoutimprovement.C.Itwillcontinuetogrowwithsupport.D.Itwillfocusonlyontraditionalbanking.三、完形填空（共5題，每題2分，共10分）（注：段落講述鄭州銀行服務(wù)的數(shù)字化轉(zhuǎn)型）ThebankinglandscapeinZhengzhouhastransformeddramaticallyoverthepastdecade.__________(1)theriseofdigitalplatforms,traditionalbankshavehadtoadaptorriskbecomingobsolete.CITICBank,forexample,hasinvestedheavilyinmobilebankingapps,allowingcustomerstotransferfunds,paybills,andapplyforloanswithjustafewtaps.__________(2),thebankhasalsoexpandeditswealthmanagementservices,cateringtohigh-net-worthindividualsinthecity.Despitetheseadvancements,__________(3),thecompetitionremainsfierce,withfintechcompaniesandrivalbanksvyingformarketshare.__________(4),thekeytosuccessliesinunderstandingcustomerneedsandleveragingtechnologytoimproveservicequality.__________(5),aslongasbankscontinuetoinnovate,theycanthriveinZhengzhou’sdynamicfinancialmarket.1.A.DuetoB.BecauseofC.DespiteD.Withthehelpof2.A.MoreoverB.HoweverC.ThereforeD.Meanwhile3.A.YetB.StillC.ThusD.Never4.A.EventuallyB.FirstlyC.SecondlyD.Ultimately5.A.FinallyB.IndeedC.ActuallyD.Generally四、句子改錯（共5題，每題2分，共10分）（注：題目涉及銀行業(yè)常用表達，考察語法準確性）1.Thebankoffers24-houronlineservicesforcustomer’sconvenience.→_________________________2.Wehighlyrecommendinvestinginstocksifyouarelookingforshort-termprofits.→_________________________3.Theloanapplicationformrequiresclient’ssignaturebeforesubmission.→_________________________4.Employeesmustfollowthecompany’spoliciestoavoidanylegalconsequences.→_________________________5.Thebranchmanagerwillberesponsibleformanagingthebranch’sdailyoperations.→_________________________五、翻譯填空（共5題，每題3分，共15分）（注：中譯英，內(nèi)容與鄭州銀行業(yè)務(wù)相關(guān)）1.銀行通過大數(shù)據(jù)分析，為客戶提供個性化的理財建議。→Thebankprovides__________financialadvicetocustomersthroughbigdataanalysis.2.為了吸引更多年輕客戶，分行推出了聯(lián)名信用卡。→Toattractmore__________customers,thebranchlaunchedaco-brandedcreditcard.3.銀行要求所有員工定期參加反洗錢培訓?！鶷hebankrequiresallemployeestoattend__________trainingonanti-moneylaundering.4.鄭州的金融科技產(chǎn)業(yè)發(fā)展迅速，成為全國重要中心?！鶷hefintechindustryinZhengzhouhasdevelopedrapidly,becominga__________inthecountry.5.客戶可以通過手機銀行實時查詢賬戶余額?！鶦ustomerscan__________theiraccountbalanceinrealtimethroughthemobilebankingapp.答案與解析一、選詞填空1.B(driven:驅(qū)動，符合句意“推動傳統(tǒng)銀行業(yè)務(wù)創(chuàng)新”）2.A(satisfaction:滿意度，銀行業(yè)務(wù)核心指標）3.A(educate:教育，符合金融知識普及目的）4.C(intensified:加劇，并購?fù)ǔＴ黾痈偁帲?.A(support:支持，銀行服務(wù)科技企業(yè)）二、閱讀理解1.B(政府支持fintech是文章主旨）2.C(Zhengzhou支持fintech發(fā)展是關(guān)鍵）3.B(網(wǎng)絡(luò)安全和人才短缺是挑戰(zhàn)）4.C(政府支持下，未來將增長）三、完形填空1.B(Becauseof:由于數(shù)字平臺崛起)2.A(Moreover:此外，銀行擴展財富管理服務(wù))3.A(Yet:然而，競爭激烈)4.D(Ultimately:最終，成功關(guān)鍵在創(chuàng)新)5.B(Indeed:的確，只要創(chuàng)新就能成功)四、句子改錯1.→forthecustomer’sconvenience(所有格錯誤，應(yīng)為of)2.→ifyouarelookingforshort-termprofits(介詞搭配錯誤，應(yīng)為l