興業(yè)銀行本溪市明山區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）背景提示：題材圍繞銀行業(yè)務、金融服務創(chuàng)新及本溪市經濟特點展開。1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringfinancialinstitutionstoadaptquicklytonewtechnologies.A.revolutionizedB.standardizedC.simplifiedD.centralized2.Toimprovecustomersatisfaction,thebankplansto______digitalbankingserviceswithpersonalizedfinancialadvice.A.integrateB.eliminateC.reduceD.postpone3.TheeconomicdownturninBenxihasledtoa______increaseinloandefaults,posingchallengesforcreditriskmanagement.A.marginalB.significantC.gradualD.minimal4.Thebank’sgreenfinanceinitiativeaimsto______environmentalsustainabilitybysupportingrenewableenergyprojects.A.undermineB.enhanceC.neglectD.conflict5.ThebranchinMingshanDistrictshould______itsmarketingstrategytoattractmoreyoungprofessionalsinthelocaltechindustry.A.reviseB.ignoreC.expandD.minimize二、閱讀理解（共4題，每題3分，共12分）背景提示：文章節(jié)選自興業(yè)銀行關于本溪市普惠金融發(fā)展的報告。Passage:TheBankofIndustryandCommercehaslaunchedapilotprogramtopromotefinancialinclusioninBenxi’sruralareas.Theinitiativefocusesonprovidingmicro-loanstosmall-scalefarmersandentrepreneurs,withspecialinterestratestosupportlocaleconomicgrowth.However,challengesremain,suchaslimiteddigitalinfrastructureandlowfinancialliteracyamongthetargetpopulation.Thebankhaspartneredwithlocalgovernmentstoorganizeworkshopsonfinancialmanagement,aimingtobuildtrustandimproveparticipationrates.Preliminaryresultsshowmodestsuccess,with15%ofapplicantsreceivingloans,butthebankplanstoexpandtheprogramnextyearbyleveragingmobilebankingsolutions.6.Whatistheprimarygoalofthebank’spilotprograminBenxi?A.Toincreaseprofitsfromruralloans.B.Toimprovedigitalbankinginfrastructure.C.Topromotefinancialinclusionamongunderservedpopulations.D.Toreducecreditriskinagriculturalsectors.7.Accordingtothepassage,whatisoneobstacletotheprogram’ssuccess?A.Highcompetitionfromotherbanks.B.Limitedgovernmentsupport.C.Lowdigitalinfrastructureandfinancialliteracy.D.Excessiveloandefaults.8.Howdoesthebankplantoexpandtheprograminthefuture?A.Byraisinginterestrates.B.Byreducingloanamounts.C.Byleveragingmobilebankingsolutions.D.Byminimizinggovernmentinvolvement.9.Whatdoesthepassagesuggestaboutthecurrentstageoftheprogram?A.Ithasalreadyachievedsignificantsuccess.B.Itisstillinitsearlystageswithmodestresults.C.Itisfacingmajorsetbacksduetolackoffunding.D.Itisonlytargetinglargefarmers.三、句子改錯（共5題，每題2分，共10分）背景提示：題材涉及銀行業(yè)務流程、合規(guī)要求及本溪市經濟環(huán)境。10.Thebank’scompliancedepartmentensuresthatalltransactions______properlydocumentedtoavoidlegalliabilities.→______11.Employeesmustcompleteannualtrainingto______withthelatestanti-moneylaunderingregulations.→______12.Thenewcreditscoringmodel______moreaccuratethanthepreviousone,reducingtheriskoffraud.→______13.Thebranchmanagerrequeststhatallstaff______themeetingontimenextWednesday.→______14.Thebank’ssustainabilityreporthighlightstheimportanceofreducingcarbonemissionsinitsoperations.→______四、完形填空（共5題，每題2分，共10分）背景提示：文章講述興業(yè)銀行如何通過金融科技提升本溪市小微企業(yè)融資效率。TheBankofIndustryandCommercehasintroducedanAI-drivenloanapprovalsystemto______(15)smallbusinessesinBenxi.Thissystem______(16)real-timedataanalysistoassesscreditworthiness,______(17)thetimerequiredforloanprocessingby50%.Additionally,thebankhas______(18)amobileappthatallowsapplicantstosubmitdocumentsandtracktheirapplications.Localentrepreneurshave______(19)positivefeedback,notingthatthestreamlinedprocesshas______(20)theircashflowmanagement.ThebankplanstoexpandthisinitiativetootherregionsinNortheastChina.15.A.supportB.hinderC.delayD.neglect16.A.utilizesB.ignoresC.neglectsD.excludes17.A.doublingB.halvingC.increasingD.reducing18.A.launchedB.postponedC.abandonedD.ignored19.A.givenB.receivedC.deniedD.ignored20.A.improvedB.worsenedC.complicatedD.stabilized五、翻譯填空（共5題，每題3分，共15分）背景提示：題材涉及本溪市地方經濟發(fā)展政策及興業(yè)銀行社會責任。TranslatethefollowingsentencesintoEnglish:21.興業(yè)銀行在本溪市推出綠色信貸產品，以支持本地環(huán)保企業(yè)的發(fā)展?！鶷heBankofIndustryandCommercehaslaunchedgreencreditproductsinBenxito______(21)thedevelopmentoflocalenvironmentalprotectionenterprises.22.為提高居民金融素養(yǎng)，銀行定期舉辦社區(qū)金融知識講座?！鶷o______(22)financialliteracyamongresidents,thebankregularly______(23)communityfinancialworkshops.23.本溪市近期出臺政策鼓勵中小企業(yè)數字化轉型?！鶥enxirecentlyintroducedpoliciesto______(24)smallandmedium-sizedenterprisestodigitalizetheiroperations.24.銀行通過設立專項基金，幫助本溪市受災地區(qū)恢復經濟。→By______(25)aspecialfund,thebankassistsBenxi’sdisaster-strickenareasinrecoveringtheireconomy.答案與解析一、選詞填空1.A(revolutionized)–Fintechhastransformedthebankingmodel.2.A(integrate)–Digitalservicescombinedwithpersonalizedadviceimprovesatisfaction.3.B(significant)–Thedownturncausedanotableriseindefaults.4.B(enhance)–Greenfinancepromotesenvironmentalsustainability.5.A(revise)–Thebranchneedstoadjustitsstrategyfortechprofessionals.二、閱讀理解6.C(promotefinancialinclusion)–Thepassagestatestheprogramtargetsunderservedpopulations.7.C(lowdigitalinfrastructureandfinancialliteracy)–Obstaclesincludelimitedtechandeducation.8.C(leveragingmobilebankingsolutions)–Thebankplanstoexpandviamobiletech.9.B(modestresultsinearlystages)–Thepassagementions15%applicantsandplansforexpansion.三、句子改錯10.→properly→correctly(documentationshouldbecorrect,not"proper