浦發(fā)銀行長(zhǎng)沙市天心區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptionsgiven.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptorfaceobsolescence.A.compelledB.enabledC.constrainedD.accelerated2.長(zhǎng)沙的金融創(chuàng)新政策為本地企業(yè)提供了______的資金支持，尤其是在綠色信貸領(lǐng)域。A.substantialB.marginalC.preliminaryD.conditional3.Ourteamiscurrently______apilotprogramtointegrateAI-drivenriskassessmenttoolsintodailyoperations.A.experimentingB.implementingC.reviewingD.optimizing4.Thebank’ssustainabilityreporthighlightsitscommitmenttoreducingcarbonemissionsby50%by2030,a______target.A.ambitiousB.minimalC.incrementalD.optional5.Duetoregulatory______,theapprovalprocessfornewcreditlineshasbeenstreamlined.A.complexitiesB.lenienciesC.efficienciesD.ambiguities6.Thenewmobilebankingappfeaturesreal-time______tohelpcustomersmonitortheirtransactions.A.alertsB.confirmationsC.endorsementsD.validations7.The______economicrecoveryinEuropehasledtoacautiousapproachinglobalmarketinvestments.A.fragileB.robustC.stagnantD.fluctuating8.Ourcompliancedepartmentensuresthatalloperations______tothelatestbankingregulations.A.adhereB.conflictC.divergeD.align9.The______betweenonlineandofflinebankingchannelsremainsakeyfocusforcustomerexperienceimprovement.A.synchronizationB.discrepancyC.integrationD.fragmentation10.Thebank’sCSRinitiativesincludefundingeducationprogramsforunderprivilegedchildreninrural______.A.regionsB.suburbsC.districtsD.zones二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:Theriseofdigitalbankinghastransformedhowfinancialinstitutionsservecustomers,particularlyinurbancenterslikeChangsha.Firmssuchas浦發(fā)銀行(SPDBank)haveleveragedtechnologicaladvancementstoenhanceserviceefficiencyandaccessibility.However,challengesremain,includingcybersecuritythreatsandthedigitaldivideamongdemographics.Accordingtoa2024reportbytheChinaBankingandInsuranceRegulatoryCommission(CBIRC),78%ofurbanresidentsin湖南(HunanProvince)preferdigitalbanking,whileruralareaslagsignificantlyduetoinfrastructurelimitations.Thebank’sstrategyinvolvesahybridmodel—combiningdigitalsolutionswithtraditionalbranchsupporttoensureinclusivity.1.WhatistheprimaryfocusofdigitalbankinginChangsha?A.RevenuemaximizationB.TechnologicalinnovationC.CustomeraccessibilityD.Regulatorycompliance2.Accordingtothepassage,whatisamajorobstacletodigitalbankingadoptioninrural湖南?A.HighfeesB.LackofinfrastructureC.LowcustomertrustD.Insufficientstaff3.TheCBIRCreportindicatesthatwhatpercentageofurban湖南residentspreferdigitalbanking?A.50%B.65%C.78%D.85%4.WhatapproachdoesSPDBanktaketoaddressdigitaldivideissues?A.FulldigitalizationB.BranchclosureC.HybridmodelD.Governmentsubsidies5.Theword"hybrid"inthepassagemostcloselymeans:A.ExperimentalB.IntegratedC.ExclusiveD.Traditional三、完形填空（共10題，每題1分）directions:Fillineachblankwiththemostappropriatewordfromthebox.|Words:|adapt|mitigate|stakeholders|compliance|infrastructure|volatile|diversify|leverage|robust|streamline|ThebankingsectorinChangshafacesmultiplechallenges,including6.economicvolatilityand7.regulatoryrequirements.Leadinginstitutionslike浦發(fā)銀行areencouragedto8.theirbusinessmodelstodigitaltrends.Akeystrategyinvolves9.dataanalyticstoimproveriskmanagement.Engagingwith10.isessentialforsustainablegrowth.Additionally,11.theapprovalprocessforcreditapplicationscanenhancecustomersatisfaction.Theintegrationof12.solutionshelps13.cybersecurityrisks.Investorsarealsowatchinghowbanks14.theirportfoliostoemergingmarkets.Lastly,a15.systemensuresthatoperationsrunsmoothlyduringpeakseasons.四、語法填空（共10題，每題1分）directions:Completethesentenceswiththecorrectformofthewordsgiveninbrackets.1.Despitethe______(trend)ofremotework,traditionalofficesetupsstillplayaroleincorporateculture.2.Thenewlendingpolicyaimsto______(support)smallbusinessesmoreeffectively.3.Thebank’sAI-poweredchatbot______(assist)customerswith24/7queries.4.Ensuringdata______(protect)isatoppriorityforallfinancialinstitutions.5.Themergerwill______(benefit)bothcompanies’marketpositions.6.Ourteammust______(align)withthebank’sstrategicgoals.7.The______(innovate)paceinfintechrequirescontinuouslearning.8.Regulatory______(strict)hasincreasedthecomplexityofcompliance.9.The______(expand)ofgreenfinanceisaglobalfocus.10.Customersexpectbanksto______(respond)swiftlytotheirneeds.五、翻譯填空（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish,ensuringaccuracyandfluency.1.浦發(fā)銀行致力于推動(dòng)綠色金融發(fā)展，以支持可持續(xù)城市建設(shè)。2.長(zhǎng)沙市的天心區(qū)已成為湖南省金融科技企業(yè)的聚集地。3.銀行通過大數(shù)據(jù)分析來優(yōu)化信貸審批流程。4.客戶體驗(yàn)的提升需要線上線下渠道的無縫銜接。5.監(jiān)管政策的變化對(duì)銀行業(yè)務(wù)模式產(chǎn)生了深遠(yuǎn)影響。六、改錯(cuò)題（共5題，每題2分）directions:Identifyandcorrecttheerrorineachsentence.1.Thebank’ssustainabilityinitiativesarecontributingtoreducedcarbonemissionglobally.2.Duetoregulatorycomplexity,manysmallenterprisesstrugglewithobtainingloans.3.Ourcomplianceteammustensurethatalloperationsadheretothelatestbankingregulation.4.TheintegrationofAIintocustomerservicehasimprovedefficiencyandcustomersatisfaction.5.Thenewmobileappallowsuserstotransferfundsinreal-timewithoutanydelay.答案解析一、選詞填空1.A.compelled解析：句意為“金融科技的快速發(fā)展迫使傳統(tǒng)銀行業(yè)必須適應(yīng)，否則面臨淘汰?！眂ompel（迫使）符合語境。2.A.substantial解析：句意為“長(zhǎng)沙的金融創(chuàng)新政策為本地企業(yè)提供了大量的資金支持?！眘ubstantial（大量的）最貼切。3.B.implementing解析：句意為“我們的團(tuán)隊(duì)正在實(shí)施一個(gè)試點(diǎn)項(xiàng)目，將AI驅(qū)動(dòng)的風(fēng)險(xiǎn)評(píng)估工具整合到日常運(yùn)營(yíng)中?！眎mplement（實(shí)施）符合文意。4.A.ambitious解析：句意為“銀行可持續(xù)發(fā)展報(bào)告強(qiáng)調(diào)其承諾到2030年將碳排放減少50%，這是一個(gè)雄心勃勃的目標(biāo)?！盿mbitious（雄心勃勃的）最合適。5.C.efficiencies解析：句意為“由于監(jiān)管效率的提高，新的信貸額度審批流程已被簡(jiǎn)化?！眅fficiencies（效率）符合文意。6.A.alerts解析：句意為“新的移動(dòng)銀行應(yīng)用具有實(shí)時(shí)提醒功能，幫助客戶監(jiān)控交易?！盿lerts（提醒）最準(zhǔn)確。7.A.fragile解析：句意為“歐洲脆弱的經(jīng)濟(jì)復(fù)蘇導(dǎo)致全球市場(chǎng)投資趨于謹(jǐn)慎?！眆ragile（脆弱的）最貼切。8.D.align解析：句意為“我們的合規(guī)部門確保所有操作符合最新的銀行法規(guī)?！盿lign（符合）符合語境。9.C.integration解析：句意為“線上和線下銀行渠道的整合仍然是改善客戶體驗(yàn)的重點(diǎn)?！眎ntegration（整合）最合適。10.A.regions解析：句意為“銀行的CSR倡議包括資助農(nóng)村地區(qū)貧困兒童的教育項(xiàng)目?！眗egions（地區(qū)）最準(zhǔn)確。二、閱讀理解1.C.Customeraccessibility解析：文章強(qiáng)調(diào)數(shù)字銀行如何提升服務(wù)效率和可及性，尤其是對(duì)長(zhǎng)沙居民的影響。2.B.Lackofinfrastructure解析：文章明確指出農(nóng)村湖南地區(qū)數(shù)字銀行普及率低的原因是基礎(chǔ)設(shè)施限制。3.C.78%解析：根據(jù)文章引用的CBIRC報(bào)告，78%的湖南城市居民偏好數(shù)字銀行。4.C.Hybridmodel解析：文章提到浦發(fā)銀行采用“數(shù)字解決方案+傳統(tǒng)網(wǎng)點(diǎn)支持”的混合模式。5.B.Integrated解析：hybrid在此處指結(jié)合傳統(tǒng)與現(xiàn)代的“集成化”模式。三、完形填空6.volatile7.compliance8.adapt9.leverage10.stakeholders11.streamline12.infrastructure13.mitigate14.diversify15.robust四、語法填空1.trends2.support3.assists4.protection5.benefits6.align7.innovative8.strictness9.expansion10.re