民生銀行太原市小店區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）要求從下列選項(xiàng)中選出最適合填入空白處的單詞。1.Theeconomicpoliciesofthegovernmenthavesignificantly______thelocalbusinesses,leadingtoasurgeinemploymentopportunities.A.supportedB.hinderedC.stabilizedD.declined2.Despitethe______marketconditions,thebank’sloanapprovalratesremainedsteady,reflectingitsrobustriskmanagementsystem.A.volatileB.stableC.unpredictableD.favorable3.Thebranchmanageremphasizedtheimportanceof______customerserviceinmaintaininglong-termrelationshipswithclients.A.inefficientB.inadequateC.exceptionalD.neglectful4.Thenewdigitalbankingplatformisdesignedto______theefficiencyoftransactionswhilereducingoperationalcosts.A.enhanceB.diminishC.disruptD.delay5.Manysmallandmedium-sizedenterprisesinShanxiProvincearestrugglingtosecure______fundingduetotightcreditpolicies.A.affordableB.sufficientC.flexibleD.excessive二、閱讀理解（共4題，每題3分，共12分）閱讀以下文章，回答問(wèn)題。Passage:TherapiddevelopmentoffintechhastransformedthebankingindustryinChinaoverthepastdecade.TraditionalfinancialinstitutionslikeBankofChinaandIndustrialandCommercialBankofChinahaveintegratedartificialintelligence,bigdata,andmobilepaymenttechnologiesintotheirservices.Thisshifthasnotonlyimprovedcustomerexperiencebutalsooptimizedinternaloperations.However,challengesremain,suchasdatasecurityconcernsandregulatorycompliance.ThePeople’sBankofChinahasintroducedstricterguidelinestoensurefinancialstabilitywhilefosteringinnovation.ForbanksoperatinginregionslikeShanxi,adaptingtothesechangesiscrucialtoremaincompetitive.1.Whathasbeentheprimaryimpactoffintechontraditionalbanks?A.IncreasedoperationalcostsB.EnhancedcustomerengagementC.ReducedmarketshareD.Decreasedregulatoryoversight2.Accordingtothepassage,whatisoneofthekeychallengesforbanksinShanxi?A.InsufficientfundingB.HighcompetitionC.DatasecurityrisksD.Lowcustomersatisfaction3.ThePeople’sBankofChina’sguidelinesareaimedat:A.EncouragingexcessiveinnovationB.EnsuringfinancialstabilityandinnovationC.RestrictingdigitalbankingservicesD.Reducingcustomerrelianceonmobilepayments4.WhichofthefollowingstatementsisNOTmentionedinthepassage?A.Fintechhasimprovedcustomerservice.B.BanksinShanxiarefacingregulatoryhurdles.C.Thegovernmentissupportingfintechdevelopment.D.Traditionalbanksarecompletelyreplacingfintechsolutions.三、完形填空（共5題，每題2分，共10分）閱讀以下短文，選擇最佳答案填入空白處。Lastyear,theBankofShanxilaunchedacommunityoutreachprogramtopromotefinancialliteracyamongsmallbusinessownersinTaiyuan.Theinitiativeincludedfreeworkshopsonbudgeting,loanapplications,andonlinebanking.Manyparticipantsreportedthattheprogramhadapositiveimpactontheirbusinessoperations.Forexample,oneownerlearnedhowtousedigitaltoolstoreduceoverheadcosts,whileanothersecuredalow-interestloanforexpansion.Thebankplanstoexpandtheprogramtoothercitiesintheprovincenextyear,emphasizingtheneedforsustainableeconomicgrowth.1.Theprogram’smainpurposewasto:A.Increasethebank’sprofitsB.EducatesmallbusinessownersaboutfinanceC.ReduceunemploymentinTaiyuanD.Promotetheuseofphysicalbankbranches2.Howdidtheworkshopsbenefittheparticipants?A.Theyhelpedthebankattractnewcustomers.B.Theyprovidedpracticalfinancialskills.C.Theyencouragedtheuseofcashtransactions.D.Theyledtoadecreaseinbusinessloans.3.Accordingtothepassage,whichofthefollowingistrue?A.AllsmallbusinessesinTaiyuanimprovedtheirfinances.B.Thebankonlyfocusedonloanapplications.C.Digitaltoolswereemphasizedintheworkshops.D.TheprogramwasonlysuccessfulinTaiyuan.4.Whatdoesthebankplantodonextyear?A.Decreasethenumberofworkshops.B.LimittheprogramtoTaiyuan.C.Expandtheinitiativetootherregions.D.Replaceworkshopswithonlinetutorials.5.Theword"sustainable"inthelastsentencesuggests:A.Short-termfinancialgainsB.Long-termeconomicdevelopmentC.High-riskinvestmentsD.Immediatecostreductions四、翻譯填空（共5題，每題2分，共10分）將以下句子翻譯成英文，并填入空格處。1.為了提升客戶滿意度，太原分行推出了24小時(shí)在線客服系統(tǒng)。Toimprovecustomersatisfaction,theTaiyuanbranchhaslauncheda______onlineservice.A.24-hourB.12-hourC.8-hourD.flexible2.由于利率調(diào)整，許多企業(yè)主發(fā)現(xiàn)他們的貸款利率有所上升。Duetothe______ininterestrates,manybusinessownersfoundtheirloancostswererising.A.decreaseB.increaseC.stabilizationD.fluctuation3.民生銀行在山西省的小企業(yè)信貸政策旨在支持地方經(jīng)濟(jì)。TheSMEloanpoliciesofMinshengBankinShanxiProvincearedesignedto______thelocaleconomy.A.hinderB.supportC.weakenD.expand4.為了應(yīng)對(duì)疫情帶來(lái)的挑戰(zhàn)，銀行加強(qiáng)了風(fēng)險(xiǎn)管理措施。Toaddressthechallengesbroughtbythepandemic,thebankhas______riskmanagementmeasures.A.relaxedB.strengthenedC.ignoredD.simplified5.太原市小店區(qū)的居民可以通過(guò)手機(jī)銀行輕松管理他們的財(cái)務(wù)。ResidentsinXiaodianDistrictofTaiyuancaneasilymanagetheirfinancesthrough______banking.A.physicalB.digitalC.traditionalD.offline五、改錯(cuò)題（共5題，每題2分，共10分）以下句子中各有一處錯(cuò)誤，請(qǐng)指出并改正。1.Thebank’snewmobileappprovidescustomerswithaconvenientwaytotransfermoneybetweenaccounts,eveniftheyarenotusingthesamebankingsystem.-Error:______→Correction:______2.Despitetheeconomicdownturn,thebankmanagedtoincreaseitsprofitmarginsbyoptimizingitsoperationalefficiencyandreducingunnecessaryexpenses.-Error:______→Correction:______3.Theloanapprovalprocesshasbeenstreamlinedtoensurethatapplicantscanreceivetheirfundswithin24hoursofsubmittingtheirapplications.-Error:______→Correction:______4.ManysmallbusinessesinShanxihavebeenstrugglingtoaccessaffordablecreditduetothetightmonetarypoliciesimplementedbythecentralbank.-Error:______→Correction:______5.Thebank’scustomerserviceteamisavailable24/7toassistclientswithanyfinancialquestionsorconcernstheymayhave.-Error:______→Correction:______答案與解析一、選詞填空1.A.supported-解析：政府的經(jīng)濟(jì)政策對(duì)本地企業(yè)產(chǎn)生了積極影響，因此選"supported"（支持）。2.A.volatile-解析：市場(chǎng)條件不穩(wěn)定，故選"volatile"（動(dòng)蕩的）。3.C.exceptional-解析：銀行強(qiáng)調(diào)優(yōu)質(zhì)客戶服務(wù)，故選"exceptional"（卓越的）。4.A.enhance-解析：新平臺(tái)旨在提高效率，故選"enhance"（提升）。5.B.sufficient-解析：中小企業(yè)難以獲得充足資金，故選"sufficient"（充足的）。二、閱讀理解1.B.Enhancedcustomerengagement-解析：文章提到fintech改善了客戶體驗(yàn)。2.C.Datasecurityrisks-解析：文章指出數(shù)據(jù)安全是挑戰(zhàn)之一。3.B.Ensuringfinancialstabilityandinnovation-解析：政府旨在平衡穩(wěn)定與創(chuàng)新。4.D.Traditionalbanksarecompletelyreplacingfintechsolutions.-解析：文章未提及傳統(tǒng)銀行完全取代fintech。三、完形填空1.B.Educatesmallbusinessownersaboutfinance-解析：文章強(qiáng)調(diào)財(cái)務(wù)教育。2.