華夏銀行舟山市定海區(qū)2025秋招筆試英文行測高頻題含答案閱讀理解（共5題，每題2分，共10分）題目：1.根據(jù)以下短文回答問題："AsaleadingbankinZhoushan,ChinaMerchantsBank(CMBC)hasbeenexpandingitsdigitalservices.Thebankintroducedanewmobileappin2024,offeringreal-timefinancialmanagementtoolstailoredforlocalSMEs.Thisinitiativeaimstosupporttheisland'seconomicgrowthbyreducingpaperworkandimprovingtransactionefficiency.TheappalsointegratesQRcodepayments,popularincoastalcitieslikeDinghai,toattractmoreyoungentrepreneurs."問題：Whatisthemainpurposeofthenewmobileapp?A.Toincreasebankprofits.B.TosupportlocalSMEsinZhoushan.C.Toreplacetraditionalbankingmethodsentirely.D.Tocompetewithotherdigitalbanks.2.閱讀以下新聞節(jié)選："DinghaiDistrict,akeyeconomiczoneinZhoushan,planstoattractmoreforeigninvestmentbyeasingvisarestrictionsforentrepreneurs.Thegovernmentannouncedapolicylastyear,allowingforeignnationalstoworkinthedistrictforuptothreeyearswithoutalocalworkpermit.Thismoveisexpectedtoboostthetourismandseafoodindustries,whicharevitaltoDinghai'seconomy."問題：Whatindustrywillbenefitthemostfromthenewvisapolicy?A.ManufacturingB.FinanceC.TourismandseafoodD.Education3.根據(jù)以下段落回答問題："Zhoushan'scoastaleconomyreliesheavilyonaquaculture.Inrecentyears,thegovernmenthaspromotedsustainablefarmingpracticestoprotectmarineenvironments.ApilotprojectinDinghaiusesadvancedmonitoringsystemstotrackwaterqualityandpreventoverfishing.Theprojecthasreducedfishmortalityby30%andincreasedyieldsby15%."問題：Whatisthekeytechnologyusedinthepilotproject?A.ArtificialintelligenceB.TraditionalfishingnetsC.WaterqualitymonitoringsystemsD.Windenergy4.閱讀以下報告摘要："AsurveybyZhoushanUniversityfoundthat70%oflocalresidentsinDinghaiprefercashlesspaymentsovercashtransactions.Thestudyalsorevealedthatsmallbusinessesintheareaareadoptingdigitalpaymentsystemsfasterthanlargerenterprises.Thistrendreflectsthebroadershifttowardfinancialtechnologyincoastaleconomies."問題：Whichgroupisslowertoadoptdigitalpayments?A.LocalresidentsB.SmallbusinessesC.LargeenterprisesD.Tourists5.根據(jù)以下短文回答問題："TheZhoushangovernmentrecentlylaunchedaprogramtotrainyouthinfinancialliteracy.Workshopsareheldinschoolsandcommunitycenters,focusingonbudgeting,investing,andfraudprevention.Theprogramaimstoreducedebtamongyoungadultsandencouragesavings.Preliminaryresultsshowa20%increaseinsavingsamongparticipants."問題：Whatistheprimarygoalofthefinancialliteracyprogram?A.Toincreasebankdeposits.B.Toreducedebtandencouragesavings.C.Topromotetheuseofcreditcards.D.Toteachadvancedfinancialtheories.邏輯推理（共4題，每題3分，共12分）題目：1.假設(shè)以下陳述為真：-"AllSMEsinDinghaiusedigitalpaymentsystems."-"Nolargecorporationsusecashpayments."-"SMEsinDinghaiarenotlargecorporations."問題：Whichstatementmustbetrue?A.Somelargecorporationsusedigitalpaymentsystems.B.AllSMEsinDinghaiusecashpayments.C.NolargecorporationsinDinghaiusedigitalpaymentsystems.D.Somelargecorporationsdonotusedigitalpaymentsystems.2.根據(jù)以下條件推理：-OnlyresidentswithaZhoushanIDcanaccessthegovernment'sdigitalservice.-ForeigntouristsdonothaveZhoushanIDs.-Onlypeopleaged18oroldercanusetheservice.問題：Cana25-year-oldforeigntouristusetheservice?A.YesB.NoC.MaybeD.Unknowable3.假設(shè)以下陳述為真：-"Ifabusinessisprofitable,itwillexpand."-"Thisbusinesswillnotexpand."問題：Whatcanbeinferred?A.Thebusinessisnotprofitable.B.Thebusinessisprofitablebutnotexpanding.C.Thebusinessisnotprofitableandwillnotexpand.D.Thebusinesswillexpandeventually.4.根據(jù)以下邏輯鏈條回答問題：-"AllbanksinDinghaiofferdigitalbankingservices."-"CMBCisabankinDinghai."-"CMBCdoesnotofferdigitalbankingservices."問題：Whichstatementcontradictsthegiveninformation?A.CMBCisnotabankinDinghai.B.SomebanksinDinghaidonotofferdigitalbankingservices.C.CMBCisnotabankinDinghaiordoesnotofferdigitalbankingservices.D.CMBCisabankinDinghaibutdoesnotofferdigitalbankingservices.財經(jīng)常識（共5題，每題2分，共10分）題目：1.Whichofthefollowingisacharacteristicofadebitcard?A.Requiresacreditcheck.B.Allowsborrowinguptoasetlimit.C.Deductsfundsdirectlyfromabankaccount.D.Earnsinterestonunusedbalances.2.TheBaselAccordsprimarilyregulate:A.Stockmarkettrading.B.Bankcapitalrequirements.C.Realestateinvestments.D.Consumerloaninterestrates.3.Whicheconomicindicatorismostcloselytiedtomaritimetrade?A.Consumerpriceindex(CPI)B.Grossdomesticproduct(GDP)C.PortcargovolumeD.Unemploymentrate4.WhatisthemainpurposeofaSWIFTtransaction?A.Totransfercryptocurrencies.B.Tofacilitateinternationalbanktransfers.C.Toissuestocks.D.Toregulateinsuranceclaims.5.Whichfinancialtoolismostsuitableforriskmanagementinaquaculture?A.EquityfinancingB.FuturescontractsC.PersonalloansD.Mortgages數(shù)學(xué)計算（共3題，每題4分，共12分）題目：1.Abankoffersa3-yearloanatanannualinterestrateof6%,compoundedquarterly.Howmuchinterestwillbeearnedonaprincipalof100,000yuan?A.19,042yuanB.18,000yuanC.20,000yuanD.17,500yuan2.Aseafoodcompany'srevenueinDinghaiwas500millionyuanin2023.Ifthegrowthrateis12%annually,whatwilltherevenuebein2025?A.610millionyuanB.625millionyuanC.627millionyuanD.630millionyuan3.Afishingboatoperatesfor8hoursaday,7daysaweek.Ifthefuelcostis2,000yuanperday,whatisthetotalfuelcostforamonth(30days)?A.42,000yuanB.44,000yuanC.46,000yuanD.48,000